Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth
HybridRetirementVery High Risk
Direct
NAV (22-Oct-24)
₹19.58-1.32%1D
Returns (Since Inception)
12.70%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹117 Cr
Expense Ratio
1.01%
ISIN
INF209KB1I80
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
12 Mar 2019
About this fund
Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth is a Retirement mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 5 years, 7 months and 11 days, having been launched on 12-Mar-19.
As of 22-Oct-24, it has a Net Asset Value (NAV) of ₹19.58, Assets Under Management (AUM) of 117.18 Crores, and an expense ratio of 1.01%.
As of 22-Oct-24, it has a Net Asset Value (NAV) of ₹19.58, Assets Under Management (AUM) of 117.18 Crores, and an expense ratio of 1.01%.
- Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth has given a CAGR return of 12.70% since inception.
- The fund's asset allocation comprises around 73.23% in equities, 16.33% in debts, and 10.45% in cash & cash equivalents.
- You can start investing in Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+26.19%
— (Cat Avg.)
3 Years
+12.04%
— (Cat Avg.)
5 Years
+14.07%
— (Cat Avg.)
Since Inception
+12.70%
— (Cat Avg.)
Portfolio Summaryas of 30th September 2024
| Equity | ₹85.81 Cr | 73.23% |
| Debt | ₹19.13 Cr | 16.33% |
| Others | ₹12.24 Cr | 10.45% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Clearing Corporation Of India Limited | Cash - Repurchase Agreement | ₹10.34 Cr | 8.82% |
| 07.18 Goi 2033 | Bond - Gov't/Treasury | ₹8.73 Cr | 7.45% |
| ICICI Bank Ltd | Equity | ₹7.8 Cr | 6.66% |
| Infosys Ltd | Equity | ₹6.44 Cr | 5.49% |
| HDFC Bank Ltd | Equity | ₹5.65 Cr | 4.82% |
| Larsen & Toubro Ltd | Equity | ₹4.05 Cr | 3.46% |
| UltraTech Cement Ltd | Equity | ₹4 Cr | 3.42% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹4 Cr | 3.41% |
| Reliance Industries Ltd | Equity | ₹3.88 Cr | 3.31% |
| Brigade Enterprises Ltd | Equity | ₹3.41 Cr | 2.91% |
| Bharti Hexacom Ltd | Equity | ₹3.25 Cr | 2.77% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹3.21 Cr | 2.74% |
| Bajaj Auto Ltd | Equity | ₹2.37 Cr | 2.02% |
| Kotak Mahindra Bank Ltd | Equity | ₹2.26 Cr | 1.93% |
| NTPC Ltd | Equity | ₹2.26 Cr | 1.93% |
| State Bank of India | Equity | ₹2.26 Cr | 1.93% |
| Fortis Healthcare Ltd | Equity | ₹2.19 Cr | 1.87% |
| TD Power Systems Ltd | Equity | ₹2.13 Cr | 1.82% |
| 7.17% Govt Stock 2030 | Bond - Gov't/Treasury | ₹2.04 Cr | 1.74% |
| 08.21 Tn SDL 2025 | Bond - Gov't/Treasury | ₹2.02 Cr | 1.72% |
| Net Receivables / (Payables) | Cash | ₹1.9 Cr | 1.62% |
| Whirlpool of India Ltd | Equity | ₹1.83 Cr | 1.56% |
| Coforge Ltd | Equity | ₹1.74 Cr | 1.49% |
| Oil & Natural Gas Corp Ltd | Equity | ₹1.67 Cr | 1.42% |
| Dixon Technologies (India) Ltd | Equity | ₹1.54 Cr | 1.32% |
| Voltas Ltd | Equity | ₹1.48 Cr | 1.26% |
| CIE Automotive India Ltd | Equity | ₹1.44 Cr | 1.23% |
| Thermax Ltd | Equity | ₹1.39 Cr | 1.19% |
| Torrent Pharmaceuticals Ltd | Equity | ₹1.36 Cr | 1.16% |
| Mrs Bectors Food Specialities Ltd Ordinary Shares | Equity | ₹1.35 Cr | 1.15% |
| SBFC Finance Ltd | Equity | ₹1.19 Cr | 1.01% |
| Flair Writing Industries Ltd | Equity | ₹1.19 Cr | 1.01% |
| H.G. Infra Engineering Ltd Ordinary Shares | Equity | ₹1.19 Cr | 1.01% |
| Titan Co Ltd | Equity | ₹1.11 Cr | 0.95% |
| SJS Enterprises Ltd | Equity | ₹1.1 Cr | 0.94% |
| Max Financial Services Ltd | Equity | ₹1.07 Cr | 0.91% |
| Sona BLW Precision Forgings Ltd | Equity | ₹1.04 Cr | 0.89% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹1.03 Cr | 0.88% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹1.03 Cr | 0.88% |
| Vinati Organics Ltd | Equity | ₹0.96 Cr | 0.82% |
| Godrej Consumer Products Ltd | Equity | ₹0.91 Cr | 0.77% |
| Westlife Foodworld Ltd | Equity | ₹0.89 Cr | 0.76% |
| Bajaj Finance Ltd | Equity | ₹0.83 Cr | 0.71% |
