Dezerv

Fund Overview

Fund Size

Fund Size

₹4,620 Cr

Expense Ratio

Expense Ratio

0.98%

ISIN

ISIN

INF179K01XT4

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

01 Jan 2013

About this fund

HDFC Equity Savings Fund Direct Growth is a Equity Savings mutual fund schemes offered by HDFC Mutual Fund. This fund has been in existence for 11 years, 6 months and 25 days, having been launched on 01-Jan-13.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹69.79, Assets Under Management (AUM) of 4619.66 Crores, and an expense ratio of 0.98%.
  • HDFC Equity Savings Fund Direct Growth has given a CAGR return of 10.92% since inception.
  • The fund's asset allocation comprises around 33.26% in equities, 25.57% in debts, and 41.16% in cash & cash equivalents.
  • You can start investing in HDFC Equity Savings Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+18.26%

+14.30% (Cat Avg.)

3 Years

+11.92%

+9.38% (Cat Avg.)

5 Years

+12.37%

+10.16% (Cat Avg.)

10 Years

+10.83%

+8.30% (Cat Avg.)

Since Inception

+10.92%

(Cat Avg.)

Portfolio Summaryas of 30th June 2024

Equity1,536.57 Cr33.26%
Debt1,181.48 Cr25.57%
Others1,901.61 Cr41.16%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset1,554.52 Cr33.65%
HDFC Bank LtdEquity419.85 Cr9.09%
Treps - Tri-Party RepoCash - Repurchase Agreement289.23 Cr6.26%
Future on HDFC Bank LtdEquity - Future-286.88 Cr6.21%
United Spirits LtdEquity172.84 Cr3.74%
ICICI Bank LtdEquity163.79 Cr3.55%
Future on United Spirits LtdEquity - Future-144.13 Cr3.12%
Maruti Suzuki India LtdEquity136.46 Cr2.95%
Future on Titan Co LtdEquity - Future-135.82 Cr2.94%
Titan Co LtdEquity135.11 Cr2.92%
Axis Bank LtdEquity133.17 Cr2.88%
7.18% Govt Stock 2033Bond - Gov't/Treasury132.11 Cr2.86%
Future on Adani Ports & Special Economic Zone LtdEquity - Future-118.26 Cr2.56%
Adani Ports & Special Economic Zone LtdEquity117.3 Cr2.54%
Future on Maruti Suzuki India LtdEquity - Future-110.87 Cr2.40%
7.1% Govt Stock 2029Bond - Gov't/Treasury110.33 Cr2.39%
State Bank of IndiaEquity107.39 Cr2.32%
Larsen & Toubro LtdEquity89.81 Cr1.94%
Future on Axis Bank LtdEquity - Future-83.15 Cr1.80%
Bharti Airtel LtdEquity77.69 Cr1.68%
Future on Ashok Leyland LtdEquity - Future-75.3 Cr1.63%
Ashok Leyland LtdEquity74.74 Cr1.62%
Tata Motors LtdEquity73.67 Cr1.59%
Tata Steel LtdEquity64.57 Cr1.40%
Future on JSW Steel LtdEquity - Future-63.29 Cr1.37%
JSW Steel LtdEquity63.13 Cr1.37%
Infosys LtdEquity62.67 Cr1.36%
7.17% Govt Stock 2030Bond - Gov't/Treasury60.36 Cr1.31%
Mahindra & Mahindra LtdEquity59.6 Cr1.29%
Future on Mahindra & Mahindra LtdEquity - Future-59.59 Cr1.29%
Reliance Industries LtdEquity59.49 Cr1.29%
Net Current AssetsCash57.86 Cr1.25%
