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Fund Overview

Fund Size

Fund Size

₹630 Cr

Expense Ratio

Expense Ratio

0.19%

ISIN

ISIN

INF090I01KR8

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

25 Apr 2014

About this fund

Franklin India Banking & PSU Debt Fund Direct Growth is a Banking & PSU mutual fund schemes offered by Franklin Templeton Mutual Fund. This fund has been in existence for 10 years and 27 days, having been launched on 25-Apr-14.
As of 21-May-24, it has a Net Asset Value (NAV) of ₹21.37, Assets Under Management (AUM) of 629.63 Crores, and an expense ratio of 0.19%.
  • Franklin India Banking & PSU Debt Fund Direct Growth has given a CAGR return of 7.83% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 84.19% in debts, and 10.63% in cash & cash equivalents.
  • You can start investing in Franklin India Banking & PSU Debt Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.07%

+5.74% (Cat Avg.)

3 Years

+5.42%

+4.73% (Cat Avg.)

5 Years

+6.87%

+6.06% (Cat Avg.)

10 Years

+7.78%

+6.17% (Cat Avg.)

Since Inception

+7.83%

(Cat Avg.)

Portfolio Summaryas of 15th May 2024

Debt530.12 Cr84.19%
Others68.76 Cr10.92%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Call, Cash & Other AssetsCash - Collateral61.55 Cr9.78%
7.32% Govt Stock 2030Bond - Gov't/Treasury55.66 Cr8.84%
Food Corporation Of IndiaBond - Corporate Bond49.35 Cr7.84%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond49.29 Cr7.83%
Export Import Bank Of IndiaBond - Corporate Bond36.07 Cr5.73%
Ongc Petro Additions Limited 8.29%Bond - Convertible30.76 Cr4.88%
National Housing BankBond - Corporate Bond26.55 Cr4.22%
HDFC Bank LimitedBond - Corporate Bond26.48 Cr4.21%
Small Industries Development Bank Of IndiaBond - Corporate Bond26.29 Cr4.18%
Nhpc LimitedBond - Corporate Bond26.09 Cr4.14%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.8 Cr4.10%
Power Finance Corporation Ltd.Bond - Corporate Bond25.4 Cr4.03%
Bajaj Finance Ltd. 7.82%Bond - Corporate Bond25.34 Cr4.02%
State Bank Of IndiaBond - Corporate Bond25.31 Cr4.02%
Rec LimitedBond - Corporate Bond25.21 Cr4.00%
HDFC Bank LimitedBond - Corporate Bond25.18 Cr4.00%
Rec LimitedBond - Corporate Bond24.84 Cr3.95%
Nuclear Power Corporation Of India LimitedBond - Corporate Bond10.24 Cr1.63%
Small Industries Development Bank of India 7.68%Bond - Corporate Bond10.1 Cr1.60%
Power Grid Corporation Of India LimitedBond - Corporate Bond5.41 Cr0.86%
Rural Electrification Corporation LimitedBond - Corporate Bond5.32 Cr0.85%
Export Import Bank Of IndiaBond - Corporate Bond5.3 Cr0.84%
Ntpc LimitedBond - Corporate Bond5.21 Cr0.83%
Rural Electrification Corporation LimitedBond - Corporate Bond5.2 Cr0.83%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond5.08 Cr0.81%
HDFC Bank LimitedBond - Corporate Bond5.03 Cr0.80%
Power Finance Corporation LimitedBond - Corporate Bond4.48 Cr0.71%
Corporate Debt Market Development Fund Class A2Mutual Fund - Open End1.8 Cr0.29%
Kerala (Government of) 7.54%Bond - Sub-sovereign Government Debt1.3 Cr0.21%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond478.56 Cr76.01%
Cash - Collateral61.55 Cr9.78%
Bond - Gov't/Treasury55.66 Cr8.84%
Bond - Convertible30.76 Cr4.88%
Mutual Fund - Open End1.8 Cr0.29%
Bond - Sub-sovereign Government Debt1.3 Cr0.21%

Risk & Performance Ratios

Standard Deviation

This fund

1.12%

Cat. avg.

1.48%

Lower the better

Sharpe Ratio

This fund

-0.13

Cat. avg.

-0.62

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.54

Higher the better

Fund Managers

Anuj Tagra

Anuj Tagra

Since March 2024

Chandni Gupta

Chandni Gupta

Since March 2024

SM

Sandeep Manam

Since October 2021

Additional Scheme Detailsas of 15th May 2024

ISININF090I01KR8Expense Ratio0.19%Exit LoadNo ChargesFund Size₹630 CrAge25 Apr 2014Lumpsum Minimum₹5,000Fund StatusOpen Ended Investment CompanyBenchmarkNIFTY Banking & PSU Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹14207.57 Cr6.7%
Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹14207.57 Cr6.4%
Franklin India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.5%0.0%₹629.63 Cr6.7%
Franklin India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹629.63 Cr7.1%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹405.32 Cr6.3%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹405.32 Cr6.6%
Tata Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹212.87 Cr6.9%
Tata Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹212.87 Cr6.4%

