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Fund Overview

Fund Size

Fund Size

₹8,837 Cr

Expense Ratio

Expense Ratio

0.39%

ISIN

ISIN

INF109K010A6

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

14 Mar 2013

About this fund

ICICI Prudential Banking and PSU Debt Fund Direct Growth is a Banking & PSU mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 11 years and 1 months, having been launched on 14-Mar-13.
As of 12-Apr-24, it has a Net Asset Value (NAV) of ₹30.79, Assets Under Management (AUM) of 8836.80 Crores, and an expense ratio of 0.39%.
  • ICICI Prudential Banking and PSU Debt Fund Direct Growth has given a CAGR return of 8.17% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 94.13% in debts, and 5.63% in cash & cash equivalents.
  • You can start investing in ICICI Prudential Banking and PSU Debt Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.70%

+6.04%(Cat. Avg.)

3 Years

+6.23%

+4.68%(Cat. Avg.)

5 Years

+7.38%

+5.97%(Cat. Avg.)

10 Years

+8.12%

+6.24%(Cat. Avg.)

Since Inception

+8.17%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Debt8,318.25 Cr94.13%
Others518.55 Cr5.87%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.18% Govt Stock 2033Bond - Gov't/Treasury1,075.79 Cr12.17%
8.25% Govt Stock 2033Bond - Gov't/Treasury892.92 Cr10.10%
Small Industries Development Bank Of IndiaBond - Corporate Bond571 Cr6.46%
HDFC Bank LimitedBond - Corporate Bond378.07 Cr4.28%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond259.15 Cr2.93%
Net Current AssetsCash258.97 Cr2.93%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond253.95 Cr2.87%
Mahanagar Telephone Nigam LimitedBond - Corporate Bond227.51 Cr2.57%
Housing And Urban Development Corporation Ltd.Bond - Corporate Bond224.59 Cr2.54%
8.1% Govt Stock 2034Bond - Gov't/Treasury218.6 Cr2.47%
Bharat Petroleum Corporation LimitedBond - Corporate Bond199.98 Cr2.26%
Rural Electrification Corporation LimitedBond - Corporate Bond199.26 Cr2.25%
Power Finance Corporation Ltd.Bond - Corporate Bond198.86 Cr2.25%
State Bank Of IndiaBond - Corporate Bond179.75 Cr2.03%
State Bank Of IndiaBond - Corporate Bond179.05 Cr2.03%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond163.98 Cr1.86%
Rural Electrification Corporation LimitedBond - Corporate Bond149.38 Cr1.69%
Axis Bank LimitedBond - Corporate Bond140.67 Cr1.59%
Small Industries Development Bank of IndiaBond - Corporate Bond125.32 Cr1.42%
Power Finance Corporation Ltd.Bond - Corporate Bond124.65 Cr1.41%
Power Finance Corporation LimitedBond - Corporate Bond124.28 Cr1.41%
Power Finance Corporation Ltd.Bond - Corporate Bond119.17 Cr1.35%
HDFC Bank LimitedBond - Corporate Bond112.09 Cr1.27%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond102.04 Cr1.15%
DME Development Ltd.Bond - Corporate Bond100.53 Cr1.14%
Axis Bank LimitedCash - CD/Time Deposit94.06 Cr1.06%
Rural Electrification Corporation LimitedBond - Corporate Bond89.79 Cr1.02%
HDFC Bank LimitedBond - Corporate Bond89.65 Cr1.01%
Mahanagar Telephone Nigam LimitedBond - Corporate Bond80.52 Cr0.91%
Rural Electrification Corporation LimitedBond - Corporate Bond74.92 Cr0.85%
HDFC Bank LimitedBond - Corporate Bond74.71 Cr0.85%
Bank Of BarodaBond - Corporate Bond74.48 Cr0.84%
HDFC Bank LimitedBond - Corporate Bond72.02 Cr0.81%
Mahanagar Telephone Nigam LimitedBond - Corporate Bond60.2 Cr0.68%
Power Finance Corporation LimitedBond - Corporate Bond50.77 Cr0.57%
Bharat Sanchar Nigam LimitedBond - Corporate Bond50.03 Cr0.57%
Rural Electrification Corporation LimitedBond - Corporate Bond49.97 Cr0.57%
