Tata Treasury Advantage Fund Direct Growth
DebtLow DurationLow to Moderate Risk
Direct
NAV (05-Sep-24)
₹3791.430.02%1D
Returns (Since Inception)
7.00%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹2,719 Cr
Expense Ratio
0.24%
ISIN
INF277K01OK4
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
Tata Treasury Advantage Fund Direct Growth is a Low Duration mutual fund schemes offered by Tata Mutual Fund. This fund has been in existence for 11 years, 8 months and 6 days, having been launched on 01-Jan-13.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹3791.43, Assets Under Management (AUM) of 2719.06 Crores, and an expense ratio of 0.24%.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹3791.43, Assets Under Management (AUM) of 2719.06 Crores, and an expense ratio of 0.24%.
- Tata Treasury Advantage Fund Direct Growth has given a CAGR return of 7.00% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 56.25% in debts, and 43.50% in cash & cash equivalents.
- You can start investing in Tata Treasury Advantage Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.56%
+6.56% (Cat Avg.)
3 Years
+6.01%
+5.57% (Cat Avg.)
5 Years
+6.15%
+5.68% (Cat Avg.)
10 Years
+6.59%
+5.68% (Cat Avg.)
Since Inception
+7.00%
— (Cat Avg.)
Portfolio Summaryas of 15th August 2024
| Debt | ₹1,529.37 Cr | 56.25% |
| Others | ₹1,189.69 Cr | 43.75% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Punjab National Bank | Cash - CD/Time Deposit | ₹119.89 Cr | 4.41% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹99.57 Cr | 3.66% |
| 364 DTB 07112024 | Bond - Gov't/Treasury | ₹98.53 Cr | 3.62% |
| Canara Bank | Cash - CD/Time Deposit | ₹96.84 Cr | 3.56% |
| Housing And Urban Development Corporation Ltd. | Bond - Corporate Bond | ₹94.92 Cr | 3.49% |
| C) Repo | Cash - Repurchase Agreement | ₹88.39 Cr | 3.25% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹74.63 Cr | 2.74% |
| 182 DTB 14112024 | Bond - Gov't/Treasury | ₹73.8 Cr | 2.71% |
| Rec Limited | Bond - Corporate Bond | ₹73.17 Cr | 2.69% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹55.1 Cr | 2.03% |
| National Housing Bank | Bond - Corporate Bond | ₹50 Cr | 1.84% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹49.97 Cr | 1.84% |
| 06.69 MP Sdl 2025 | Bond - Gov't/Treasury | ₹49.96 Cr | 1.84% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹49.96 Cr | 1.84% |
| Smfg India Credit Company Limited | Bond - Corporate Bond | ₹49.94 Cr | 1.84% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹49.89 Cr | 1.83% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹49.85 Cr | 1.83% |
| Kotak Mahindra Bank Ltd. | Bond - Corporate Bond | ₹49.6 Cr | 1.82% |
| John Deere Financial India Private Limited | Bond - Corporate Bond | ₹49.29 Cr | 1.81% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.28 Cr | 1.81% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹48.89 Cr | 1.80% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹48.84 Cr | 1.80% |
| Barclays Investments & Loans (India) Limited | Cash - Commercial Paper | ₹48.7 Cr | 1.79% |
| Kotak Mahindra Investments Limited | Bond - Corporate Bond | ₹47.95 Cr | 1.76% |
| Canara Bank | Cash - CD/Time Deposit | ₹47.95 Cr | 1.76% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹47.95 Cr | 1.76% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹45.92 Cr | 1.69% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹44.89 Cr | 1.65% |
| 06.55 AP Sdl 2028 | Bond - Gov't/Treasury | ₹41.23 Cr | 1.52% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹30.12 Cr | 1.11% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹30.09 Cr | 1.11% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹29.79 Cr | 1.10% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹28.56 Cr | 1.05% |
| 07.36 MH Sdl 2028 | Bond - Gov't/Treasury | ₹25.22 Cr | 0.93% |
| Ntpc Limited | Bond - Corporate Bond | ₹25.18 Cr | 0.93% |
| Reliance Industries Limited | Bond - Corporate Bond | ₹25.11 Cr | 0.92% |
| ICICI Home Finance Company Limited | Bond - Corporate Bond | ₹25.07 Cr | 0.92% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹25.07 Cr | 0.92% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹25.05 Cr | 0.92% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹25.04 Cr | 0.92% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹25.03 Cr | 0.92% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹24.99 Cr | 0.92% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹24.97 Cr | 0.92% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹24.97 Cr | 0.92% |
| Larsen And Toubro Limited | Bond - Corporate Bond | ₹24.96 Cr | 0.92% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹24.93 Cr | 0.92% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹24.91 Cr | 0.92% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹24.91 Cr | 0.92% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹24.87 Cr | 0.91% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹24.87 Cr | 0.91% |
