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Fund Overview

Fund Size

Fund Size

₹580 Cr

Expense Ratio

Expense Ratio

0.39%

ISIN

ISIN

INF917K01GM7

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

HSBC Low Duration Fund Direct Growth is a Low Duration mutual fund schemes offered by HSBC Mutual Fund. This fund has been in existence for 12 years, 5 months and 18 days, having been launched on 01-Jan-13.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹30.27, Assets Under Management (AUM) of 579.95 Crores, and an expense ratio of 0.39%.
  • HSBC Low Duration Fund Direct Growth has given a CAGR return of 7.73% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 64.95% in debts, and 34.80% in cash & cash equivalents.
  • You can start investing in HSBC Low Duration Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+9.91%

+7.96% (Cat Avg.)

3 Years

+8.13%

+7.12% (Cat Avg.)

5 Years

+7.12%

+6.23% (Cat Avg.)

10 Years

+7.39%

+5.86% (Cat Avg.)

Since Inception

+7.73%

(Cat Avg.)

Portfolio Summaryas of 31st May 2025

Debt376.69 Cr64.95%
Others203.25 Cr35.05%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond46.63 Cr8.04%
Rural Electrification Corporation LimitedBond - Corporate Bond32.39 Cr5.58%
Indian Railway Finance Corporation LimitedBond - Corporate Bond26.38 Cr4.55%
Bharti Telecom LimitedBond - Corporate Bond26.26 Cr4.53%
Bajaj Housing Finance LimitedBond - Corporate Bond25.61 Cr4.42%
National Housing BankBond - Corporate Bond25.6 Cr4.41%
Kotak Mahindra Bank Limited 2025Cash - CD/Time Deposit24.23 Cr4.18%
Bank Of BarodaCash - CD/Time Deposit24.06 Cr4.15%
Canara BankCash - CD/Time Deposit24.01 Cr4.14%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit23.94 Cr4.13%
Export Import Bank Of India**Cash - CD/Time Deposit23.85 Cr4.11%
Axis Bank Limited**Cash - CD/Time Deposit23.84 Cr4.11%
HDFC Bank Ltd.Bond - Corporate Bond23.76 Cr4.10%
Power Finance Corporation Ltd.Bond - Corporate Bond21.16 Cr3.65%
7.06% Govt Stock 2028Bond - Gov't/Treasury20.89 Cr3.60%
Embassy Office Parks ReitBond - Corporate Bond20.27 Cr3.49%
7.38% Govt Stock 2027Bond - Gov't/Treasury15.97 Cr2.75%
Muthoot Finance LimitedBond - Corporate Bond15.5 Cr2.67%
LIC Housing Finance LimitedBond - Corporate Bond15.34 Cr2.65%
7.11% Govt Stock 2028Bond - Gov't/Treasury15.34 Cr2.64%
TrepsCash - Repurchase Agreement13.73 Cr2.37%
7.74% LIC Housing Finance LimitedBond - Corporate Bond10.58 Cr1.82%
7.81% Govt Stock 2033Bond - Gov't/Treasury10.53 Cr1.82%
Hinduja Leyland Finance LtdBond - Corporate Bond10.11 Cr1.74%
Indostar Capital Finance LimitedBond - Corporate Bond10.09 Cr1.74%
5.15% Govt Stock 2025Bond - Gov't/Treasury10.01 Cr1.73%
HDFC Bank LimitedCash - CD/Time Deposit9.66 Cr1.67%
Indostar Capital Finance LimitedCash - Commercial Paper9.57 Cr1.65%
IIFL Finance LimitedBond - Corporate Bond9.23 Cr1.59%
Net Current Assets (Including Cash & Bank Balances)Cash-5.44 Cr0.94%
Export-Import Bank Of IndiaBond - Corporate Bond5.23 Cr0.90%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond5.2 Cr0.90%
7.02% Govt Stock 2027Bond - Gov't/Treasury5.13 Cr0.88%
CDMDF CLASS A2Mutual Fund - Open End1.44 Cr0.25%
Pay Fixed/Receive Float_02/04/2027Interest Rate Swap-0.16 Cr0.03%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond329.33 Cr56.79%
Cash - CD/Time Deposit153.6 Cr26.49%
Bond - Gov't/Treasury77.87 Cr13.43%
Cash - Repurchase Agreement13.73 Cr2.37%
Cash - Commercial Paper9.57 Cr1.65%
Cash-5.44 Cr0.94%
Mutual Fund - Open End1.44 Cr0.25%
Interest Rate Swap-0.16 Cr0.03%

Risk & Performance Ratios

Standard Deviation

This fund

1.01%

Cat. avg.

0.66%

Lower the better

Sharpe Ratio

This fund

1.27

Cat. avg.

0.71

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

3.18

Higher the better

Fund Managers

SR

Shriram Ramanathan

Since November 2012

MA

Mohd Asif Rizwi

Since January 2024

Additional Scheme Detailsas of 31st May 2025

ISIN
INF917K01GM7
Expense Ratio
0.39%
Exit Load
No Charges
Fund Size
₹580 Cr
Age
12 years 5 months
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Low Duration Debt Index TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

  • For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
  • For investments made before 1 April 2023:
    • If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
    • If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
  • Holding the units: No tax is applicable as long as you hold the units.

