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Fund Overview

Fund Size

Fund Size

₹515 Cr

Expense Ratio

Expense Ratio

1.47%

ISIN

ISIN

INF090I01JZ3

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

3.00%

Inception Date

Inception Date

01 Jan 2013

About this fund

Franklin India Pension Plan Direct Growth is a Retirement mutual fund schemes offered by Franklin Templeton Mutual Fund. This fund has been in existence for 11 years, 6 months and 11 days, having been launched on 01-Jan-13.
As of 11-Jul-24, it has a Net Asset Value (NAV) of ₹224.89, Assets Under Management (AUM) of 514.57 Crores, and an expense ratio of 1.47%.
  • Franklin India Pension Plan Direct Growth has given a CAGR return of 10.89% since inception.
  • The fund's asset allocation comprises around 39.25% in equities, 60.09% in debts, and 0.66% in cash & cash equivalents.
  • You can start investing in Franklin India Pension Plan Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+20.41%

(Cat Avg.)

3 Years

+11.02%

(Cat Avg.)

5 Years

+10.78%

(Cat Avg.)

10 Years

+10.73%

(Cat Avg.)

Since Inception

+10.89%

(Cat Avg.)

Portfolio Summaryas of 30th June 2024

Equity201.98 Cr39.25%
Debt309.19 Cr60.09%
Others3.4 Cr0.66%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Small Industries Development Bank of India 7.68%Bond - Corporate Bond51 Cr9.91%
5.63% Govt Stock 2026Bond - Gov't/Treasury49.51 Cr9.62%
Rural Electrification Corporation LimitedBond - Corporate Bond26.62 Cr5.17%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond26.43 Cr5.14%
Bharti Telecom LimitedBond - Corporate Bond26.35 Cr5.12%
HDB Financial Services 7.5%Bond - Corporate Bond26.23 Cr5.10%
Bajaj Housing Finance LimitedBond - Corporate Bond25.24 Cr4.91%
Mahindra & Mahindra Financial Services LtdBond - Corporate Bond25.19 Cr4.90%
Ongc Petro Additions Limited 8.39%Bond - Corporate Bond25.01 Cr4.86%
HDFC Bank LtdEquity17.6 Cr3.42%
ICICI Bank LtdEquity14.71 Cr2.86%
7.04% Govt Stock 2029Bond - Gov't/Treasury12.58 Cr2.44%
Infosys LtdEquity9.71 Cr1.89%
Larsen & Toubro LtdEquity9.62 Cr1.87%
Bharti Airtel LtdEquity8.09 Cr1.57%
Axis Bank LtdEquity7.65 Cr1.49%
Reliance Industries LtdEquity7.61 Cr1.48%
State Bank of IndiaEquity6.6 Cr1.28%
Zomato LtdEquity6.42 Cr1.25%
HCL Technologies LtdEquity6.17 Cr1.20%
HDFC Bank LimitedBond - Corporate Bond5.08 Cr0.99%
Crompton Greaves Consumer Electricals LtdEquity5.07 Cr0.98%
Tata Motors LtdEquity5.05 Cr0.98%
Kotak Mahindra Investments Limited 8.3774%Bond - Corporate Bond5.04 Cr0.98%
NTPC LtdEquity4.99 Cr0.97%
5.15% Govt Stock 2025Bond - Gov't/Treasury4.92 Cr0.96%
PB Fintech LtdEquity4.61 Cr0.90%
Sun Pharmaceuticals Industries LtdEquity4.56 Cr0.89%
Kirloskar Oil Engines LtdEquity4.46 Cr0.87%
United Spirits LtdEquity4.21 Cr0.82%
Apollo Hospitals Enterprise LtdEquity4.14 Cr0.81%
Marico LtdEquity4.05 Cr0.79%
IndusInd Bank LtdEquity4.03 Cr0.78%
Bharat Electronics LtdEquity3.82 Cr0.74%
Jubilant Foodworks LtdEquity3.65 Cr0.71%
GAIL (India) LtdEquity3.38 Cr0.66%
Maruti Suzuki India LtdEquity3.37 Cr0.65%
Sapphire Foods India LtdEquity3.34 Cr0.65%
Tech Mahindra LtdEquity3.29 Cr0.64%
HDFC Life Insurance Company LimitedEquity2.86 Cr0.56%
Oil & Natural Gas Corp LtdEquity2.74 Cr0.53%
Prestige Estates Projects LtdEquity2.66 Cr0.52%
Amara Raja Energy & Mobility LtdEquity2.49 Cr0.48%
TeamLease Services LtdEquity2.48 Cr0.48%
Eris Lifesciences Ltd Registered ShsEquity2.35 Cr0.46%
Bharti Hexacom LtdEquity2.35 Cr0.46%
SBI Cards and Payment Services Ltd Ordinary SharesEquity2.32 Cr0.45%
Hindustan Aeronautics Ltd Ordinary SharesEquity2.26 Cr0.44%
Tube Investments of India Ltd Ordinary SharesEquity2.26 Cr0.44%
UltraTech Cement LtdEquity2.22 Cr0.43%
Tata Steel LtdEquity2.21 Cr0.43%
Metropolis Healthcare LtdEquity2.18 Cr0.42%
Dalmia Bharat LtdEquity1.99 Cr0.39%
Power Finance Corporation LimitedBond - Corporate Bond1.85 Cr0.36%
Apeejay Surrendra Park Hotels LtdEquity1.58 Cr0.31%
Call, Cash & Other AssetsCash - Collateral1.55 Cr0.30%
Amber Enterprises India Ltd Ordinary SharesEquity1.52 Cr0.30%
Lemon Tree Hotels LtdEquity1.51 Cr0.29%
Voltas LtdEquity1.47 Cr0.29%
Affle India LtdEquity1.34 Cr0.26%
SRF LtdEquity0.97 Cr0.19%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services60.37 Cr11.73%
Consumer Cyclical31.51 Cr6.12%
Industrials28.87 Cr5.61%
Technology19.18 Cr3.73%
Healthcare13.24 Cr2.57%
Communication Services11.78 Cr2.29%
Energy10.35 Cr2.01%
Utilities8.38 Cr1.63%
Consumer Defensive8.26 Cr1.60%
Basic Materials7.4 Cr1.44%
Real Estate2.66 Cr0.52%

