Dezerv

Fund Overview

Fund Size

Fund Size

₹498 Cr

Expense Ratio

Expense Ratio

1.52%

ISIN

ISIN

INF090I01JZ3

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

3.00%

Inception Date

Inception Date

01 Jan 2013

About this fund

Franklin India Pension Plan Direct Growth is a Retirement mutual fund schemes offered by Franklin Templeton Mutual Fund. This fund has been in existence for 11 years, 3 months and 16 days, having been launched on 01-Jan-13.
As of 16-Apr-24, it has a Net Asset Value (NAV) of ₹211.85, Assets Under Management (AUM) of 497.93 Crores, and an expense ratio of 1.52%.
  • Franklin India Pension Plan Direct Growth has given a CAGR return of 10.54% since inception.
  • The fund's asset allocation comprises around 38.60% in equities, 45.45% in debts, and 15.95% in cash & cash equivalents.
  • You can start investing in Franklin India Pension Plan Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+18.89%

--%(Cat. Avg.)

3 Years

+10.25%

--%(Cat. Avg.)

5 Years

+9.74%

--%(Cat. Avg.)

10 Years

+11.04%

--%(Cat. Avg.)

Since Inception

+10.54%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Equity192.23 Cr38.60%
Debt226.3 Cr45.45%
Others79.41 Cr15.95%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Call, Cash & Other AssetsCash - Collateral63.28 Cr12.71%
5.63% Govt Stock 2026Bond - Gov't/Treasury50.02 Cr10.05%
5.74% Govt Stock 2026Bond - Gov't/Treasury49.56 Cr9.95%
Small Industries Development Bank of India 7.68%Bond - Corporate Bond30.04 Cr6.03%
Bajaj Housing Finance LimitedBond - Corporate Bond26.87 Cr5.40%
Mahindra & Mahindra Financial Services LtdBond - Corporate Bond26.67 Cr5.36%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond25.95 Cr5.21%
Reliance Industries LimitedBond - Corporate Bond16.13 Cr3.24%
ICICI Bank LtdEquity15.09 Cr3.03%
HDFC Bank LtdEquity13.47 Cr2.70%
Larsen & Toubro LtdEquity11.1 Cr2.23%
Infosys LtdEquity9.29 Cr1.87%
Tata Motors LtdEquity7.35 Cr1.48%
Reliance Industries LtdEquity7.22 Cr1.45%
Axis Bank LtdEquity6.81 Cr1.37%
State Bank of IndiaEquity6.39 Cr1.28%
HCL Technologies LtdEquity6.33 Cr1.27%
Bharti Airtel LtdEquity6.14 Cr1.23%
Sun Pharmaceuticals Industries LtdEquity6 Cr1.20%
Zomato LtdEquity5.83 Cr1.17%
Kirloskar Oil Engines LtdEquity5.63 Cr1.13%
HDFC Bank LimitedBond - Corporate Bond5.4 Cr1.08%
NTPC LtdEquity5.04 Cr1.01%
Kotak Mahindra Investments Limited 8.3774%Bond - Corporate Bond5.02 Cr1.01%
5.15% Govt Stock 2025Bond - Gov't/Treasury4.96 Cr1.00%
Bharat Electronics LtdEquity4.84 Cr0.97%
IndusInd Bank LtdEquity4.81 Cr0.97%
GAIL (India) LtdEquity4.35 Cr0.87%
Sapphire Foods India LtdEquity4.13 Cr0.83%
United Spirits LtdEquity4.08 Cr0.82%
Apollo Hospitals Enterprise LtdEquity3.81 Cr0.77%
Oil & Natural Gas Corp LtdEquity3.75 Cr0.75%
Marico LtdEquity3.48 Cr0.70%
Maruti Suzuki India LtdEquity3.28 Cr0.66%
Container Corporation of India LtdEquity3.18 Cr0.64%
HDFC Life Insurance Company LimitedEquity3.04 Cr0.61%
PB Fintech LtdEquity2.91 Cr0.58%
Jubilant Foodworks LtdEquity2.91 Cr0.58%
Tech Mahindra LtdEquity2.87 Cr0.58%
Crompton Greaves Consumer Electricals LtdEquity2.68 Cr0.54%
Hindustan Aeronautics Ltd Ordinary SharesEquity2.66 Cr0.53%
Affle India LtdEquity2.5 Cr0.50%
SBI Cards and Payment Services Ltd Ordinary SharesEquity2.18 Cr0.44%
Tata Steel LtdEquity1.98 Cr0.40%
Voltas LtdEquity1.95 Cr0.39%
Nuvoco Vista Corp LtdEquity1.95 Cr0.39%
Eris Lifesciences Ltd Registered ShsEquity1.94 Cr0.39%
Metropolis Healthcare LtdEquity1.9 Cr0.38%
UltraTech Cement LtdEquity1.85 Cr0.37%
Power Finance Corporation LimitedBond - Corporate Bond1.81 Cr0.36%
TeamLease Services LtdEquity1.7 Cr0.34%
Apeejay Surrendra Park Hotels LtdEquity1.67 Cr0.34%
Westlife Foodworld LtdEquity1.47 Cr0.30%
Amber Enterprises India Ltd Ordinary SharesEquity1.23 Cr0.25%
Jyothy Labs LtdEquity1.18 Cr0.24%
Shankara Building Products LtdEquity0.26 Cr0.05%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services54.71 Cr10.99%
Industrials31.06 Cr6.24%
Consumer Cyclical30.8 Cr6.19%
Technology18.49 Cr3.71%
Healthcare13.65 Cr2.74%
Energy10.97 Cr2.20%
Utilities9.38 Cr1.88%
Consumer Defensive8.75 Cr1.76%
Communication Services8.64 Cr1.74%
Basic Materials5.78 Cr1.16%

