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Fund Overview

Fund Size

Fund Size

₹831 Cr

Expense Ratio

Expense Ratio

0.90%

ISIN

ISIN

INF109KC1TW4

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

28 Feb 2019

About this fund

ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Growth is a Retirement mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 6 years, 3 months and 22 days, having been launched on 28-Feb-19.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹27.94, Assets Under Management (AUM) of 831.23 Crores, and an expense ratio of 0.9%.
  • ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Growth has given a CAGR return of 17.69% since inception.
  • The fund's asset allocation comprises around 85.13% in equities, 13.21% in debts, and 1.30% in cash & cash equivalents.
  • You can start investing in ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+5.35%

(Cat Avg.)

3 Years

+25.46%

(Cat Avg.)

5 Years

+23.79%

(Cat Avg.)

Since Inception

+17.69%

(Cat Avg.)

Portfolio Summaryas of 31st May 2025

Equity707.61 Cr85.13%
Debt109.82 Cr13.21%
Others13.8 Cr1.66%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
InterGlobe Aviation LtdEquity29.88 Cr3.59%
Mahindra & Mahindra LtdEquity29.06 Cr3.50%
Multi Commodity Exchange of India LtdEquity27.01 Cr3.25%
Info Edge (India) LtdEquity24.74 Cr2.98%
Bharti Hexacom LtdEquity23.8 Cr2.86%
Adani Ports & Special Economic Zone LtdEquity22.05 Cr2.65%
Tech Mahindra LtdEquity21.13 Cr2.54%
CE Info Systems LtdEquity20.17 Cr2.43%
6.79% Govt Stock 2034Bond - Gov't/Treasury19.68 Cr2.37%
Polycab India LtdEquity19.31 Cr2.32%
Eternal LtdEquity19.06 Cr2.29%
UltraTech Cement LtdEquity18.46 Cr2.22%
Manappuram Finance LtdEquity18.31 Cr2.20%
Ambuja Cements LtdEquity18.08 Cr2.18%
Muthoot Finance LtdEquity16.6 Cr2.00%
Power Finance Corp LtdEquity16.24 Cr1.95%
Jindal Steel & Power LtdEquity16.22 Cr1.95%
PB Fintech LtdEquity15.85 Cr1.91%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond15.35 Cr1.85%
Summit Digitel Infrastructure LimitedBond - Corporate Bond14.99 Cr1.80%
Britannia Industries LtdEquity14.32 Cr1.72%
UPL LtdEquity14.19 Cr1.71%
Jindal Stainless LtdEquity13.73 Cr1.65%
Hindalco Industries LtdEquity13.56 Cr1.63%
Vedanta LtdEquity13.02 Cr1.57%
TrepsCash - Repurchase Agreement12.75 Cr1.53%
PI Industries LtdEquity12.62 Cr1.52%
Usha Martin LtdEquity11.91 Cr1.43%
DLF LtdEquity10.98 Cr1.32%
Bharat Forge LtdEquity10.96 Cr1.32%
Phoenix Mills LtdEquity10.76 Cr1.29%
LIC Housing Finance LtdBond - Corporate Bond10.55 Cr1.27%
JSW Steel LtdEquity10.22 Cr1.23%
TeamLease Services LtdEquity10.1 Cr1.22%
7.34% Govt Stock 2064Bond - Gov't/Treasury9.58 Cr1.15%
Bharti Airtel LtdEquity9.14 Cr1.10%
