Dezerv

Fund Overview

Fund Size

Fund Size

₹894 Cr

Expense Ratio

Expense Ratio

0.88%

ISIN

ISIN

INF846K01S86

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

20 Dec 2019

About this fund

Axis Retirement Savings Fund - Aggressive Plan Direct Growth is a Retirement mutual fund schemes offered by Axis Mutual Fund. This fund has been in existence for 4 years and 7 months, having been launched on 20-Dec-19.
As of 19-Jul-24, it has a Net Asset Value (NAV) of ₹19.09, Assets Under Management (AUM) of 894.08 Crores, and an expense ratio of 0.88%.
  • Axis Retirement Savings Fund - Aggressive Plan Direct Growth has given a CAGR return of 15.16% since inception.
  • The fund's asset allocation comprises around 79.66% in equities, 17.79% in debts, and 2.55% in cash & cash equivalents.
  • You can start investing in Axis Retirement Savings Fund - Aggressive Plan Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+32.02%

(Cat Avg.)

3 Years

+12.89%

(Cat Avg.)

Since Inception

+15.16%

(Cat Avg.)

Portfolio Summaryas of 30th June 2024

Equity712.24 Cr79.66%
Debt159.04 Cr17.79%
Others22.8 Cr2.55%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.18% Govt Stock 2037Bond - Gov't/Treasury60.69 Cr6.79%
Reliance Industries LtdEquity45.08 Cr5.04%
7.25% Govt Stock 2063Bond - Gov't/Treasury38.16 Cr4.27%
HDFC Bank LtdEquity34.02 Cr3.80%
ICICI Bank LtdEquity32.36 Cr3.62%
Infosys LtdEquity26.52 Cr2.97%
Bajaj Finance LtdEquity22.51 Cr2.52%
Tata Consultancy Services LtdEquity22.22 Cr2.49%
7.3% Govt Stock 2053Bond - Gov't/Treasury20.59 Cr2.30%
Pidilite Industries LtdEquity20.17 Cr2.26%
Mahindra & Mahindra LtdEquity20.14 Cr2.25%
Torrent Power LtdEquity18.63 Cr2.08%
PI Industries LtdEquity18.19 Cr2.03%
Solar Industries India LtdEquity17.08 Cr1.91%
Net Receivables / (Payables)Cash15.85 Cr1.77%
Larsen & Toubro LtdEquity15.37 Cr1.72%
7.32% Govt Stock 2030Bond - Gov't/Treasury15.21 Cr1.70%
V-Guard Industries LtdEquity14.67 Cr1.64%
Bharti Airtel LtdEquity14.44 Cr1.62%
Cholamandalam Investment and Finance Co LtdEquity14.44 Cr1.61%
Tech Mahindra LtdEquity14.3 Cr1.60%
Sundaram Finance LtdEquity13.9 Cr1.55%
Avenue Supermarts LtdEquity12.54 Cr1.40%
Zomato LtdEquity11.89 Cr1.33%
Info Edge (India) LtdEquity11.54 Cr1.29%
Sun Pharmaceuticals Industries LtdEquity11.41 Cr1.28%
7.18% Govt Stock 2033Bond - Gov't/Treasury10.08 Cr1.13%
Minda Corp LtdEquity9.99 Cr1.12%
Jupiter Life Line Hospitals LtdEquity9.56 Cr1.07%
INOX India LtdEquity9.33 Cr1.04%
7.57% Govt Stock 2033Bond - Gov't/Treasury9.29 Cr1.04%
The Federal Bank LtdEquity9.11 Cr1.02%
Schaeffler India LtdEquity8.86 Cr0.99%
Bharat Dynamics Ltd Ordinary SharesEquity8.85 Cr0.99%
R R Kabel LtdEquity8.82 Cr0.99%
Titagarh Rail Systems LtdEquity8.28 Cr0.93%
Mankind Pharma LtdEquity8.13 Cr0.91%
Tata Power Co LtdEquity8.08 Cr0.90%
