ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth
HybridRetirementModerate Risk
Regular
NAV (25-Jul-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹121 Cr
Expense Ratio
2.15%
ISIN
INF109KC1UC4
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
27 Feb 2019
About this fund
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹14.06, Assets Under Management (AUM) of 120.86 Crores, and an expense ratio of 2.15%.
- The fund's asset allocation comprises around 0.00% in equities, 90.27% in debts, and 9.73% in cash & cash equivalents.
- You can start investing in ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.68%
— (Cat Avg.)
3 Years
+4.87%
— (Cat Avg.)
5 Years
+5.96%
— (Cat Avg.)
Portfolio Summaryas of 15th July 2024
| Debt | ₹109.11 Cr | 90.27% |
| Others | ₹11.76 Cr | 9.73% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 8% Govt Stock 2034 | Bond - Gov't/Treasury | ₹42.09 Cr | 34.82% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹39.4 Cr | 32.60% |
| Tmf Holdings Limited | Bond - Corporate Bond | ₹8 Cr | 6.62% |
| Net Current Assets | Cash | ₹5.12 Cr | 4.24% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹4.96 Cr | 4.10% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹4.91 Cr | 4.07% |
| Summit Digitel Infrastructure Limited | Bond - Corporate Bond | ₹4.89 Cr | 4.05% |
| Yes Bank Limited | Bond - Corporate Bond | ₹4.85 Cr | 4.01% |
| Sharekhan Limited | Cash - Commercial Paper | ₹4.82 Cr | 3.99% |
| Treps | Cash - Repurchase Agreement | ₹1.81 Cr | 1.50% |
Allocation By Credit Quality (Debt)
AAA
AA
A
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Gov't/Treasury | ₹81.49 Cr | 67.42% |
| Bond - Corporate Bond | ₹27.62 Cr | 22.85% |
| Cash | ₹5.12 Cr | 4.24% |
| Cash - Commercial Paper | ₹4.82 Cr | 3.99% |
| Cash - Repurchase Agreement | ₹1.81 Cr | 1.50% |
Risk & Performance Ratios
Standard Deviation
This fund
1.21%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
-0.87
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Additional Scheme Detailsas of 15th July 2024
ISIN | INF109KC1UC4 | Expense Ratio | 2.15% | Exit Load | No Charges | Fund Size | ₹121 Cr | Age | 27 Feb 2019 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty Composite Debt Index TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal (irrespective of holding period)
Realised Gain (capital gains) are taxed at your marginal income tax rate
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Retirement Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Tata Retirement Savings Moderate Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2107.27 Cr | 31.1% |
| Tata Retirement Savings Conservative Fund Regular Growth Moderately High risk | 2.2% | 1.0% | ₹174.60 Cr | 14.1% |
| Tata Retirement Savings Progressive Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2002.53 Cr | 37.2% |
| Axis Retirement Savings Fund - Aggressive Plan Regular Growth Very High Risk | 2.2% | 0.0% | ₹894.08 Cr | 31.7% |
| Axis Retirement Savings Fund - Conservative Plan Direct Growth High Risk | 0.7% | 0.0% | ₹74.96 Cr | 19.4% |
| Axis Retirement Savings Fund - Aggressive Plan Direct Growth Very High Risk | 0.9% | 0.0% | ₹894.08 Cr | 33.5% |
| Axis Retirement Savings Fund - Dynamic Plan Regular Growth Very High Risk | 2.4% | 0.0% | ₹366.98 Cr | 33.9% |
| Axis Retirement Savings Fund - Dynamic Plan Direct Growth Very High Risk | 1.0% | 0.0% | ₹366.98 Cr | 35.8% |
| Axis Retirement Savings Fund - Conservative Plan Regular Growth High Risk | 2.1% | 0.0% | ₹74.96 Cr | 17.8% |
| Franklin India Pension Plan Regular Growth Moderately High risk | 2.3% | 3.0% | ₹519.24 Cr | 18.9% |
About the AMC
Total AUM
₹7,74,868 Cr
Address
3rd Floor, Hallmark Business Plaza, Mumbai, 400 051
Other Funds by ICICI Prudential Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
Unlock Expert Insights!
Related Articles
Still got questions?
We're here to help.
What is the current NAV of ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?
What are the returns of ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?
What is the portfolio composition of ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?
Who manages the ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?
- Sharmila D’mello
- Darshil Dedhia
- Rohit Lakhotia
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.