Franklin India Pension Plan Direct Growth
HybridRetirementModerately High risk
Direct
NAV (25-Jul-24)
₹226.090.08%1D
Returns (Since Inception)
10.90%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹519 Cr
Expense Ratio
1.46%
ISIN
INF090I01JZ3
Minimum SIP
₹500
Exit Load
3.00%
Inception Date
01 Jan 2013
About this fund
Franklin India Pension Plan Direct Growth is a Retirement mutual fund schemes offered by Franklin Templeton Mutual Fund. This fund has been in existence for 11 years, 6 months and 25 days, having been launched on 01-Jan-13.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹226.09, Assets Under Management (AUM) of 519.24 Crores, and an expense ratio of 1.46%.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹226.09, Assets Under Management (AUM) of 519.24 Crores, and an expense ratio of 1.46%.
- Franklin India Pension Plan Direct Growth has given a CAGR return of 10.90% since inception.
- The fund's asset allocation comprises around 38.87% in equities, 59.50% in debts, and 1.63% in cash & cash equivalents.
- You can start investing in Franklin India Pension Plan Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+19.79%
— (Cat Avg.)
3 Years
+11.05%
— (Cat Avg.)
5 Years
+11.09%
— (Cat Avg.)
10 Years
+10.53%
— (Cat Avg.)
Since Inception
+10.90%
— (Cat Avg.)
Portfolio Summaryas of 15th July 2024
| Equity | ₹201.84 Cr | 38.87% |
| Debt | ₹308.95 Cr | 59.50% |
| Others | ₹8.45 Cr | 1.63% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Small Industries Development Bank of India 7.68% | Bond - Corporate Bond | ₹51 Cr | 9.91% |
| 5.63% Govt Stock 2026 | Bond - Gov't/Treasury | ₹49.51 Cr | 9.62% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹26.62 Cr | 5.17% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹26.43 Cr | 5.14% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹26.35 Cr | 5.12% |
| HDB Financial Services 7.5% | Bond - Corporate Bond | ₹26.23 Cr | 5.10% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹25.24 Cr | 4.91% |
| Mahindra & Mahindra Financial Services Ltd | Bond - Corporate Bond | ₹25.19 Cr | 4.90% |
| Ongc Petro Additions Limited 8.39% | Bond - Corporate Bond | ₹25.01 Cr | 4.86% |
| HDFC Bank Ltd | Equity | ₹17.6 Cr | 3.42% |
| ICICI Bank Ltd | Equity | ₹14.71 Cr | 2.86% |
| 7.04% Govt Stock 2029 | Bond - Gov't/Treasury | ₹12.58 Cr | 2.44% |
| Infosys Ltd | Equity | ₹9.71 Cr | 1.89% |
| Larsen & Toubro Ltd | Equity | ₹9.62 Cr | 1.87% |
| Bharti Airtel Ltd | Equity | ₹8.09 Cr | 1.57% |
| Axis Bank Ltd | Equity | ₹7.65 Cr | 1.49% |
| Reliance Industries Ltd | Equity | ₹7.61 Cr | 1.48% |
| State Bank of India | Equity | ₹6.6 Cr | 1.28% |
| Zomato Ltd | Equity | ₹6.42 Cr | 1.25% |
| HCL Technologies Ltd | Equity | ₹6.17 Cr | 1.20% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹5.08 Cr | 0.99% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹5.07 Cr | 0.98% |
| Tata Motors Ltd | Equity | ₹5.05 Cr | 0.98% |
| Kotak Mahindra Investments Limited 8.3774% | Bond - Corporate Bond | ₹5.04 Cr | 0.98% |
| NTPC Ltd | Equity | ₹4.99 Cr | 0.97% |
| 5.15% Govt Stock 2025 | Bond - Gov't/Treasury | ₹4.92 Cr | 0.96% |
| PB Fintech Ltd | Equity | ₹4.61 Cr | 0.90% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹4.56 Cr | 0.89% |
| Kirloskar Oil Engines Ltd | Equity | ₹4.46 Cr | 0.87% |
| United Spirits Ltd | Equity | ₹4.21 Cr | 0.82% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹4.14 Cr | 0.81% |
| Marico Ltd | Equity | ₹4.05 Cr | 0.79% |
| IndusInd Bank Ltd | Equity | ₹4.03 Cr | 0.78% |
| Bharat Electronics Ltd | Equity | ₹3.82 Cr | 0.74% |
| Jubilant Foodworks Ltd | Equity | ₹3.65 Cr | 0.71% |
| GAIL (India) Ltd | Equity | ₹3.38 Cr | 0.66% |
| Maruti Suzuki India Ltd | Equity | ₹3.37 Cr | 0.65% |
| Sapphire Foods India Ltd | Equity | ₹3.34 Cr | 0.65% |
| Tech Mahindra Ltd | Equity | ₹3.29 Cr | 0.64% |
| HDFC Life Insurance Company Limited | Equity | ₹2.86 Cr | 0.56% |
| Oil & Natural Gas Corp Ltd | Equity | ₹2.74 Cr | 0.53% |
| Prestige Estates Projects Ltd | Equity | ₹2.66 Cr | 0.52% |
| Amara Raja Energy & Mobility Ltd | Equity | ₹2.49 Cr | 0.48% |
| TeamLease Services Ltd | Equity | ₹2.48 Cr | 0.48% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹2.35 Cr | 0.46% |
