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Fund Overview

Fund Size

Fund Size

₹813 Cr

Expense Ratio

Expense Ratio

1.05%

ISIN

ISIN

INF846K01S86

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

20 Dec 2019

About this fund

Axis Retirement Savings Fund - Aggressive Plan Direct Growth is a Retirement mutual fund schemes offered by Axis Mutual Fund. This fund has been in existence for 5 years, 5 months and 30 days, having been launched on 20-Dec-19.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹20.10, Assets Under Management (AUM) of 812.97 Crores, and an expense ratio of 1.05%.
  • Axis Retirement Savings Fund - Aggressive Plan Direct Growth has given a CAGR return of 13.55% since inception.
  • The fund's asset allocation comprises around 78.09% in equities, 21.28% in debts, and 0.64% in cash & cash equivalents.
  • You can start investing in Axis Retirement Savings Fund - Aggressive Plan Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.31%

(Cat Avg.)

3 Years

+19.46%

(Cat Avg.)

5 Years

+16.84%

(Cat Avg.)

Since Inception

+13.55%

(Cat Avg.)

Portfolio Summaryas of 31st May 2025

Equity634.81 Cr78.09%
Debt172.99 Cr21.28%
Others5.17 Cr0.64%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
HDFC Bank LtdEquity46.8 Cr5.76%
7.34% Govt Stock 2064Bond - Gov't/Treasury42.58 Cr5.24%
ICICI Bank LtdEquity41.12 Cr5.06%
Reliance Industries LtdEquity40.92 Cr5.03%
7.25% Govt Stock 2063Bond - Gov't/Treasury36.7 Cr4.51%
Infosys LtdEquity28.3 Cr3.48%
7.09% Govt Stock 2054Bond - Gov't/Treasury25.83 Cr3.18%
Bajaj Finance LtdEquity24.99 Cr3.07%
7.18% Govt Stock 2037Bond - Gov't/Treasury21.3 Cr2.62%
7.3% Govt Stock 2053Bond - Gov't/Treasury21.21 Cr2.61%
Bharti Airtel LtdEquity19.56 Cr2.41%
Solar Industries India LtdEquity19.11 Cr2.35%
Mahindra & Mahindra LtdEquity18.51 Cr2.28%
Larsen & Toubro LtdEquity17.64 Cr2.17%
Pidilite Industries LtdEquity16.83 Cr2.07%
State Bank of IndiaEquity16.05 Cr1.97%
Tata Consultancy Services LtdEquity13.2 Cr1.62%
Torrent Power LtdEquity11.9 Cr1.46%
PI Industries LtdEquity11.16 Cr1.37%
Fortis Healthcare LtdEquity10.57 Cr1.30%
Sun Pharmaceuticals Industries LtdEquity10.57 Cr1.30%
7.1% Govt Stock 2034Bond - Gov't/Treasury10.54 Cr1.30%
HDFC Life Insurance Co LtdEquity9.98 Cr1.23%
7.57% Govt Stock 2033Bond - Gov't/Treasury9.74 Cr1.20%
PNB Housing Finance LtdEquity9.56 Cr1.18%
Info Edge (India) LtdEquity8.87 Cr1.09%
NTPC LtdEquity7.85 Cr0.97%
Cipla LtdEquity7.6 Cr0.94%
Indian BankEquity7.53 Cr0.93%
