ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth
HybridRetirementVery High Risk
Regular
NAV (25-Jul-24)
₹29.800.10%1D
Returns (Since Inception)
0.00%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹872 Cr
Expense Ratio
2.25%
ISIN
INF109KC1TQ6
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
27 Feb 2019
About this fund
ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth is a Retirement mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 5 years, 4 months and 29 days, having been launched on 27-Feb-19.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹29.80, Assets Under Management (AUM) of 871.84 Crores, and an expense ratio of 2.25%.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹29.80, Assets Under Management (AUM) of 871.84 Crores, and an expense ratio of 2.25%.
- The fund's asset allocation comprises around 96.45% in equities, 0.00% in debts, and 3.55% in cash & cash equivalents.
- You can start investing in ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+47.31%
— (Cat Avg.)
3 Years
+28.24%
— (Cat Avg.)
5 Years
+23.70%
— (Cat Avg.)
Portfolio Summaryas of 30th June 2024
| Equity | ₹840.9 Cr | 96.45% |
| Others | ₹30.94 Cr | 3.55% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Bharti Airtel Ltd | Equity | ₹46.11 Cr | 5.29% |
| Ambuja Cements Ltd | Equity | ₹38.73 Cr | 4.44% |
| UltraTech Cement Ltd | Equity | ₹33.93 Cr | 3.89% |
| Treps | Cash - Repurchase Agreement | ₹31.22 Cr | 3.58% |
| DLF Ltd | Equity | ₹30.53 Cr | 3.50% |
| Larsen & Toubro Ltd | Equity | ₹24.76 Cr | 2.84% |
| Tech Mahindra Ltd | Equity | ₹24.41 Cr | 2.80% |
| BEML Ltd | Equity | ₹23.19 Cr | 2.66% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹18.5 Cr | 2.12% |
| Inox Wind Ltd | Equity | ₹17.99 Cr | 2.06% |
| InterGlobe Aviation Ltd | Equity | ₹17.98 Cr | 2.06% |
| Maruti Suzuki India Ltd | Equity | ₹17.54 Cr | 2.01% |
| JSW Steel Ltd | Equity | ₹17.48 Cr | 2.01% |
| Siemens Ltd | Equity | ₹17.41 Cr | 2.00% |
| Bharat Electronics Ltd | Equity | ₹17.31 Cr | 1.99% |
| Jindal Stainless Ltd | Equity | ₹16.87 Cr | 1.93% |
| Titan Co Ltd | Equity | ₹15.73 Cr | 1.80% |
| Multi Commodity Exchange of India Ltd | Equity | ₹15.7 Cr | 1.80% |
| Bharat Forge Ltd | Equity | ₹15.65 Cr | 1.80% |
| Jio Financial Services Ltd | Equity | ₹15.51 Cr | 1.78% |
| Mangalore Refinery and Petrochemicals Ltd | Equity | ₹15.11 Cr | 1.73% |
| Hero MotoCorp Ltd | Equity | ₹14.76 Cr | 1.69% |
| Power Finance Corp Ltd | Equity | ₹14.55 Cr | 1.67% |
| Sobha Ltd | Equity | ₹14.52 Cr | 1.67% |
| Aarti Industries Ltd | Equity | ₹13.73 Cr | 1.57% |
| Vedanta Ltd | Equity | ₹13.62 Cr | 1.56% |
| Hindustan Petroleum Corp Ltd | Equity | ₹13.51 Cr | 1.55% |
| ICICI Bank Ltd | Equity | ₹13.29 Cr | 1.52% |
| Tata Steel Ltd | Equity | ₹11.82 Cr | 1.36% |
| Tata Motors Ltd Class A | Equity | ₹11.81 Cr | 1.35% |
| Muthoot Finance Ltd | Equity | ₹11.78 Cr | 1.35% |
| Grasim Industries Ltd | Equity | ₹11.35 Cr | 1.30% |
| Jindal Steel & Power Ltd | Equity | ₹10.96 Cr | 1.26% |
| UPL Ltd | Equity | ₹10.79 Cr | 1.24% |
| Usha Martin Ltd | Equity | ₹10.5 Cr | 1.20% |
