
HybridRetirementVery High Risk
Direct
NAV (27-Aug-26)
Returns (Since Inception)
Fund Size
₹3,135 Cr
Expense Ratio
0.86%
ISIN
INF204KA1B72
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
11 Feb 2015
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+2.74%
— (Cat Avg.)
3 Years
+13.05%
— (Cat Avg.)
5 Years
+12.57%
— (Cat Avg.)
10 Years
+11.82%
— (Cat Avg.)
Since Inception
+10.92%
— (Cat Avg.)
| Equity | ₹3,118.36 Cr | 99.48% |
| Others | ₹16.21 Cr | 0.52% |
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹239.41 Cr | 7.64% |
| ICICI Bank Ltd | Equity | ₹232.53 Cr | 7.42% |
| Reliance Industries Ltd | Equity | ₹134.05 Cr | 4.28% |
| Infosys Ltd | Equity | ₹124.23 Cr | 3.96% |
| Axis Bank Ltd | Equity | ₹122.95 Cr | 3.92% |
| Mahindra & Mahindra Ltd | Equity | ₹110.8 Cr | 3.53% |
| State Bank of India | Equity | ₹106.85 Cr | 3.41% |
| JSW Energy Ltd | Equity | ₹99.74 Cr | 3.18% |
| Larsen & Toubro Ltd | Equity | ₹78.78 Cr | 2.51% |
| Tech Mahindra Ltd | Equity | ₹70.18 Cr | 2.24% |
| Alkem Laboratories Ltd | Equity | ₹65.27 Cr | 2.08% |
| Vedanta Aluminium Metal Ltd | Equity | ₹64.95 Cr | 2.07% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹62.73 Cr | 2.00% |
| HDFC Asset Management Co Ltd | Equity | ₹54.93 Cr | 1.75% |
| InterGlobe Aviation Ltd | Equity | ₹51.71 Cr | 1.65% |
| Eternal Ltd | Equity | ₹51.42 Cr | 1.64% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹51.04 Cr | 1.63% |
| JSW Infrastructure Ltd | Equity | ₹50.86 Cr | 1.62% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹50.84 Cr | 1.62% |
| Info Edge (India) Ltd | Equity | ₹49.63 Cr | 1.58% |
| Varun Beverages Ltd | Equity | ₹48.65 Cr | 1.55% |
| Swiggy Ltd | Equity | ₹48.43 Cr | 1.54% |
| Bajaj Finance Ltd | Equity | ₹45.65 Cr | 1.46% |
| Ambuja Cements Ltd | Equity | ₹44.86 Cr | 1.43% |
| Blue Star Ltd | Equity | ₹42.03 Cr | 1.34% |
| United Spirits Ltd | Equity | ₹41.69 Cr | 1.33% |
| Nestle India Ltd | Equity | ₹40.56 Cr | 1.29% |
| NTPC Green Energy Ltd | Equity | ₹40.34 Cr | 1.29% |
| Gland Pharma Ltd | Equity | ₹37.54 Cr | 1.20% |
| Indian Hotels Co Ltd | Equity | ₹36.93 Cr | 1.18% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹33.83 Cr | 1.08% |
| Endurance Technologies Ltd | Equity | ₹33.22 Cr | 1.06% |
| Cummins India Ltd | Equity | ₹33.11 Cr | 1.06% |
| Titan Co Ltd | Equity | ₹32.18 Cr | 1.03% |
| Power Finance Corp Ltd | Equity | ₹30.85 Cr | 0.98% |
| Bharti Hexacom Ltd | Equity | ₹30.78 Cr | 0.98% |
| LIC Housing Finance Ltd | Equity | ₹30.47 Cr | 0.97% |
| TVS Motor Co Ltd | Equity | ₹30.19 Cr | 0.96% |
| Samvardhana Motherson International Ltd | Equity | ₹30.15 Cr | 0.96% |
| Max Financial Services Ltd | Equity | ₹29.74 Cr | 0.95% |
| HealthCare Global Enterprises Ltd | Equity | ₹27.88 Cr | 0.89% |
| Tata Power Co Ltd | Equity | ₹27.6 Cr | 0.88% |
