ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth
HybridRetirementVery High Risk
Regular
NAV (19-Sep-24)
₹31.07-0.70%1D
Returns (Since Inception)
0.00%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹980 Cr
Expense Ratio
2.18%
ISIN
INF109KC1TQ6
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
27 Feb 2019
About this fund
ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth is a Retirement mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 5 years, 6 months and 24 days, having been launched on 27-Feb-19.
As of 19-Sep-24, it has a Net Asset Value (NAV) of ₹31.07, Assets Under Management (AUM) of 979.54 Crores, and an expense ratio of 2.18%.
As of 19-Sep-24, it has a Net Asset Value (NAV) of ₹31.07, Assets Under Management (AUM) of 979.54 Crores, and an expense ratio of 2.18%.
- The fund's asset allocation comprises around 96.60% in equities, 0.00% in debts, and 3.40% in cash & cash equivalents.
- You can start investing in ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+45.80%
— (Cat Avg.)
3 Years
+25.92%
— (Cat Avg.)
5 Years
+25.91%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2024
| Equity | ₹946.19 Cr | 96.60% |
| Others | ₹33.35 Cr | 3.40% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Bharti Airtel Ltd | Equity | ₹50.74 Cr | 5.18% |
| Ambuja Cements Ltd | Equity | ₹35.66 Cr | 3.64% |
| Treps | Cash - Repurchase Agreement | ₹33.73 Cr | 3.44% |
| UltraTech Cement Ltd | Equity | ₹32.87 Cr | 3.36% |
| DLF Ltd | Equity | ₹31.28 Cr | 3.19% |
| Multi Commodity Exchange of India Ltd | Equity | ₹31.1 Cr | 3.17% |
| InterGlobe Aviation Ltd | Equity | ₹30.2 Cr | 3.08% |
| Tech Mahindra Ltd | Equity | ₹27.92 Cr | 2.85% |
| Larsen & Toubro Ltd | Equity | ₹25.85 Cr | 2.64% |
| Power Finance Corp Ltd | Equity | ₹21.98 Cr | 2.24% |
| BEML Ltd | Equity | ₹19.85 Cr | 2.03% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹19.32 Cr | 1.97% |
| Vedanta Ltd | Equity | ₹18.74 Cr | 1.91% |
| Godrej Properties Ltd | Equity | ₹18.31 Cr | 1.87% |
| Maruti Suzuki India Ltd | Equity | ₹18.08 Cr | 1.85% |
| JSW Steel Ltd | Equity | ₹17.66 Cr | 1.80% |
| Info Edge (India) Ltd | Equity | ₹17.66 Cr | 1.80% |
| Hindustan Petroleum Corp Ltd | Equity | ₹17.05 Cr | 1.74% |
| Bharat Electronics Ltd | Equity | ₹16.94 Cr | 1.73% |
| Titan Co Ltd | Equity | ₹16.47 Cr | 1.68% |
| Inox Wind Ltd | Equity | ₹16.39 Cr | 1.67% |
| Jindal Stainless Ltd | Equity | ₹16.27 Cr | 1.66% |
| Siemens Ltd | Equity | ₹15.58 Cr | 1.59% |
| Muthoot Finance Ltd | Equity | ₹15.46 Cr | 1.58% |
| Usha Martin Ltd | Equity | ₹15.15 Cr | 1.55% |
| Bharat Forge Ltd | Equity | ₹14.87 Cr | 1.52% |
| Mangalore Refinery and Petrochemicals Ltd | Equity | ₹14.62 Cr | 1.49% |
| Hero MotoCorp Ltd | Equity | ₹14.43 Cr | 1.47% |
| Jio Financial Services Ltd | Equity | ₹13.93 Cr | 1.42% |
| Tata Motors Ltd | Equity | ₹13.8 Cr | 1.41% |
| ICICI Bank Ltd | Equity | ₹13.62 Cr | 1.39% |
| HDFC Asset Management Co Ltd | Equity | ₹13.26 Cr | 1.35% |
| Jindal Steel & Power Ltd | Equity | ₹13.1 Cr | 1.34% |
| Aarti Industries Ltd | Equity | ₹12.54 Cr | 1.28% |
