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Fund Overview

Fund Size

Fund Size

₹4,682 Cr

Expense Ratio

Expense Ratio

0.23%

ISIN

ISIN

INF917K01HH5

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

HSBC Banking & PSU Debt Direct Growth is a Banking & PSU mutual fund schemes offered by HSBC Mutual Fund. This fund has been in existence for 11 years, 6 months and 19 days, having been launched on 01-Jan-13.
As of 19-Jul-24, it has a Net Asset Value (NAV) of ₹23.61, Assets Under Management (AUM) of 4681.63 Crores, and an expense ratio of 0.23%.
  • HSBC Banking & PSU Debt Direct Growth has given a CAGR return of 7.49% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 98.89% in debts, and 0.86% in cash & cash equivalents.
  • You can start investing in HSBC Banking & PSU Debt Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.02%

+6.02% (Cat Avg.)

3 Years

+4.86%

+4.97% (Cat Avg.)

5 Years

+6.30%

+5.81% (Cat Avg.)

10 Years

+7.30%

+6.23% (Cat Avg.)

Since Inception

+7.49%

(Cat Avg.)

Portfolio Summaryas of 30th June 2024

Debt4,629.81 Cr98.89%
Others51.82 Cr1.11%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.38% Govt Stock 2027Bond - Gov't/Treasury364.64 Cr7.79%
5.63% Govt Stock 2026Bond - Gov't/Treasury316.95 Cr6.77%
Ntpc LimitedBond - Corporate Bond303.49 Cr6.48%
Power Finance Corporation LimitedBond - Corporate Bond259.2 Cr5.54%
Small Industries Development Bank Of IndiaBond - Corporate Bond236.74 Cr5.06%
5.74% Govt Stock 2026Bond - Gov't/Treasury210.95 Cr4.51%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond205.05 Cr4.38%
Rec LimitedBond - Corporate Bond175.3 Cr3.74%
Small Industries Development Bank Of IndiaBond - Corporate Bond155.98 Cr3.33%
National Housing BankBond - Corporate Bond153.43 Cr3.28%
HDFC Bank LimitedBond - Corporate Bond148.31 Cr3.17%
6.99% Govt Stock 2026Bond - Gov't/Treasury142.01 Cr3.03%
Indian Railway Finance Corporation LimitedBond - Corporate Bond131.59 Cr2.81%
Indian Railway Finance Corporation LimitedBond - Corporate Bond131.27 Cr2.80%
National Housing BankBond - Corporate Bond130.15 Cr2.78%
Export Import Bank Of IndiaBond - Corporate Bond125.2 Cr2.67%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond103.73 Cr2.22%
Axis Bank LimitedBond - Corporate Bond102.81 Cr2.20%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond101.82 Cr2.17%
National Housing BankBond - Corporate Bond99.96 Cr2.14%
Indian Oil Corporation LimitedBond - Corporate Bond75.96 Cr1.62%
Power Grid Corporation Of India LimitedBond - Corporate Bond68.06 Cr1.45%
Rec LimitedBond - Corporate Bond65.31 Cr1.39%
Export Import Bank Of IndiaBond - Corporate Bond63.43 Cr1.35%
Indian Railway Finance Corporation LimitedBond - Corporate Bond60.7 Cr1.30%
Indian Oil Corporation LimitedBond - Corporate Bond59.39 Cr1.27%
Export Import Bank Of IndiaBond - Corporate Bond58.03 Cr1.24%
HDFC Bank LimitedBond - Corporate Bond52.11 Cr1.11%
Small Industries Development Bank Of IndiaBond - Corporate Bond52.09 Cr1.11%
Rural Electrification Corporation LimitedBond - Corporate Bond51.17 Cr1.09%
Ntpc LimitedBond - Corporate Bond50.64 Cr1.08%
Housing And Urban Development Corporation Ltd.Bond - Corporate Bond50.53 Cr1.08%
Power Grid Corporation Of India LimitedBond - Corporate Bond47.33 Cr1.01%
Power Finance Corporation Ltd.Bond - Corporate Bond46.64 Cr1.00%
TrepsCash - Repurchase Agreement45.26 Cr0.97%
Export Import Bank Of IndiaBond - Corporate Bond41.04 Cr0.88%
Ntpc LimitedBond - Corporate Bond40.82 Cr0.87%
Export Import Bank Of IndiaBond - Corporate Bond29.49 Cr0.63%
Export Import Bank Of IndiaBond - Corporate Bond26.56 Cr0.57%
Power Finance Corporation Ltd.Bond - Corporate Bond25.05 Cr0.54%
Power Grid Corporation Of India LimitedBond - Corporate Bond24.91 Cr0.53%
Indian Railway Finance Corporation LimitedBond - Corporate Bond15.11 Cr0.32%
CDMDF CLASS A2Mutual Fund - Open End11.77 Cr0.25%
Power Grid Corporation Of India LimitedBond - Corporate Bond10.94 Cr0.23%
Power Grid Corporation Of India LimitedBond - Corporate Bond10.77 Cr0.23%
Net Current Assets (Including Cash & Bank Balances)Cash-5.22 Cr0.11%
Kotak Mahindra Bank LimitedBond - Corporate Bond5.15 Cr0.11%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond3,595.26 Cr76.80%
Bond - Gov't/Treasury1,034.55 Cr22.10%
Cash - Repurchase Agreement45.26 Cr0.97%
Mutual Fund - Open End11.77 Cr0.25%
Cash-5.22 Cr0.11%

Risk & Performance Ratios

Standard Deviation

This fund

1.81%

Cat. avg.