Apollo Hospitals Enterprise LtdEquity7.98 Cr0.89%
Ajanta Pharma LtdEquity7.94 Cr0.89%
Coforge LtdEquity7.93 Cr0.89%
ICICI Prudential Life Insurance Company LimitedEquity7.69 Cr0.86%
Fortis Healthcare LtdEquity7.63 Cr0.85%
NTPC LtdEquity7.57 Cr0.85%
Indian BankEquity7.54 Cr0.84%
Nestle India LtdEquity7.43 Cr0.83%
Brigade Enterprises LtdEquity7.33 Cr0.82%
UNO Minda LtdEquity7.28 Cr0.81%
Tata Motors LtdEquity7.12 Cr0.80%
Computer Age Management Services Ltd Ordinary SharesEquity6.99 Cr0.78%
Clearing Corporation Of India LtdCash - Repurchase Agreement6.95 Cr0.78%
Linde India LtdEquity6.9 Cr0.77%
Suzlon Energy LtdEquity6.83 Cr0.76%
DLF LtdEquity6.63 Cr0.74%
Phoenix Mills LtdEquity6.45 Cr0.72%
PNB Housing Finance LtdEquity6.44 Cr0.72%
Can Fin Homes LtdEquity6.4 Cr0.72%
Mphasis LtdEquity6.24 Cr0.70%
TVS Motor Co LtdEquity5.89 Cr0.66%
Bajaj Auto LtdEquity5.75 Cr0.64%
Central Depository Services (India) LtdEquity5.73 Cr0.64%
Bharat Electronics LtdEquity5.27 Cr0.59%
Voltas LtdEquity5.15 Cr0.58%
Oil & Natural Gas Corp LtdEquity5.1 Cr0.57%
Indian Railway Finance Corporation LimitedBond - Corporate Bond5.01 Cr0.56%
Hindustan Unilever LtdEquity4.96 Cr0.55%
State Bank of IndiaEquity4.84 Cr0.54%
United Spirits LtdEquity4.68 Cr0.52%
Coal India LtdEquity3.88 Cr0.43%
Power Grid Corp Of India LtdEquity3.83 Cr0.43%
eClerx Services LtdEquity3.63 Cr0.41%
Bharat Highways InvIT UnitEquity3.48 Cr0.39%
Hindalco Industries LtdEquity3.41 Cr0.38%
Jubilant Foodworks LtdEquity2.49 Cr0.28%
Birlasoft LtdEquity2.28 Cr0.25%
Bank of BarodaEquity1.74 Cr0.19%
RHI Magnesita India LtdEquity1.15 Cr0.13%
Kotak Mahindra Bank LtdEquity1.09 Cr0.12%
Honasa Consumer LtdEquity0.8 Cr0.09%
Union Bank of IndiaEquity0.34 Cr0.04%

Allocation By Market Cap (Equity)

Large Cap Stocks

47.96%

Mid Cap Stocks

18.98%

Small Cap Stocks

12.33%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services171.62 Cr19.19%
Technology90.11 Cr10.08%
Industrials83.72 Cr9.36%
Consumer Cyclical79.42 Cr8.88%
Basic Materials65.75 Cr7.35%
Energy54.06 Cr6.05%
Healthcare52.66 Cr5.89%
Utilities38.11 Cr4.26%
Consumer Defensive30.41 Cr3.40%
Communication Services25.98 Cr2.91%
Real Estate20.41 Cr2.28%

Risk & Performance Ratios

Standard Deviation

This fund

11.52%

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

0.64

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

Devang Shah

Devang Shah

Since April 2024

Nitin Arora

Nitin Arora

Since May 2023

Hardik Shah

Hardik Shah

Since April 2024

Jayesh Sundar

Jayesh Sundar

Since January 2024

KN

Krishnaa N

Since March 2024

Additional Scheme Detailsas of 30th June 2024

ISIN
INF846K01S86
Expense Ratio
0.88%
Exit Load
No Charges
Fund Size
₹894 Cr
Age
20 Dec 2019
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Hybrid 25+75-Aggressive TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Retirement Funds

