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Fund Overview

Fund Size

Fund Size

₹543 Cr

Expense Ratio

Expense Ratio

0.18%

ISIN

ISIN

INF090I01KR8

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

25 Apr 2014

About this fund

Franklin India Banking & PSU Debt Fund Direct Growth is a Banking & PSU mutual fund schemes offered by Franklin Templeton Mutual Fund. This fund has been in existence for 11 years, 2 months and 19 days, having been launched on 25-Apr-14.
As of 11-Jul-25, it has a Net Asset Value (NAV) of ₹23.58, Assets Under Management (AUM) of 543.34 Crores, and an expense ratio of 0.18%.
  • Franklin India Banking & PSU Debt Fund Direct Growth has given a CAGR return of 7.95% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 82.70% in debts, and 16.94% in cash & cash equivalents.
  • You can start investing in Franklin India Banking & PSU Debt Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+9.15%

+8.80% (Cat Avg.)

3 Years

+7.74%

+7.38% (Cat Avg.)

5 Years

+6.09%

+5.82% (Cat Avg.)

10 Years

+7.72%

+6.50% (Cat Avg.)

Since Inception

+7.95%

(Cat Avg.)

Portfolio Summaryas of 30th June 2025

Debt449.33 Cr82.70%
Others94.01 Cr17.30%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
India Infrastructure Finance Company LimitedBond - Corporate Bond52.28 Cr9.62%
Jubilant Bevco LimitedBond - Corporate Bond39.46 Cr7.26%
Rec LimitedBond - Corporate Bond33.38 Cr6.14%
Call, Cash & Other AssetsCash - Collateral33.07 Cr6.09%
Power Finance Corporation LimitedBond - Corporate Bond26.23 Cr4.83%
Small Industries Development Bank Of IndiaBond - Corporate Bond26.22 Cr4.83%
State Bank Of IndiaBond - Corporate Bond26.13 Cr4.81%
Power Finance Corporation LimitedBond - Corporate Bond25.62 Cr4.72%
Housing And Urban Development Corporation LimitedBond - Corporate Bond25.23 Cr4.64%
ICICI Bank LimitedBond - Corporate Bond25.07 Cr4.61%
HDFC Bank Ltd.Bond - Corporate Bond24.94 Cr4.59%
Canara BankCash - CD/Time Deposit24.33 Cr4.48%
Bharti Telecom LimitedBond - Corporate Bond21.87 Cr4.03%
6.9% Govt Stock 2065Bond - Gov't/Treasury20.65 Cr3.80%
HDFC Bank LimitedBond - Corporate Bond20.5 Cr3.77%
Rec LimitedBond - Corporate Bond16.45 Cr3.03%
National Housing BankBond - Corporate Bond15.22 Cr2.80%
Andhra Pradesh (Government of) 6.84%Bond - Sub-sovereign Government Debt14.83 Cr2.73%
Jubilant Beverages LimitedBond - Corporate Bond11.79 Cr2.17%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond10.79 Cr1.99%
Small Industries Development Bank Of IndiaBond - Corporate Bond10.4 Cr1.91%
National Housing BankBond - Corporate Bond10.27 Cr1.89%
Indian Railway Finance Corporation LimitedBond - Corporate Bond10.27 Cr1.89%
Export-Import Bank Of IndiaCash - CD/Time Deposit9.6 Cr1.77%
HDFC Bank LimitedBond - Corporate Bond5.17 Cr0.95%
Corporate Debt Market Development Fund Class A2Mutual Fund - Open End1.98 Cr0.36%
07.32% Chattisgarh SdlBond - Gov't/Treasury0.56 Cr0.10%
7.32% State Government SecuritiesBond - Gov't/Treasury0.52 Cr0.10%
Rajasthan (Government of ) 7.1%Bond - Sub-sovereign Government Debt0.42 Cr0.08%
Margin On DerivativesCash - Collateral0.1 Cr0.02%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond437.28 Cr80.48%
Cash - CD/Time Deposit33.93 Cr6.25%
Cash - Collateral33.16 Cr6.10%
Bond - Gov't/Treasury21.73 Cr4.00%
Bond - Sub-sovereign Government Debt15.25 Cr2.81%
Mutual Fund - Open End1.98 Cr0.36%

Risk & Performance Ratios

Standard Deviation

This fund

0.97%

Cat. avg.