1.50%

Lower the better

Sharpe Ratio

This fund

-0.45

Cat. avg.

-0.64

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.55

Higher the better

Fund Managers

MC

Mahesh Chhabria

Since November 2022

MA

Mohd Asif Rizwi

Since May 2024

Additional Scheme Detailsas of 30th June 2024

ISIN
INF917K01HH5
Expense Ratio
0.23%
Exit Load
No Charges
Fund Size
₹4,682 Cr
Age
01 Jan 2013
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Banking and PSU Debt A-II TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹14109.10 Cr7.1%
Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹14109.10 Cr6.8%
Franklin India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.5%0.0%₹620.60 Cr7.0%
Franklin India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹620.60 Cr7.3%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹346.42 Cr6.7%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹346.42 Cr7.0%
Tata Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹207.53 Cr7.0%
Tata Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹207.53 Cr6.5%

About the AMC

Total AUM

₹1,10,764 Cr

Address

16, V N Road, Mumbai, 400 001

Other Funds by HSBC Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
HSBC Consumption Fund Direct Growth

Very High Risk

0.7%1.0%₹1377.04 Cr-
HSBC Balanced Advantage Fund Direct Growth

High Risk

0.8%1.0%₹1445.42 Cr23.7%
HSBC Infrastructure Fund Direct Growth

Very High Risk

1.0%1.0%₹2779.37 Cr62.0%
HSBC Aggressive Hybrid Fund Direct Growth

Very High Risk

0.8%1.0%₹5716.81 Cr32.2%
HSBC Value Fund Direct Growth

Very High Risk

0.8%1.0%₹13357.64 Cr54.9%
HSBC Credit Risk Fund Direct Growth

Moderately High risk

0.9%3.0%₹570.16 Cr7.5%
HSBC Banking & PSU Debt Direct Growth

Low to Moderate Risk

0.2%0.0%₹4681.63 Cr7.0%
HSBC Midcap Fund Direct Growth

Very High Risk

0.6%1.0%₹11418.13 Cr57.3%
HSBC ELSS Fund Direct Growth

Very High Risk

1.1%0.0%₹4256.95 Cr43.1%
HSBC Equity Savings Fund Direct Growth

Moderately High risk

0.6%0.0%₹344.15 Cr24.3%
HSBC Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹432.92 Cr7.8%
HSBC Short Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹3739.62 Cr7.3%
HSBC Corporate Bond Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5957.11 Cr7.2%
HSBC Dynamic Bond Fund Direct Growth

Moderate Risk

0.2%0.0%₹159.97 Cr8.2%
HSBC Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1419.86 Cr7.5%
HSBC Gilt Fund Direct Growth

Moderate Risk

0.5%0.0%₹194.23 Cr8.8%
HSBC Medium Duration Direct Growth

Moderate Risk

0.4%0.0%₹806.62 Cr8.0%
HSBC Focused Fund Direct Growth

Very High Risk

0.9%1.0%₹1688.02 Cr34.4%
HSBC Business Cycles Fund Direct Growth

Very High Risk

1.2%1.0%₹924.81 Cr47.9%
HSBC Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹2585.96 Cr6.8%
HSBC Conservative Hybrid Fund Direct Growth

Moderately High risk

1.3%0.0%₹107.53 Cr17.1%
HSBC Large Cap Fund Direct Growth

Very High Risk

1.2%1.0%₹1759.39 Cr32.2%
HSBC Global Emerging Markets Fund Direct Growth

Very High Risk

1.6%1.0%₹32.43 Cr10.2%
HSBC Brazil Fund Direct Growth

Very High Risk

1.9%1.0%₹39.19 Cr-7.1%
HSBC Medium to Long Duration Fund Direct Growth

Moderate Risk

0.7%0.0%₹45.99 Cr7.6%
HSBC Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹18507.56 Cr7.4%
HSBC Flexi Cap Fund Direct Growth

Very High Risk

1.1%1.0%₹4399.08 Cr44.0%
HSBC Tax Saver Equity Fund Direct Growth

Very High Risk

1.6%0.0%₹220.35 Cr40.1%
HSBC Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹2269.17 Cr7.5%
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹1903.84 Cr7.4%
HSBC Small Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹16396.94 Cr48.7%
HSBC Global Equity Climate Change Fund of Fund Direct Growth

Very High Risk

1.4%1.0%₹115.08 Cr6.6%
HSBC Managed Solutions India Conservative Direct Growth

Moderately High risk

0.5%1.0%₹27.38 Cr10.0%
HSBC Managed Solutions India Moderate Direct Growth

High Risk

0.9%1.0%₹57.34 Cr27.4%
HSBC Managed Solutions India Growth Direct Growth

Very High Risk

1.0%1.0%₹40.59 Cr32.4%
HSBC CRISIL IBX Gilt June 2027 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹200.39 Cr7.4%
HSBC Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹2274.14 Cr8.5%
HSBC Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%1.0%₹127.13 Cr60.7%
HSBC Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%1.0%₹272.08 Cr24.9%
HSBC Large & Mid Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹2768.75 Cr45.8%
HSBC Multi Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹3560.58 Cr57.6%
HSBC Asia Pacific (Ex Japan) Dividend Yield Fund Direct Growth

Very High Risk

1.6%1.0%₹6.31 Cr18.0%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk
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The NAV of HSBC Banking & PSU Debt Direct Growth, as of 19-Jul-2024, is ₹23.61.
The fund has generated 7.02% over the last 1 year and 4.86% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 98.89% in bonds, and 0.86% in cash and cash equivalents.
The fund managers responsible for HSBC Banking & PSU Debt Direct Growth are:-
  1. Mahesh Chhabria
  2. Mohd Asif Rizwi