Cholamandalam Investment and Finance Co LtdEquity7.25 Cr0.89%
Jyoti CNC Automation LtdEquity7.1 Cr0.87%
Minda Corp LtdEquity6.97 Cr0.86%
INOX India LtdEquity6.8 Cr0.84%
Mankind Pharma LtdEquity6.58 Cr0.81%
GE Vernova T&D India LtdEquity6.42 Cr0.79%
DLF LtdEquity6.41 Cr0.79%
Linde India LtdEquity6.24 Cr0.77%
Suzlon Energy LtdEquity6.14 Cr0.75%
Bharat Electronics LtdEquity6.09 Cr0.75%
Apollo Hospitals Enterprise LtdEquity5.98 Cr0.74%
Bharat Petroleum Corp LtdEquity5.88 Cr0.72%
Sundaram Finance LtdEquity5.72 Cr0.70%
United Spirits LtdEquity5.57 Cr0.69%
Brigade Enterprises LtdEquity5.53 Cr0.68%
Eternal LtdEquity5.51 Cr0.68%
PG Electroplast LtdEquity5.49 Cr0.68%
Varun Beverages LtdEquity5.28 Cr0.65%
eClerx Services LtdEquity5.18 Cr0.64%
V-Guard Industries LtdEquity5.11 Cr0.63%
Muthoot Finance LimitedBond - Corporate Bond5.09 Cr0.63%
ICICI Prudential Life Insurance Co LtdEquity5.09 Cr0.63%
Premier Energies LtdEquity5.07 Cr0.62%
Tata Motors LtdEquity5.02 Cr0.62%
Ajanta Pharma LtdEquity4.98 Cr0.61%
Awfis Space Solutions LtdEquity4.54 Cr0.56%
Arvind Fashions LtdEquity4.32 Cr0.53%
Samvardhana Motherson International LtdEquity4.21 Cr0.52%
Avenue Supermarts LtdEquity3.79 Cr0.47%
Sona BLW Precision Forgings LtdEquity3.72 Cr0.46%
Zydus Lifesciences LtdEquity3.7 Cr0.46%
REC LtdEquity3.69 Cr0.45%
Indus Infra Trust UnitEquity3.69 Cr0.45%
Net Receivables / (Payables)Cash - Collateral3.69 Cr0.45%
Tech Mahindra LtdEquity3.67 Cr0.45%
CG Power & Industrial Solutions LtdEquity3.57 Cr0.44%
Kotak Mahindra Bank LtdEquity3.55 Cr0.44%
DOMS Industries LtdEquity3.43 Cr0.42%
Hindalco Industries LtdEquity3.43 Cr0.42%
Jupiter Life Line Hospitals LtdEquity3.28 Cr0.40%
Coforge LtdEquity3.24 Cr0.40%
Oil & Natural Gas Corp LtdEquity3.16 Cr0.39%
The Federal Bank LtdEquity3.16 Cr0.39%
Bank of BarodaEquity3.09 Cr0.38%
UNO Minda LtdEquity2.97 Cr0.37%
Phoenix Mills LtdEquity2.93 Cr0.36%
Power Grid Corp Of India LtdEquity2.8 Cr0.34%
Dixon Technologies (India) LtdEquity2.73 Cr0.34%
Coal India LtdEquity2.42 Cr0.30%
Hindustan Unilever LtdEquity2.33 Cr0.29%
Mphasis LtdEquity2.1 Cr0.26%
TVS Motor Co LtdEquity2.07 Cr0.26%
Britannia Industries LtdEquity2.06 Cr0.25%
Schaeffler India LtdEquity2.04 Cr0.25%
Hyundai Motor India LtdEquity1.92 Cr0.24%
Clearing Corporation Of India LtdCash - Repurchase Agreement1.48 Cr0.18%
Titagarh Rail Systems LtdEquity0.85 Cr0.11%
RHI Magnesita India LtdEquity0.83 Cr0.10%
ITC LtdEquity0.75 Cr0.09%
Nestle India LtdEquity0.37 Cr0.05%
Union Bank of IndiaEquity0.37 Cr0.04%

Allocation By Market Cap (Equity)