| BSE Ltd | Equity | ₹10.33 Cr | 1.18% |
| Divi's Laboratories Ltd | Equity | ₹10.3 Cr | 1.18% |
| ICICI Prudential Life Insurance Company Limited | Equity | ₹10.07 Cr | 1.15% |
| NMDC Steel Ltd | Equity | ₹9.58 Cr | 1.10% |
| Godrej Properties Ltd | Equity | ₹8.96 Cr | 1.03% |
| SRF Ltd | Equity | ₹8.89 Cr | 1.02% |
| Lupin Ltd | Equity | ₹8.75 Cr | 1.00% |
| TVS Motor Co Ltd | Equity | ₹8.13 Cr | 0.93% |
| HDFC Asset Management Co Ltd | Equity | ₹7.99 Cr | 0.92% |
| Gland Pharma Ltd | Equity | ₹7.56 Cr | 0.87% |
| Cummins India Ltd | Equity | ₹6.92 Cr | 0.79% |
| Bharti Airtel Ltd (Partly Paid Rs.1.25) | Equity | ₹6.82 Cr | 0.78% |
| UTI Asset Management Co Ltd | Equity | ₹6.73 Cr | 0.77% |
| Bajaj Auto Ltd | Equity | ₹6.57 Cr | 0.75% |
| Pidilite Industries Ltd | Equity | ₹6.32 Cr | 0.72% |
| RHI Magnesita India Ltd | Equity | ₹6.15 Cr | 0.71% |
| Gujarat Gas Ltd | Equity | ₹6.11 Cr | 0.70% |
| KSB Ltd | Equity | ₹5.69 Cr | 0.65% |
| CarTrade Tech Ltd | Equity | ₹5.57 Cr | 0.64% |
| Mastek Ltd | Equity | ₹5.45 Cr | 0.63% |
| Karnataka Bank Ltd | Equity | ₹5.37 Cr | 0.62% |
| PI Industries Ltd | Equity | ₹4.94 Cr | 0.57% |
| Eicher Motors Ltd | Equity | ₹4.67 Cr | 0.54% |
| APL Apollo Tubes Ltd | Equity | ₹4.67 Cr | 0.54% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹4.56 Cr | 0.52% |
| Axis Bank Ltd | Equity | ₹4.43 Cr | 0.51% |
| Vardhman Textiles Ltd | Equity | ₹4.07 Cr | 0.47% |
| Jubilant Foodworks Ltd | Equity | ₹3.99 Cr | 0.46% |
| Himatsingka Seide Ltd | Equity | ₹3.97 Cr | 0.46% |
| Glenmark Pharmaceuticals Ltd | Equity | ₹3.69 Cr | 0.42% |
| Divgi TorqTransfer Systems Ltd | Equity | ₹3.59 Cr | 0.41% |
| Hindalco Industries Ltd | Equity | ₹3.5 Cr | 0.40% |
| AIA Engineering Ltd | Equity | ₹3.39 Cr | 0.39% |
| Ratnamani Metals & Tubes Ltd | Equity | ₹2.89 Cr | 0.33% |
| Bajaj Electricals Ltd | Equity | ₹1.94 Cr | 0.22% |
| Chalet Hotels Ltd | Equity | ₹1.77 Cr | 0.20% |
| Sagar Cements Ltd | Equity | ₹1.28 Cr | 0.15% |
| Star Health and Allied Insurance Co Ltd | Equity | ₹1.22 Cr | 0.14% |
| Orient Cement Ltd | Equity | ₹1.13 Cr | 0.13% |
| Zee Entertainment Enterprises Ltd | Equity | ₹1.06 Cr | 0.12% |
| Syngene International Ltd | Equity | ₹0.9 Cr | 0.10% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹0.81 Cr | 0.09% |
| Thyrocare Technologies Ltd | Equity | ₹0.81 Cr | 0.09% |
| Camlin Fine Sciences Ltd | Equity | ₹0.71 Cr | 0.08% |
| Aditya Birla Sun Life AMC Ltd | Equity | ₹0.67 Cr | 0.08% |
| Sobha Limited | Equity | ₹0.28 Cr | 0.03% |
| Net Current Assets | Cash | ₹-0.28 Cr | 0.03% |
| Grasim Industries Ltd Ordinary Shares (Partly Paid Rs.0.50) | Equity | ₹0.19 Cr | 0.02% |
| eClerx Services Ltd | Equity | ₹0.11 Cr | 0.01% |
Allocation By Market Cap (Equity)
Large Cap Stocks
55.07%
Mid Cap Stocks
19.73%
Small Cap Stocks
21.63%
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Basic Materials | ₹233.87 Cr | 26.82% |
| Industrials | ₹141.61 Cr | 16.24% |
| Financial Services | ₹136.14 Cr | 15.61% |
| Consumer Cyclical | ₹119.77 Cr | 13.74% |
| Real Estate | ₹54.01 Cr | 6.19% |
| Communication Services | ₹53.99 Cr | 6.19% |
