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Fund Overview

Fund Size

Fund Size

₹16,095 Cr

Expense Ratio

Expense Ratio

1.18%

ISIN

ISIN

INF179K01YS4

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

HDFC TaxSaver Direct Growth is a ELSS (Tax Savings) mutual fund schemes offered by HDFC Mutual Fund. This fund has been in existence for 13 years, 7 months and 27 days, having been launched on 01-Jan-13.
As of 27-Aug-26, it has a Net Asset Value (NAV) of ₹1511.25, Assets Under Management (AUM) of 16095.45 Crores, and an expense ratio of 1.18%.
  • HDFC TaxSaver Direct Growth has given a CAGR return of 14.21% since inception.
  • The fund's asset allocation comprises around 98.55% in equities, 0.31% in debts, and 1.13% in cash & cash equivalents.
  • You can start investing in HDFC TaxSaver Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

-0.84%

+3.71% (Cat Avg.)

3 Years

+15.15%

+12.84% (Cat Avg.)

5 Years

+15.92%

+12.15% (Cat Avg.)

10 Years

+13.75%

+13.44% (Cat Avg.)

Since Inception

+14.21%

(Cat Avg.)

Portfolio Summaryas of 31st July 2026

Equity15,862.41 Cr98.55%
Debt50.69 Cr0.31%
Others182.35 Cr1.13%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
ICICI Bank LtdEquity1,471.29 Cr9.14%
HDFC Bank LtdEquity1,241.93 Cr7.72%
Axis Bank LtdEquity983.6 Cr6.11%
Maruti Suzuki India LtdEquity782.87 Cr4.86%
Bharti Airtel LtdEquity747.03 Cr4.64%
State Bank of IndiaEquity719.18 Cr4.47%
Kotak Mahindra Bank LtdEquity683.03 Cr4.24%
SBI Life Insurance Co LtdEquity562.46 Cr3.49%
HCL Technologies LtdEquity481.52 Cr2.99%
Hyundai Motor India LtdEquity436.14 Cr2.71%
Reliance Industries LtdEquity434.84 Cr2.70%
Eternal LtdEquity340.26 Cr2.11%
Bajaj Auto LtdEquity296.98 Cr1.85%
Tata Steel LtdEquity284.54 Cr1.77%
Britannia Industries LtdEquity283.98 Cr1.76%
Power Grid Corp Of India LtdEquity276.23 Cr1.72%
Infosys LtdEquity271.22 Cr1.69%
Larsen & Toubro LtdEquity248.68 Cr1.55%
Apollo Hospitals Enterprise LtdEquity246.32 Cr1.53%
JSW Steel LtdEquity234.34 Cr1.46%
Dr. Lal PathLabs LtdEquity217.19 Cr1.35%
InterGlobe Aviation LtdEquity212.01 Cr1.32%
Karur Vysya Bank LtdEquity205.47 Cr1.28%
Alkem Laboratories LtdEquity201.3 Cr1.25%
Metropolis Healthcare LtdEquity186.38 Cr1.16%
Bosch LtdEquity184.88 Cr1.15%
Cipla LtdEquity181.72 Cr1.13%
Star Health and Allied Insurance Co LtdEquity180.3 Cr1.12%
Hindustan Aeronautics Ltd Ordinary SharesEquity174.24 Cr1.08%
Jubilant Foodworks LtdEquity173.66 Cr1.08%
United Spirits LtdEquity172.15 Cr1.07%
Lupin LtdEquity169.05 Cr1.05%
ICICI Lombard General Insurance Co LtdEquity168.61 Cr1.05%
Tech Mahindra LtdEquity165.13 Cr1.03%
PB Fintech LtdEquity164.15 Cr1.02%
Mphasis LtdEquity163.96 Cr1.02%
Eicher Motors LtdEquity141 Cr0.88%
ICICI Prudential Asset Management Co LtdEquity140.22 Cr0.87%
Godrej Consumer Products LtdEquity139.76 Cr0.87%
Havells India LtdEquity135.12 Cr0.84%
Hindustan Unilever LtdEquity126.08 Cr0.78%
Mahindra & Mahindra LtdEquity118.95 Cr0.74%
360 One Wam Ltd Ordinary SharesEquity113.53 Cr0.71%
Treps - Tri-Party RepoCash - Repurchase Agreement110.1 Cr0.68%
Chalet Hotels LtdEquity105.98 Cr0.66%
Crompton Greaves Consumer Electricals LtdEquity91.07 Cr0.57%
Birla Corp LtdEquity89.05 Cr0.55%
Escorts Kubota LtdEquity83.1 Cr0.52%
Westlife Foodworld LtdEquity76.07 Cr0.47%
Ramco Cements LtdEquity73.46 Cr0.46%
Net Current AssetsCash72.25 Cr0.45%
Bharat Electronics LtdEquity69.81 Cr0.43%
Cohance Lifesciences LtdEquity60.57 Cr0.38%
Popular Vehicles and Services LtdEquity53.71 Cr0.33%
Cyient LtdEquity50.77 Cr0.32%
7.38% Govt Stock 2027Bond - Gov't/Treasury50.69 Cr0.31%
TeamLease Services LtdEquity50.21 Cr0.31%
Delhivery LtdEquity48.2 Cr0.30%
Anthem Biosciences LtdEquity40.02 Cr0.25%
Bajaj Electricals LtdEquity28.39 Cr0.18%
Tata Motors LtdEquity26.21 Cr0.16%
JK Lakshmi Cement LtdEquity21.52 Cr0.13%
Medi Assist Healthcare Services LtdEquity15.31 Cr0.10%
SBI Funds Management LtdEquity9.37 Cr0.06%
JSW Energy LtdEquity8.32 Cr0.05%

