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Fund Overview

Fund Size

Fund Size

₹3,102 Cr

Expense Ratio

Expense Ratio

1.93%

ISIN

ISIN

INF204KA1B64

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

11 Feb 2015

About this fund

Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth is a Retirement mutual fund schemes offered by Nippon India Mutual Fund. This fund has been in existence for 9 years, 4 months and 1 days, having been launched on 11-Feb-15.
As of 11-Jun-24, it has a Net Asset Value (NAV) of ₹27.02, Assets Under Management (AUM) of 3102.31 Crores, and an expense ratio of 1.93%.
  • Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth has given a CAGR return of 11.24% since inception.
  • The fund's asset allocation comprises around 98.38% in equities, 0.00% in debts, and 1.62% in cash & cash equivalents.
  • You can start investing in Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+42.08%

(Cat Avg.)

3 Years

+19.83%

(Cat Avg.)

5 Years

+14.48%

(Cat Avg.)

Since Inception

+11.24%

(Cat Avg.)

Portfolio Summaryas of 31st May 2024

Equity3,052.08 Cr98.38%
Others50.23 Cr1.62%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
ICICI Bank LtdEquity224.21 Cr7.23%
Reliance Industries LtdEquity200.26 Cr6.46%
HDFC Bank LtdEquity191.44 Cr6.17%
Larsen & Toubro LtdEquity119.25 Cr3.84%
Axis Bank LtdEquity111.83 Cr3.60%
Tata Consultancy Services LtdEquity107.5 Cr3.47%
Bosch LtdEquity100.3 Cr3.23%
Kaynes Technology India LtdEquity96.58 Cr3.11%
State Bank of IndiaEquity83.04 Cr2.68%
NTPC LtdEquity75.39 Cr2.43%
Infosys LtdEquity70.35 Cr2.27%
Zomato LtdEquity62.7 Cr2.02%
Bajaj Finance LtdEquity60.28 Cr1.94%
Cyient DLM LtdEquity59.82 Cr1.93%
Hindustan Unilever LtdEquity58.23 Cr1.88%
Brigade Enterprises LtdEquity57.76 Cr1.86%
LTIMindtree LtdEquity56.42 Cr1.82%
Dixon Technologies (India) LtdEquity56.38 Cr1.82%
Samvardhana Motherson International LtdEquity52.94 Cr1.71%
ICICI Lombard General Insurance Co LtdEquity51.37 Cr1.66%
Hindalco Industries LtdEquity49.98 Cr1.61%
Triparty RepoCash - Repurchase Agreement49.21 Cr1.59%
EIH LtdEquity47.48 Cr1.53%
Power Finance Corp LtdEquity45.55 Cr1.47%
Cummins India LtdEquity41.03 Cr1.32%
United Breweries LtdEquity40.93 Cr1.32%
BSE LtdEquity40.41 Cr1.30%
Hindustan Aeronautics Ltd Ordinary SharesEquity39.79 Cr1.28%
UltraTech Cement LtdEquity39.66 Cr1.28%
Sona BLW Precision Forgings LtdEquity39.07 Cr1.26%
Container Corporation of India LtdEquity37.62 Cr1.21%
Affle India LtdEquity37.53 Cr1.21%
Carborundum Universal LtdEquity35.85 Cr1.16%
Sterling and Wilson Renewable Energy LtdEquity35.09 Cr1.13%
Mishra Dhatu Nigam Ltd Ordinary SharesEquity33.49 Cr1.08%
Gland Pharma LtdEquity33.12 Cr1.07%
Titan Co LtdEquity32.42 Cr1.04%
Apollo Hospitals Enterprise LtdEquity32.12 Cr1.04%
Birla Corp LtdEquity31.73 Cr1.02%
SBI Life Insurance Company LimitedEquity31.19 Cr1.01%
Bharat Forge LtdEquity31.09 Cr1.00%
HDFC Asset Management Co LtdEquity31.07 Cr1.00%
The Federal Bank LtdEquity30.79 Cr0.99%
GAIL (India) LtdEquity30.65 Cr0.99%
Voltas LtdEquity30.59 Cr0.99%
Ipca Laboratories LtdEquity29.74 Cr0.96%
Indus Towers Ltd Ordinary SharesEquity29.59 Cr0.95%
PVR INOX LtdEquity29.45 Cr0.95%
Crompton Greaves Consumer Electricals LtdEquity27.46 Cr0.89%
Praj Industries LtdEquity26.1 Cr0.84%
Lupin LtdEquity25.32 Cr0.82%
K.P.R. Mill LtdEquity22.34 Cr0.72%
FSN E-Commerce Ventures LtdEquity19.7 Cr0.64%
Aditya Birla Sun Life AMC LtdEquity19.21 Cr0.62%
Dabur India LtdEquity16.35 Cr0.53%
NMDC LtdEquity15.61 Cr0.50%
Bajaj Finserv LtdEquity12.23 Cr0.39%
ISGEC Heavy Engineering LtdEquity4.68 Cr0.15%
Net Current AssetsCash0.74 Cr0.02%
Cash Margin - CcilCash - Collateral0.28 Cr0.01%

Allocation By Market Cap (Equity)

Large Cap Stocks

58.09%

Mid Cap Stocks

21.51%

Small Cap Stocks

18.78%

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services932.63 Cr30.06%
Consumer Cyclical435.49 Cr14.04%
Industrials431.5 Cr13.91%
Technology385.56 Cr12.43%
Energy200.26 Cr6.46%
Basic Materials170.47 Cr5.50%
Healthcare120.3 Cr3.88%
Consumer Defensive115.51 Cr3.72%
Utilities106.04 Cr3.42%
Communication Services96.58 Cr3.11%
Real Estate57.76 Cr1.86%