Large Cap Stocks

53.07%

Mid Cap Stocks

16.07%

Small Cap Stocks

8.49%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services191.64 Cr23.57%
Technology68.97 Cr8.48%
Industrials68.52 Cr8.43%
Consumer Cyclical57.27 Cr7.04%
Basic Materials56.77 Cr6.98%
Healthcare53.26 Cr6.55%
Energy52.38 Cr6.44%
Communication Services28.43 Cr3.50%
Utilities22.55 Cr2.77%
Consumer Defensive20.15 Cr2.48%
Real Estate14.87 Cr1.83%

Risk & Performance Ratios

Standard Deviation

This fund

11.82%

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

0.84

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

Devang Shah

Devang Shah

Since April 2024

Hardik Shah

Hardik Shah

Since April 2024

Jayesh Sundar

Jayesh Sundar

Since January 2024

KN

Krishnaa N

Since March 2024

Additional Scheme Detailsas of 31st May 2025

ISIN
INF846K01S86
Expense Ratio
1.05%
Exit Load
No Charges
Fund Size
₹813 Cr
Age
5 years 5 months
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Hybrid 25+75-Aggressive TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

  • If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
  • If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
  • Holding the units: No tax is applicable as long as you continue to hold the units.

Dividend Taxation:

Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Fund nameExpense RatioExit LoadFund size
1Y
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PGIM India Retirement Fund Direct Growth

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0.7%0.0%₹84.45 Cr10.3%
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Bandhan Retirement Fund Regular Growth

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Bandhan Retirement Fund Direct Growth

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Nippon India Retirement Fund - Income Generation Scheme Direct Growth

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Nippon India Retirement Fund - Income Generation Scheme Regular Growth

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Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth

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1.9%0.0%₹3189.62 Cr1.5%
Nippon India Retirement Fund - Wealth Creation Scheme Direct Growth

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1.0%0.0%₹3189.62 Cr2.5%

About the AMC

Total AUM

₹3,22,563 Cr

Address

Axis House, 1st Floor, C-2, Wadia International Centre, Mumbai, 400 025

Other Funds by Axis Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Axis Fixed Term Plan Series 120 (91 Days) Direct Growth

Moderate Risk

-0.0%--
Axis US Treasury Dynamic Bond ETF Fund of Fund Direct Growth

Very High Risk

0.1%0.0%₹52.34 Cr6.9%
Axis India Manufacturing Fund Direct Growth

Very High Risk

0.5%1.0%₹5532.65 Cr-2.4%
Axis Fixed Term Plan Series 118 100 Days Direct Growth

Moderate Risk

-0.0%--
Axis Fixed Term Plan Series 113 1228 Days Direct Growth

Low to Moderate Risk

-0.0%₹92.41 Cr8.4%
Axis Fixed Term Plan Series 110 1553 Days Direct Growth

Moderate Risk

-0.0%--
Axis Fixed Term Plan Series 105 1128 Days Direct Growth

Moderate Risk

-0.0%--
Axis Fixed Term Plan Series 112 1143 Days Direct Growth

Low Risk

-0.0%₹76.51 Cr8.2%
Axis Nifty SDL September 2026 Debt Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹77.31 Cr8.9%
Axis Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹13470.40 Cr9.5%
Axis Global Equity Alpha Fund of Fund Direct Growth

Very High Risk

0.9%1.0%₹897.59 Cr18.5%
Axis Nifty Smallcap 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹487.48 Cr3.7%
Axis Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹12823.77 Cr5.5%
Axis Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹18862.30 Cr8.4%
Axis Equity Hybrid Fund Direct Growth

High Risk

1.1%1.0%₹1575.64 Cr8.0%
Axis Special Situations Fund Direct Growth

Very High Risk

1.3%1.0%₹1174.87 Cr5.2%
Axis Corporate Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹8119.15 Cr10.5%
Axis ESG Equity Fund Direct Growth

Very High Risk

1.3%1.0%₹1245.58 Cr4.1%
Axis Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹6767.43 Cr7.6%
Axis Greater China Equity Fund of Fund Direct Growth