| Abbott India Ltd | Equity | ₹26.87 Cr | 0.86% |
| PB Fintech Ltd | Equity | ₹25.62 Cr | 0.82% |
| Mishra Dhatu Nigam Ltd Ordinary Shares | Equity | ₹25.44 Cr | 0.81% |
| Shriram Finance Ltd | Equity | ₹23.68 Cr | 0.76% |
| TD Power Systems Ltd | Equity | ₹23.27 Cr | 0.74% |
| Britannia Industries Ltd | Equity | ₹21.67 Cr | 0.69% |
| ISGEC Heavy Engineering Ltd | Equity | ₹21.47 Cr | 0.69% |
| Kaynes Technology India Ltd | Equity | ₹20.15 Cr | 0.64% |
| Piramal Pharma Ltd | Equity | ₹19.32 Cr | 0.62% |
| Mankind Pharma Ltd | Equity | ₹18.9 Cr | 0.60% |
| Escorts Kubota Ltd | Equity | ₹18.68 Cr | 0.60% |
| TBO Tek Ltd | Equity | ₹18.37 Cr | 0.59% |
| United Breweries Ltd | Equity | ₹17.92 Cr | 0.57% |
| L&T Finance Ltd | Equity | ₹15.56 Cr | 0.50% |
| Bharat Heavy Electricals Ltd | Equity | ₹15.21 Cr | 0.49% |
| Gillette India Ltd | Equity | ₹15 Cr | 0.48% |
| Syngene International Ltd | Equity | ₹14.2 Cr | 0.45% |
| Sharda Motor Industries Ltd | Equity | ₹13.26 Cr | 0.42% |
| Indegene Ltd | Equity | ₹12.96 Cr | 0.41% |
| Bajel Projects Ltd | Equity | ₹12.6 Cr | 0.40% |
| Dixon Technologies (India) Ltd | Equity | ₹12.3 Cr | 0.39% |
| KPIT Technologies Ltd | Equity | ₹11.99 Cr | 0.38% |
| NLC India Ltd | Equity | ₹11.92 Cr | 0.38% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹11.55 Cr | 0.37% |
| Ellenbarrie Industrial Gases Ltd | Equity | ₹11.06 Cr | 0.35% |
| Net Current Assets | Cash | ₹10.24 Cr | 0.33% |
| Afcons Infrastructure Ltd | Equity | ₹6.09 Cr | 0.19% |
| Triparty Repo | Cash - Repurchase Agreement | ₹5.92 Cr | 0.19% |
| Ion Exchange (India) Ltd | Equity | ₹3.73 Cr | 0.12% |
| Cash Margin - Ccil | Cash - Repurchase Agreement | ₹0.05 Cr | 0.00% |
Large Cap Stocks
64.82%
Mid Cap Stocks
23.22%
Small Cap Stocks
11.44%
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹1,020.63 Cr | 32.56% |
| Consumer Cyclical | ₹438.77 Cr | 14.00% |
| Industrials | ₹407.69 Cr | 13.01% |
| Technology | ₹238.84 Cr | 7.62% |
| Healthcare | ₹222.94 Cr | 7.11% |
| Utilities | ₹192.2 Cr | 6.13% |
| Consumer Defensive | ₹185.49 Cr | 5.92% |
| Basic Materials | ₹146.31 Cr | 4.67% |
| Energy | ₹134.05 Cr | 4.28% |
| Communication Services | ₹131.45 Cr | 4.19% |
Standard Deviation
This fund
14.90%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
0.47
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better

Since March 2021
Since January 2026
ISIN INF204KA1B72 | Expense Ratio 0.86% | Exit Load No Charges | Fund Size ₹3,135 Cr | Age 11 years 6 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark BSE 500 India TR INR |
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Total AUM
₹7,71,104 Cr
Address
4th Floor, Tower A, Peninsula Business Park, Mumbai, 400 013
Your principal amount will be at Very High Risk

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