Dividend Taxation:

Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Low Duration Funds

Fund nameExpense RatioExit LoadFund size
1Y
Edelweiss Low Duration Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹556.57 Cr-
Edelweiss Low Duration Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹556.57 Cr-
Franklin India Low Duration Fund Regular Growth

Moderate Risk

0.9%0.0%₹336.95 Cr-
Franklin India Low Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹336.95 Cr-
HSBC Low Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹579.95 Cr9.9%
LIC MF Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2100.35 Cr8.4%
Mirae Asset Savings Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1838.28 Cr8.6%
Invesco India Treasury Advantage Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1672.92 Cr8.3%
Kotak Low Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹12913.39 Cr8.8%
Sundaram Low Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹398.40 Cr8.7%

About the AMC

Total AUM

₹1,22,950 Cr

Address

16, V N Road, Mumbai, 400 001

Other Funds by HSBC Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
HSBC Consumption Fund Direct Growth

Very High Risk

0.8%1.0%₹1517.05 Cr5.6%
HSBC Balanced Advantage Fund Direct Growth

Moderately High risk

0.8%1.0%₹1526.26 Cr7.9%
HSBC Infrastructure Fund Direct Growth

Very High Risk

1.0%1.0%₹2390.92 Cr-7.0%
HSBC Aggressive Hybrid Fund Direct Growth

Very High Risk

0.8%1.0%₹5396.34 Cr3.0%
HSBC Value Fund Direct Growth

Very High Risk

0.8%1.0%₹13325.48 Cr3.2%
HSBC Credit Risk Fund Direct Growth

Moderately High risk

1.0%3.0%₹657.46 Cr22.6%
HSBC Banking & PSU Debt Direct Growth

Moderate Risk

0.2%0.0%₹4294.57 Cr9.3%
HSBC Midcap Fund Direct Growth

Very High Risk

0.7%1.0%₹11469.74 Cr3.5%
HSBC ELSS Fund Direct Growth

Very High Risk

1.1%0.0%₹4129.03 Cr5.1%
HSBC Equity Savings Fund Direct Growth

Moderate Risk

0.7%0.0%₹654.98 Cr3.9%
HSBC Low Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹579.95 Cr9.9%
HSBC Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3928.37 Cr9.9%
HSBC Corporate Bond Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5894.57 Cr10.0%
HSBC Dynamic Bond Fund Direct Growth

Moderate Risk

0.2%0.0%₹185.12 Cr9.6%
HSBC Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹3247.48 Cr8.2%
HSBC Gilt Fund Direct Growth

Moderate Risk

0.5%0.0%₹295.44 Cr8.6%
HSBC Medium Duration Direct Growth

Moderate Risk

0.4%0.0%₹647.81 Cr10.3%
HSBC Focused Fund Direct Growth

Very High Risk

0.9%1.0%₹1666.27 Cr5.6%
HSBC Business Cycles Fund Direct Growth

Very High Risk

1.1%1.0%₹1077.95 Cr5.7%
HSBC Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹2601.90 Cr6.5%
HSBC Conservative Hybrid Fund Direct Growth

Moderately High risk

1.3%0.0%₹160.05 Cr8.0%
HSBC Large Cap Fund Direct Growth

Very High Risk

1.3%1.0%₹1826.09 Cr3.0%
HSBC Global Emerging Markets Fund Direct Growth

Very High Risk

1.1%1.0%₹54.37 Cr13.7%
HSBC Brazil Fund Direct Growth

Very High Risk

1.0%1.0%₹75.65 Cr15.2%
HSBC Medium to Long Duration Fund Direct Growth

Moderate Risk

0.7%0.0%₹50.69 Cr9.7%
HSBC Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹25743.22 Cr7.3%
HSBC Flexi Cap Fund Direct Growth

Very High Risk

1.2%1.0%₹4940.27 Cr5.0%
HSBC Tax Saver Equity Fund Direct Growth

Very High Risk

1.8%0.0%₹244.42 Cr11.8%
HSBC Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹2735.55 Cr7.9%
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1926.12 Cr10.0%
HSBC Small Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹16061.21 Cr-1.9%
HSBC Global Equity Climate Change Fund of Fund Direct Growth

Very High Risk

0.8%1.0%₹57.26 Cr7.2%
HSBC Managed Solutions India Conservative Direct Growth

Low to Moderate Risk

0.1%0.0%₹352.32 Cr7.8%
HSBC Managed Solutions India Moderate Direct Growth

Very High Risk

0.1%1.0%₹59.09 Cr8.9%
HSBC Managed Solutions India Growth Direct Growth

Very High Risk

0.1%1.0%₹40.53 Cr5.6%
HSBC CRISIL IBX Gilt June 2027 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹198.54 Cr9.2%
HSBC Arbitrage Fund Direct Growth

Low Risk

0.2%0.0%₹2272.06 Cr7.5%
HSBC Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%1.0%₹133.40 Cr-7.7%
HSBC Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%1.0%₹340.08 Cr6.2%
HSBC Large & Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹4173.37 Cr0.3%
HSBC Multi Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹4757.28 Cr2.5%
HSBC Asia Pacific (Ex Japan) Dividend Yield Fund Direct Growth

Very High Risk

1.0%1.0%₹12.54 Cr17.6%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk
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The NAV of HSBC Low Duration Fund Direct Growth, as of 18-Jun-2025, is ₹30.27.
The fund has generated 9.91% over the last 1 year and 8.13% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 64.95% in bonds, and 34.80% in cash and cash equivalents.
The fund managers responsible for HSBC Low Duration Fund Direct Growth are:-
  1. Shriram Ramanathan
  2. Mohd Asif Rizwi