Future on Tata Motors LtdEquity - Future-55.9 Cr1.21%
7.38% Govt Stock 2027Bond - Gov't/Treasury53.06 Cr1.15%
The Tata Power Company Ltd.Equity - Future-52.66 Cr1.14%
Tata Power Co LtdEquity52.34 Cr1.13%
Future on Larsen & Toubro LtdEquity - Future-51.28 Cr1.11%
NTPC LtdEquity51 Cr1.10%
ITC LtdEquity50.1 Cr1.08%
LIC Housing Finance LimitedBond - Corporate Bond50.04 Cr1.08%
Indus Tower LtdBond - Corporate Bond49.97 Cr1.08%
Hdb Financial Services LimitedBond - Corporate Bond49.01 Cr1.06%
Future on Tata Steel Ltd.Equity - Future-47.58 Cr1.03%
Sun Pharmaceuticals Industries LtdEquity46.49 Cr1.01%
Dr Reddy's Laboratories LtdEquity45.14 Cr0.98%
Future on Dr Reddy's Laboratories LtdEquity - Future-44.81 Cr0.97%
Future on ICICI Bank LtdEquity - Future-43.89 Cr0.95%
Future on Bajaj Finance LtdEquity - Future-43.42 Cr0.94%
Goi 19.03.2027 GovBond - Gov't/Treasury43.15 Cr0.93%
Bajaj Finance LtdEquity43.14 Cr0.93%
Embassy Office Parks ReitBond - Asset Backed42.64 Cr0.92%
Kotak Mahindra Bank LtdEquity42.58 Cr0.92%
HCL Technologies LtdEquity40.87 Cr0.88%
Ongc Petro Additions LimitedBond - Corporate Bond39.97 Cr0.87%
Bajaj Auto LtdEquity37.54 Cr0.81%
POWERGRID Infrastructure Investment Trust UnitsEquity35.85 Cr0.78%
Cholamandalam Investment & Finance Co Ltd.Bond - Corporate Bond35.06 Cr0.76%
Bharti Telecom LimitedBond - Corporate Bond35.03 Cr0.76%
Bajaj Housing Finance LimitedBond - Corporate Bond34.88 Cr0.76%
Brookfield India Real Estate TrustBond - Asset Backed34.45 Cr0.75%
Future on Hindustan Unilever LtdEquity - Future-32.34 Cr0.70%
Hindustan Unilever LtdEquity32.05 Cr0.69%
Gujarat Pipavav Port LtdEquity31.38 Cr0.68%
Power Grid Corp Of India LtdEquity30.89 Cr0.67%
Cipla LtdEquity30.58 Cr0.66%
Pipeline Infrastructure Ltd.Bond - Corporate Bond30.2 Cr0.65%
Bharti Telecom LimitedBond - Corporate Bond30.13 Cr0.65%
National Bank for Agriculture and Rural DevelopmentBond - Gov't Agency Debt30.01 Cr0.65%
Hindustan Aeronautics Ltd Ordinary SharesEquity28.95 Cr0.63%
Coal India LtdEquity26.02 Cr0.56%
Power Finance Corporation LimitedBond - Corporate Bond25.2 Cr0.55%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.04 Cr0.54%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond25.01 Cr0.54%
Muthoot Finance LimitedBond - Corporate Bond24.99 Cr0.54%
Bajaj Finance LimitedBond - Corporate Bond24.93 Cr0.54%
HDFC Bank LimitedBond - Corporate Bond24.87 Cr0.54%
Power Finance Corporation LimitedBond - Corporate Bond24.79 Cr0.54%
Lupin LtdEquity24.32 Cr0.53%
Kalpataru Projects International LtdEquity23.51 Cr0.51%
Biocon LtdEquity20.8 Cr0.45%
Future on Biocon LtdEquity - Future-20.79 Cr0.45%
Aurobindo Pharma LtdEquity20.54 Cr0.44%
Chhattisgarh (Government of) 7.65%Bond - Sub-sovereign Government Debt20.34 Cr0.44%