Very High Risk

0.5%1.0%₹513.37 Cr15.6%
Axis Value Fund Direct Growth

Very High Risk

0.8%1.0%₹921.06 Cr7.0%
Axis All Seasons Debt Fund of Funds Direct Growth

Moderate Risk

0.1%0.0%₹383.00 Cr9.9%
Axis Gilt Fund Direct Growth

Moderate Risk

0.4%0.0%₹770.12 Cr9.7%
Axis Bluechip Fund Direct Growth

Very High Risk

0.7%1.0%₹33412.83 Cr3.7%
Axis Dynamic Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹1308.92 Cr10.0%
Axis Gold Fund Direct Growth

High Risk

0.2%1.0%₹1065.47 Cr36.3%
Axis Focused 25 Fund Direct Growth

Very High Risk

0.8%1.0%₹12643.93 Cr5.1%
Axis Regular Saver Fund Direct Growth

Very High Risk

0.9%1.0%₹282.74 Cr8.8%
Axis Strategic Bond Fund Direct Growth

Moderately High risk

0.6%1.0%₹1945.01 Cr10.4%
Axis Long Term Equity Fund Direct Growth

Very High Risk

0.8%0.0%₹35358.19 Cr4.9%
Axis Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹9493.70 Cr10.1%
Axis Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹36089.09 Cr7.3%
Axis Multi Asset Allocation Fund Direct Growth

Very High Risk

1.1%1.0%₹1436.16 Cr9.2%
Axis Midcap Fund Direct Growth

Very High Risk

0.5%1.0%₹30501.51 Cr3.7%
Axis Treasury Advantage Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹6599.64 Cr8.6%
Axis Equity Saver Fund Direct Growth

Moderately High risk

1.0%1.0%₹946.03 Cr7.3%
Axis Balanced Advantage Fund Direct Growth

Moderately High risk

0.8%1.0%₹3160.82 Cr9.3%
Axis Nifty Midcap 50 Index Fund Direct Growth

Low Risk

0.3%0.0%₹446.31 Cr5.2%
Axis Nifty IT Index Fund Direct Growth

Very High Risk

0.3%0.0%₹131.37 Cr14.0%
Axis CRISIL IBX 50:50 Gilt Plus SDL September 2027 Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹36.81 Cr9.5%
Axis Credit Risk Fund Direct Growth

High Risk

0.8%1.0%₹361.10 Cr10.0%
Axis Ultra Short Term Fund Direct Growth

Moderate Risk

0.4%0.0%₹6210.81 Cr8.1%
Axis Multicap Fund Direct Growth

Very High Risk

0.8%1.0%₹7781.71 Cr7.3%
Axis CRISIL IBX 50:50 Gilt Plus SDL June 2028 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹79.37 Cr10.1%
Axis Nifty AAA Bond Plus SDL Apirl 2026 50:50 ETF Fund Of Funds Direct Growth

Low to Moderate Risk

0.1%0.0%₹255.99 Cr8.2%
Axis Silver Fund of Funds Direct Growth

Very High Risk

0.2%0.0%₹107.01 Cr22.9%
Axis Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹337.09 Cr-7.2%
Axis CRISIL IBX 70:30 CPSE Plus SDL April 2025 Index Fund Direct Growth

Low Risk

0.2%0.0%₹457.54 Cr7.4%
Axis Long Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹364.09 Cr7.1%
Axis Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹705.99 Cr6.3%

Risk Level

Your principal amount will be at High Risk

High Risk
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The NAV of Axis Retirement Savings Fund - Aggressive Plan Direct Growth, as of 18-Jun-2025, is ₹20.10.
The fund has generated 7.31% over the last 1 year and 19.46% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 78.09% in equities, 21.28% in bonds, and 0.64% in cash and cash equivalents.
The fund managers responsible for Axis Retirement Savings Fund - Aggressive Plan Direct Growth are:-
  1. Devang Shah
  2. Hardik Shah
  3. Jayesh Sundar
  4. Krishnaa N