CreditAccess Grameen Ltd Ordinary SharesEquity8.94 Cr1.08%
SRF LtdEquity8.58 Cr1.03%
Bajaj Auto LtdEquity8.56 Cr1.03%
National Aluminium Co LtdEquity8.12 Cr0.98%
BEML LtdEquity8.09 Cr0.97%
6.99% Govt Stock 2034Bond - Gov't/Treasury7.81 Cr0.94%
Hindustan Aeronautics Ltd Ordinary SharesEquity7.46 Cr0.90%
TBO Tek LtdEquity7.42 Cr0.89%
Crompton Greaves Consumer Electricals LtdEquity7.34 Cr0.88%
7.1% Govt Stock 2034Bond - Gov't/Treasury7.03 Cr0.85%
IndusInd Bank LtdEquity6.54 Cr0.79%
Atul LtdEquity6.36 Cr0.76%
Apar Industries LtdEquity6.14 Cr0.74%
Rategain Travel Technologies LtdEquity6 Cr0.72%
Ratnamani Metals & Tubes LtdEquity5.68 Cr0.68%
Persistent Systems LtdEquity5.64 Cr0.68%
HDFC Bank LimitedBond - Corporate Bond5.27 Cr0.63%
Aarti Industries LtdEquity5.27 Cr0.63%
Muthoot Finance LimitedBond - Corporate Bond5.06 Cr0.61%
UNO Minda LtdEquity5.03 Cr0.61%
BSE LtdEquity4.81 Cr0.58%
Acutaas Chemicals LtdEquity4.71 Cr0.57%
Pidilite Industries LtdEquity4.66 Cr0.56%
Eicher Motors LtdEquity4.5 Cr0.54%
Sonata Software LtdEquity4.5 Cr0.54%
KEI Industries LtdEquity4.33 Cr0.52%
Bharti Airtel Ltd (Partly Paid Rs.1.25)Equity4.31 Cr0.52%
K.P.R. Mill LtdEquity3.87 Cr0.47%
Route Mobile Ltd Ordinary SharesEquity3.8 Cr0.46%
Reliance Industries LtdEquity3.69 Cr0.44%
Nirma LimitedBond - Corporate Bond3.56 Cr0.43%
360 One Wam Ltd Ordinary SharesEquity3.55 Cr0.43%
NMDC Steel LtdEquity3.27 Cr0.39%
Sobha LtdEquity3.19 Cr0.38%
Navin Fluorine International LtdEquity3.13 Cr0.38%
Cash Margin - DerivativesOther Assets And Liabilities3 Cr0.36%
Yes Bank LimitedBond - Corporate Bond2.79 Cr0.34%
Nippon Life India Asset Management Ltd Ordinary SharesEquity2.78 Cr0.33%
Gland Pharma LtdEquity2.76 Cr0.33%
Godrej Properties LtdEquity2.61 Cr0.31%
RHI Magnesita India LtdEquity2.29 Cr0.27%
Piramal Pharma LtdEquity2.08 Cr0.25%
Vardhman Textiles LtdEquity2.08 Cr0.25%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond2.05 Cr0.25%
Shriram Finance LimitedBond - Corporate Bond2.02 Cr0.24%
Karnataka Bank LtdEquity2 Cr0.24%
Net Current AssetsCash-1.95 Cr0.23%
Divgi TorqTransfer Systems LtdEquity1.95 Cr0.23%
INDIA UNIVERSAL TRUST AL1Bond - Asset Backed1.95 Cr0.23%
Siemens LtdEquity1.87 Cr0.23%
Siemens Engy IndEquity1.42 Cr0.17%
INDIA UNIVERSAL TRUST AL1Bond - Asset Backed1.22 Cr0.15%
UPL Ltd Ordinary Shares (Partly Paid Rs.1)Equity1.16 Cr0.14%
Titan Co LtdEquity1.07 Cr0.13%
Indian Energy Exchange LtdEquity1 Cr0.12%
Embassy Office Parks REITEquity - REIT1 Cr0.12%
INDIA UNIVERSAL TRUST AL1Bond - Asset Backed0.92 Cr0.11%
Astec Lifesciences LtdEquity0.7 Cr0.08%
Tata Steel LtdEquity0.53 Cr0.06%
Zee Entertainment Enterprises LtdEquity0.51 Cr0.06%
Bajaj Electricals LtdEquity0.38 Cr0.05%
Sagar Cements LtdEquity0.29 Cr0.04%
KSB LtdEquity0.19 Cr0.02%