| Sobha Ltd | Equity | ₹12.54 Cr | 1.28% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹12.52 Cr | 1.28% |
| Grasim Industries Ltd | Equity | ₹11.47 Cr | 1.17% |
| Divi's Laboratories Ltd | Equity | ₹11.41 Cr | 1.16% |
| BSE Ltd | Equity | ₹11.33 Cr | 1.16% |
| UPL Ltd | Equity | ₹11.31 Cr | 1.15% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹11.18 Cr | 1.14% |
| Tata Steel Ltd | Equity | ₹10.37 Cr | 1.06% |
| TVS Motor Co Ltd | Equity | ₹9.67 Cr | 0.99% |
| SRF Ltd | Equity | ₹9.36 Cr | 0.96% |
| NMDC Steel Ltd | Equity | ₹9.06 Cr | 0.93% |
| Bharti Airtel Ltd (Partly Paid Rs.1.25) | Equity | ₹7.81 Cr | 0.80% |
| Mastek Ltd | Equity | ₹7.73 Cr | 0.79% |
| UTI Asset Management Co Ltd | Equity | ₹7.72 Cr | 0.79% |
| Gland Pharma Ltd | Equity | ₹7.61 Cr | 0.78% |
| Bajaj Auto Ltd | Equity | ₹7.53 Cr | 0.77% |
| Cummins India Ltd | Equity | ₹6.53 Cr | 0.67% |
| Pidilite Industries Ltd | Equity | ₹6.25 Cr | 0.64% |
| CarTrade Tech Ltd | Equity | ₹6.06 Cr | 0.62% |
| Gujarat State Petronet Ltd | Equity | ₹6.04 Cr | 0.62% |
| RHI Magnesita India Ltd | Equity | ₹5.92 Cr | 0.60% |
| Gujarat Gas Ltd | Equity | ₹5.9 Cr | 0.60% |
| PI Industries Ltd | Equity | ₹5.84 Cr | 0.60% |
| KSB Ltd | Equity | ₹5.63 Cr | 0.57% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹5.47 Cr | 0.56% |
| Karnataka Bank Ltd | Equity | ₹5.45 Cr | 0.56% |
| Lupin Ltd | Equity | ₹5.36 Cr | 0.55% |
| Glenmark Pharmaceuticals Ltd | Equity | ₹5.2 Cr | 0.53% |
| Eicher Motors Ltd | Equity | ₹4.96 Cr | 0.51% |
| APL Apollo Tubes Ltd | Equity | ₹4.39 Cr | 0.45% |
| Vardhman Textiles Ltd | Equity | ₹4.19 Cr | 0.43% |
| Axis Bank Ltd | Equity | ₹4.11 Cr | 0.42% |
| United Spirits Ltd | Equity | ₹3.69 Cr | 0.38% |
| Hindalco Industries Ltd | Equity | ₹3.54 Cr | 0.36% |
| AIA Engineering Ltd | Equity | ₹3.48 Cr | 0.36% |
| Divgi TorqTransfer Systems Ltd | Equity | ₹3.31 Cr | 0.34% |
| Ratnamani Metals & Tubes Ltd | Equity | ₹2.95 Cr | 0.30% |
| Chalet Hotels Ltd | Equity | ₹1.84 Cr | 0.19% |
| Bajaj Electricals Ltd | Equity | ₹1.76 Cr | 0.18% |
| Orient Cement Ltd | Equity | ₹1.25 Cr | 0.13% |
| Paradeep Phosphates Ltd | Equity | ₹1.24 Cr | 0.13% |
| Sagar Cements Ltd | Equity | ₹1.18 Cr | 0.12% |
| Syngene International Ltd | Equity | ₹1.1 Cr | 0.11% |
| Zee Entertainment Enterprises Ltd | Equity | ₹0.99 Cr | 0.10% |
| Sobha Ltd Ordinary Shares (Partly Paid Rs.5) | Equity | ₹0.9 Cr | 0.09% |
| Aditya Birla Sun Life AMC Ltd | Equity | ₹0.8 Cr | 0.08% |
| Camlin Fine Sciences Ltd | Equity | ₹0.71 Cr | 0.07% |
| Redtape Ltd | Equity | ₹0.42 Cr | 0.04% |
| Net Current Assets | Cash | ₹-0.38 Cr | 0.04% |
| Grasim Industries Ltd Ordinary Shares (Partly Paid Rs.1) | Equity | ₹0.3 Cr | 0.03% |
| eClerx Services Ltd | Equity | ₹0.12 Cr | 0.01% |
Allocation By Market Cap (Equity)
Large Cap Stocks
54.52%
Mid Cap Stocks
20.86%
Small Cap Stocks
21.21%
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Basic Materials | ₹241.21 Cr | 24.62% |
| Financial Services | ₹170.6 Cr | 17.42% |
| Industrials | ₹157.55 Cr | 16.08% |
