Dezerv

Fund Overview

Fund Size

Fund Size

₹217 Cr

Expense Ratio

Expense Ratio

0.72%

ISIN

ISIN

INF277K011X2

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

11 Oct 2019

About this fund

Tata Banking & PSU Debt Fund Regular Growth is a Banking & PSU mutual fund schemes offered by Tata Mutual Fund. This fund has been in existence for 4 years, 6 months and 4 days, having been launched on 11-Oct-19.
As of 12-Apr-24, it has a Net Asset Value (NAV) of ₹13.02, Assets Under Management (AUM) of 217.04 Crores, and an expense ratio of 0.72%.
  • Tata Banking & PSU Debt Fund Regular Growth has given a CAGR return of 6.02% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 89.68% in debts, and 9.99% in cash & cash equivalents.
  • You can start investing in Tata Banking & PSU Debt Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.49%

+6.04%(Cat. Avg.)

3 Years

+5.06%

+4.68%(Cat. Avg.)

Since Inception

+6.02%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Debt194.65 Cr89.68%
Others22.39 Cr10.32%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
07.82 KA Sdl 2027Bond - Gov't/Treasury25.33 Cr11.67%
Indian Railway Finance Corporation LimitedBond - Corporate Bond25.2 Cr11.61%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond25.09 Cr11.56%
Power Finance Corporation Ltd.Bond - Corporate Bond25.06 Cr11.55%
Small Industries Development Bank Of IndiaBond - Corporate Bond24.93 Cr11.49%
Rural Electrification Corporation LimitedBond - Corporate Bond24.9 Cr11.47%
HDFC Bank LimitedCash - CD/Time Deposit23.5 Cr10.83%
Ongc Petro Additions LimitedBond - Corporate Bond20.99 Cr9.67%
07.38 KA Sdl 2027Bond - Gov't/Treasury10 Cr4.61%
Uttar Pradesh (Government of) 7.51%Bond - Sub-sovereign Government Debt9.04 Cr4.17%
Net Current LiabilitiesCash-3.2 Cr1.47%
08.29 RJ Sdl 2025julBond - Gov't/Treasury2.83 Cr1.31%
C) RepoCash - Repurchase Agreement1.39 Cr0.64%
08.22 KA Sdl 2025Bond - Gov't/Treasury0.86 Cr0.40%
SBIMF AIF - CAT II (CDMDF)27/10/2038 ^Mutual Fund - Open End0.7 Cr0.32%
08.00 Tn SDL 2025Bond - Gov't/Treasury0.42 Cr0.19%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond146.17 Cr67.35%
Bond - Gov't/Treasury39.44 Cr18.17%
Cash - CD/Time Deposit23.5 Cr10.83%
Bond - Sub-sovereign Government Debt9.04 Cr4.17%
Cash-3.2 Cr1.47%
Cash - Repurchase Agreement1.39 Cr0.64%
Mutual Fund - Open End0.7 Cr0.32%
Bond - Gov't Agency Debt0 Cr-

Risk & Performance Ratios

Standard Deviation

This fund

1.17%

Cat. avg.

1.48%

Lower the better

Sharpe Ratio

This fund

-0.25

Cat. avg.

-0.35

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.22

Higher the better

Fund Managers

Amit Somani

Amit Somani

Since October 2019

Additional Scheme Detailsas of 31st March 2024

ISININF277K011X2Expense Ratio0.72%Exit LoadNo ChargesFund Size₹217 CrAge11 Oct 2019Lumpsum Minimum₹5,000Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Banking and PSU Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Banking & PSU Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹14375.16 Cr6.8%
Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.6%0.0%₹14375.16 Cr6.5%
Franklin India Banking & PSU Debt Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹637.92 Cr6.9%
Franklin India Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹637.92 Cr7.2%
PGIM India Banking and PSU Debt fund Direct Growth

Moderate Risk

0.2%0.0%₹45.38 Cr6.8%
PGIM India Banking and PSU Debt fund Regular Growth

Moderate Risk

0.4%0.0%₹45.38 Cr6.6%
Canara Robeco Banking and PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹413.38 Cr6.4%
Canara Robeco Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹413.38 Cr6.7%
Tata Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹217.04 Cr7.0%
Tata Banking & PSU Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹217.04 Cr6.5%

About the AMC

Total AUM

₹1,48,598 Cr

Address

Mafatlal Centre, 9th Floor, Mumbai, 400 021

Other Funds by Tata Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Tata Silver ETF Fund of Fund Direct Growth

Very High Risk

0.1%0.0%₹22.81 Cr-
Tata Gold ETF Fund of Fund Direct Growth

High Risk

0.1%0.0%₹43.55 Cr-
Tata Fixed Maturity Plan Series 56 Scheme G Direct Growth

Low to Moderate Risk

-0.0%--
Tata Fixed Maturity Plan Series 56 Scheme H Direct Growth

Low to Moderate Risk

-0.0%--
Tata Fixed Maturity Series E Direct Growth

Low to Moderate Risk

-0.0%--
Tata Balanced Advantage Fund Direct Growth

High Risk

0.3%1.0%₹8943.06 Cr24.1%
Tata Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1977.81 Cr7.6%
Tata Business Cycle Fund Direct Growth