| Healthcare | ₹36.56 Cr | 4.19% |
| Technology | ₹29.96 Cr | 3.44% |
| Energy | ₹28.62 Cr | 3.28% |
| Utilities | ₹6.11 Cr | 0.70% |
Risk & Performance Ratios
Standard Deviation
This fund
13.54%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
1.64
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Lalit Kumar
Since May 2022
SD
Sharmila D’mello
Since July 2022
Darshil Dedhia
Since January 2024
RL
Rohit Lakhotia
Since June 2023
Additional Scheme Detailsas of 30th June 2024
ISIN | INF109KC1TQ6 | Expense Ratio | 2.25% | Exit Load | No Charges | Fund Size | ₹872 Cr | Age | 27 Feb 2019 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty 500 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal within 1 year
Flat 15% tax on realised gains (STCG - short term capital gains)
Withdrawal after 1 year
10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Retirement Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Tata Retirement Savings Moderate Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2107.27 Cr | 31.1% |
| Tata Retirement Savings Conservative Fund Regular Growth Moderately High risk | 2.2% | 1.0% | ₹174.60 Cr | 14.1% |
| Tata Retirement Savings Progressive Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2002.53 Cr | 37.2% |
| Axis Retirement Savings Fund - Aggressive Plan Regular Growth Very High Risk | 2.2% | 0.0% | ₹894.08 Cr | 31.7% |
| Axis Retirement Savings Fund - Conservative Plan Direct Growth High Risk | 0.7% | 0.0% | ₹74.96 Cr | 19.4% |
| Axis Retirement Savings Fund - Aggressive Plan Direct Growth Very High Risk | 0.9% | 0.0% | ₹894.08 Cr | 33.5% |
| Axis Retirement Savings Fund - Dynamic Plan Regular Growth Very High Risk | 2.4% | 0.0% | ₹366.98 Cr | 33.9% |
| Axis Retirement Savings Fund - Dynamic Plan Direct Growth Very High Risk | 1.0% | 0.0% | ₹366.98 Cr | 35.8% |
| Axis Retirement Savings Fund - Conservative Plan Regular Growth High Risk | 2.1% | 0.0% | ₹74.96 Cr | 17.8% |
| Franklin India Pension Plan Regular Growth Moderately High risk | 2.3% | 3.0% | ₹519.24 Cr | 18.9% |
About the AMC
Total AUM
₹7,74,868 Cr
Address
3rd Floor, Hallmark Business Plaza, Mumbai, 400 051
Other Funds by ICICI Prudential Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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What is the current NAV of ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth?
The NAV of ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth, as of 25-Jul-2024, is ₹29.80.
What are the returns of ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth?
The fund has generated 47.31% over the last 1 year and 28.24% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth?
The fund's allocation of assets is distributed as 96.45% in equities, 0.00% in bonds, and 3.55% in cash and cash equivalents.
Who manages the ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth?
The fund managers responsible for ICICI Prudential Retirement Fund Pure Equity Plan Regular Growth are:-
- Lalit Kumar
- Sharmila D’mello
- Darshil Dedhia
- Rohit Lakhotia
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.