Axis Retirement Savings Fund - Aggressive Plan Regular Growth
HybridRetirementVery High Risk
Regular
NAV (25-Jul-24)
₹17.820.06%1D
Returns (Since Inception)
13.39%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹894 Cr
Expense Ratio
2.22%
ISIN
INF846K01T02
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
20 Dec 2019
About this fund
Axis Retirement Savings Fund - Aggressive Plan Regular Growth is a Retirement mutual fund schemes offered by Axis Mutual Fund. This fund has been in existence for 4 years, 7 months and 6 days, having been launched on 20-Dec-19.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹17.82, Assets Under Management (AUM) of 894.08 Crores, and an expense ratio of 2.22%.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹17.82, Assets Under Management (AUM) of 894.08 Crores, and an expense ratio of 2.22%.
- Axis Retirement Savings Fund - Aggressive Plan Regular Growth has given a CAGR return of 13.39% since inception.
- The fund's asset allocation comprises around 79.66% in equities, 17.79% in debts, and 2.55% in cash & cash equivalents.
- You can start investing in Axis Retirement Savings Fund - Aggressive Plan Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+31.71%
— (Cat Avg.)
3 Years
+11.26%
— (Cat Avg.)
Since Inception
+13.39%
— (Cat Avg.)
Portfolio Summaryas of 30th June 2024
| Equity | ₹712.24 Cr | 79.66% |
| Debt | ₹159.04 Cr | 17.79% |
| Others | ₹22.8 Cr | 2.55% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹60.69 Cr | 6.79% |
| Reliance Industries Ltd | Equity | ₹45.08 Cr | 5.04% |
| 7.25% Govt Stock 2063 | Bond - Gov't/Treasury | ₹38.16 Cr | 4.27% |
| HDFC Bank Ltd | Equity | ₹34.02 Cr | 3.80% |
| ICICI Bank Ltd | Equity | ₹32.36 Cr | 3.62% |
| Infosys Ltd | Equity | ₹26.52 Cr | 2.97% |
| Bajaj Finance Ltd | Equity | ₹22.51 Cr | 2.52% |
| Tata Consultancy Services Ltd | Equity | ₹22.22 Cr | 2.49% |
| 7.3% Govt Stock 2053 | Bond - Gov't/Treasury | ₹20.59 Cr | 2.30% |
| Pidilite Industries Ltd | Equity | ₹20.17 Cr | 2.26% |
| Mahindra & Mahindra Ltd | Equity | ₹20.14 Cr | 2.25% |
| Torrent Power Ltd | Equity | ₹18.63 Cr | 2.08% |
| PI Industries Ltd | Equity | ₹18.19 Cr | 2.03% |
| Solar Industries India Ltd | Equity | ₹17.08 Cr | 1.91% |
| Net Receivables / (Payables) | Cash | ₹15.85 Cr | 1.77% |
| Larsen & Toubro Ltd | Equity | ₹15.37 Cr | 1.72% |
| 7.32% Govt Stock 2030 | Bond - Gov't/Treasury | ₹15.21 Cr | 1.70% |
| V-Guard Industries Ltd | Equity | ₹14.67 Cr | 1.64% |
| Bharti Airtel Ltd | Equity | ₹14.44 Cr | 1.62% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹14.44 Cr | 1.61% |
| Tech Mahindra Ltd | Equity | ₹14.3 Cr | 1.60% |
| Sundaram Finance Ltd | Equity | ₹13.9 Cr | 1.55% |
| Avenue Supermarts Ltd | Equity | ₹12.54 Cr | 1.40% |
| Zomato Ltd | Equity | ₹11.89 Cr | 1.33% |
| Info Edge (India) Ltd | Equity | ₹11.54 Cr | 1.29% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹11.41 Cr | 1.28% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹10.08 Cr | 1.13% |
| Minda Corp Ltd | Equity | ₹9.99 Cr | 1.12% |
| Jupiter Life Line Hospitals Ltd | Equity | ₹9.56 Cr | 1.07% |
| INOX India Ltd | Equity | ₹9.33 Cr | 1.04% |