Fund nameExpense RatioExit LoadFund size
1Y
Tata Retirement Savings Moderate Fund Regular Growth

Very High Risk

2.0%1.0%₹2107.27 Cr30.5%
Tata Retirement Savings Conservative Fund Regular Growth

Moderately High risk

2.2%1.0%₹174.60 Cr13.9%
Tata Retirement Savings Progressive Fund Regular Growth

Very High Risk

2.0%1.0%₹2002.53 Cr36.5%
Axis Retirement Savings Fund - Aggressive Plan Regular Growth

Very High Risk

2.2%0.0%₹894.08 Cr30.3%
Axis Retirement Savings Fund - Conservative Plan Direct Growth

High Risk

0.7%0.0%₹74.48 Cr17.8%
Axis Retirement Savings Fund - Aggressive Plan Direct Growth

Very High Risk

0.9%0.0%₹894.08 Cr32.0%
Axis Retirement Savings Fund - Dynamic Plan Regular Growth

Very High Risk

2.4%0.0%₹366.98 Cr32.0%
Axis Retirement Savings Fund - Dynamic Plan Direct Growth

Very High Risk

1.0%0.0%₹366.98 Cr33.9%
Axis Retirement Savings Fund - Conservative Plan Regular Growth

High Risk

2.1%0.0%₹74.48 Cr16.2%
Franklin India Pension Plan Regular Growth

Moderately High risk

2.3%3.0%₹519.24 Cr18.4%

About the AMC

Total AUM

₹2,86,505 Cr

Address

Axis House, 1st Floor, C-2, Wadia International Centre, Mumbai, 400 025

Other Funds by Axis Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Axis Fixed Term Plan Series 120 (91 Days) Direct Growth

Moderate Risk

-0.0%--
Axis US Treasury Dynamic Bond ETF Fund of Fund Direct Growth

Very High Risk

0.1%0.0%₹98.28 Cr-
Axis India Manufacturing Fund Direct Growth

Very High Risk

0.3%1.0%₹5909.15 Cr-
Axis Fixed Term Plan Series 118 100 Days Direct Growth

Moderate Risk

-0.0%--
Axis Fixed Term Plan Series 113 1228 Days Direct Growth

Low to Moderate Risk

-0.0%-7.1%
Axis Fixed Term Plan Series 110 1553 Days Direct Growth

Moderate Risk

-0.0%--
Axis Fixed Term Plan Series 105 1128 Days Direct Growth

Moderate Risk

-0.0%--
Axis Fixed Term Plan Series 112 1143 Days Direct Growth

Low to Moderate Risk

-0.0%-7.4%
Axis Nifty SDL September 2026 Debt Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹78.97 Cr7.5%
Axis Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹13685.87 Cr7.0%
Axis Global Equity Alpha Fund of Fund Direct Growth

Very High Risk

0.8%1.0%₹895.88 Cr23.1%
Axis Nifty Smallcap 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹357.40 Cr65.6%
Axis Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹12721.36 Cr30.5%
Axis Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹10632.98 Cr7.7%
Axis Equity Hybrid Fund Direct Growth

Very High Risk

1.0%1.0%₹1643.44 Cr22.0%
Axis Special Situations Fund Direct Growth

Very High Risk

1.3%1.0%₹1270.83 Cr36.1%
Axis Corporate Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹5386.52 Cr7.7%
Axis ESG Equity Fund Direct Growth

Very High Risk

1.3%1.0%₹1390.64 Cr31.6%
Axis Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹5237.74 Cr8.5%
Axis Greater China Equity Fund of Fund Direct Growth