About the AMC

Total AUM

₹91,403 Cr

Address

Indiabulls Finance Centre; Tower 2, 12th and 13th Floor, Mumbai, 400 013

Other Funds by Franklin Templeton Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Franklin India Multi-Asset Solution Fund of Funds Direct Growth

High Risk

0.4%1.0%₹53.42 Cr19.4%
Franklin India Equity Savings Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹531.23 Cr13.8%
Franklin India Overnight Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹271.41 Cr6.7%
Franklin India Floating Rate Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹272.43 Cr8.5%
Franklin India Credit Risk Fund Direct Growth

High Risk

-3.0%₹104.00 Cr7.5%
Franklin India Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹1511.50 Cr7.6%
Templeton India Value Fund Direct Growth

Very High Risk

0.9%1.0%₹1922.69 Cr47.3%
Templeton India Equity Income Fund Direct Growth

Very High Risk

1.3%1.0%₹2158.34 Cr45.1%
Franklin India Government Securities Direct Growth

Moderately High risk

0.6%0.0%₹140.79 Cr5.8%
Franklin India Corporate Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹731.00 Cr7.0%
Franklin India Pension Plan Direct Growth

Moderately High risk

1.5%3.0%₹500.87 Cr19.8%
Franklin India Short Term Income Plan Direct Growth

Moderate Risk

-0.0%₹12.51 Cr2.5%
Franklin Asian Equity Fund Direct Growth

Very High Risk

1.6%1.0%₹231.17 Cr8.7%
Franklin India Opportunities Fund Direct Growth

Very High Risk

0.7%1.0%₹3459.54 Cr77.9%
Franklin Build India Direct Growth

Very High Risk

1.0%1.0%₹2405.85 Cr83.6%
Franklin India Bluechip Fund Direct Growth

Very High Risk

1.0%1.0%₹7705.18 Cr28.9%
Franklin India Flexi Cap Fund Direct Growth

Very High Risk

1.0%1.0%₹15267.10 Cr45.2%
Franklin India Prima Fund Direct Growth

Very High Risk

1.0%1.0%₹10706.25 Cr53.8%
Franklin India Equity Advantage Fund Direct Growth

Very High Risk

1.3%1.0%₹3216.18 Cr35.1%
Franklin India Smaller Companies Fund Direct Growth

Very High Risk

0.9%1.0%₹12586.94 Cr58.4%
Franklin India Focused Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹11511.53 Cr38.4%
Franklin India Taxshield Fund Direct Growth

Very High Risk

1.0%0.0%₹6383.38 Cr45.7%
Franklin India Technology Fund Direct Growth

Very High Risk

1.1%1.0%₹1444.64 Cr57.4%
Franklin India Equity Hybrid Fund Direct Growth

Very High Risk

1.1%1.0%₹1781.57 Cr33.9%
Franklin India Dynamic Asset Allo FOF Direct Growth

High Risk

0.5%1.0%₹1314.08 Cr27.7%
Franklin India NSE Nifty 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹658.52 Cr24.5%
Franklin India Feeder - Franklin U.S. Opportunities Fund Direct Growth

Very High Risk

0.6%1.0%₹3385.14 Cr39.3%
Franklin India Debt Hybrid Fund Direct Growth

Moderately High risk

0.7%0.0%₹232.67 Cr15.2%
Franklin India Feeder - Templeton European Opportunities Fund Direct Growth

Very High Risk

0.5%1.0%₹15.03 Cr10.2%
Franklin India Short Term Income Plan Segregated Portfolio 2 Direct Growth

Moderate Risk

-0.0%₹164.26 Cr309.1%
Franklin India Income Opportunities Fund Segregated Portfolio 2 Direct Growth

Moderate Risk

-0.0%₹45.54 Cr309.1%
Franklin India Low Duration Fund Segregated Portfolio 2 Direct Growth

Moderate Risk

-0.0%₹47.42 Cr308.8%
Franklin India Dynamic Accrual Fund Segregated Portfolio 2 Direct Growth

Low Risk

-0.0%₹29.52 Cr309.0%
Franklin India Credit Risk Fund Segregated Portfolio 2 Direct Growth

Very High Risk

-0.0%₹105.84 Cr309.1%
Franklin India Debt Hybrid Fund Segregated Portfolio 1 Direct Growth

Moderately High risk

0.7%0.0%--
Franklin India Short Term Income Plan Segregated Portfolio 3 Direct Growth

Moderate Risk

-0.0%--
Franklin India Balanced Advantage Fund Direct Growth

Very High Risk

0.4%1.0%₹1840.91 Cr29.1%
Franklin India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹629.63 Cr7.1%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of Franklin India Banking & PSU Debt Fund Direct Growth, as of 21-May-2024, is ₹21.37.
The fund has generated 7.07% over the last 1 year and 5.42% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 84.19% in bonds, and 10.63% in cash and cash equivalents.
The fund managers responsible for Franklin India Banking & PSU Debt Fund Direct Growth are:-
  1. Anuj Tagra
  2. Chandni Gupta
  3. Sandeep Manam