Apollo Hospitals Enterprise LtdEquity19.72 Cr0.43%
Max Financial Services LtdEquity19.43 Cr0.42%
Goi Strips 19092028Bond - Gov't/Treasury18.74 Cr0.41%
Bharat Petroleum Corp LtdEquity18.24 Cr0.39%
Hindalco Industries LtdEquity18.13 Cr0.39%
Oil & Natural Gas Corp LtdEquity17.82 Cr0.39%
BEML LtdEquity17.75 Cr0.38%
IndusInd Bank LtdEquity17.57 Cr0.38%
CIE Automotive India LtdEquity17.17 Cr0.37%
Future on ITC LtdEquity - Future-16.17 Cr0.35%
Future on Sun Pharmaceuticals Industries LtdEquity - Future-16.17 Cr0.35%
Greenply Industries LtdEquity16.01 Cr0.35%
Wipro LtdEquity15.45 Cr0.33%
Mahindra & Mahindra Financial Services LtdEquity15.03 Cr0.33%
Small Industries Development Bank Of IndiaBond - Corporate Bond14.98 Cr0.32%
Hindustan Petroleum Corp LtdEquity14.94 Cr0.32%
Future on State Bank of IndiaEquity - Future-14.32 Cr0.31%
Star Health and Allied Insurance Co LtdEquity13.97 Cr0.30%
REC Ltd.Bond - Corporate Bond13.74 Cr0.30%
Ipca Laboratories LtdEquity13.56 Cr0.29%
Bayer CropScience LtdEquity13.42 Cr0.29%
GS CG 22/2/2028 - (STRIPS) StripsBond - Gov't/Treasury13.11 Cr0.28%
Suprajit Engineering LtdEquity12.96 Cr0.28%
Gland Pharma LtdEquity12.77 Cr0.28%
Paradeep Phosphates LtdEquity12.53 Cr0.27%
Goodyear India LtdEquity11.99 Cr0.26%
HDFC Life Insurance Company LimitedEquity11.65 Cr0.25%
Symphony LtdEquity11.6 Cr0.25%
Future on HDFC Life Insurance Company LimitedEquity - Future-11.55 Cr0.25%
Ashoka Buildcon LtdEquity11.23 Cr0.24%
7.06% Govt Stock 2028Bond - Gov't/Treasury10.02 Cr0.22%
PVR INOX LtdEquity9.99 Cr0.22%
Chemplast Sanmar LtdEquity9.34 Cr0.20%
7.18% Govt Stock 2037Bond - Gov't/Treasury8.09 Cr0.18%
Future on Apollo Hospitals Enterprise LtdEquity - Future-7.39 Cr0.16%
5.63% Govt Stock 2026Bond - Gov't/Treasury7.34 Cr0.16%
SBI Cards and Payment Services Ltd Ordinary SharesEquity7.25 Cr0.16%
Future on Ambuja Cements LtdEquity - Future-5.54 Cr0.12%
Future on Bharti Airtel LtdEquity - Future-5.54 Cr0.12%
Ambuja Cements LtdEquity5.31 Cr0.11%
7.26% Govt Stock 2033Bond - Gov't/Treasury5.06 Cr0.11%
7.1% Govt Stock 2034Bond - Gov't/Treasury5.03 Cr0.11%
Bank Of BarodaBond - Corporate Bond5.03 Cr0.11%
7.72% Govt Stock 2028Bond - Gov't/Treasury5.01 Cr0.11%
Tata Capital Financial Services LimitedBond - Corporate Bond4.98 Cr0.11%
Muthoot Finance LimitedBond - Corporate Bond4.97 Cr0.11%
Small Industries Development Bank Of IndiaBond - Corporate Bond4.95 Cr0.11%
6.54% Govt Stock 2032Bond - Gov't/Treasury4.85 Cr0.10%
Future on NTPC LtdEquity - Future-2.77 Cr0.06%
Future on Hindalco Industries LtdEquity - Future-2.31 Cr0.05%
Future on Kotak Mahindra Bank LtdEquity - Future-1.85 Cr0.04%
Future on Tata Consumer Products LtdEquity - Future-0.92 Cr0.02%
Tata Consumer Products LtdEquity0.89 Cr0.02%