Allocation By Market Cap (Equity)

Large Cap Stocks

77.80%

Mid Cap Stocks

9.97%

Small Cap Stocks

10.73%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services6,643.13 Cr41.27%
Consumer Cyclical2,856.15 Cr17.75%
Healthcare1,317.86 Cr8.19%
Technology1,081.83 Cr6.72%
Industrials1,072.14 Cr6.66%
Communication Services747.03 Cr4.64%
Consumer Defensive721.97 Cr4.49%
Basic Materials702.9 Cr4.37%
Energy434.84 Cr2.70%
Utilities284.55 Cr1.77%

Risk & Performance Ratios

Standard Deviation

This fund

13.51%

Cat. avg.

15.41%

Lower the better

Sharpe Ratio

This fund

0.65

Cat. avg.

0.42

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

0.62

Higher the better

Fund Managers

AK

Amar Kalkundrikar

Since December 2025

DM

Dhruv Muchhal

Since June 2023

Additional Scheme Detailsas of 31st July 2026

ISIN
INF179K01YS4
Expense Ratio
1.18%
Exit Load
No Charges
Fund Size
₹16,095 Cr
Age
13 years 7 months
Lumpsum Minimum
₹500
Fund Status
Open Ended Investment Company
Benchmark
Nifty 500 TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar ELSS (Tax Savings) Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bajaj Finserv ELSS Tax Saver Fund Regular Growth

Low Risk

3.0%0.0%₹89.10 Cr6.8%
Bajaj Finserv ELSS Tax Saver Fund Direct Growth

Low Risk

1.3%0.0%₹89.10 Cr8.7%
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹289.75 Cr6.7%
Sundaram Long Term Tax Advantage Fund Series I Regular Growth

High Risk

1.4%0.0%₹19.18 Cr8.0%
Bank of India Midcap Tax Fund Series 1 Direct Growth

Very High Risk

-0.0%₹65.11 Cr13.8%
SBI Long Term Advantage Fund Series II Regular Growth

Very High Risk

-0.0%₹34.17 Cr6.4%
SBI Long Term Advantage Fund Series II Direct Growth

Very High Risk

-0.0%₹34.17 Cr6.8%
Bank of India Midcap Tax Fund Series 1 Regular Growth

Very High Risk

-0.0%₹65.11 Cr13.4%
Sundaram Long Term Tax Advantage Fund Series I Direct Growth

High Risk

1.4%0.0%₹19.18 Cr8.1%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Regular Growth