| Consumer Cyclical | ₹117.41 Cr | 11.99% |
| Communication Services | ₹77.19 Cr | 7.88% |
| Real Estate | ₹63.03 Cr | 6.43% |
| Healthcare | ₹36.15 Cr | 3.69% |
| Technology | ₹35.78 Cr | 3.65% |
| Energy | ₹31.66 Cr | 3.23% |
| Utilities | ₹11.93 Cr | 1.22% |
| Consumer Defensive | ₹3.69 Cr | 0.38% |
Risk & Performance Ratios
Standard Deviation
This fund
13.21%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
1.45
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Lalit Kumar
Since May 2022
SD
Sharmila D’mello
Since July 2022
Darshil Dedhia
Since January 2024
RL
Rohit Lakhotia
Since June 2023
Additional Scheme Detailsas of 31st August 2024
ISIN | INF109KC1TQ6 | Expense Ratio | 2.18% | Exit Load | No Charges | Fund Size | ₹980 Cr | Age | 27 Feb 2019 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty 500 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Retirement Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Tata Retirement Savings Moderate Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2205.81 Cr | 31.1% |
| Tata Retirement Savings Conservative Fund Regular Growth Moderately High risk | 2.2% | 1.0% | ₹175.70 Cr | 14.6% |
| Tata Retirement Savings Progressive Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2131.58 Cr | 37.3% |
| Axis Retirement Savings Fund - Aggressive Plan Regular Growth Very High Risk | 2.2% | 0.0% | ₹950.70 Cr | 35.5% |
| Axis Retirement Savings Fund - Conservative Plan Direct Growth High Risk | 0.7% | 0.0% | ₹76.25 Cr | 20.9% |
| Axis Retirement Savings Fund - Aggressive Plan Direct Growth Very High Risk | 0.9% | 0.0% | ₹950.70 Cr | 37.2% |
| Axis Retirement Savings Fund - Dynamic Plan Regular Growth Very High Risk | 2.4% | 0.0% | ₹393.70 Cr | 39.1% |
| Axis Retirement Savings Fund - Dynamic Plan Direct Growth Very High Risk | 1.1% | 0.0% | ₹393.70 Cr | 41.0% |
| Axis Retirement Savings Fund - Conservative Plan Regular Growth High Risk | 2.1% | 0.0% | ₹76.25 Cr | 19.2% |
| Franklin India Pension Plan Regular Growth High Risk | 2.3% | 3.0% | ₹526.40 Cr | 18.5% |
About the AMC
Total AUM
₹8,56,645 Cr
Address
3rd Floor, Hallmark Business Plaza, Mumbai, 400 051
Other Funds by ICICI Prudential Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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What is the current NAV of ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth?
The NAV of ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth, as of 19-Sep-2024, is ₹31.07.
What are the returns of ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth?
The fund has generated 45.80% over the last 1 year and 25.92% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth?
The fund's allocation of assets is distributed as 96.60% in equities, 0.00% in bonds, and 3.40% in cash and cash equivalents.
Who manages the ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth?
The fund managers responsible for ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth are:-
- Lalit Kumar
- Sharmila D’mello
- Darshil Dedhia
- Rohit Lakhotia
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.