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Fund Overview

Fund Size

Fund Size

₹71 Cr

Expense Ratio

Expense Ratio

0.66%

ISIN

ISIN

INF663L01Y61

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

19 Apr 2024

About this fund

This fund has been in existence for 7 months and 18 days, having been launched on 19-Apr-24.
As of 06-Dec-24, it has a Net Asset Value (NAV) of ₹12.16, Assets Under Management (AUM) of 71.27 Crores, and an expense ratio of 0.66%.
  • PGIM India Retirement Fund Direct Growth has given a CAGR return of 21.68% since inception.
  • The fund's asset allocation comprises around 97.47% in equities, 0.14% in debts, and 2.39% in cash & cash equivalents.
  • You can start investing in PGIM India Retirement Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

Since Inception

+21.68%

(Cat Avg.)

Portfolio Summaryas of 31st October 2024

Equity69.46 Cr97.47%
Debt0.1 Cr0.14%
Others1.7 Cr2.39%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
ICICI Bank LtdEquity4.41 Cr6.19%
HDFC Bank LtdEquity3.64 Cr5.11%
Reliance Industries LtdEquity2.97 Cr4.17%
Tata Consultancy Services LtdEquity2.79 Cr3.91%
Axis Bank LtdEquity2.14 Cr3.01%
Bharti Airtel LtdEquity1.87 Cr2.62%
Multi Commodity Exchange of India LtdEquity1.48 Cr2.08%
Dixon Technologies (India) LtdEquity1.47 Cr2.06%
Zomato LtdEquity1.4 Cr1.97%
Clearing Corporation Of India Ltd.Cash - Repurchase Agreement1.4 Cr1.97%
Mrs Bectors Food Specialities Ltd Ordinary SharesEquity1.27 Cr1.79%
CG Power & Industrial Solutions LtdEquity1.22 Cr1.71%
Trent LtdEquity1.13 Cr1.58%
Max Healthcare Institute Ltd Ordinary SharesEquity1.12 Cr1.57%
Tube Investments of India Ltd Ordinary SharesEquity1.07 Cr1.51%
J.B. Chemicals & Pharmaceuticals LtdEquity1.05 Cr1.48%
Central Depository Services (India) LtdEquity1.03 Cr1.45%
Sumitomo Chemical India Ltd Ordinary SharesEquity1.02 Cr1.43%
Varun Beverages LtdEquity1.02 Cr1.43%
JSW Infrastructure LtdEquity1.01 Cr1.41%
InterGlobe Aviation LtdEquity1 Cr1.41%
Krishna Institute of Medical Sciences LtdEquity1 Cr1.40%
NTPC LtdEquity0.99 Cr1.39%
Sona BLW Precision Forgings LtdEquity0.99 Cr1.39%
ICICI Lombard General Insurance Co LtdEquity0.96 Cr1.35%
DOMS Industries LtdEquity0.96 Cr1.35%
SRF LtdEquity0.91 Cr1.27%
PI Industries LtdEquity0.85 Cr1.19%
UltraTech Cement LtdEquity0.84 Cr1.18%
Navin Fluorine International LtdEquity0.82 Cr1.15%
CE Info Systems LtdEquity0.82 Cr1.14%
Bikaji Foods International LtdEquity0.8 Cr1.12%
Blue Star LtdEquity0.79 Cr1.11%
Persistent Systems LtdEquity0.79 Cr1.11%
Larsen & Toubro LtdEquity0.78 Cr1.09%
Eureka Forbes LtdEquity0.77 Cr1.09%
Triveni Turbine LtdEquity0.76 Cr1.07%
Nestle India LtdEquity0.75 Cr1.05%
Home First Finance Co India Ltd ---Equity0.7 Cr0.98%
Sanofi Consumer Healthcare India LtdEquity0.7 Cr0.98%
Computer Age Management Services Ltd Ordinary SharesEquity0.68 Cr0.96%
Global Health LtdEquity0.68 Cr0.95%
Narayana Hrudayalaya LtdEquity0.67 Cr0.95%
UNO Minda LtdEquity0.66 Cr0.93%
Maruti Suzuki India LtdEquity0.65 Cr0.92%
Info Edge (India) LtdEquity0.62 Cr0.87%
Mphasis LtdEquity0.61 Cr0.86%
360 One Wam Ltd Ordinary SharesEquity0.61 Cr0.86%
Pidilite Industries LtdEquity0.6 Cr0.84%
Cholamandalam Investment and Finance Co LtdEquity0.59 Cr0.82%
Mankind Pharma LtdEquity0.58 Cr0.81%
Carborundum Universal LtdEquity0.57 Cr0.80%
Hindustan Aeronautics Ltd Ordinary SharesEquity0.56 Cr0.78%
SBI Life Insurance Co LtdEquity0.55 Cr0.77%
Aptus Value Housing Finance India LtdEquity0.54 Cr0.76%
K.P.R. Mill LtdEquity0.54 Cr0.76%
Torrent Pharmaceuticals LtdEquity0.53 Cr0.75%
KEI Industries LtdEquity0.53 Cr0.74%
Vinati Organics LtdEquity0.53 Cr0.74%
PB Fintech LtdEquity0.52 Cr0.74%
Bharti Hexacom LtdEquity0.51 Cr0.71%
Ecos (India) Mobility & Hospitality LtdEquity0.5 Cr0.70%
Coromandel International LtdEquity0.47 Cr0.66%
Torrent Power LtdEquity0.46 Cr0.65%
Sun Pharmaceuticals Industries LtdEquity0.45 Cr0.63%
Prestige Estates Projects LtdEquity0.44 Cr0.61%
Indian Hotels Co LtdEquity0.43 Cr0.61%
TeamLease Services LtdEquity0.43 Cr0.60%
Bharat Forge LtdEquity0.42 Cr0.60%
KPIT Technologies LtdEquity0.42 Cr0.59%
Container Corporation of India LtdEquity0.42 Cr0.59%
Safari Industries (India) LtdEquity0.41 Cr0.58%
Syngene International LtdEquity0.39 Cr0.55%
Deepak Nitrite LtdEquity0.38 Cr0.53%
Timken India LtdEquity0.37 Cr0.51%
Havells India LtdEquity0.37 Cr0.51%
Devyani International LtdEquity0.34 Cr0.48%
APL Apollo Tubes LtdEquity0.32 Cr0.45%
Net Receivables / (Payables)Cash0.3 Cr0.42%
182 DTB 06022025Bond - Gov't/Treasury0.1 Cr0.14%