Very High Risk

1.0%0.0%₹31.62 Cr11.9%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Direct Growth

Very High Risk

0.8%0.0%₹31.62 Cr12.2%
Sundaram Long Term Tax Advantage Fund Series II Direct Growth

Very High Risk

1.2%0.0%₹13.10 Cr5.9%
Sundaram Long Term Tax Advantage Fund Series II Regular Growth

Very High Risk

1.4%0.0%₹13.10 Cr5.6%
SBI Long Term Advantage Fund Series I Regular Growth

Low Risk

-0.0%₹49.50 Cr16.8%
SBI Long Term Advantage Fund Series I Direct Growth

Low Risk

-0.0%₹49.50 Cr17.1%
Sundaram Long Term Micro CapTax Advantage Fund Sries III Direct Growth

Very High Risk

0.8%0.0%₹78.05 Cr11.5%
SBI Long Term Advantage Fund Series VI Regular Growth

Very High Risk

-0.0%₹250.68 Cr3.1%
SBI Long Term Advantage Fund Series VI Direct Growth

Very High Risk

-0.0%₹250.68 Cr3.5%
Sundaram Long Term Micro CapTax Advantage Fund Sries III Regular Growth

Very High Risk

1.0%0.0%₹78.05 Cr11.2%
Sundaram Long Term Tax Advantage Fund Series III Direct Growth

Very High Risk

0.8%-₹34.84 Cr14.2%
SBI Tax Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹33.26 Cr32.0%
SBI Tax Advantage Fund Series III Regular Growth

Very High Risk

-0.0%₹33.26 Cr31.5%
Sundaram Long Term Tax Advantage Fund Series III Regular Growth

Very High Risk

1.0%-₹34.84 Cr13.9%
ICICI Prudential Long Term Wealth Enhancement Fund Regular Growth

Very High Risk

1.2%0.0%₹37.52 Cr2.4%
ICICI Prudential Long Term Wealth Enhancement Fund Direct Growth

Very High Risk

0.8%0.0%₹37.52 Cr2.8%
Sundaram Long Term Tax Advantage Fund Series IV Regular Growth

Very High Risk

1.0%0.0%₹23.09 Cr13.9%
Sundaram Long Term Tax Advantage Fund Series IV Direct Growth

Very High Risk

0.8%0.0%₹23.09 Cr14.1%
SBI Long Term Advantage Fund Series III Regular Growth

Very High Risk

-0.0%₹66.00 Cr-3.0%
SBI Long Term Advantage Fund Series III Direct Growth

Very High Risk

-0.0%₹66.00 Cr-2.6%
SBI Long Term Advantage Fund Series V Direct Growth

Very High Risk

-0.0%₹353.31 Cr5.2%
SBI Long Term Advantage Fund Series V Regular Growth

Very High Risk

-0.0%₹353.31 Cr4.9%
SBI Long Term Advantage Fund Series IV Regular Growth

Very High Risk

-0.0%₹194.41 Cr4.1%
SBI Long Term Advantage Fund Series IV Direct Growth

Very High Risk

-0.0%₹194.41 Cr4.5%
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct Growth

Very High Risk

0.8%0.0%₹37.28 Cr11.2%
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Regular Growth

Very High Risk

1.0%0.0%₹37.28 Cr11.1%
Invesco India Tax Plan Regular Growth

Very High Risk

1.7%0.0%₹2698.51 Cr3.1%
HSBC ELSS Fund Direct Growth

Very High Risk

1.2%0.0%₹4114.68 Cr10.0%
LIC MF ELSS Direct Growth

Very High Risk

1.2%0.0%₹1030.39 Cr0.1%
Kotak Taxsaver Fund Direct Growth

Very High Risk

0.7%0.0%₹6341.90 Cr5.3%
Invesco India Tax Plan Direct Growth

Very High Risk

0.7%0.0%₹2698.51 Cr4.2%
HSBC Tax Saver Equity Fund Regular Growth

Very High Risk

2.5%0.0%₹243.60 Cr4.0%
ICICI Prudential Long Term Equity Fund ( Tax Saving) Direct Growth