1.42%

Lower the better

Sharpe Ratio

This fund

1.03

Cat. avg.

0.51

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.06

Higher the better

Fund Managers

Anuj Tagra

Anuj Tagra

Since March 2024

Chandni Gupta

Chandni Gupta

Since March 2024

SM

Sandeep Manam

Since October 2021

Additional Scheme Detailsas of 30th June 2025

ISIN
INF090I01KR8
Expense Ratio
0.18%
Exit Load
No Charges
Fund Size
₹543 Cr
Age
11 years 2 months
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Banking & PSU Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bajaj Finserv Banking and PSU Fund Regular Growth

Moderate Risk

0.9%0.0%₹147.47 Cr9.3%
Bajaj Finserv Banking and PSU Fund Direct Growth

Moderate Risk

0.3%0.0%₹147.47 Cr9.9%
HSBC Banking & PSU Debt Direct Growth

Moderate Risk

0.2%0.0%₹4667.01 Cr9.1%
LIC MF Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹1837.80 Cr9.8%
Axis Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹13264.46 Cr9.3%
Invesco India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹104.92 Cr9.0%
DSP Banking & PSU Debt Fund Regular Growth

Low Risk

0.6%0.0%₹4187.54 Cr8.9%
DSP Banking & PSU Debt Fund Direct Growth

Low Risk

0.3%0.0%₹4187.54 Cr9.3%
Edelweiss Banking and PSU Debt Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹270.43 Cr9.8%
Edelweiss Banking and PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹270.43 Cr9.5%
Kotak Banking & PSU Debt Direct Growth

Low to Moderate Risk

0.4%0.0%₹6197.73 Cr9.5%
Nippon India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹5930.88 Cr9.6%
Nippon India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.8%0.0%₹5930.88 Cr9.2%
TrustMF Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹109.41 Cr8.7%
TrustMF Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹109.41 Cr9.2%
UTI Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.5%0.0%₹804.78 Cr9.0%
UTI Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹804.78 Cr9.2%
ICICI Prudential Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹10588.38 Cr9.2%
HDFC Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.8%0.0%₹6113.51 Cr9.1%
HDFC Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹6113.51 Cr9.5%
Axis Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹13264.46 Cr9.0%
LIC MF Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.8%0.0%₹1837.80 Cr9.2%
Baroda BNP Paribas Banking and PSU Bond Fund Direct Growth

Moderate Risk

0.4%0.0%₹26.97 Cr9.6%
Baroda BNP Paribas Banking and PSU Bond Fund Regular Growth

Moderate Risk

0.8%0.0%₹26.97 Cr9.2%
ITI Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹35.91 Cr8.2%
ITI Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.1%0.0%₹35.91 Cr8.8%
Aditya BSL Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹9094.39 Cr9.4%
Invesco India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹104.92 Cr9.4%
Sundaram Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹468.41 Cr9.4%
SBI Banking and PSU Fund Regular Growth

Moderate Risk

0.8%0.0%₹4107.13 Cr9.1%
SBI Banking and PSU Fund Direct Growth

Moderate Risk

0.4%0.0%₹4107.13 Cr9.6%
HSBC Banking & PSU Debt Regular Growth

Moderate Risk

0.6%0.0%₹4667.01 Cr8.7%
Kotak Banking & PSU Debt Regular Growth

Low to Moderate Risk

0.8%0.0%₹6197.73 Cr9.1%
Mirae Asset Banking and PSU Debt Fund Regular Growth

Low to Moderate Risk

0.8%0.0%₹47.74 Cr8.9%
Mirae Asset Banking and PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹47.74 Cr9.4%
Aditya BSL Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹9094.39 Cr9.0%
Sundaram Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.4%0.0%₹468.41 Cr9.2%
ICICI Prudential Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹10588.38 Cr8.8%
Tata Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹207.53 Cr6.5%
Tata Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹207.53 Cr7.0%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹229.25 Cr8.5%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹229.25 Cr8.1%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
Franklin India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹543.34 Cr9.1%
Franklin India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.5%0.0%₹543.34 Cr8.8%
Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹13500.37 Cr8.7%
Bandhan Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹13500.37 Cr9.0%