Allocation By Market Cap (Equity)

Large Cap Stocks

39.21%

Mid Cap Stocks

23.34%

Small Cap Stocks

22.29%

Allocation By Credit Quality (Debt)

AAA

AA

A

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Basic Materials185.88 Cr22.36%
Financial Services123.63 Cr14.87%
Industrials120.28 Cr14.47%
Consumer Cyclical101.29 Cr12.19%
Communication Services66.29 Cr7.98%
Technology57.43 Cr6.91%
Real Estate27.54 Cr3.31%
Consumer Defensive14.32 Cr1.72%
Healthcare4.84 Cr0.58%
Energy3.69 Cr0.44%

Risk & Performance Ratios

Standard Deviation

This fund

12.78%

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

1.10

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

Lalit Kumar

Lalit Kumar

Since May 2022

SD

Sharmila D’mello

Since July 2022

Darshil Dedhia

Darshil Dedhia

Since January 2024

RL

Rohit Lakhotia

Since June 2023

Additional Scheme Detailsas of 31st May 2025

ISIN
INF109KC1TW4
Expense Ratio
0.90%
Exit Load
No Charges
Fund Size
₹831 Cr
Age
6 years 3 months
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Hybrid 35+65 - Agg TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

  • If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
  • If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
  • Holding the units: No tax is applicable as long as you continue to hold the units.

Dividend Taxation:

Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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1Y
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PGIM India Retirement Fund Direct Growth

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Bandhan Retirement Fund Regular Growth

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Bandhan Retirement Fund Direct Growth

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Nippon India Retirement Fund - Income Generation Scheme Direct Growth

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Nippon India Retirement Fund - Income Generation Scheme Regular Growth

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Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth

Very High Risk

1.9%0.0%₹3189.62 Cr1.5%
Nippon India Retirement Fund - Wealth Creation Scheme Direct Growth

Very High Risk

1.0%0.0%₹3189.62 Cr2.5%

About the AMC

Total AUM

₹9,45,300 Cr

Address

3rd Floor, Hallmark Business Plaza, Mumbai, 400 051

Other Funds by ICICI Prudential Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
ICICI Prudential Nifty50 Value 20 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹108.46 Cr2.2%
ICICI Prudential Fixed Maturity Plan Series 88 182 Days Plan J Direct Growth

Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 125 Days Plan H Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 93 Days Plan P Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1199 Days Plan Q Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1858 Days Plan D Direct Growth

Moderate Risk

-0.0%--
ICICI Prudential Fixed Maturity Plan Series 88 1226 Days Plan F Direct Growth

Low to Moderate Risk

--₹129.54 Cr8.4%
ICICI Prudential Long Term Wealth Enhancement Fund Direct Growth

Very High Risk

1.0%0.0%₹39.84 Cr5.6%
ICICI Prudential Fixed Maturity Plan Series 88 1828 Days Plan A Direct Growth

Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1833 Days Plan C Direct Growth

Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1192 Days Plan R Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 95 Days Plan B Direct Growth

Moderately High risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1303 Days Plan S Direct Growth

Low to Moderate Risk

-0.0%₹62.28 Cr8.9%
ICICI Prudential Fixed Maturity Plan Series 88 226 Days Plan E Direct Growth

Moderate Risk

-0.0%--
ICICI Prudential Thematic Advantage Fund (FOF) Direct Growth

Very High Risk

1.1%1.0%₹3470.13 Cr17.1%
ICICI Prudential Floating Interest Fund Direct Growth

Moderate Risk

0.6%0.0%₹7428.55 Cr9.3%
ICICI Prudential Gilt Fund Direct Growth

Low to Moderate Risk

0.6%0.0%₹7347.01 Cr10.3%
ICICI Prudential All Seasons Bond Fund Direct Growth

Moderate Risk

0.6%0.0%₹14981.39 Cr10.2%
ICICI Prudential Long Term Bond Fund Direct Growth

Moderate Risk

0.4%0.0%₹1229.87 Cr10.3%
ICICI Prudential Liquid Fund Direct Growth

Moderate Risk

0.2%0.0%₹49999.91 Cr7.3%
ICICI Prudential Innovation Fund Direct Growth

Very High Risk

0.8%1.0%₹6793.71 Cr7.8%
ICICI Prudential Global Stable Equity Fund (FOF) Direct Growth