Allocation By Market Cap (Equity)

Large Cap Stocks

56.37%

Mid Cap Stocks

3.12%

Small Cap Stocks

7.78%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services994.81 Cr21.53%
Consumer Cyclical496.1 Cr10.74%
Industrials394.69 Cr8.54%
Consumer Defensive255.88 Cr5.54%
Healthcare233.92 Cr5.06%
Basic Materials202.44 Cr4.38%
Energy136.51 Cr2.96%
Utilities134.23 Cr2.91%
Technology118.98 Cr2.58%
Communication Services87.68 Cr1.90%

Risk & Performance Ratios

Standard Deviation

This fund

4.72%

Cat. avg.

4.54%

Lower the better

Sharpe Ratio

This fund

1.23

Cat. avg.

0.71

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.36

Higher the better

Fund Managers

AB

Anil Bamboli

Since September 2004

AA

Arun Agarwal

Since September 2004

SR

Srinivasan Ramamurthy

Since December 2021

NM

Nirman Morakhia

Since February 2023

DM

Dhruv Muchhal

Since June 2023

Additional Scheme Detailsas of 30th June 2024

ISIN
INF179K01XT4
Expense Ratio
0.98%
Exit Load
1.00%
Fund Size
₹4,620 Cr
Age
01 Jan 2013
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Equity Savings TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund nameExpense RatioExit LoadFund size
1Y
Kotak Equity Savings Fund Direct Growth

Moderate Risk

0.7%1.0%₹6076.80 Cr20.5%
Kotak Equity Savings Fund Regular Growth

Moderate Risk

1.8%1.0%₹6076.80 Cr19.2%
Edelweiss Equity Savings Fund Regular Growth

Moderate Risk

1.5%0.0%₹441.78 Cr15.8%
Edelweiss Equity Savings Fund Direct Growth

Moderate Risk

0.5%0.0%₹441.78 Cr16.9%
Baroda BNP Paribas Equity Savings Fund Regular Growth

Moderately High risk

2.5%1.0%₹481.60 Cr15.4%
Baroda BNP Paribas Equity Savings Fund Direct Growth

Moderately High risk

1.5%1.0%₹481.60 Cr16.6%
Tata Equity Savings Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹155.98 Cr15.7%
Bandhan Equity Savings Fund Regular Growth

Moderate Risk

1.4%0.0%₹127.90 Cr10.3%
PGIM India Equity Savings Fund Regular Growth

Low to Moderate Risk

1.3%0.0%₹92.83 Cr9.2%
Sundaram Equity Savings Fund Regular Growth

Moderate Risk

2.2%0.0%₹841.07 Cr17.6%

About the AMC

Total AUM

₹6,33,832 Cr

Address

“HUL House”, 2nd Floor, Mumbai, 400 020

Other Funds by HDFC Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
HDFC Pharma and Healthcare Fund Direct Growth

Very High Risk

1.1%1.0%₹905.44 Cr-
HDFC Technology Fund Direct Growth

Very High Risk

1.0%1.0%₹1059.74 Cr-
HDFC Fixed Maturity Plan 1162 Days March 2022 Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹31.37 Cr7.4%
HDFC FMP 1204D December 2022 (47) Direct Growth

Low to Moderate Risk

---7.4%
HDFC Fixed Maturity Plans 1269 Days March 2023 Series 47 Direct Growth

Low to Moderate Risk

-0.0%-7.7%
HDFC Fixed Maturity Plans 1359 Days September 2022 Series 46 Direct Growth

Low to Moderate Risk

-0.0%-7.6%
HDFC Fixed Maturity Plan 1406 Days August 2022 Series 46 Direct Growth

Moderate Risk

-0.0%-7.7%
HDFC Fixed Maturity Plans 1113 Days March 2019 Series 44 Plan 1 Direct Growth

Moderate Risk

-0.0%--
HDFC Fixed Maturity Plan 1876 Days Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹30.61 Cr7.8%
HDFC Fixed Maturity Plans Series 46 1158D July 2022 Direct Growth

Low to Moderate Risk

-0.0%-7.4%
HDFC Fixed Maturity Plan 1861 Days Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹437.25 Cr7.8%
HDFC FMP 2638D February 2023 (47) Direct Growth

Moderate Risk

-0.0%-8.3%
HDFC Fixed Maturity Plans 1127 Days April 2019 Series 44 Plan 1 Direct Growth

Moderate Risk

----
HDFC Balanced Advantage Fund Direct Growth

Very High Risk

0.7%1.0%₹89903.19 Cr39.4%
HDFC Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹24091.05 Cr21.5%
HDFC Dynamic PE Ratio Fund of Funds Plan A Direct Growth

High Risk

0.2%1.0%₹46.08 Cr23.0%
HDFC Small Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹31522.66 Cr39.3%
HDFC Housing Opportunities Fund Direct Growth

