Regular
NAV (18-Jun-25)
₹11.02-0.03%1D
Returns (Since Inception)
9.79%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹382 Cr
Expense Ratio
2.30%
ISIN
INF251K01TH4
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
31 May 2024
About this fund
This fund has been in existence for 1 years and 19 days, having been launched on 31-May-24.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹11.02, Assets Under Management (AUM) of 381.68 Crores, and an expense ratio of 2.3%.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹11.02, Assets Under Management (AUM) of 381.68 Crores, and an expense ratio of 2.3%.
- Baroda BNP Paribas Retirement Fund Regular Growth has given a CAGR return of 9.79% since inception.
- The fund's asset allocation comprises around 74.19% in equities, 24.71% in debts, and 1.10% in cash & cash equivalents.
- You can start investing in Baroda BNP Paribas Retirement Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.23%
— (Cat Avg.)
Since Inception
+9.79%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹283.17 Cr | 74.19% |
| Debt | ₹94.32 Cr | 24.71% |
| Others | ₹4.19 Cr | 1.10% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.34% Govt Stock 2064 | Bond - Gov't/Treasury | ₹69.42 Cr | 18.19% |
| HDFC Bank Ltd | Equity | ₹21.39 Cr | 5.61% |
| ICICI Bank Ltd | Equity | ₹16.92 Cr | 4.43% |
| Reliance Industries Ltd | Equity | ₹12.93 Cr | 3.39% |
| Anzen India Energy Yield Plus Trust Units | Equity | ₹10.83 Cr | 2.84% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹10.36 Cr | 2.71% |
| Infosys Ltd | Equity | ₹8.86 Cr | 2.32% |
| Bharti Airtel Ltd | Equity | ₹8.11 Cr | 2.13% |
| Divi's Laboratories Ltd | Equity | ₹7.8 Cr | 2.04% |
| Hitachi Energy India Ltd Ordinary Shares | Equity | ₹7.58 Cr | 1.99% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹7.33 Cr | 1.92% |
| Bharat Heavy Electricals Ltd | Equity | ₹6.5 Cr | 1.70% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹5.28 Cr | 1.38% |
| ITC Ltd | Equity | ₹5.23 Cr | 1.37% |
| Kotak Mahindra Bank Ltd | Equity | ₹5.19 Cr | 1.36% |
| UltraTech Cement Ltd | Equity | ₹5.16 Cr | 1.35% |
| Jamnagar Utilities & Power Private Limited | Bond - Corporate Bond | ₹5.14 Cr | 1.35% |
| Ntpc Limited | Bond - Corporate Bond | ₹5.03 Cr | 1.32% |
| Bank of Baroda | Equity | ₹4.87 Cr | 1.27% |
| PNB Housing Finance Ltd | Equity | ₹4.7 Cr | 1.23% |
| AU Small Finance Bank Ltd | Equity | ₹4.57 Cr | 1.20% |
| Mahindra & Mahindra Ltd | Equity | ₹4.55 Cr | 1.19% |
| Max Financial Services Ltd | Equity | ₹4.39 Cr | 1.15% |
| Piramal Finance Limited | Bond - Corporate Bond | ₹4.37 Cr | 1.14% |
| NTPC Ltd | Equity | ₹4.34 Cr | 1.14% |
| Jyoti CNC Automation Ltd | Equity | ₹4.25 Cr | 1.11% |
| Mrs Bectors Food Specialities Ltd Ordinary Shares | Equity | ₹4.23 Cr | 1.11% |
| Linde India Ltd | Equity | ₹4.2 Cr | 1.10% |
| Varun Beverages Ltd | Equity | ₹4.18 Cr | 1.10% |
| Axis Bank Ltd | Equity | ₹4.17 Cr | 1.09% |
| Eternal Ltd | Equity | ₹4.17 Cr | 1.09% |
| Radico Khaitan Ltd | Equity | ₹4.05 Cr | 1.06% |
| Sagility India Ltd | Equity | ₹4 Cr | 1.05% |
| Larsen & Toubro Ltd | Equity | ₹3.97 Cr | 1.04% |
| Tech Mahindra Ltd | Equity | ₹3.93 Cr | 1.03% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹3.83 Cr | 1.00% |
| Navin Fluorine International Ltd | Equity | ₹3.79 Cr | 0.99% |
| State Bank of India | Equity | ₹3.66 Cr | 0.96% |
| TVS Motor Co Ltd | Equity | ₹3.62 Cr | 0.95% |
| Cummins India Ltd | Equity | ₹3.59 Cr | 0.94% |
| Ambuja Cements Ltd | Equity | ₹3.54 Cr | 0.93% |
| Havells India Ltd | Equity | ₹3.53 Cr | 0.92% |
| Persistent Systems Ltd | Equity | ₹3.5 Cr | 0.92% |
| PB Fintech Ltd | Equity | ₹3.38 Cr | 0.89% |
| LTIMindtree Ltd | Equity | ₹3.35 Cr | 0.88% |
| Vinati Organics Ltd | Equity | ₹3.29 Cr | 0.86% |
| GE Vernova T&D India Ltd | Equity | ₹3.27 Cr | 0.86% |
