Dezerv

Fund Overview

Fund Size

Fund Size

₹263 Cr

Expense Ratio

Expense Ratio

2.27%

ISIN

ISIN

INF251K01TH4

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

31 May 2024

About this fund

This fund has been in existence for 22 days, having been launched on 31-May-24.
As of 21-Jun-24, it has a Net Asset Value (NAV) of ₹10.34, Assets Under Management (AUM) of 262.99 Crores, and an expense ratio of 2.27%.
  • Baroda BNP Paribas Retirement Fund Regular Growth has given a CAGR return of 3.48% since inception.
  • The fund's asset allocation comprises around 54.41% in equities, 27.32% in debts, and 18.27% in cash & cash equivalents.
  • You can start investing in Baroda BNP Paribas Retirement Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

Since Inception

+3.48%

(Cat Avg.)

Portfolio Summaryas of 31st May 2024

Equity143.09 Cr54.41%
Debt71.85 Cr27.32%
Others48.05 Cr18.27%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Treps 03-Jun-2024Cash - Repurchase Agreement126.28 Cr48.02%
Nifty IndexEquity Index - Future61.29 Cr23.31%
Cash Offset For DerivativesCash - General Offset-61.29 Cr23.31%
7.32% Govt Stock 2030Bond - Gov't/Treasury17.74 Cr6.74%
Net Receivable / PayableCash - Collateral-16.93 Cr6.44%
07.34 Goi 2064Bond - Gov't/Treasury10.24 Cr3.89%
Small Industries Development Bank Of IndiaBond - Corporate Bond10.05 Cr3.82%
Jamnagar Utilities And Power Private LimitedBond - Corporate Bond10.05 Cr3.82%
364 DTB 17102024Bond - Gov't/Treasury9.74 Cr3.70%
364 DTB 14112024Bond - Gov't/Treasury9.69 Cr3.68%
ICICI Bank LtdEquity8.41 Cr3.20%
Infosys LtdEquity6.47 Cr2.46%
Reliance Industries LtdEquity5.15 Cr1.96%
Mahindra & Mahindra LtdEquity5.01 Cr1.91%
Piramal Capital & Housing Finance LimitedBond - Corporate Bond4.33 Cr1.65%
Axis Bank LtdEquity4.3 Cr1.64%
Bharti Airtel LtdEquity4.26 Cr1.62%
Bank of BarodaEquity3.31 Cr1.26%
NTPC LtdEquity3.23 Cr1.23%
HDFC Bank LtdEquity3.06 Cr1.16%
Larsen & Toubro LtdEquity2.94 Cr1.12%
Power Finance Corp LtdEquity2.56 Cr0.97%
Power Grid Corp Of India LtdEquity2.48 Cr0.94%
Vodafone Idea LtdEquity2.29 Cr0.87%
Linde India LtdEquity2.26 Cr0.86%
Max Financial Services LtdEquity2.2 Cr0.84%
Dabur India LtdEquity2.18 Cr0.83%
KEI Industries LtdEquity2.05 Cr0.78%
Jyoti CNC Automation LtdEquity2.02 Cr0.77%
PNB Housing Finance LtdEquity1.81 Cr0.69%
Hindustan Aeronautics Ltd Ordinary SharesEquity1.74 Cr0.66%
Adani Ports & Special Economic Zone LtdEquity1.72 Cr0.66%
Divi's Laboratories LtdEquity1.59 Cr0.61%
Mrs Bectors Food Specialities Ltd Ordinary SharesEquity1.52 Cr0.58%
Info Edge (India) LtdEquity1.42 Cr0.54%
BSE LtdEquity1.35 Cr0.51%
Tata Technologies LtdEquity1.34 Cr0.51%
PB Fintech LtdEquity1.29 Cr0.49%
Max Healthcare Institute Ltd Ordinary SharesEquity1.28 Cr0.49%
TVS Motor Co LtdEquity0.87 Cr0.33%
Hitachi Energy India Ltd Ordinary SharesEquity0.86 Cr0.33%
GE T&D India LtdEquity0.82 Cr0.31%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services28.3 Cr10.76%
Industrials11.28 Cr4.29%
Technology8.67 Cr3.30%
Communication Services7.97 Cr3.03%
Consumer Cyclical5.88 Cr2.24%
Utilities5.71 Cr2.17%
Energy5.15 Cr1.96%
Consumer Defensive3.7 Cr1.41%
Healthcare2.87 Cr1.09%
Basic Materials2.26 Cr0.86%

Risk & Performance Ratios

Standard Deviation

This fund

--

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

--

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

MP

Mayank Prakash

Since May 2024

Pratish Krishnan

Pratish Krishnan

Since May 2024

MV

Miten Vora

Since May 2024

Additional Scheme Detailsas of 31st May 2024

ISININF251K01TH4Expense Ratio2.27%Exit LoadNo ChargesFund Size₹263 CrAge31 May 2024Lumpsum Minimum₹1,000Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Hybrid 35+65 - Agg TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Retirement Funds

Fund nameExpense RatioExit LoadFund size
1Y
Tata Retirement Savings Moderate Fund Regular Growth

Very High Risk

2.0%1.0%₹1991.29 Cr31.9%
Tata Retirement Savings Conservative Fund Regular Growth

Moderately High risk

2.2%1.0%₹170.87 Cr14.3%
Tata Retirement Savings Progressive Fund Regular Growth

Very High Risk

2.0%1.0%₹1866.16 Cr38.4%
Axis Retirement Savings Fund - Aggressive Plan Regular Growth

Very High Risk

2.2%0.0%₹844.96 Cr28.8%
Axis Retirement Savings Fund - Conservative Plan Direct Growth

High Risk

0.7%0.0%₹74.96 Cr19.0%
Axis Retirement Savings Fund - Aggressive Plan Direct Growth

Very High Risk

0.9%0.0%₹844.96 Cr30.5%
Axis Retirement Savings Fund - Dynamic Plan Regular Growth

Very High Risk

2.4%0.0%₹346.79 Cr30.1%
Axis Retirement Savings Fund - Dynamic Plan Direct Growth

Very High Risk

1.1%0.0%₹346.79 Cr32.0%
Axis Retirement Savings Fund - Conservative Plan Regular Growth

High Risk

2.1%0.0%₹74.96 Cr17.3%
Franklin India Pension Plan Regular Growth

Moderately High risk

2.3%3.0%₹512.71 Cr18.7%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
Wealth Monitor

Unlock Expert Insights!

Maximise Returns with our Wealth Monitor App. Try it now!

Still got questions?
We're here to help.

The NAV of Baroda BNP Paribas Retirement Fund Regular Growth, as of 21-Jun-2024, is ₹10.34.
The fund's allocation of assets is distributed as 54.41% in equities, 27.32% in bonds, and 18.27% in cash and cash equivalents.
The fund managers responsible for Baroda BNP Paribas Retirement Fund Regular Growth are:-
  1. Mayank Prakash
  2. Pratish Krishnan
  3. Miten Vora