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Fund Overview

Fund Size

Fund Size

₹113 Cr

Expense Ratio

Expense Ratio

1.01%

ISIN

ISIN

INF209KB1I80

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

12 Mar 2019

About this fund

Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth is a Retirement mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 5 years and 9 months, having been launched on 12-Mar-19.
As of 10-Dec-24, it has a Net Asset Value (NAV) of ₹20.22, Assets Under Management (AUM) of 112.97 Crores, and an expense ratio of 1.01%.
  • Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth has given a CAGR return of 13.02% since inception.
  • The fund's asset allocation comprises around 74.36% in equities, 16.58% in debts, and 9.06% in cash & cash equivalents.
  • You can start investing in Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+23.53%

(Cat Avg.)

3 Years

+13.38%

(Cat Avg.)

5 Years

+14.37%

(Cat Avg.)

Since Inception

+13.02%

(Cat Avg.)

Portfolio Summaryas of 30th November 2024

Equity84 Cr74.36%
Debt18.73 Cr16.58%
Others10.23 Cr9.06%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Clearing Corporation Of India LimitedCash - Repurchase Agreement9.9 Cr8.79%
7.18% Govt Stock 2033Bond - Gov't/Treasury8.68 Cr7.70%
ICICI Bank LtdEquity7.92 Cr7.03%
Infosys LtdEquity6.03 Cr5.36%
HDFC Bank LtdEquity5.66 Cr5.03%
Larsen & Toubro LtdEquity3.99 Cr3.54%
UltraTech Cement LtdEquity3.75 Cr3.33%
7.34% Govt Stock 2064Bond - Gov't/Treasury3.66 Cr3.25%
Reliance Industries LtdEquity3.5 Cr3.11%
Bharti Hexacom LtdEquity3.17 Cr2.81%
Sun Pharmaceuticals Industries LtdEquity3.08 Cr2.74%
Brigade Enterprises LtdEquity2.83 Cr2.52%
State Bank of IndiaEquity2.35 Cr2.09%
Fortis Healthcare LtdEquity2.22 Cr1.97%
Kotak Mahindra Bank LtdEquity2.11 Cr1.87%
TD Power Systems LtdEquity2.1 Cr1.86%
NTPC LtdEquity2.08 Cr1.85%
7.17% Govt Stock 2030Bond - Gov't/Treasury2.03 Cr1.81%
08.21 Tn SDL 2025Bond - Gov't/Treasury2.02 Cr1.79%
Coforge LtdEquity1.89 Cr1.68%
Bajaj Auto LtdEquity1.89 Cr1.68%
Whirlpool of India LtdEquity1.59 Cr1.41%
Dixon Technologies (India) LtdEquity1.57 Cr1.40%
Oil & Natural Gas Corp LtdEquity1.49 Cr1.32%
Thermax LtdEquity1.35 Cr1.20%
Mrs Bectors Food Specialities Ltd Ordinary SharesEquity1.34 Cr1.19%
SJS Enterprises LtdEquity1.33 Cr1.18%
Voltas LtdEquity1.32 Cr1.17%
CIE Automotive India LtdEquity1.29 Cr1.14%
Torrent Pharmaceuticals LtdEquity1.28 Cr1.14%
Bank of MaharashtraEquity1.24 Cr1.10%
Net Receivables / (Payables)Cash1.18 Cr1.05%
Max Financial Services LtdEquity1.15 Cr1.03%
SBFC Finance LtdEquity1.09 Cr0.97%
Flair Writing Industries LtdEquity1.06 Cr0.94%
H.G. Infra Engineering Ltd Ordinary SharesEquity1.04 Cr0.92%
HDFC Bank LimitedBond - Corporate Bond1.03 Cr0.92%
7.26% Govt Stock 2033Bond - Gov't/Treasury1.02 Cr0.91%
Sona BLW Precision Forgings LtdEquity0.96 Cr0.85%
Titan Co LtdEquity0.95 Cr0.84%
Vinati Organics LtdEquity0.91 Cr0.81%
Godrej Consumer Products LtdEquity0.83 Cr0.74%
Avenue Supermarts LtdEquity0.79 Cr0.70%
Bank of BarodaEquity0.75 Cr0.67%
Bajaj Finance LtdEquity0.75 Cr0.66%
Timken India LtdEquity0.74 Cr0.66%
Westlife Foodworld LtdEquity0.72 Cr0.64%
Star Health and Allied Insurance Co LtdEquity0.66 Cr0.58%
Birlasoft LtdEquity0.6 Cr0.54%
Container Corporation of India LtdEquity0.41 Cr0.37%
Medi Assist Healthcare Services LtdEquity0.41 Cr0.37%
Cipla LtdEquity0.38 Cr0.34%
0% Goi - 16dec25 StripsBond - Gov't/Treasury0.28 Cr0.25%
Cholamandalam Investment and Finance Co LtdEquity0.22 Cr0.19%