Allocation By Market Cap (Equity)

Large Cap Stocks

42.94%

Mid Cap Stocks

27.34%

Small Cap Stocks

25.51%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services17.19 Cr24.12%
Industrials11.33 Cr15.90%
Consumer Cyclical7.76 Cr10.89%
Technology7.58 Cr10.64%
Healthcare7.17 Cr10.06%
Basic Materials6.74 Cr9.45%
Consumer Defensive3.83 Cr5.38%
Communication Services3 Cr4.20%
Energy2.97 Cr4.17%
Utilities1.46 Cr2.04%
Real Estate0.44 Cr0.61%

Risk & Performance Ratios

Standard Deviation

This fund

--

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

--

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

VP

Vinay Paharia

Since April 2024

PP

Puneet Pal

Since April 2024

AP

Anandha Padmanabhan Anjeneyan

Since August 2024

VS

Vivek Sharma

Since August 2024

Additional Scheme Detailsas of 31st October 2024

ISIN
INF663L01Y61
Expense Ratio
0.66%
Exit Load
No Charges
Fund Size
₹71 Cr
Age
7 months
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
BSE 500 India INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of PGIM India Retirement Fund Direct Growth, as of 06-Dec-2024, is ₹12.16.
The fund's allocation of assets is distributed as 97.47% in equities, 0.14% in bonds, and 2.39% in cash and cash equivalents.
The fund managers responsible for PGIM India Retirement Fund Direct Growth are:-
  1. Vinay Paharia
  2. Puneet Pal
  3. Anandha Padmanabhan Anjeneyan
  4. Vivek Sharma