Risk & Performance Ratios

Standard Deviation

This fund

5.29%

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

0.86

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

US

Umesh Sharma

Since February 2011

PR

Pallab Roy

Since March 2024

Varun Sharma

Varun Sharma

Since September 2023

RK

Rajasa Kakulavarapu

Since September 2021

Additional Scheme Detailsas of 31st March 2024

ISININF090I01JZ3Expense Ratio1.52%Exit Load3.00%Fund Size₹498 CrAge01 Jan 2013Lumpsum Minimum₹500Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Composite Bond TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Retirement Funds

Fund nameExpense RatioExit LoadFund size
1Y
Tata Retirement Savings Moderate Fund Regular Growth

Very High Risk

2.0%1.0%₹1918.01 Cr30.9%
Tata Retirement Savings Conservative Fund Regular Growth

Moderately High risk

2.2%1.0%₹167.81 Cr13.7%
Tata Retirement Savings Progressive Fund Regular Growth

Very High Risk

2.0%1.0%₹1749.88 Cr36.6%
Axis Retirement Savings Fund - Aggressive Plan Regular Growth

Very High Risk

2.3%0.0%₹823.14 Cr31.2%
Axis Retirement Savings Fund - Conservative Plan Direct Growth

High Risk

0.8%0.0%₹75.17 Cr20.5%
Axis Retirement Savings Fund - Aggressive Plan Direct Growth

Very High Risk

1.1%0.0%₹823.14 Cr33.1%
Axis Retirement Savings Fund - Dynamic Plan Regular Growth

Very High Risk

2.4%0.0%₹338.40 Cr32.6%
Axis Retirement Savings Fund - Dynamic Plan Direct Growth

Very High Risk

1.2%0.0%₹338.40 Cr34.6%
Axis Retirement Savings Fund - Conservative Plan Regular Growth

High Risk

2.1%0.0%₹75.17 Cr18.7%
Franklin India Pension Plan Regular Growth

Moderately High risk

2.3%3.0%₹497.93 Cr18.0%

About the AMC

Total AUM

₹91,289 Cr

Address

Indiabulls Finance Centre; Tower 2, 12th and 13th Floor, Mumbai, 400 013

Other Funds by Franklin Templeton Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Franklin India Multi-Asset Solution Fund of Funds Direct Growth

High Risk

0.3%1.0%₹51.58 Cr19.5%
Franklin India Equity Savings Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹490.16 Cr14.0%
Franklin India Overnight Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹290.04 Cr6.7%
Franklin India Floating Rate Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹266.31 Cr8.5%
Franklin India Credit Risk Fund Direct Growth

High Risk

-3.0%₹104.00 Cr7.5%
Franklin India Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹1445.96 Cr7.7%
Templeton India Value Fund Direct Growth