Axis Bank LimitedBond - Corporate Bond49.91 Cr0.56%
Small Industries Development Bank Of IndiaBond - Corporate Bond49.87 Cr0.56%
Housing And Urban Development Corporation Ltd.Bond - Corporate Bond49.8 Cr0.56%
Axis Bank LimitedCash - CD/Time Deposit49.53 Cr0.56%
Rec LimitedBond - Corporate Bond48.51 Cr0.55%
Axis Bank LimitedCash - CD/Time Deposit48.32 Cr0.55%
Rural Electrification Corporation LimitedBond - Corporate Bond48.3 Cr0.55%
Uttar Pradesh (Government of)Bond - Sub-sovereign Government Debt45.22 Cr0.51%
HDFC Bank LimitedBond - Corporate Bond40.56 Cr0.46%
Kotak Mahindra Bank LimitedBond - Corporate Bond40.37 Cr0.46%
Dme Development LimitedBond - Corporate Bond33.22 Cr0.38%
Dme Development LimitedBond - Corporate Bond33.2 Cr0.38%
Dme Development LimitedBond - Corporate Bond33.08 Cr0.37%
Dme Development LimitedBond - Corporate Bond33.01 Cr0.37%
Dme Development LimitedBond - Corporate Bond32.98 Cr0.37%
Dme Development LimitedBond - Corporate Bond32.93 Cr0.37%
Dme Development LimitedBond - Corporate Bond32.83 Cr0.37%
Dme Development LimitedBond - Corporate Bond32.71 Cr0.37%
Dme Development LimitedBond - Corporate Bond32.44 Cr0.37%
Dme Development LimitedBond - Corporate Bond32.36 Cr0.37%
Uttar Pradesh (Government of)Bond - Sub-sovereign Government Debt30.36 Cr0.34%
West Bengal (Government of)Bond - Sub-sovereign Government Debt30.35 Cr0.34%
West Bengal (Government of)Bond - Sub-sovereign Government Debt30.22 Cr0.34%
Mahanagar Telephone Nigam LimitedBond - Corporate Bond30.12 Cr0.34%
Power Finance Corporation Ltd.Bond - Corporate Bond30.04 Cr0.34%
Power Finance Corporation Ltd.Bond - Corporate Bond25.2 Cr0.29%
7.18% Govt Stock 2037Bond - Gov't/Treasury25.19 Cr0.29%
Rural Electrification Corporation LimitedBond - Corporate Bond25.08 Cr0.28%
Rural Electrification Corporation LimitedBond - Corporate Bond25.07 Cr0.28%
Power Finance Corporation Ltd.Bond - Corporate Bond25.06 Cr0.28%
HDFC Bank LimitedBond - Corporate Bond24.93 Cr0.28%
Small Industries Development Bank Of IndiaBond - Corporate Bond24.88 Cr0.28%
HDFC Bank LimitedBond - Corporate Bond24.88 Cr0.28%
Export-Import Bank Of IndiaCash - CD/Time Deposit24.64 Cr0.28%
Rec LimitedBond - Corporate Bond24.28 Cr0.27%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond22.31 Cr0.25%
Corporate Debt Market Development Fund (Class A2)Mutual Fund - Open End21.02 Cr0.24%
Rajasthan (Government of )Bond - Sub-sovereign Government Debt20.3 Cr0.23%
ICICI Bank LimitedBond - Corporate Bond19.68 Cr0.22%
TrepsCash - Repurchase Agreement17.01 Cr0.19%
Power Finance Corporation LimitedBond - Corporate Bond14.98 Cr0.17%
Rural Electrification Corporation LimitedBond - Corporate Bond14.95 Cr0.17%
Rural Electrification Corporation LimitedBond - Corporate Bond12.57 Cr0.14%
Power Finance Corporation Ltd.Bond - Corporate Bond12.48 Cr0.14%
Himachal Pradesh (Government of)Bond - Sub-sovereign Government Debt10.11 Cr0.11%
Power Finance Corporation Ltd.Bond - Corporate Bond9.93 Cr0.11%
Power Finance Corporation LimitedBond - Corporate Bond9.84 Cr0.11%
Rural Electrification Corporation LimitedBond - Corporate Bond5.06 Cr0.06%
Hindustan Petroleum Corporation LimitedBond - Corporate Bond5 Cr0.06%
Uttar Pradesh (Government of)Bond - Sub-sovereign Government Debt0.95 Cr0.01%
08.05 RJ Sdl 2025febBond - Gov't/Treasury0.55 Cr0.01%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond5,942.7 Cr67.25%
Bond - Gov't/Treasury2,213.05 Cr25.04%
Cash258.97 Cr2.93%
Cash - CD/Time Deposit216.55 Cr2.45%
Bond - Sub-sovereign Government Debt167.5 Cr1.90%
Mutual Fund - Open End21.02 Cr0.24%
Cash - Repurchase Agreement17.01 Cr0.19%