Allocation By Market Cap (Equity)

Large Cap Stocks

44.23%

Mid Cap Stocks

14.16%

Small Cap Stocks

15.15%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services23.9 Cr21.22%
Industrials12.01 Cr10.67%
Technology10.1 Cr8.97%
Consumer Cyclical8.73 Cr7.75%
Healthcare7.38 Cr6.55%
Energy4.99 Cr4.43%
Basic Materials4.66 Cr4.14%
Communication Services3.17 Cr2.81%
Consumer Defensive2.96 Cr2.63%
Real Estate2.83 Cr2.52%
Utilities2.08 Cr1.85%

Risk & Performance Ratios

Standard Deviation

This fund

10.12%

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

0.67

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

Chanchal Khandelwal

Chanchal Khandelwal

Since October 2024

HS

Harshil Suvarnkar

Since March 2021

Dhaval Joshi

Dhaval Joshi

Since November 2022

Additional Scheme Detailsas of 30th November 2024

ISIN
INF209KB1I80
Expense Ratio
1.01%
Exit Load
No Charges
Fund Size
₹113 Cr
Age
5 years 9 months
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Hybrid 35+65 - Agg TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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1Y
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Tata Retirement Savings Progressive Fund Regular Growth

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Axis Retirement Savings Fund - Aggressive Plan Regular Growth

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Axis Retirement Savings Fund - Conservative Plan Direct Growth

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Axis Retirement Savings Fund - Aggressive Plan Direct Growth

Very High Risk

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Axis Retirement Savings Fund - Dynamic Plan Regular Growth

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Axis Retirement Savings Fund - Dynamic Plan Direct Growth

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Axis Retirement Savings Fund - Conservative Plan Regular Growth

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About the AMC

Aditya Birla SL Mutual Fund

Aditya Birla SL Mutual Fund

Total AUM

₹3,81,402 Cr

Address

One World Centre, Tower 1, 17th Floor, Mumbai, 400 013

Other Funds by Aditya Birla SL Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Aditya Birla Sun Life Fixed Maturity Plan-Series US (100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Maturity Plan-Series UR (85 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹85.44 Cr-
Aditya Birla Sun Life Fixed Maturity Plan-Series UQ (92 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Transportation and Logistics Fund Direct Growth

Very High Risk

0.7%1.0%₹1572.06 Cr38.1%
Aditya Birla Sun Life US Treasury 1-3 year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.3%0.0%₹84.57 Cr6.6%
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.2%0.0%₹187.70 Cr6.5%
Aditya Birla Sun Life Fixed Term Plan - Series SY (1259 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series SP Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TV (1169 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SC(1170 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SM Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TN Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TL (1839 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RM (91 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SE(1163 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TM (1842 days) Direct Growth

Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TP (1923 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TK (1833 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RG(1283 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SD(1168 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TO (1214 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TE (1095 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TF (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan SeriesSH (1146 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct Growth

Low to Moderate Risk

-0.0%₹28.12 Cr7.5%
Aditya BSL Fixed Term Plan Series RZ(1187 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SB(1174 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TC (1119 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UB (1224 Days) Direct Growth

Low to Moderate Risk

-0.0%-8.1%
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Direct Growth

Low to Moderate Risk

-0.0%₹24.95 Cr8.6%
Aditya Birla Sun Life Fixed Term Plan Series TI (1837 days) Direct Growth

Low to Moderate Risk

-0.0%₹303.37 Cr8.5%
Aditya Birla Sun Life Fixed Term Plan - Series TG (1099 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TW (167 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UC (95 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series UF (180 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RT (1223 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SX Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TD (1100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series TQ (1879 days) Direct Growth

Low to Moderate Risk

-0.0%₹210.83 Cr8.8%
Aditya Birla Sun Life Fixed Term Plan Series TH (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RS (1232 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TU (1789 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UD (79 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) Direct Growth

Low to Moderate Risk

-0.0%-8.1%
Aditya Birla Sun Life Fixed Term Plan - Series UA (1231 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SW Direct Growth

Low to Moderate Risk

----
Aditya BSL Fixed Term Plan Series QZ(1100 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UE (1275 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TB (1125 days) Direct Growth

Moderate Risk

-0.0%--

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth, as of 10-Dec-2024, is ₹20.22.
The fund has generated 23.53% over the last 1 year and 13.38% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 74.36% in equities, 16.58% in bonds, and 9.06% in cash and cash equivalents.
The fund managers responsible for Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth are:-
  1. Chanchal Khandelwal
  2. Harshil Suvarnkar
  3. Dhaval Joshi