Very High Risk

0.9%1.0%₹1819.76 Cr45.7%
Templeton India Equity Income Fund Direct Growth

Very High Risk

1.4%1.0%₹2074.77 Cr43.2%
Franklin India Government Securities Direct Growth

Moderately High risk

0.6%0.0%₹141.92 Cr5.6%
Franklin India Corporate Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹748.18 Cr7.0%
Franklin India Pension Plan Direct Growth

Moderately High risk

1.5%3.0%₹497.93 Cr18.9%
Franklin India Short Term Income Plan Direct Growth

Moderate Risk

-0.0%₹12.51 Cr3.8%
Franklin Asian Equity Fund Direct Growth

Very High Risk

1.8%1.0%₹232.19 Cr1.3%
Franklin India Opportunities Fund Direct Growth

Very High Risk

0.4%1.0%₹2950.35 Cr70.0%
Franklin Build India Direct Growth

Very High Risk

1.1%1.0%₹2191.11 Cr74.2%
Franklin India Bluechip Fund Direct Growth

Very High Risk

1.1%1.0%₹7691.11 Cr29.4%
Franklin India Flexi Cap Fund Direct Growth

Very High Risk

1.0%1.0%₹14623.45 Cr43.6%
Franklin India Prima Fund Direct Growth

Very High Risk

1.0%1.0%₹10108.06 Cr50.3%
Franklin India Equity Advantage Fund Direct Growth

Very High Risk

1.4%1.0%₹3138.44 Cr34.7%
Franklin India Smaller Companies Fund Direct Growth

Very High Risk

0.9%1.0%₹11539.64 Cr58.9%
Franklin India Focused Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹11160.20 Cr38.7%
Franklin India Taxshield Fund Direct Growth

Very High Risk

1.1%0.0%₹6179.88 Cr44.3%
Franklin India Technology Fund Direct Growth

Very High Risk

1.1%1.0%₹1376.60 Cr58.4%
Franklin India Equity Hybrid Fund Direct Growth

Very High Risk

1.2%1.0%₹1713.97 Cr32.3%
Franklin India Dynamic Asset Allo FOF Direct Growth

High Risk

0.5%1.0%₹1305.78 Cr28.0%
Franklin India NSE Nifty 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹649.61 Cr25.1%
Franklin India Feeder - Franklin U.S. Opportunities Fund Direct Growth

Very High Risk

0.5%1.0%₹3616.19 Cr37.8%
Franklin India Debt Hybrid Fund Direct Growth

Moderately High risk

0.7%0.0%₹215.98 Cr14.6%
Franklin India Feeder - Templeton European Opportunities Fund Direct Growth

Very High Risk

0.5%1.0%₹15.38 Cr0.9%
Franklin India Short Term Income Plan Segregated Portfolio 2 Direct Growth

Moderate Risk

-0.0%₹164.26 Cr309.1%
Franklin India Income Opportunities Fund Segregated Portfolio 2 Direct Growth

Moderate Risk

-0.0%₹45.54 Cr309.1%
Franklin India Low Duration Fund Segregated Portfolio 2 Direct Growth

Moderate Risk

-0.0%₹47.42 Cr308.8%
Franklin India Dynamic Accrual Fund Segregated Portfolio 2 Direct Growth

Low Risk

-0.0%₹29.52 Cr309.0%
Franklin India Credit Risk Fund Segregated Portfolio 2 Direct Growth

Very High Risk

-0.0%₹105.84 Cr309.1%
Franklin India Debt Hybrid Fund Segregated Portfolio 1 Direct Growth

Moderately High risk

0.7%0.0%--
Franklin India Short Term Income Plan Segregated Portfolio 3 Direct Growth

Moderate Risk

-0.0%--
Franklin India Balanced Advantage Fund Direct Growth

Very High Risk

0.6%1.0%₹1745.48 Cr27.6%
Franklin India Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹637.92 Cr7.2%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk
Wealth Monitor

Unlock Expert Insights!

Maximise Returns with our Wealth Monitor App. Try it now!

Still got questions?
We're here to help.

The NAV of Franklin India Pension Plan Direct Growth, as of 16-Apr-2024, is ₹211.85.
The fund has generated 18.89% over the last 1 year and 10.25% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 38.60% in equities, 45.45% in bonds, and 15.95% in cash and cash equivalents.
The fund managers responsible for Franklin India Pension Plan Direct Growth are:-
  1. Umesh Sharma
  2. Pallab Roy
  3. Varun Sharma
  4. Rajasa Kakulavarapu