Very High Risk

0.6%1.0%₹187.60 Cr-2.1%
Axis Value Fund Direct Growth

Very High Risk

1.0%1.0%₹619.87 Cr48.3%
Axis All Seasons Debt Fund of Funds Direct Growth

Moderately High risk

0.2%1.0%₹174.53 Cr8.0%
Axis Gilt Fund Direct Growth

Moderate Risk

0.4%0.0%₹405.73 Cr9.1%
Axis Bluechip Fund Direct Growth

Very High Risk

0.7%1.0%₹34520.15 Cr26.4%
Axis Dynamic Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹1668.03 Cr7.3%
Axis Gold Fund Direct Growth

High Risk

0.2%1.0%₹501.03 Cr22.6%
Axis Focused 25 Fund Direct Growth

Very High Risk

0.8%1.0%₹13880.51 Cr23.5%
Axis Regular Saver Fund Direct Growth

Very High Risk

0.8%1.0%₹333.92 Cr10.9%
Axis Strategic Bond Fund Direct Growth

Moderately High risk

0.4%1.0%₹1939.21 Cr8.2%
Axis Long Term Equity Fund Direct Growth

Very High Risk

0.8%0.0%₹37106.30 Cr28.3%
Axis Short Term Fund Direct Growth

Moderate Risk

0.3%0.0%₹7698.10 Cr7.6%
Axis Liquid Fund Direct Growth

Moderate Risk

0.2%0.0%₹23260.17 Cr7.4%
Axis Multi Asset Allocation Fund Direct Growth

Very High Risk

1.1%1.0%₹1245.86 Cr21.3%
Axis Midcap Fund Direct Growth

Very High Risk

0.5%1.0%₹30143.58 Cr43.6%
Axis Treasury Advantage Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5175.78 Cr7.5%
Axis Equity Saver Fund Direct Growth

Moderately High risk

1.0%1.0%₹938.20 Cr18.4%
Axis Balanced Advantage Fund Direct Growth

Moderately High risk

0.9%1.0%₹2322.48 Cr27.3%
Axis Nifty Midcap 50 Index Fund Direct Growth

Low Risk

0.2%0.0%₹351.55 Cr48.9%
Axis Nifty IT Index Fund Direct Growth

Very High Risk

0.3%0.0%₹113.87 Cr29.5%
Axis CRISIL IBX 50:50 Gilt Plus SDL September 2027 Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹33.76 Cr7.4%
Axis Credit Risk Fund Direct Growth

Moderately High risk

0.8%1.0%₹448.17 Cr8.0%
Axis Ultra Short Term Fund Direct Growth

Moderate Risk

0.3%0.0%₹4596.18 Cr7.7%
Axis Multicap Fund Direct Growth

Very High Risk

0.6%1.0%₹5973.27 Cr48.3%
Axis CRISIL IBX 50:50 Gilt Plus SDL June 2028 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹69.66 Cr7.4%
Axis Nifty AAA Bond Plus SDL Apirl 2026 50:50 ETF Fund Of Funds Direct Growth

Low to Moderate Risk

0.1%0.0%₹292.46 Cr7.2%
Axis Silver Fund of Funds Direct Growth

Very High Risk

0.1%0.0%₹42.70 Cr17.7%
Axis Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹244.31 Cr60.6%
Axis CRISIL IBX 70:30 CPSE Plus SDL April 2025 Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹569.71 Cr7.2%
Axis Long Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹304.68 Cr10.0%
Axis Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹482.49 Cr24.8%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of Axis Retirement Savings Fund - Aggressive Plan Direct Growth, as of 19-Jul-2024, is ₹19.09.
The fund has generated 32.02% over the last 1 year and 12.89% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 79.66% in equities, 17.79% in bonds, and 2.55% in cash and cash equivalents.
The fund managers responsible for Axis Retirement Savings Fund - Aggressive Plan Direct Growth are:-
  1. Devang Shah
  2. Nitin Arora
  3. Hardik Shah
  4. Jayesh Sundar
  5. Krishnaa N