Very High Risk

1.6%1.0%₹102.31 Cr16.0%
ICICI Prudential Bond Fund Direct Growth

Moderate Risk

0.6%0.0%₹2889.06 Cr10.2%
ICICI Prudential Smallcap Fund Direct Growth

Very High Risk

0.8%1.0%₹8254.04 Cr0.3%
ICICI Prudential Midcap Fund Direct Growth

Very High Risk

1.1%1.0%₹6420.71 Cr3.2%
ICICI Prudential Infrastructure Fund Direct Growth

Very High Risk

1.1%1.0%₹7920.29 Cr3.8%
ICICI Prudential Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹13535.03 Cr6.2%
ICICI Prudential Regular Savings Fund Direct Growth

High Risk

1.0%1.0%₹3188.48 Cr9.8%
ICICI Prudential Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹30001.49 Cr8.3%
ICICI Prudential Nifty Next 50 Index Direct Growth

Very High Risk

0.3%0.0%₹7479.34 Cr-7.6%
ICICI Prudential Regular Gold Savings (FOF) Direct Growth

High Risk

0.6%1.0%₹2152.37 Cr37.2%
ICICI Prudential Credit Risk Fund Direct Growth

High Risk

0.8%1.0%₹6135.44 Cr10.2%
ICICI Prudential Large & Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹21656.65 Cr9.0%
ICICI Pru Multicap Fund Direct Growth

Very High Risk

0.9%1.0%₹15094.86 Cr6.8%
ICICI Prudential Short Term Fund Direct Growth

Moderate Risk

0.5%0.0%₹21283.50 Cr9.7%
ICICI Prudential US Bluechip Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹3015.47 Cr8.6%
ICICI Prudential Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹31263.64 Cr9.4%
ICICI Prudential Exports and Services Fund Direct Growth

Very High Risk

1.6%1.0%₹1395.53 Cr12.4%
ICICI Prudential Long Term Equity Fund ( Tax Saving) Direct Growth

Very High Risk

1.1%0.0%₹14363.91 Cr8.7%
ICICI Prudential Technology Direct Growth

Very High Risk

1.0%1.0%₹13899.97 Cr16.4%
ICICI Prudential Income Optimizer Fund (FOF) Direct Growth

Moderate Risk

0.4%0.0%₹0.27 Cr9.8%
ICICI Prudential Flexicap Fund Direct Growth

Very High Risk

0.8%1.0%₹17483.68 Cr4.7%
ICICI Prudential Equity Savings Fund Direct Growth

Moderate Risk

0.5%0.0%₹13555.23 Cr8.9%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Growth

Very High Risk

0.9%0.0%₹831.23 Cr5.4%
ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth

Very High Risk

0.9%0.0%₹1214.21 Cr8.0%
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth

High Risk

0.7%0.0%₹82.10 Cr8.0%
ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth

Moderately High risk

1.3%0.0%₹106.21 Cr9.1%
ICICI Prudential India Opportunities Fund Direct Growth

Very High Risk

0.6%1.0%₹28204.24 Cr11.9%
ICICI Prudential Passive Multi-Asset Fund of Funds Direct Growth

High Risk

0.5%1.0%₹1144.27 Cr13.7%
ICICI Prudential Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹10485.23 Cr9.3%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Growth, as of 18-Jun-2025, is ₹27.94.
The fund has generated 5.35% over the last 1 year and 25.46% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 85.13% in equities, 13.21% in bonds, and 1.30% in cash and cash equivalents.
The fund managers responsible for ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Growth are:-
  1. Lalit Kumar
  2. Sharmila D’mello
  3. Darshil Dedhia
  4. Rohit Lakhotia