About the AMC

Franklin Templeton Mutual Fund

Franklin Templeton Mutual Fund

Total AUM

₹1,13,249 Cr

Address

Indiabulls Finance Centre; Tower 2, 12th and 13th Floor, Mumbai, 400 013

Other Funds by Franklin Templeton Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Franklin India Low Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹307.20 Cr-
Franklin India Multi-Asset Solution Fund of Funds Direct Growth

High Risk

0.5%1.0%₹70.81 Cr14.1%
Franklin India Equity Savings Fund Direct Growth

Moderate Risk

0.3%0.0%₹677.63 Cr7.0%
Franklin India Overnight Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹532.23 Cr6.3%
Franklin India Floating Rate Fund Direct Growth

Moderate Risk

0.2%0.0%₹358.30 Cr10.1%
Franklin India Credit Risk Fund Direct Growth

High Risk

-3.0%₹104.00 Cr7.5%
Franklin India Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹3441.02 Cr8.3%
Templeton India Value Fund Direct Growth

Very High Risk

0.8%1.0%₹2224.90 Cr-1.2%
Templeton India Equity Income Fund Direct Growth

Very High Risk

1.2%1.0%₹2372.54 Cr-2.5%
Franklin India Government Securities Direct Growth

Low to Moderate Risk

0.6%0.0%₹155.21 Cr8.8%
Franklin India Corporate Debt Fund Direct Growth

Moderately High risk

0.2%0.0%₹943.51 Cr10.9%
Franklin India Pension Plan Direct Growth

Moderately High risk

1.5%3.0%₹525.99 Cr7.0%
Franklin India Short Term Income Plan Direct Growth

Moderate Risk

-0.0%₹12.51 Cr6.6%
Franklin Asian Equity Fund Direct Growth

Very High Risk

1.8%1.0%₹249.25 Cr7.9%
Franklin India Opportunities Fund Direct Growth

Very High Risk

0.5%1.0%₹6863.66 Cr3.6%
Franklin Build India Direct Growth

Very High Risk

0.9%1.0%₹2857.07 Cr-1.2%
Franklin India Bluechip Fund Direct Growth

Very High Risk

1.1%1.0%₹7692.35 Cr5.6%
Franklin India Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹18679.30 Cr4.3%
Franklin India Prima Fund Direct Growth

Very High Risk

0.9%1.0%₹12285.44 Cr5.6%
Franklin India Equity Advantage Fund Direct Growth

Very High Risk

1.3%1.0%₹3491.04 Cr7.7%
Franklin India Smaller Companies Fund Direct Growth

Very High Risk

0.9%1.0%₹13544.68 Cr-3.1%
Franklin India Focused Equity Fund Direct Growth

Very High Risk

0.9%1.0%₹12146.55 Cr1.1%
Franklin India Taxshield Fund Direct Growth

Very High Risk

1.0%0.0%₹6718.66 Cr3.8%
Franklin India Technology Fund Direct Growth

Very High Risk

1.0%1.0%₹1862.37 Cr2.7%
Franklin India Equity Hybrid Fund Direct Growth

Very High Risk

1.0%1.0%₹2187.18 Cr6.0%
Franklin India Dynamic Asset Allo FOF Direct Growth

Moderately High risk

0.5%1.0%₹1313.74 Cr6.9%
Franklin India NSE Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹736.69 Cr4.5%
Franklin India Feeder - Franklin U.S. Opportunities Fund Direct Growth