| Power Finance Corp Ltd | Equity | ₹3.23 Cr | 0.85% |
| Cipla Ltd | Equity | ₹3.22 Cr | 0.84% |
| Net Receivables / (Payables) | Cash - Collateral | ₹-3.14 Cr | 0.82% |
| Dixon Technologies (India) Ltd | Equity | ₹3.09 Cr | 0.81% |
| Maruti Suzuki India Ltd | Equity | ₹3.08 Cr | 0.81% |
| Trent Ltd | Equity | ₹3.05 Cr | 0.80% |
| Hindalco Industries Ltd | Equity | ₹3.04 Cr | 0.80% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹3.01 Cr | 0.79% |
| City Union Bank Ltd | Equity | ₹2.94 Cr | 0.77% |
| Dabur India Ltd | Equity | ₹2.93 Cr | 0.77% |
| Power Grid Corp Of India Ltd | Equity | ₹2.9 Cr | 0.76% |
| UNO Minda Ltd | Equity | ₹2.82 Cr | 0.74% |
| Britannia Industries Ltd | Equity | ₹2.76 Cr | 0.72% |
| Bajaj Finance Ltd | Equity | ₹2.75 Cr | 0.72% |
| Concord Biotech Ltd | Equity | ₹2.64 Cr | 0.69% |
| 3M India Ltd | Equity | ₹2.63 Cr | 0.69% |
| Info Edge (India) Ltd | Equity | ₹2.57 Cr | 0.67% |
| Multi Commodity Exchange of India Ltd | Equity | ₹2.54 Cr | 0.67% |
| Hexaware Technologies Ltd Ordinary Shares | Equity | ₹1.27 Cr | 0.33% |
Allocation By Market Cap (Equity)
Large Cap Stocks
48.44%
Mid Cap Stocks
13.37%
Small Cap Stocks
9.55%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹100.81 Cr | 26.41% |
| Industrials | ₹38.34 Cr | 10.04% |
| Technology | ₹23.99 Cr | 6.29% |
| Consumer Defensive | ₹23.38 Cr | 6.12% |
| Basic Materials | ₹23.02 Cr | 6.03% |
| Healthcare | ₹21.5 Cr | 5.63% |
| Consumer Cyclical | ₹21.29 Cr | 5.58% |
| Energy | ₹12.93 Cr | 3.39% |
| Communication Services | ₹10.68 Cr | 2.80% |
| Utilities | ₹7.24 Cr | 1.90% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Additional Scheme Detailsas of 31st May 2025
ISIN | INF251K01TH4 | Expense Ratio | 2.30% | Exit Load | No Charges | Fund Size | ₹382 Cr | Age | 1 year | Lumpsum Minimum | ₹1,000 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Hybrid 35+65 - Agg TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Retirement Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Baroda BNP Paribas Retirement Fund Regular Growth Very High Risk | 2.3% | 0.0% | ₹381.68 Cr | 6.2% |
| Baroda BNP Paribas Retirement Fund Direct Growth Very High Risk | 0.5% | 0.0% | ₹381.68 Cr | 8.3% |
| PGIM India Retirement Fund Direct Growth Very High Risk | 0.7% | 0.0% | ₹84.45 Cr | 10.3% |
| PGIM India Retirement Fund Regular Growth Very High Risk | 2.3% | 0.0% | ₹84.45 Cr | 8.6% |
| Bandhan Retirement Fund Regular Growth Very High Risk | 2.3% | 0.0% | ₹180.46 Cr | 4.2% |
| Bandhan Retirement Fund Direct Growth Very High Risk | 0.7% | 0.0% | ₹180.46 Cr | 5.9% |
| Nippon India Retirement Fund - Income Generation Scheme Direct Growth Moderately High risk | 1.0% | 0.0% | ₹156.73 Cr | 8.1% |
| Nippon India Retirement Fund - Income Generation Scheme Regular Growth Moderately High risk | 2.1% | 0.0% | ₹156.73 Cr | 6.9% |
| Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth Very High Risk | 1.9% | 0.0% | ₹3189.62 Cr | 1.5% |
| Nippon India Retirement Fund - Wealth Creation Scheme Direct Growth Very High Risk | 1.0% | 0.0% | ₹3189.62 Cr | 2.5% |
Risk Level
Your principal amount will be at Very High Risk
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What is the current NAV of Baroda BNP Paribas Retirement Fund Regular Growth?
The NAV of Baroda BNP Paribas Retirement Fund Regular Growth, as of 18-Jun-2025, is ₹11.02.
What is the portfolio composition of Baroda BNP Paribas Retirement Fund Regular Growth?
The fund's allocation of assets is distributed as 74.19% in equities, 24.71% in bonds, and 1.10% in cash and cash equivalents.
Who manages the Baroda BNP Paribas Retirement Fund Regular Growth?
The fund managers responsible for Baroda BNP Paribas Retirement Fund Regular Growth are:-
- Gurvinder Wasan
- Pratish Krishnan
- Ankeet Pandya
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.