| Timken India Ltd | Equity | ₹0.83 Cr | 0.71% |
| Star Health and Allied Insurance Co Ltd | Equity | ₹0.79 Cr | 0.67% |
| Union Bank of India | Equity | ₹0.77 Cr | 0.65% |
| Bank of Baroda | Equity | ₹0.74 Cr | 0.63% |
| Birlasoft Ltd | Equity | ₹0.66 Cr | 0.56% |
| Container Corporation of India Ltd | Equity | ₹0.45 Cr | 0.38% |
| Medi Assist Healthcare Services Ltd | Equity | ₹0.44 Cr | 0.38% |
| Cipla Ltd | Equity | ₹0.41 Cr | 0.35% |
| 0% Goi - 16dec25 Strips | Bond - Gov't/Treasury | ₹0.28 Cr | 0.24% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹0.27 Cr | 0.23% |
Allocation By Market Cap (Equity)
Large Cap Stocks
44.60%
Mid Cap Stocks
12.75%
Small Cap Stocks
15.88%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹23.64 Cr | 20.17% |
| Industrials | ₹12.7 Cr | 10.83% |
| Technology | ₹10.38 Cr | 8.86% |
| Consumer Cyclical | ₹9.79 Cr | 8.36% |
| Healthcare | ₹7.61 Cr | 6.49% |
| Energy | ₹5.55 Cr | 4.74% |
| Basic Materials | ₹4.96 Cr | 4.24% |
| Real Estate | ₹3.41 Cr | 2.91% |
| Communication Services | ₹3.25 Cr | 2.77% |
| Utilities | ₹2.26 Cr | 1.93% |
| Consumer Defensive | ₹2.26 Cr | 1.93% |
Risk & Performance Ratios
Standard Deviation
This fund
9.83%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
0.78
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Additional Scheme Detailsas of 30th September 2024
ISIN INF209KB1I80 | Expense Ratio 1.01% | Exit Load No Charges | Fund Size ₹117 Cr | Age 5 years 7 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Hybrid 35+65 - Agg TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Retirement Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Tata Retirement Savings Moderate Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2233.33 Cr | 27.8% |
| Tata Retirement Savings Conservative Fund Regular Growth Moderately High risk | 2.2% | 1.0% | ₹177.40 Cr | 13.8% |
| Tata Retirement Savings Progressive Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2181.79 Cr | 32.2% |
| Axis Retirement Savings Fund - Aggressive Plan Regular Growth Very High Risk | 2.2% | 0.0% | ₹969.18 Cr | 32.0% |
| Axis Retirement Savings Fund - Conservative Plan Direct Growth High Risk | 1.1% | 0.0% | ₹76.79 Cr | 20.0% |
| Axis Retirement Savings Fund - Aggressive Plan Direct Growth Very High Risk | 0.9% | 0.0% | ₹969.18 Cr | 33.7% |
| Axis Retirement Savings Fund - Dynamic Plan Regular Growth Very High Risk | 2.1% | 0.0% | ₹404.64 Cr | 35.6% |
| Axis Retirement Savings Fund - Dynamic Plan Direct Growth Very High Risk | 0.7% | 0.0% | ₹404.64 Cr | 37.5% |
| Axis Retirement Savings Fund - Conservative Plan Regular Growth High Risk | 2.4% | 0.0% | ₹76.79 Cr | 18.3% |
| Franklin India Pension Plan Regular Growth Moderately High risk | 2.3% | 3.0% | ₹523.29 Cr | 18.2% |
About the AMC
Aditya Birla SL Mutual Fund
Total AUM
₹3,82,944 Cr
Address
One World Centre, Tower 1, 17th Floor, Mumbai, 400 013
Other Funds by Aditya Birla SL Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
Unlock Expert Insights!
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth?
The NAV of Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth, as of 22-Oct-2024, is ₹19.58.
What are the returns of Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth?
The fund has generated 26.19% over the last 1 year and 12.04% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth?
The fund's allocation of assets is distributed as 73.23% in equities, 16.33% in bonds, and 10.45% in cash and cash equivalents.
Who manages the Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth?
The fund managers responsible for Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct Growth are:-
- Dhaval Shah
- Harshil Suvarnkar
- Dhaval Joshi
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
Trending Mutual Funds Searches
Popular Equity Funds
Popular Debt Funds
©2021-2022 Dezerv. All Rights Reserved
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.