Risk & Performance Ratios

Standard Deviation

This fund

5.39%

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

0.91

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

PR

Pallab Roy

Since March 2024

Anuj Tagra

Anuj Tagra

Since April 2024

Varun Sharma

Varun Sharma

Since September 2023

RK

Rajasa Kakulavarapu

Since September 2021

Additional Scheme Detailsas of 30th June 2024

ISIN
INF090I01JZ3
Expense Ratio
1.47%
Exit Load
3.00%
Fund Size
₹515 Cr
Age
01 Jan 2013
Lumpsum Minimum
₹500
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Composite Bond TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Retirement Funds

Fund nameExpense RatioExit LoadFund size
1Y
Tata Retirement Savings Moderate Fund Regular Growth

Very High Risk

2.0%1.0%₹2107.27 Cr34.9%
Tata Retirement Savings Conservative Fund Regular Growth

Moderately High risk

2.2%1.0%₹171.87 Cr15.3%
Tata Retirement Savings Progressive Fund Regular Growth

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2.0%1.0%₹2002.53 Cr41.5%
Axis Retirement Savings Fund - Aggressive Plan Regular Growth

Very High Risk

2.2%0.0%₹894.08 Cr32.2%
Axis Retirement Savings Fund - Conservative Plan Direct Growth

High Risk

0.7%0.0%₹74.48 Cr18.0%
Axis Retirement Savings Fund - Aggressive Plan Direct Growth

Very High Risk

0.9%0.0%₹894.08 Cr34.0%
Axis Retirement Savings Fund - Dynamic Plan Regular Growth

Very High Risk

2.4%0.0%₹366.98 Cr34.4%
Axis Retirement Savings Fund - Dynamic Plan Direct Growth

Very High Risk

1.1%0.0%₹366.98 Cr36.2%
Axis Retirement Savings Fund - Conservative Plan Regular Growth

High Risk

2.1%0.0%₹74.48 Cr16.4%
Franklin India Pension Plan Regular Growth

Moderately High risk

2.3%3.0%₹514.57 Cr19.5%

About the AMC

Total AUM

₹97,621 Cr

Address

Indiabulls Finance Centre; Tower 2, 12th and 13th Floor, Mumbai, 400 013

Other Funds by Franklin Templeton Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Franklin India Multi-Asset Solution Fund of Funds Direct Growth

High Risk

0.5%1.0%₹55.01 Cr21.4%
Franklin India Equity Savings Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹624.76 Cr12.4%
Franklin India Overnight Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹497.49 Cr6.8%
Franklin India Floating Rate Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹306.74 Cr8.6%
Franklin India Credit Risk Fund Direct Growth