Very High Risk

1.2%1.0%₹1554.35 Cr54.4%
HDFC Large and Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹21459.36 Cr45.2%
HDFC Nifty G-Sec July 2031 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹633.68 Cr8.0%
HDFC Nifty G-sec Dec 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1251.26 Cr7.6%
HDFC Business Cycle Fund Direct Growth

Very High Risk

0.8%1.0%₹3036.82 Cr31.1%
HDFC NIFTY Smallcap 250 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹223.96 Cr56.7%
HDFC Credit Risk Debt Fund Direct Growth

Moderately High risk

1.0%1.0%₹7822.97 Cr8.0%
HDFC Nifty SDL Oct 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹188.17 Cr7.6%
HDFC Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹6027.51 Cr7.6%
HDFC Banking & Financial Services Fund Direct Growth

Very High Risk

0.5%1.0%₹3628.34 Cr20.7%
HDFC Non-Cyclical Consumer Fund Direct Growth

Very High Risk

1.1%1.0%₹715.26 Cr40.7%
HDFC Asset Allocator Fund of Funds Direct Growth

High Risk

0.1%1.0%₹3175.37 Cr25.1%
HDFC Gold Fund Direct Growth

High Risk

0.2%1.0%₹2071.90 Cr18.9%
HDFC Gilt Fund Direct Growth

Moderate Risk

0.5%0.0%₹2443.88 Cr8.4%
HDFC Dynamic Debt Fund Direct Growth

Moderate Risk

0.7%0.0%₹693.40 Cr8.6%
HDFC Medium Term Debt Fund Direct Growth

Moderately High risk

0.6%0.0%₹4141.73 Cr7.9%
HDFC Income Fund Direct Growth

Moderate Risk

0.8%0.0%₹808.82 Cr8.1%
HDFC Infrastructure Fund Direct Growth

Very High Risk

1.2%1.0%₹2310.79 Cr68.1%
HDFC Liquid Fund Direct Growth

Moderate Risk

0.2%0.0%₹61883.02 Cr7.4%
HDFC Corporate Bond Fund Direct Growth

Moderate Risk

0.4%0.0%₹29258.43 Cr7.9%
HDFC Mid-Cap Opportunities Fund Direct Growth

Very High Risk

0.7%1.0%₹70569.70 Cr51.6%
HDFC Hybrid Debt Fund Direct Growth

Moderately High risk

1.2%1.0%₹3282.84 Cr16.3%
HDFC TaxSaver Direct Growth

Very High Risk

1.1%0.0%₹15674.35 Cr45.9%
HDFC Multi - Asset Fund Direct Growth

Very High Risk

0.8%1.0%₹3141.18 Cr24.2%
HDFC Equity Savings Fund Direct Growth

Moderately High risk

1.0%1.0%₹4619.66 Cr18.3%
HDFC Short Term Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹13080.16 Cr7.8%
HDFC Top 100 Fund Direct Growth

Very High Risk

1.0%1.0%₹35435.30 Cr34.6%
HDFC S&P BSE 500 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹156.62 Cr35.4%
HDFC Nifty Midcap 150 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹178.22 Cr52.2%
HDFC Dividend Yield Fund Direct Growth

Very High Risk

0.6%1.0%₹5617.54 Cr47.0%
HDFC Low Duration Fund Direct Growth

Low to Moderate Risk

0.5%0.0%₹19120.59 Cr7.8%
HDFC Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹13128.85 Cr8.5%
HDFC Capital Builder Value Fund Direct Growth

Very High Risk

1.0%1.0%₹7313.09 Cr45.1%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk
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The NAV of HDFC Equity Savings Fund Direct Growth, as of 25-Jul-2024, is ₹69.79.
The fund has generated 18.26% over the last 1 year and 11.92% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 33.26% in equities, 25.57% in bonds, and 41.16% in cash and cash equivalents.
The fund managers responsible for HDFC Equity Savings Fund Direct Growth are:-
  1. Anil Bamboli
  2. Arun Agarwal
  3. Srinivasan Ramamurthy
  4. Nirman Morakhia
  5. Dhruv Muchhal