| 7.57% Govt Stock 2033 | Bond - Gov't/Treasury | ₹9.29 Cr | 1.04% |
| The Federal Bank Ltd | Equity | ₹9.11 Cr | 1.02% |
| Schaeffler India Ltd | Equity | ₹8.86 Cr | 0.99% |
| Bharat Dynamics Ltd Ordinary Shares | Equity | ₹8.85 Cr | 0.99% |
| R R Kabel Ltd | Equity | ₹8.82 Cr | 0.99% |
| Titagarh Rail Systems Ltd | Equity | ₹8.28 Cr | 0.93% |
| Mankind Pharma Ltd | Equity | ₹8.13 Cr | 0.91% |
| Tata Power Co Ltd | Equity | ₹8.08 Cr | 0.90% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹7.98 Cr | 0.89% |
| Ajanta Pharma Ltd | Equity | ₹7.94 Cr | 0.89% |
| Coforge Ltd | Equity | ₹7.93 Cr | 0.89% |
| ICICI Prudential Life Insurance Company Limited | Equity | ₹7.69 Cr | 0.86% |
| Fortis Healthcare Ltd | Equity | ₹7.63 Cr | 0.85% |
| NTPC Ltd | Equity | ₹7.57 Cr | 0.85% |
| Indian Bank | Equity | ₹7.54 Cr | 0.84% |
| Nestle India Ltd | Equity | ₹7.43 Cr | 0.83% |
| Brigade Enterprises Ltd | Equity | ₹7.33 Cr | 0.82% |
| UNO Minda Ltd | Equity | ₹7.28 Cr | 0.81% |
| Tata Motors Ltd | Equity | ₹7.12 Cr | 0.80% |
| Computer Age Management Services Ltd Ordinary Shares | Equity | ₹6.99 Cr | 0.78% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹6.95 Cr | 0.78% |
| Linde India Ltd | Equity | ₹6.9 Cr | 0.77% |
| Suzlon Energy Ltd | Equity | ₹6.83 Cr | 0.76% |
| DLF Ltd | Equity | ₹6.63 Cr | 0.74% |
| Phoenix Mills Ltd | Equity | ₹6.45 Cr | 0.72% |
| PNB Housing Finance Ltd | Equity | ₹6.44 Cr | 0.72% |
| Can Fin Homes Ltd | Equity | ₹6.4 Cr | 0.72% |
| Mphasis Ltd | Equity | ₹6.24 Cr | 0.70% |
| TVS Motor Co Ltd | Equity | ₹5.89 Cr | 0.66% |
| Bajaj Auto Ltd | Equity | ₹5.75 Cr | 0.64% |
| Central Depository Services (India) Ltd | Equity | ₹5.73 Cr | 0.64% |
| Bharat Electronics Ltd | Equity | ₹5.27 Cr | 0.59% |
| Voltas Ltd | Equity | ₹5.15 Cr | 0.58% |
| Oil & Natural Gas Corp Ltd | Equity | ₹5.1 Cr | 0.57% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹5.01 Cr | 0.56% |
| Hindustan Unilever Ltd | Equity | ₹4.96 Cr | 0.55% |
| State Bank of India | Equity | ₹4.84 Cr | 0.54% |
| United Spirits Ltd | Equity | ₹4.68 Cr | 0.52% |
| Coal India Ltd | Equity | ₹3.88 Cr | 0.43% |
| Power Grid Corp Of India Ltd | Equity | ₹3.83 Cr | 0.43% |
| eClerx Services Ltd | Equity | ₹3.63 Cr | 0.41% |
| Bharat Highways InvIT Unit | Equity | ₹3.48 Cr | 0.39% |
| Hindalco Industries Ltd | Equity | ₹3.41 Cr | 0.38% |
| Jubilant Foodworks Ltd | Equity | ₹2.49 Cr | 0.28% |
| Birlasoft Ltd | Equity | ₹2.28 Cr | 0.25% |
| Bank of Baroda | Equity | ₹1.74 Cr | 0.19% |
| RHI Magnesita India Ltd | Equity | ₹1.15 Cr | 0.13% |
| Kotak Mahindra Bank Ltd | Equity | ₹1.09 Cr | 0.12% |
| Honasa Consumer Ltd | Equity | ₹0.8 Cr | 0.09% |
| Union Bank of India | Equity | ₹0.34 Cr | 0.04% |
Allocation By Market Cap (Equity)
Large Cap Stocks
47.96%
Mid Cap Stocks
18.98%
Small Cap Stocks
12.33%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹171.62 Cr | 19.19% |
| Technology | ₹90.11 Cr | 10.08% |
| Industrials | ₹83.72 Cr | 9.36% |
| Consumer Cyclical | ₹79.42 Cr | 8.88% |
| Basic Materials | ₹65.75 Cr | 7.35% |
| Energy | ₹54.06 Cr | 6.05% |
| Healthcare | ₹52.66 Cr | 5.89% |
| Utilities | ₹38.11 Cr | 4.26% |
| Consumer Defensive | ₹30.41 Cr | 3.40% |