Very High Risk

0.6%1.0%₹3833.69 Cr11.5%
Franklin India Debt Hybrid Fund Direct Growth

Moderately High risk

0.8%0.0%₹205.50 Cr8.5%
Franklin India Feeder - Templeton European Opportunities Fund Direct Growth

Very High Risk

0.5%1.0%₹18.41 Cr13.1%
Franklin India Short Term Income Plan Segregated Portfolio 2 Direct Growth

Moderate Risk

-0.0%₹164.26 Cr309.1%
Franklin India Income Opportunities Fund Segregated Portfolio 2 Direct Growth

Moderate Risk

-0.0%₹45.54 Cr309.1%
Franklin India Low Duration Fund Segregated Portfolio 2 Direct Growth

Moderate Risk

-0.0%₹47.42 Cr308.8%
Franklin India Dynamic Accrual Fund Segregated Portfolio 2 Direct Growth

Low Risk

-0.0%₹29.52 Cr309.0%
Franklin India Credit Risk Fund Segregated Portfolio 2 Direct Growth

Very High Risk

-0.0%₹105.84 Cr309.1%
Franklin India Debt Hybrid Fund Segregated Portfolio 1 Direct Growth

Moderately High risk

0.7%0.0%--
Franklin India Short Term Income Plan Segregated Portfolio 3 Direct Growth

Very High Risk

-0.0%--
Franklin India Balanced Advantage Fund Direct Growth

Very High Risk

0.4%1.0%₹2671.06 Cr7.2%
Franklin India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹543.34 Cr9.1%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk

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The NAV of Franklin India Banking & PSU Debt Fund Direct Growth, as of 11-Jul-2025, is ₹23.58.
The fund has generated 9.15% over the last 1 year and 7.74% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 82.70% in bonds, and 16.94% in cash and cash equivalents.
The fund managers responsible for Franklin India Banking & PSU Debt Fund Direct Growth are:-
  1. Anuj Tagra
  2. Chandni Gupta
  3. Sandeep Manam

Fund Overview

Fund Size

Fund Size

₹543 Cr

Expense Ratio

Expense Ratio

0.18%

ISIN

ISIN

INF090I01KR8

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

25 Apr 2014

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk

About this fund

Franklin India Banking & PSU Debt Fund Direct Growth is a Banking & PSU mutual fund schemes offered by Franklin Templeton Mutual Fund. This fund has been in existence for 11 years, 2 months and 19 days, having been launched on 25-Apr-14.
As of 11-Jul-25, it has a Net Asset Value (NAV) of ₹23.58, Assets Under Management (AUM) of 543.34 Crores, and an expense ratio of 0.18%.
  • Franklin India Banking & PSU Debt Fund Direct Growth has given a CAGR return of 7.95% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 82.70% in debts, and 16.94% in cash & cash equivalents.
  • You can start investing in Franklin India Banking & PSU Debt Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+9.15%

+8.80% (Cat Avg.)

3 Years

+7.74%

+7.38% (Cat Avg.)

5 Years

+6.09%

+5.82% (Cat Avg.)

10 Years

+7.72%

+6.50% (Cat Avg.)

Since Inception

+7.95%

(Cat Avg.)