Risk & Performance Ratios

Standard Deviation

This fund

12.83%

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

1.04

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

Pranay Sinha

Pranay Sinha

Since March 2021

Ashutosh Bhargava

Ashutosh Bhargava

Since April 2024

KD

Kinjal Desai

Since May 2018

Additional Scheme Detailsas of 31st May 2024

ISININF204KA1B64Expense Ratio1.93%Exit LoadNo ChargesFund Size₹3,102 CrAge11 Feb 2015Lumpsum Minimum₹500Fund StatusOpen Ended Investment CompanyBenchmarkS&P BSE 500 India TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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1Y
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Axis Retirement Savings Fund - Aggressive Plan Direct Growth

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Axis Retirement Savings Fund - Dynamic Plan Direct Growth

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About the AMC

Total AUM

₹4,73,879 Cr

Address

4th Floor, Tower A, Peninsula Business Park, Mumbai, 400 013

Other Funds by Nippon India Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Nippon India Fixed Maturity Plan - XLVI - Series 1 - 92 Days Direct Growth

Moderately High risk

-0.0%--
Nippon India Innovation Fund Direct Growth

Very High Risk

0.8%1.0%₹1454.62 Cr-
Nippon India Fixed Horizon Fund XLII Series 1 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLII Series 7 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLI Series 6 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 5 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLI Series 7 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLIII - Series 4 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 6 Direct Growth

Moderate Risk

----
Nippon India Interval Fund Quarterly Series I Direct Growth

Low Risk

-0.0%₹52.30 Cr7.0%
Nippon India Fixed Horizon Fund XXXX Series 10 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLIV Series 4 Direct Growth

Low to Moderate Risk

---7.1%
Nippon India Fixed Horizon Fund XLIV Series 3 Direct Growth

Moderate Risk

----
Nippon India Interval Fund Annual Series I Direct Growth

Low Risk

-0.0%₹16.55 Cr7.2%
Nippon India Fixed Horizon Fund XLIV Series 5 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLIII - Series 1 Direct Growth

Low to Moderate Risk

-0.0%₹186.11 Cr7.3%
Nippon India Fixed Horizon Fund XLIV Series 1 Direct Growth

Moderate Risk

-0.0%-7.3%
Nippon India Fixed Horizon Fund - XLIII - Series 3 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLI Series 5 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 3 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XLIII Series 5 Direct Growth

Moderate Risk

-0.0%₹161.40 Cr7.2%
Nippon India Fixed Horizon Fund XXXIX Series 12 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLIII - Series 2 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLI Series 3 Direct Growth

Moderate Risk

-0.0%--
Nippon India Capital Protection Oriented Fund II Plan A Direct Growth

Low Risk

--₹40.32 Cr9.7%
Nippon India Interval Fund Quarterly Series III Direct Growth

Low Risk

-0.0%₹4.97 Cr7.1%
Nippon India Fixed Horizon Fund XLI Series 13 Direct Growth

Moderate Risk

----
Nippon India Fixed Horizon Fund XXXX Series 9 Direct Growth

Moderate Risk

-0.0%--
Nippon India Interval Fund Quarterly Series II Direct Growth

Moderate Risk

-0.0%₹58.13 Cr7.4%
Nippon India Fixed Horizon Fund XXXX Series 18 Direct Growth

Moderate Risk

-0.0%--
Nippon India Interval Fund Monthly Series II Direct Growth

Low Risk

-0.0%₹3.78 Cr6.3%
Nippon India Fixed Horizon Fund XXXX Sr 20 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XXXX Series 13 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund - XLV - Series 4 Direct Growth

Low to Moderate Risk

-0.0%-7.1%
Nippon India Fixed Horizon Fund XLI Series 9 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLI Series 8 Direct Growth

Moderate Risk

-0.0%₹59.65 Cr7.4%
Nippon India Interval Fund Monthly Series I Direct Growth

Low Risk

-0.0%₹3.16 Cr6.3%
Nippon India Fixed Horizon Fund - XLV - Series 5 Direct Growth

Moderately High risk

-0.0%-9.0%
Nippon India Fixed Horizon Fund XXXIX Series 13 Direct Growth

Moderate Risk

-0.0%--
Nippon India Fixed Horizon Fund XLII Series 2 Direct Growth

Moderate Risk

----
Nippon India Nifty SDL Plus G-Sec - Jun 2029 Maturity 70:30 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹247.60 Cr7.2%
Nippon India Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹15157.75 Cr8.5%
Nippon India Gilt Securities Fund Direct Growth

Moderate Risk

0.5%0.0%₹1864.74 Cr7.8%
Nippon India Banking & Financial Services Fund Direct Growth

Very High Risk

1.1%1.0%₹5462.71 Cr25.6%
Nippon India Power & Infra Fund Direct Growth

Very High Risk

1.2%1.0%₹5697.01 Cr79.5%
Nippon India Dynamic Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹4606.22 Cr6.9%
Nippon India Growth Fund Direct Growth

Very High Risk

0.8%1.0%₹27931.43 Cr60.7%
Nippon India Multi Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹31963.02 Cr54.1%
Nippon India Gold Savings Fund Direct Growth

High Risk

0.9%1.0%₹1877.33 Cr18.4%
Nippon India Floating Rate Fund Direct Growth

Moderate Risk

0.3%0.0%₹7955.53 Cr7.6%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth, as of 11-Jun-2024, is ₹27.02.
The fund has generated 42.08% over the last 1 year and 19.83% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 98.38% in equities, 0.00% in bonds, and 1.62% in cash and cash equivalents.
The fund managers responsible for Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth are:-
  1. Pranay Sinha
  2. Ashutosh Bhargava
  3. Kinjal Desai