| Bharti Hexacom Ltd | Equity | ₹2.35 Cr | 0.46% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹2.32 Cr | 0.45% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹2.26 Cr | 0.44% |
| Tube Investments of India Ltd Ordinary Shares | Equity | ₹2.26 Cr | 0.44% |
| UltraTech Cement Ltd | Equity | ₹2.22 Cr | 0.43% |
| Tata Steel Ltd | Equity | ₹2.21 Cr | 0.43% |
| Metropolis Healthcare Ltd | Equity | ₹2.18 Cr | 0.42% |
| Dalmia Bharat Ltd | Equity | ₹1.99 Cr | 0.39% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹1.85 Cr | 0.36% |
| Apeejay Surrendra Park Hotels Ltd | Equity | ₹1.58 Cr | 0.31% |
| Call, Cash & Other Assets | Cash - Collateral | ₹1.55 Cr | 0.30% |
| Amber Enterprises India Ltd Ordinary Shares | Equity | ₹1.52 Cr | 0.30% |
| Lemon Tree Hotels Ltd | Equity | ₹1.51 Cr | 0.29% |
| Voltas Ltd | Equity | ₹1.47 Cr | 0.29% |
| Affle India Ltd | Equity | ₹1.34 Cr | 0.26% |
| SRF Ltd | Equity | ₹0.97 Cr | 0.19% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹60.37 Cr | 11.73% |
| Consumer Cyclical | ₹31.51 Cr | 6.12% |
| Industrials | ₹28.87 Cr | 5.61% |
| Technology | ₹19.18 Cr | 3.73% |
| Healthcare | ₹13.24 Cr | 2.57% |
| Communication Services | ₹11.78 Cr | 2.29% |
| Energy | ₹10.35 Cr | 2.01% |
| Utilities | ₹8.38 Cr | 1.63% |
| Consumer Defensive | ₹8.26 Cr | 1.60% |
| Basic Materials | ₹7.4 Cr | 1.44% |
| Real Estate | ₹2.66 Cr | 0.52% |
Risk & Performance Ratios
Standard Deviation
This fund
5.39%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
0.91
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
PR
Pallab Roy
Since March 2024
Anuj Tagra
Since April 2024
Varun Sharma
Since September 2023
RK
Rajasa Kakulavarapu
Since September 2021
Additional Scheme Detailsas of 15th July 2024
ISIN | INF090I01JZ3 | Expense Ratio | 1.46% | Exit Load | 3.00% | Fund Size | ₹519 Cr | Age | 01 Jan 2013 | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Composite Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal within 1 year
Flat 15% tax on realised gains (STCG - short term capital gains)
Withdrawal after 1 year
10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Retirement Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Tata Retirement Savings Moderate Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2107.27 Cr | 31.1% |
| Tata Retirement Savings Conservative Fund Regular Growth Moderately High risk | 2.2% | 1.0% | ₹174.60 Cr | 14.1% |
| Tata Retirement Savings Progressive Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2002.53 Cr | 37.2% |
| Axis Retirement Savings Fund - Aggressive Plan Regular Growth Very High Risk | 2.2% | 0.0% | ₹894.08 Cr | 31.7% |
| Axis Retirement Savings Fund - Conservative Plan Direct Growth High Risk | 0.7% | 0.0% | ₹74.96 Cr | 19.4% |
| Axis Retirement Savings Fund - Aggressive Plan Direct Growth Very High Risk | 0.9% | 0.0% | ₹894.08 Cr | 33.5% |
| Axis Retirement Savings Fund - Dynamic Plan Regular Growth Very High Risk | 2.4% | 0.0% | ₹366.98 Cr | 33.9% |
| Axis Retirement Savings Fund - Dynamic Plan Direct Growth Very High Risk | 1.0% | 0.0% | ₹366.98 Cr | 35.8% |
| Axis Retirement Savings Fund - Conservative Plan Regular Growth High Risk | 2.1% | 0.0% | ₹74.96 Cr | 17.8% |
| Franklin India Pension Plan Regular Growth Moderately High risk | 2.3% | 3.0% | ₹519.24 Cr | 18.9% |
About the AMC
Total AUM
₹97,621 Cr
Address
Indiabulls Finance Centre; Tower 2, 12th and 13th Floor, Mumbai, 400 013
Other Funds by Franklin Templeton Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
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We're here to help.
What is the current NAV of Franklin India Pension Plan Direct Growth?
The NAV of Franklin India Pension Plan Direct Growth, as of 25-Jul-2024, is ₹226.09.
What are the returns of Franklin India Pension Plan Direct Growth?
The fund has generated 19.79% over the last 1 year and 11.05% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Franklin India Pension Plan Direct Growth?
The fund's allocation of assets is distributed as 38.87% in equities, 59.50% in bonds, and 1.63% in cash and cash equivalents.
Who manages the Franklin India Pension Plan Direct Growth?
The fund managers responsible for Franklin India Pension Plan Direct Growth are:-
- Pallab Roy
- Anuj Tagra
- Varun Sharma
- Rajasa Kakulavarapu
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.