Portfolio Summaryas of 30th June 2025

Debt449.33 Cr82.70%
Others94.01 Cr17.30%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
India Infrastructure Finance Company LimitedBond - Corporate Bond52.28 Cr9.62%
Jubilant Bevco LimitedBond - Corporate Bond39.46 Cr7.26%
Rec LimitedBond - Corporate Bond33.38 Cr6.14%
Call, Cash & Other AssetsCash - Collateral33.07 Cr6.09%
Power Finance Corporation LimitedBond - Corporate Bond26.23 Cr4.83%
Small Industries Development Bank Of IndiaBond - Corporate Bond26.22 Cr4.83%
State Bank Of IndiaBond - Corporate Bond26.13 Cr4.81%
Power Finance Corporation LimitedBond - Corporate Bond25.62 Cr4.72%
Housing And Urban Development Corporation LimitedBond - Corporate Bond25.23 Cr4.64%
ICICI Bank LimitedBond - Corporate Bond25.07 Cr4.61%
HDFC Bank Ltd.Bond - Corporate Bond24.94 Cr4.59%
Canara BankCash - CD/Time Deposit24.33 Cr4.48%
Bharti Telecom LimitedBond - Corporate Bond21.87 Cr4.03%
6.9% Govt Stock 2065Bond - Gov't/Treasury20.65 Cr3.80%
HDFC Bank LimitedBond - Corporate Bond20.5 Cr3.77%
Rec LimitedBond - Corporate Bond16.45 Cr3.03%
National Housing BankBond - Corporate Bond15.22 Cr2.80%
Andhra Pradesh (Government of) 6.84%Bond - Sub-sovereign Government Debt14.83 Cr2.73%
Jubilant Beverages LimitedBond - Corporate Bond11.79 Cr2.17%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond10.79 Cr1.99%
Small Industries Development Bank Of IndiaBond - Corporate Bond10.4 Cr1.91%
National Housing BankBond - Corporate Bond10.27 Cr1.89%
Indian Railway Finance Corporation LimitedBond - Corporate Bond10.27 Cr1.89%
Export-Import Bank Of IndiaCash - CD/Time Deposit9.6 Cr1.77%
HDFC Bank LimitedBond - Corporate Bond5.17 Cr0.95%
Corporate Debt Market Development Fund Class A2Mutual Fund - Open End1.98 Cr0.36%
07.32% Chattisgarh SdlBond - Gov't/Treasury0.56 Cr0.10%
7.32% State Government SecuritiesBond - Gov't/Treasury0.52 Cr0.10%
Rajasthan (Government of ) 7.1%Bond - Sub-sovereign Government Debt0.42 Cr0.08%
Margin On DerivativesCash - Collateral0.1 Cr0.02%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond437.28 Cr80.48%
Cash - CD/Time Deposit33.93 Cr6.25%
Cash - Collateral33.16 Cr6.10%
Bond - Gov't/Treasury21.73 Cr4.00%
Bond - Sub-sovereign Government Debt15.25 Cr2.81%
Mutual Fund - Open End1.98 Cr0.36%

Risk & Performance Ratios

Standard Deviation

This fund

0.97%

Cat. avg.

1.42%

Lower the better

Sharpe Ratio

This fund

1.03

Cat. avg.

0.51

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.06

Higher the better

Fund Managers

Anuj Tagra

Anuj Tagra

Since March 2024

Chandni Gupta

Chandni Gupta

Since March 2024

SM

Sandeep Manam

Since October 2021

Additional Scheme Detailsas of 30th June 2025

ISIN
INF090I01KR8
Expense Ratio
0.18%
Exit Load
No Charges
Fund Size
₹543 Cr
Age
11 years 2 months
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Banking & PSU Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bajaj Finserv Banking and PSU Fund Regular Growth

Moderate Risk

0.9%0.0%₹147.47 Cr9.3%
Bajaj Finserv Banking and PSU Fund Direct Growth

Moderate Risk

0.3%0.0%₹147.47 Cr9.9%
HSBC Banking & PSU Debt Direct Growth

Moderate Risk

0.2%0.0%₹4667.01 Cr9.1%
LIC MF Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹1837.80 Cr9.8%
Axis Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹13264.46 Cr9.3%
Invesco India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹104.92 Cr9.0%
DSP Banking & PSU Debt Fund Regular Growth

Low Risk

0.6%0.0%₹4187.54 Cr8.9%
DSP Banking & PSU Debt Fund Direct Growth

Low Risk

0.3%0.0%₹4187.54 Cr9.3%
Edelweiss Banking and PSU Debt Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹270.43 Cr9.8%
Edelweiss Banking and PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹270.43 Cr9.5%
Kotak Banking & PSU Debt Direct Growth