High Risk

-3.0%₹104.00 Cr7.5%
Franklin India Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹1629.19 Cr7.6%
Templeton India Value Fund Direct Growth

Very High Risk

0.9%1.0%₹2137.53 Cr50.3%
Templeton India Equity Income Fund Direct Growth

Very High Risk

1.3%1.0%₹2325.52 Cr53.0%
Franklin India Government Securities Direct Growth

Moderate Risk

0.6%0.0%₹140.56 Cr6.4%
Franklin India Corporate Debt Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹782.95 Cr7.3%
Franklin India Pension Plan Direct Growth

Moderately High risk

1.5%3.0%₹514.57 Cr20.4%
Franklin India Short Term Income Plan Direct Growth

Moderate Risk

-0.0%₹12.51 Cr1.1%
Franklin Asian Equity Fund Direct Growth

Very High Risk

1.6%1.0%₹244.25 Cr13.2%
Franklin India Opportunities Fund Direct Growth

Very High Risk

0.7%1.0%₹4575.97 Cr77.9%
Franklin Build India Direct Growth

Very High Risk

1.0%1.0%₹2738.26 Cr78.5%
Franklin India Bluechip Fund Direct Growth

Very High Risk

1.0%1.0%₹8160.81 Cr32.2%
Franklin India Flexi Cap Fund Direct Growth

Very High Risk

1.0%1.0%₹16677.20 Cr46.9%
Franklin India Prima Fund Direct Growth

Very High Risk

0.9%1.0%₹12015.33 Cr56.4%
Franklin India Equity Advantage Fund Direct Growth

Very High Risk

1.1%1.0%₹3510.46 Cr37.5%
Franklin India Smaller Companies Fund Direct Growth

Very High Risk

0.9%1.0%₹14023.15 Cr60.9%
Franklin India Focused Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹12198.10 Cr41.0%
Franklin India Taxshield Fund Direct Growth

Very High Risk

1.0%0.0%₹6815.90 Cr47.9%
Franklin India Technology Fund Direct Growth

Very High Risk

1.1%1.0%₹1610.63 Cr57.6%
Franklin India Equity Hybrid Fund Direct Growth

Very High Risk

1.1%1.0%₹1901.46 Cr33.7%
Franklin India Dynamic Asset Allo FOF Direct Growth

High Risk

0.5%1.0%₹1294.88 Cr28.3%
Franklin India NSE Nifty 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹703.56 Cr26.0%
Franklin India Feeder - Franklin U.S. Opportunities Fund Direct Growth

Very High Risk

0.6%1.0%₹3558.34 Cr37.1%
Franklin India Debt Hybrid Fund Direct Growth

Moderately High risk

0.7%0.0%₹236.85 Cr15.5%
Franklin India Feeder - Templeton European Opportunities Fund Direct Growth

Very High Risk

0.5%1.0%₹15.48 Cr12.5%
Franklin India Short Term Income Plan Segregated Portfolio 2 Direct Growth

Moderate Risk

-0.0%₹164.26 Cr309.1%
Franklin India Income Opportunities Fund Segregated Portfolio 2 Direct Growth

Moderate Risk

-0.0%₹45.54 Cr309.1%
Franklin India Low Duration Fund Segregated Portfolio 2 Direct Growth

Moderate Risk

-0.0%₹47.42 Cr308.8%
Franklin India Dynamic Accrual Fund Segregated Portfolio 2 Direct Growth

Low Risk

-0.0%₹29.52 Cr309.0%
Franklin India Credit Risk Fund Segregated Portfolio 2 Direct Growth

Very High Risk

-0.0%₹105.84 Cr309.1%
Franklin India Debt Hybrid Fund Segregated Portfolio 1 Direct Growth

Moderately High risk

0.7%0.0%--
Franklin India Short Term Income Plan Segregated Portfolio 3 Direct Growth

Moderate Risk

-0.0%--
Franklin India Balanced Advantage Fund Direct Growth

Very High Risk

0.4%1.0%₹1912.01 Cr28.2%
Franklin India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹618.16 Cr7.4%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk
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The NAV of Franklin India Pension Plan Direct Growth, as of 11-Jul-2024, is ₹224.89.
The fund has generated 20.41% over the last 1 year and 11.02% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 39.25% in equities, 60.09% in bonds, and 0.66% in cash and cash equivalents.
The fund managers responsible for Franklin India Pension Plan Direct Growth are:-
  1. Pallab Roy
  2. Anuj Tagra
  3. Varun Sharma
  4. Rajasa Kakulavarapu