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Fund Overview

Fund Size

Fund Size

₹10,971 Cr

Expense Ratio

Expense Ratio

0.42%

ISIN

ISIN

INF209K01XU7

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

Aditya BSL Low Duration Fund Direct Growth is a Low Duration mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 11 years, 9 months and 22 days, having been launched on 01-Jan-13.
As of 22-Oct-24, it has a Net Asset Value (NAV) of ₹688.20, Assets Under Management (AUM) of 10970.84 Crores, and an expense ratio of 0.42%.
  • Aditya BSL Low Duration Fund Direct Growth has given a CAGR return of 8.00% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 73.43% in debts, and 26.29% in cash & cash equivalents.
  • You can start investing in Aditya BSL Low Duration Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.05%

+6.60% (Cat Avg.)

3 Years

+6.64%

+5.62% (Cat Avg.)

5 Years

+6.69%

+5.70% (Cat Avg.)

10 Years

+7.68%

+5.66% (Cat Avg.)

Since Inception

+8.00%

(Cat Avg.)

Portfolio Summaryas of 15th October 2024

Debt8,055.48 Cr73.43%
Others2,915.36 Cr26.57%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
National Housing BankBond - Corporate Bond400.36 Cr3.65%
7.38% Govt Stock 2027Bond - Gov't/Treasury312.46 Cr2.85%
Bharti Telecom LimitedBond - Corporate Bond309.96 Cr2.83%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond309.91 Cr2.82%
National Housing BankBond - Corporate Bond300.17 Cr2.74%
Bank Of BarodaCash - CD/Time Deposit291.57 Cr2.66%
Reverse RepoCash - Repurchase Agreement288.99 Cr2.63%
5.63% Govt Stock 2026Bond - Gov't/Treasury271.22 Cr2.47%
Power Finance Corporation LimitedBond - Corporate Bond264.25 Cr2.41%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond251.84 Cr2.30%
Govt Stock 22092033Bond - Gov't/Treasury246.91 Cr2.25%
Belstar Microfinance LimitedBond - Corporate Bond226.18 Cr2.06%
Rural Electrification Corporation LimitedBond - Corporate Bond200.63 Cr1.83%
Rural Electrification Corporation LimitedBond - Corporate Bond200.53 Cr1.83%
HDFC Bank LimitedCash - CD/Time Deposit196.73 Cr1.79%
LIC Housing Finance LtdBond - Corporate Bond195.07 Cr1.78%
182 DTB 13032025Bond - Gov't/Treasury194.88 Cr1.78%
Small Industries Development Bank Of IndiaCash - Commercial Paper191.24 Cr1.74%
Net Receivables / (Payables)Cash189.66 Cr1.73%
Clearing Corporation Of India LimitedCash - Repurchase Agreement187.02 Cr1.70%
Bharti Telecom LimitedBond - Corporate Bond170.45 Cr1.55%
Small Industries Development Bank Of IndiaBond - Corporate Bond165 Cr1.50%
ICICI Home Finance Company LimitedBond - Corporate Bond159.88 Cr1.46%
Power Finance Corporation Ltd.Bond - Corporate Bond154.38 Cr1.41%
Muthoot Finance LimitedBond - Corporate Bond151.87 Cr1.38%
Rural Electrification Corporation LimitedBond - Corporate Bond150.75 Cr1.37%
Kotak Mahindra Prime LimitedBond - Corporate Bond150.65 Cr1.37%
ICICI Home Finance Company LimitedBond - Corporate Bond150.15 Cr1.37%
Kotak Mahindra Bank Ltd.Bond - Corporate Bond147.39 Cr1.34%
Punjab National BankCash - CD/Time Deposit146.88 Cr1.34%
Small Industries Development Bank Of IndiaBond - Corporate Bond125.81 Cr1.15%
State Bank Of IndiaBond - Corporate Bond117.42 Cr1.07%
Canara BankCash - CD/Time Deposit117.31 Cr1.07%
Hdb Financial Services LimitedBond - Corporate Bond110.87 Cr1.01%
Creditaccess Grameen LimitedBond - Corporate Bond104.75 Cr0.95%
Bajaj Housing Finance LimitedBond - Corporate Bond100.96 Cr0.92%
LIC Housing Finance LimitedBond - Corporate Bond100.41 Cr0.92%
Shriram Transport Finance Company LimitedBond - Corporate Bond99.7 Cr0.91%
HDFC Bank LimitedCash - CD/Time Deposit99.02 Cr0.90%
Dbs Bank India LimitedCash - CD/Time Deposit98.96 Cr0.90%