Low to Moderate Risk

0.4%0.0%₹6197.73 Cr9.5%
Nippon India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹5930.88 Cr9.6%
Nippon India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.8%0.0%₹5930.88 Cr9.2%
TrustMF Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹109.41 Cr8.7%
TrustMF Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹109.41 Cr9.2%
UTI Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.5%0.0%₹804.78 Cr9.0%
UTI Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹804.78 Cr9.2%
ICICI Prudential Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹10588.38 Cr9.2%
HDFC Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.8%0.0%₹6113.51 Cr9.1%
HDFC Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹6113.51 Cr9.5%
Axis Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹13264.46 Cr9.0%
LIC MF Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.8%0.0%₹1837.80 Cr9.2%
Baroda BNP Paribas Banking and PSU Bond Fund Direct Growth

Moderate Risk

0.4%0.0%₹26.97 Cr9.6%
Baroda BNP Paribas Banking and PSU Bond Fund Regular Growth

Moderate Risk

0.8%0.0%₹26.97 Cr9.2%
ITI Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹35.91 Cr8.2%
ITI Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.1%0.0%₹35.91 Cr8.8%
Aditya BSL Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹9094.39 Cr9.4%
Invesco India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹104.92 Cr9.4%
Sundaram Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹468.41 Cr9.4%
SBI Banking and PSU Fund Regular Growth

Moderate Risk

0.8%0.0%₹4107.13 Cr9.1%
SBI Banking and PSU Fund Direct Growth

Moderate Risk

0.4%0.0%₹4107.13 Cr9.6%
HSBC Banking & PSU Debt Regular Growth

Moderate Risk

0.6%0.0%₹4667.01 Cr8.7%
Kotak Banking & PSU Debt Regular Growth

Low to Moderate Risk

0.8%0.0%₹6197.73 Cr9.1%
Mirae Asset Banking and PSU Debt Fund Regular Growth

Low to Moderate Risk

0.8%0.0%₹47.74 Cr8.9%
Mirae Asset Banking and PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹47.74 Cr9.4%
Aditya BSL Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹9094.39 Cr9.0%
Sundaram Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.4%0.0%₹468.41 Cr9.2%
ICICI Prudential Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹10588.38 Cr8.8%
Tata Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹207.53 Cr6.5%
Tata Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹207.53 Cr7.0%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹229.25 Cr8.5%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹229.25 Cr8.1%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
Franklin India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹543.34 Cr9.1%
Franklin India Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.5%0.0%₹543.34 Cr8.8%
Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹13500.37 Cr8.7%
Bandhan Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹13500.37 Cr9.0%

About the AMC

Franklin Templeton Mutual Fund

Franklin Templeton Mutual Fund

Total AUM

₹1,13,249 Cr

Address

Indiabulls Finance Centre; Tower 2, 12th and 13th Floor, Mumbai, 400 013

Other Funds by Franklin Templeton Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Franklin India Low Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹307.20 Cr-
Franklin India Multi-Asset Solution Fund of Funds Direct Growth

High Risk

0.5%1.0%₹70.81 Cr14.1%
Franklin India Equity Savings Fund Direct Growth

Moderate Risk

0.3%0.0%₹677.63 Cr7.0%
Franklin India Overnight Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹532.23 Cr6.3%
Franklin India Floating Rate Fund Direct Growth

Moderate Risk

0.2%0.0%₹358.30 Cr10.1%
Franklin India Credit Risk Fund Direct Growth

High Risk

-3.0%₹104.00 Cr7.5%
Franklin India Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹3441.02 Cr8.3%
Templeton India Value Fund Direct Growth