| 07.02 AP Sdl 2030 | Bond - Gov't/Treasury | ₹24.82 Cr | 0.91% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹24.75 Cr | 0.91% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹24.71 Cr | 0.91% |
| Net Current Liabilities | Cash - Collateral | ₹24.69 Cr | 0.91% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹24.39 Cr | 0.90% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹24.04 Cr | 0.88% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹24.03 Cr | 0.88% |
| Hsbc Investdirect Financial Services (India) Limited | Cash - Commercial Paper | ₹23.99 Cr | 0.88% |
| Canara Bank | Bond - Gov't Agency Debt | ₹23.94 Cr | 0.88% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹23.56 Cr | 0.87% |
| Tata Capital Limited | Bond - Corporate Bond | ₹19.84 Cr | 0.73% |
| 08.16 RJ Sdl 2028 | Bond - Gov't/Treasury | ₹15.49 Cr | 0.57% |
| 08.13 Tn SDL 2025 | Bond - Gov't/Treasury | ₹15.07 Cr | 0.55% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹15.04 Cr | 0.55% |
| Smfg India Credit Company Limited | Bond - Corporate Bond | ₹14.98 Cr | 0.55% |
| Nuclear Power Corporation Of India Limited | Bond - Corporate Bond | ₹10.07 Cr | 0.37% |
| 08.72 Tn SDL 2024 | Bond - Gov't/Treasury | ₹10.03 Cr | 0.37% |
| ICICI Home Finance Company Limited | Bond - Corporate Bond | ₹10 Cr | 0.37% |
| SBIMF AIF - CAT II (CDMDF)27/10/2038 | Mutual Fund - Open End | ₹6.99 Cr | 0.26% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹5.05 Cr | 0.19% |
| 08.08 KA Sdl 2028 | Bond - Gov't/Treasury | ₹4.15 Cr | 0.15% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹4.03 Cr | 0.15% |
| 08.28 Tn SDL 2028 | Bond - Gov't/Treasury | ₹3.63 Cr | 0.13% |
| 08.68 Tn SDL 2028 | Bond - Gov't/Treasury | ₹1.58 Cr | 0.06% |
| 08.52 KA Sdl 2028 | Bond - Gov't/Treasury | ₹1.58 Cr | 0.06% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹1,457.24 Cr | 53.59% |
| Cash - CD/Time Deposit | ₹580.53 Cr | 21.35% |
| Bond - Gov't/Treasury | ₹365.09 Cr | 13.43% |
| Cash - Commercial Paper | ₹172.19 Cr | 6.33% |
| Cash - Repurchase Agreement | ₹88.39 Cr | 3.25% |
| Cash - Collateral | ₹24.69 Cr | 0.91% |
| Bond - Gov't Agency Debt | ₹23.94 Cr | 0.88% |
| Mutual Fund - Open End | ₹6.99 Cr | 0.26% |
Risk & Performance Ratios
Standard Deviation
This fund
0.64%
Cat. avg.
0.86%
Lower the better
Sharpe Ratio
This fund
0.15
Cat. avg.
-0.65
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.35
Higher the better
Fund Managers
AM
Akhil Mittal
Since June 2014
AS
Abhishek Sonthalia
Since February 2020
Additional Scheme Detailsas of 15th August 2024
ISIN | INF277K01OK4 | Expense Ratio | 0.24% | Exit Load | No Charges | Fund Size | ₹2,719 Cr | Age | 01 Jan 2013 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Low Duration Debt A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Low Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Mahindra Manulife Low Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹555.40 Cr | 7.8% |
| Mahindra Manulife Low Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹555.40 Cr | 6.9% |
| Tata Treasury Advantage Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹2719.06 Cr | 7.1% |
| Kotak Low Duration Fund Regular Growth Low to Moderate Risk | 1.2% | 0.0% | ₹9391.43 Cr | 6.9% |
| Mirae Asset Savings Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹1021.27 Cr | 7.1% |
| HDFC Low Duration Fund Regular Growth Low to Moderate Risk | 1.0% | 0.0% | ₹17983.36 Cr | 7.2% |
| Bandhan Low Duration Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹5879.14 Cr | 7.1% |
| Canara Robeco Savings Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹1002.41 Cr | 7.2% |
| ICICI Prudential Savings Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹19193.04 Cr | 7.7% |
| Sundaram Low Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹379.61 Cr | 6.9% |
About the AMC
Total AUM
₹1,76,658 Cr
Address
Mafatlal Centre, 9th Floor, Mumbai, 400 021
Other Funds by Tata Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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We're here to help.
What is the current NAV of Tata Treasury Advantage Fund Direct Growth?
The NAV of Tata Treasury Advantage Fund Direct Growth, as of 05-Sep-2024, is ₹3791.43.
What are the returns of Tata Treasury Advantage Fund Direct Growth?
The fund has generated 7.56% over the last 1 year and 6.01% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Tata Treasury Advantage Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 56.25% in bonds, and 43.50% in cash and cash equivalents.
Who manages the Tata Treasury Advantage Fund Direct Growth?
The fund managers responsible for Tata Treasury Advantage Fund Direct Growth are:-
- Akhil Mittal
- Abhishek Sonthalia
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.