Risk & Performance Ratios

Standard Deviation

This fund

0.93%

Cat. avg.

1.48%

Lower the better

Sharpe Ratio

This fund

1.00

Cat. avg.

-0.35

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.22

Higher the better

Fund Managers

RM

Rohan Maru

Since January 2024

RL

Rohit Lakhotia

Since June 2023

Additional Scheme Detailsas of 31st March 2024

ISININF109K010A6Expense Ratio0.39%Exit LoadNo ChargesFund Size₹8,837 CrAge14 Mar 2013Lumpsum Minimum₹500Fund StatusOpen Ended Investment CompanyBenchmarkNifty Banking & PSU Debt Idx A-II TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹14375.16 Cr6.8%
Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹14375.16 Cr6.5%
Franklin India Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹637.92 Cr6.9%
Franklin India Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹637.92 Cr7.2%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹413.38 Cr6.4%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹413.38 Cr6.7%
Tata Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹217.04 Cr7.0%
Tata Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹217.04 Cr6.5%

About the AMC

Total AUM

₹7,16,138 Cr

Address

3rd Floor, Hallmark Business Plaza, Mumbai, 400 051

Other Funds by ICICI Prudential Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
ICICI Prudential Nifty50 Value 20 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹43.56 Cr-
ICICI Prudential Fixed Maturity Plan Series 88 182 Days Plan J Direct Growth

Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 125 Days Plan H Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 93 Days Plan P Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1199 Days Plan Q Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1858 Days Plan D Direct Growth

Moderate Risk

-0.0%--
ICICI Prudential Fixed Maturity Plan Series 88 1226 Days Plan F Direct Growth

Low to Moderate Risk

---7.1%
ICICI Prudential Long Term Wealth Enhancement Fund Direct Growth

Very High Risk

1.0%0.0%₹39.44 Cr45.3%
ICICI Prudential Fixed Maturity Plan Series 88 1828 Days Plan A Direct Growth

Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1833 Days Plan C Direct Growth

Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1192 Days Plan R Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 95 Days Plan B Direct Growth

Moderately High risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1303 Days Plan S Direct Growth

Low to Moderate Risk

-0.0%-6.8%
ICICI Prudential Fixed Maturity Plan Series 88 226 Days Plan E Direct Growth

Moderate Risk

-0.0%--
ICICI Prudential Thematic Advantage Fund (FOF) Direct Growth

Very High Risk

1.2%1.0%₹1532.37 Cr35.9%
ICICI Prudential Floating Interest Fund Direct Growth

Low to Moderate Risk

0.6%0.0%₹9927.07 Cr8.8%
ICICI Prudential Gilt Fund Direct Growth

Moderate Risk

0.6%0.0%₹4864.57 Cr8.2%
ICICI Prudential All Seasons Bond Fund Direct Growth

Moderate Risk

0.5%0.0%₹11882.75 Cr8.0%
ICICI Prudential Long Term Bond Fund Direct Growth

Moderate Risk

0.4%0.0%₹807.21 Cr8.0%
ICICI Prudential Liquid Fund Direct Growth

Moderate Risk

0.2%0.0%₹35428.34 Cr7.3%
ICICI Prudential Innovation Fund Direct Growth

Very High Risk

0.6%1.0%₹4213.72 Cr-
ICICI Prudential Global Stable Equity Fund (FOF) Direct Growth