Very High Risk

0.8%1.0%₹2224.90 Cr-1.2%
Templeton India Equity Income Fund Direct Growth

Very High Risk

1.2%1.0%₹2372.54 Cr-2.5%
Franklin India Government Securities Direct Growth

Low to Moderate Risk

0.6%0.0%₹155.21 Cr8.8%
Franklin India Corporate Debt Fund Direct Growth

Moderately High risk

0.2%0.0%₹943.51 Cr10.9%
Franklin India Pension Plan Direct Growth

Moderately High risk

1.5%3.0%₹525.99 Cr7.0%
Franklin India Short Term Income Plan Direct Growth

Moderate Risk

-0.0%₹12.51 Cr6.6%
Franklin Asian Equity Fund Direct Growth

Very High Risk

1.8%1.0%₹249.25 Cr7.9%
Franklin India Opportunities Fund Direct Growth

Very High Risk

0.5%1.0%₹6863.66 Cr3.6%
Franklin Build India Direct Growth

Very High Risk

0.9%1.0%₹2857.07 Cr-1.2%
Franklin India Bluechip Fund Direct Growth

Very High Risk

1.1%1.0%₹7692.35 Cr5.6%
Franklin India Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹18679.30 Cr4.3%
Franklin India Prima Fund Direct Growth

Very High Risk

0.9%1.0%₹12285.44 Cr5.6%
Franklin India Equity Advantage Fund Direct Growth

Very High Risk

1.3%1.0%₹3491.04 Cr7.7%
Franklin India Smaller Companies Fund Direct Growth

Very High Risk

0.9%1.0%₹13544.68 Cr-3.1%
Franklin India Focused Equity Fund Direct Growth

Very High Risk

0.9%1.0%₹12146.55 Cr1.1%
Franklin India Taxshield Fund Direct Growth

Very High Risk

1.0%0.0%₹6718.66 Cr3.8%
Franklin India Technology Fund Direct Growth

Very High Risk

1.0%1.0%₹1862.37 Cr2.7%
Franklin India Equity Hybrid Fund Direct Growth

Very High Risk

1.0%1.0%₹2187.18 Cr6.0%
Franklin India Dynamic Asset Allo FOF Direct Growth

Moderately High risk

0.5%1.0%₹1313.74 Cr6.9%
Franklin India NSE Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹736.69 Cr4.5%
Franklin India Feeder - Franklin U.S. Opportunities Fund Direct Growth

Very High Risk

0.6%1.0%₹3833.69 Cr11.5%
Franklin India Debt Hybrid Fund Direct Growth

Moderately High risk

0.8%0.0%₹205.50 Cr8.5%
Franklin India Feeder - Templeton European Opportunities Fund Direct Growth

Very High Risk

0.5%1.0%₹18.41 Cr13.1%
Franklin India Short Term Income Plan Segregated Portfolio 2 Direct Growth

Moderate Risk

-0.0%₹164.26 Cr309.1%
Franklin India Income Opportunities Fund Segregated Portfolio 2 Direct Growth

Moderate Risk

-0.0%₹45.54 Cr309.1%
Franklin India Low Duration Fund Segregated Portfolio 2 Direct Growth

Moderate Risk

-0.0%₹47.42 Cr308.8%
Franklin India Dynamic Accrual Fund Segregated Portfolio 2 Direct Growth

Low Risk

-0.0%₹29.52 Cr309.0%
Franklin India Credit Risk Fund Segregated Portfolio 2 Direct Growth

Very High Risk

-0.0%₹105.84 Cr309.1%
Franklin India Debt Hybrid Fund Segregated Portfolio 1 Direct Growth

Moderately High risk

0.7%0.0%--
Franklin India Short Term Income Plan Segregated Portfolio 3 Direct Growth

Very High Risk

-0.0%--
Franklin India Balanced Advantage Fund Direct Growth

Very High Risk

0.4%1.0%₹2671.06 Cr7.2%
Franklin India Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹543.34 Cr9.1%

Still got questions?
We're here to help.

The NAV of Franklin India Banking & PSU Debt Fund Direct Growth, as of 11-Jul-2025, is ₹23.58.
The fund has generated 9.15% over the last 1 year and 7.74% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 82.70% in bonds, and 16.94% in cash and cash equivalents.
The fund managers responsible for Franklin India Banking & PSU Debt Fund Direct Growth are:-
  1. Anuj Tagra
  2. Chandni Gupta
  3. Sandeep Manam
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