| Communication Services | ₹25.98 Cr | 2.91% |
| Real Estate | ₹20.41 Cr | 2.28% |
Risk & Performance Ratios
Standard Deviation
This fund
11.56%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
0.50
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Devang Shah
Since April 2024
Nitin Arora
Since May 2023
Hardik Shah
Since April 2024
Jayesh Sundar
Since January 2024
KN
Krishnaa N
Since March 2024
Additional Scheme Detailsas of 30th June 2024
ISIN | INF846K01T02 | Expense Ratio | 2.22% | Exit Load | No Charges | Fund Size | ₹894 Cr | Age | 20 Dec 2019 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Hybrid 25+75-Aggressive TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal within 1 year
Flat 15% tax on realised gains (STCG - short term capital gains)
Withdrawal after 1 year
10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Retirement Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Tata Retirement Savings Moderate Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2107.27 Cr | 31.1% |
| Tata Retirement Savings Conservative Fund Regular Growth Moderately High risk | 2.2% | 1.0% | ₹174.60 Cr | 14.1% |
| Tata Retirement Savings Progressive Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2002.53 Cr | 37.2% |
| Axis Retirement Savings Fund - Aggressive Plan Regular Growth Very High Risk | 2.2% | 0.0% | ₹894.08 Cr | 31.7% |
| Axis Retirement Savings Fund - Conservative Plan Direct Growth High Risk | 0.7% | 0.0% | ₹74.96 Cr | 19.4% |
| Axis Retirement Savings Fund - Aggressive Plan Direct Growth Very High Risk | 0.9% | 0.0% | ₹894.08 Cr | 33.5% |
| Axis Retirement Savings Fund - Dynamic Plan Regular Growth Very High Risk | 2.4% | 0.0% | ₹366.98 Cr | 33.9% |
| Axis Retirement Savings Fund - Dynamic Plan Direct Growth Very High Risk | 1.0% | 0.0% | ₹366.98 Cr | 35.8% |
| Axis Retirement Savings Fund - Conservative Plan Regular Growth High Risk | 2.1% | 0.0% | ₹74.96 Cr | 17.8% |
| Franklin India Pension Plan Regular Growth Moderately High risk | 2.3% | 3.0% | ₹519.24 Cr | 18.9% |
About the AMC
Total AUM
₹2,86,505 Cr
Address
Axis House, 1st Floor, C-2, Wadia International Centre, Mumbai, 400 025
Other Funds by Axis Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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What is the current NAV of Axis Retirement Savings Fund - Aggressive Plan Regular Growth?
The NAV of Axis Retirement Savings Fund - Aggressive Plan Regular Growth, as of 25-Jul-2024, is ₹17.82.
What are the returns of Axis Retirement Savings Fund - Aggressive Plan Regular Growth?
The fund has generated 31.71% over the last 1 year and 11.26% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Axis Retirement Savings Fund - Aggressive Plan Regular Growth?
The fund's allocation of assets is distributed as 79.66% in equities, 17.79% in bonds, and 2.55% in cash and cash equivalents.
Who manages the Axis Retirement Savings Fund - Aggressive Plan Regular Growth?
The fund managers responsible for Axis Retirement Savings Fund - Aggressive Plan Regular Growth are:-
- Devang Shah
- Nitin Arora
- Hardik Shah
- Jayesh Sundar
- Krishnaa N
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.