Very High Risk

1.2%0.0%₹14291.86 Cr1.7%
Sundaram Tax Savings Fund Direct Growth

Very High Risk

1.4%0.0%₹1296.05 Cr-1.7%
Bandhan Tax Advantage (ELSS) Fund Direct Growth

Very High Risk

0.6%0.0%₹7004.60 Cr4.8%
Nippon India Tax Saver (ELSS) Fund Direct Growth

Very High Risk

0.9%0.0%₹14909.88 Cr3.3%
JM Tax Gain Fund Direct Growth

Very High Risk

1.3%0.0%₹242.31 Cr11.6%
Samco ELSS Tax Saver Fund Direct Growth

Very High Risk

1.4%0.0%₹105.42 Cr2.6%
Samco ELSS Tax Saver Fund Regular Growth

Very High Risk

2.7%0.0%₹105.42 Cr1.2%
Mahindra Manulife ELSS Fund Regular Growth

Very High Risk

2.6%0.0%₹904.48 Cr-1.8%
Mahindra Manulife ELSS Fund Direct Growth

Very High Risk

1.2%0.0%₹904.48 Cr-0.4%

About the AMC

HDFC Mutual Fund

HDFC Mutual Fund

Total AUM

₹9,05,013 Cr

Address

“HUL House”, 2nd Floor, Mumbai, 400 020

Other Funds by HDFC Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
HDFC Nifty Metal ETF FOF Direct Growth

Very High Risk

----
HDFC Nifty Auto Index Fund Direct Growth

Very High Risk

0.3%0.0%--
HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹838.62 Cr-
HDFC Income Plus Arbitrage Omni FOF Direct Growth

Moderately High risk

0.1%1.0%₹27.66 Cr-
HDFC Nifty India Consumption Index Fund Direct Growth

Very High Risk

0.4%0.0%₹125.24 Cr-
HDFC BSE India Sector Leaders Index Fund Direct Growth

Very High Risk

0.3%0.0%₹183.98 Cr-
HDFC Diversified Equity All Cap Active FOF Direct Growth

Very High Risk

0.3%1.0%₹2664.74 Cr-
HDFC Innovation Fund Direct Growth

Very High Risk

0.9%1.0%₹2970.44 Cr21.0%
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹2238.78 Cr7.1%
HDFC Nifty Top 20 Equal Weight Index Fund Direct Growth

Very High Risk

0.4%0.0%₹94.46 Cr-1.7%
HDFC Nifty100 Quality 30 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹144.49 Cr2.0%
HDFC Nifty India Digital Index Fund Direct Growth

Very High Risk

0.4%0.0%₹153.72 Cr-2.8%
HDFC Nifty LargeMidcap 250 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹458.68 Cr6.1%
HDFC Nifty500 Multicap 50:25:25 Index Fund Regular Growth

Very High Risk

0.3%0.0%₹498.73 Cr5.8%
HDFC NIFTY100 Low Volatility 30 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹227.13 Cr-0.4%
HDFC Manufacturing Fund Direct Growth

Very High Risk

0.9%1.0%₹10590.14 Cr13.1%
HDFC NIFTY Realty Index Fund Direct Growth

Very High Risk

0.5%0.0%₹145.60 Cr1.5%
HDFC NIFTY200 Momentum 30 Index Fund Direct Growth

Very High Risk

1.1%0.0%₹608.83 Cr4.4%
HDFC Pharma and Healthcare Fund Direct Growth

Very High Risk

1.1%1.0%₹2939.98 Cr27.6%
HDFC Technology Fund Direct Growth

Very High Risk

1.1%1.0%₹1483.21 Cr-11.1%
HDFC Fixed Maturity Plan 1162 Days March 2022 Series 46 Direct Growth