Very High Risk

0.4%1.0%₹2049.07 Cr55.5%
Tata Nifty India Digital ETF Fund of Fund Direct Growth

Very High Risk

0.1%1.0%₹48.30 Cr50.6%
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60: 40 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹840.12 Cr6.7%
Tata Floating Rate Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹219.73 Cr7.4%
Tata Small Cap Fund Direct Growth

Very High Risk

0.3%1.0%₹6236.38 Cr46.3%
Tata Large & Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹6821.91 Cr35.9%
Tata Mid Cap Growth Fund Direct Growth

Very High Risk

0.8%1.0%₹3348.40 Cr58.1%
Tata Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹3688.01 Cr25.4%
Tata Ethical Fund Direct Growth

Very High Risk

0.8%0.0%₹2370.48 Cr32.4%
Tata Gilt Securities Fund Direct Growth

Moderate Risk

0.5%0.0%₹522.98 Cr7.9%
Tata Equity P/E Fund Direct Growth

Very High Risk

0.8%1.0%₹7300.73 Cr51.2%
Tata Infrastructure Fund Direct Growth

Very High Risk

1.3%0.0%₹1885.45 Cr69.4%
Tata Treasury Advantage Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2277.65 Cr7.4%
Tata Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹14015.19 Cr7.9%
Tata Equity Savings Fund Direct Growth

Moderately High risk

0.4%0.0%₹137.57 Cr16.3%
Tata Young Citizens Fund Direct Growth

Very High Risk

2.2%1.0%₹326.46 Cr33.0%
Tata Liquid Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹17463.08 Cr7.3%
Tata Large Cap Fund Direct Growth

Very High Risk

1.1%1.0%₹2019.22 Cr36.3%
Tata Retirement Savings Moderate Fund Direct Growth

Very High Risk

0.6%1.0%₹1918.01 Cr33.7%
Tata Retirement Savings Conservative Fund Direct Growth

Moderately High risk

1.0%1.0%₹167.81 Cr15.4%
Tata Short Term Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹2322.90 Cr7.2%
Tata Retirement Savings Progressive Fund Direct Growth

Very High Risk

0.6%1.0%₹1749.88 Cr39.6%
Tata Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹1033.99 Cr7.5%
Tata India Consumer Fund Direct Growth

Very High Risk

0.8%0.0%₹1895.39 Cr45.5%
Tata Digital India Fund Direct Growth

Very High Risk

0.3%0.0%₹9710.96 Cr36.7%
Tata Banking & Financial Services Fund Direct Growth

Very High Risk

0.5%0.0%₹1943.23 Cr30.3%
Tata Resources & Energy Fund Direct Growth

Very High Risk

0.8%0.0%₹520.15 Cr45.3%
Tata India Pharma & Healthcare Fund Direct Growth

Very High Risk

0.8%0.0%₹878.70 Cr54.9%
TATA Nifty G-SEC Dec 2029 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹170.92 Cr6.9%
Tata Multi Asset Opportunities Fund Direct Growth

Very High Risk

0.4%1.0%₹2605.17 Cr29.8%
Tata Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹2641.58 Cr38.5%
Tata Dividend Yield Fund Direct Growth

Very High Risk

0.5%1.0%₹828.09 Cr47.8%
Tata Housing Opportunities Fund Direct Growth

Very High Risk

0.7%1.0%₹526.45 Cr41.8%
Tata Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹10755.47 Cr8.4%
Tata Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹217.04 Cr7.0%
Tata Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹3633.75 Cr6.8%
Tata Nifty Midcap 150 Momentum 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹196.81 Cr71.1%
Tata CRISIL IBX Gilt Index-April 2026 Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹1095.55 Cr6.9%
Tata Multicap Fund Direct Growth

Very High Risk

0.3%1.0%₹2872.05 Cr34.5%
Tata Treasury Advantage Fund Segregated Portfolio 1 Direct Growth

Low to Moderate Risk

-0.0%-154.6%
Tata Medium Term Fund Segregated Portfolio 1 Direct Growth

Moderate Risk

-1.0%-187.2%
Tata Corporate Bond Fund Segregated Portfolio 1 Direct Growth

Moderate Risk

-0.0%-116.5%
TATA Nifty G-Sec Dec 2026 Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹111.31 Cr6.8%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of Tata Banking & PSU Debt Fund Regular Growth, as of 12-Apr-2024, is ₹13.02.
The fund has generated 6.49% over the last 1 year and 5.06% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 89.68% in bonds, and 9.99% in cash and cash equivalents.
The fund managers responsible for Tata Banking & PSU Debt Fund Regular Growth are:-
  1. Amit Somani