Very High Risk

1.4%1.0%₹122.03 Cr6.2%
ICICI Prudential Bond Fund Direct Growth

Moderate Risk

0.6%0.0%₹2936.92 Cr7.7%
ICICI Prudential Smallcap Fund Direct Growth

Very High Risk

0.6%1.0%₹7172.70 Cr46.5%
ICICI Prudential Midcap Fund Direct Growth

Very High Risk

1.0%1.0%₹5517.29 Cr55.1%
ICICI Prudential Infrastructure Fund Direct Growth

Very High Risk

1.0%1.0%₹5186.46 Cr66.7%
ICICI Prudential Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹6954.57 Cr27.5%
ICICI Prudential Regular Savings Fund Direct Growth

Moderately High risk

0.9%1.0%₹3417.40 Cr15.5%
ICICI Prudential Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹15509.32 Cr7.7%
ICICI Prudential Nifty Next 50 Index Direct Growth

Very High Risk

0.3%0.0%₹4443.55 Cr64.0%
ICICI Prudential Regular Gold Savings (FOF) Direct Growth

High Risk

0.6%1.0%₹851.01 Cr19.3%
ICICI Prudential Credit Risk Fund Direct Growth

High Risk

0.9%1.0%₹7186.77 Cr8.1%
ICICI Prudential Large & Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹12307.23 Cr48.0%
ICICI Pru Multicap Fund Direct Growth

Very High Risk

0.9%1.0%₹11342.34 Cr51.4%
ICICI Prudential Short Term Fund Direct Growth

Moderate Risk

0.5%0.0%₹16875.68 Cr8.0%
ICICI Prudential US Bluechip Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹3192.14 Cr20.4%
ICICI Prudential Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹26229.81 Cr7.8%
ICICI Prudential Exports and Services Fund Direct Growth

Very High Risk

1.6%1.0%₹1273.61 Cr43.8%
ICICI Prudential Long Term Equity Fund ( Tax Saving) Direct Growth

Very High Risk

1.0%0.0%₹12894.81 Cr37.9%
ICICI Prudential Technology Direct Growth

Very High Risk

0.9%1.0%₹11977.27 Cr30.4%
ICICI Prudential Income Optimizer Fund (FOF) Direct Growth

Moderately High risk

1.3%1.0%₹272.01 Cr16.5%
ICICI Prudential Flexicap Fund Direct Growth

Very High Risk

0.7%1.0%₹14571.31 Cr44.2%
ICICI Prudential Equity Savings Fund Direct Growth

Low to Moderate Risk

0.5%0.0%₹9663.46 Cr11.5%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Growth

Very High Risk

0.8%0.0%₹366.59 Cr50.9%
ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth

Very High Risk

0.7%0.0%₹649.09 Cr61.0%
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth

Moderately High risk

1.0%0.0%₹56.70 Cr20.5%
ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth

Moderate Risk

1.0%0.0%₹127.18 Cr7.3%
ICICI Prudential India Opportunities Fund Direct Growth

Very High Risk

0.6%1.0%₹17992.31 Cr52.4%
ICICI Prudential Passive Multi-Asset Fund of Funds Direct Growth

Very High Risk

0.5%1.0%₹1067.40 Cr18.5%
ICICI Prudential Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹8836.80 Cr7.7%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of ICICI Prudential Banking and PSU Debt Fund Direct Growth, as of 12-Apr-2024, is ₹30.79.
The fund has generated 7.70% over the last 1 year and 6.23% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 94.13% in bonds, and 5.63% in cash and cash equivalents.
The fund managers responsible for ICICI Prudential Banking and PSU Debt Fund Direct Growth are:-
  1. Rohan Maru
  2. Rohit Lakhotia