Low Risk

-0.0%₹30.78 Cr7.2%
HDFC FMP 1204D December 2022 (47) Direct Growth

Low Risk

--₹51.24 Cr6.1%
HDFC Fixed Maturity Plans 1269 Days March 2023 Series 47 Direct Growth

Low Risk

-0.0%₹76.38 Cr5.7%
HDFC Fixed Maturity Plans 1359 Days September 2022 Series 46 Direct Growth

Low Risk

-0.0%₹316.54 Cr5.6%
HDFC Fixed Maturity Plan 1406 Days August 2022 Series 46 Direct Growth

Low Risk

-0.0%₹246.30 Cr5.7%
HDFC Fixed Maturity Plans 1113 Days March 2019 Series 44 Plan 1 Direct Growth

Moderate Risk

-0.0%--
HDFC Fixed Maturity Plan 1876 Days Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹35.27 Cr6.2%
HDFC Fixed Maturity Plans Series 46 1158D July 2022 Direct Growth

Low Risk

-0.0%₹161.40 Cr6.6%
HDFC Fixed Maturity Plan 1861 Days Series 46 Direct Growth

Low to Moderate Risk

-0.0%₹504.60 Cr6.2%
HDFC FMP 2638D February 2023 (47) Direct Growth

Moderate Risk

-0.0%₹151.02 Cr6.5%
HDFC Fixed Maturity Plans 1127 Days April 2019 Series 44 Plan 1 Direct Growth

Moderate Risk

----
HDFC Balanced Advantage Fund Direct Growth

Very High Risk

0.8%1.0%₹107765.65 Cr3.2%
HDFC Hybrid Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹22520.80 Cr-1.4%
HDFC Dynamic PE Ratio Fund of Funds Plan A Direct Growth

Moderate Risk

0.1%0.0%₹2597.29 Cr5.9%
HDFC Small Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹41679.00 Cr0.5%
HDFC Housing Opportunities Fund Direct Growth

Very High Risk

1.4%1.0%₹1172.96 Cr-0.9%
HDFC Large and Mid Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹30098.86 Cr5.9%
HDFC Nifty G-Sec July 2031 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹637.63 Cr6.7%
HDFC Nifty G-sec Dec 2026 Index Fund Direct Growth

Low Risk

0.2%0.0%₹940.01 Cr5.6%
HDFC Business Cycle Fund Direct Growth

Very High Risk

1.1%1.0%₹2738.86 Cr6.3%
HDFC NIFTY Smallcap 250 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹728.23 Cr10.2%
HDFC Credit Risk Debt Fund Direct Growth

High Risk

1.0%1.0%₹7665.67 Cr7.9%
HDFC Nifty SDL Oct 2026 Index Fund Direct Growth

Low Risk

0.2%0.0%₹179.91 Cr5.8%
HDFC Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹5209.06 Cr5.6%
HDFC Banking & Financial Services Fund Direct Growth

Very High Risk

0.9%1.0%₹4630.40 Cr10.6%
HDFC Non-Cyclical Consumer Fund Direct Growth

Very High Risk

1.3%1.0%₹1032.73 Cr-4.0%
HDFC Asset Allocator Fund of Funds Direct Growth

Very High Risk

0.1%1.0%₹6096.36 Cr10.1%
HDFC Gold Fund Direct Growth

High Risk

0.2%1.0%₹11197.05 Cr55.4%
HDFC Gilt Fund Direct Growth

Moderate Risk

0.5%0.0%₹2029.47 Cr5.7%
HDFC Dynamic Debt Fund Direct Growth

Moderately High risk

0.7%0.0%₹524.64 Cr6.7%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk

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What is the current NAV of HDFC TaxSaver Direct Growth?

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The NAV of HDFC TaxSaver Direct Growth, as of 27-Aug-2026, is ₹1511.25.
The fund has generated -0.84% over the last 1 year and 15.15% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 98.55% in equities, 0.31% in bonds, and 1.13% in cash and cash equivalents.
The fund managers responsible for HDFC TaxSaver Direct Growth are:-
  1. Amar Kalkundrikar
  2. Dhruv Muchhal
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