Indusind Bank LimitedCash - CD/Time Deposit98.63 Cr0.90%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)Cash - CD/Time Deposit97.3 Cr0.89%
Utkarsh Small Finance Bank LimitedBond - Corporate Bond97.16 Cr0.89%
Axis Bank LimitedCash - CD/Time Deposit95.48 Cr0.87%
Sundaram Finance LimitedBond - Corporate Bond95.43 Cr0.87%
Sharekhan LimitedCash - Commercial Paper92.07 Cr0.84%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond85.01 Cr0.77%
LIC Housing Finance LimitedBond - Corporate Bond80.06 Cr0.73%
Bharti Telecom LimitedBond - Corporate Bond80 Cr0.73%
Hdb Financial Services LimitedBond - Corporate Bond77.03 Cr0.70%
Tata Projects LimitedBond - Corporate Bond75.45 Cr0.69%
Tata Capital LimitedBond - Corporate Bond75.27 Cr0.69%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond74.96 Cr0.68%
LIC Housing Finance LimitedBond - Corporate Bond74.78 Cr0.68%
Small Industries Development Bank Of IndiaBond - Corporate Bond74.7 Cr0.68%
Punjab National BankCash - CD/Time Deposit74.28 Cr0.68%
Bank Of BarodaCash - CD/Time Deposit73.34 Cr0.67%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit73.32 Cr0.67%
ICICI Bank LimitedCash - CD/Time Deposit72.79 Cr0.66%
Hdb Financial Services LimitedBond - Corporate Bond64.87 Cr0.59%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond58.44 Cr0.53%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond54.62 Cr0.50%
Smfg India Home Finance Co. Ltd.Bond - Corporate Bond50.35 Cr0.46%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond50.05 Cr0.46%
Adani Transmission LimitedBond - Corporate Bond50 Cr0.46%
Tata Capital Housing Finance Ltd. 7.712%Bond - Corporate Bond50 Cr0.46%
Small Industries Development Bank Of IndiaBond - Corporate Bond49.99 Cr0.46%
Rural Electrification Corporation LimitedBond - Corporate Bond49.98 Cr0.46%
Tmf Holdings LimitedBond - Corporate Bond49.86 Cr0.45%
Small Industries Development Bank Of IndiaBond - Corporate Bond49.73 Cr0.45%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond49.73 Cr0.45%
Indusind Bank LimitedCash - CD/Time Deposit49.31 Cr0.45%
Axis Bank LimitedCash - CD/Time Deposit49.17 Cr0.45%
Canara BankCash - CD/Time Deposit49.11 Cr0.45%
Sharekhan LimitedBond - Corporate Bond46.67 Cr0.43%
Kotak Mahindra Prime LimitedBond - Corporate Bond45.02 Cr0.41%
Small Industries Development Bank Of IndiaBond - Corporate Bond40.26 Cr0.37%
Small Industries Development Bank Of IndiaBond - Corporate Bond39.85 Cr0.36%
HDFC Bank LimitedBond - Corporate Bond34.97 Cr0.32%
SBI - Corporate Debt Market Development Fund - A2 UnitsMutual Fund - Open End30.68 Cr0.28%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond25.25 Cr0.23%
Rural Electrification Corporation LimitedBond - Corporate Bond25.15 Cr0.23%
Nexus Select TrustBond - Corporate Bond25.08 Cr0.23%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond25.05 Cr0.23%
Rural Electrification Corporation LimitedBond - Corporate Bond25.03 Cr0.23%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.02 Cr0.23%
Hdb Financial Services LimitedBond - Corporate Bond25.02 Cr0.23%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond24.9 Cr0.23%
Axis Bank LimitedCash - CD/Time Deposit24.8 Cr0.23%
GOI 22.02.2025 GOVBond - Gov't/Treasury24.78 Cr0.23%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond24.64 Cr0.22%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit24.55 Cr0.22%
Canara BankBond - Gov't Agency Debt24.25 Cr0.22%
Kotak Mahindra Bank Ltd.Bond - Corporate Bond24.25 Cr0.22%
Dme Development LimitedBond - Corporate Bond20.9 Cr0.19%
Dme Development LimitedBond - Corporate Bond20.88 Cr0.19%
Dme Development LimitedBond - Corporate Bond20.79 Cr0.19%
Dme Development LimitedBond - Corporate Bond20.77 Cr0.19%
Dme Development LimitedBond - Corporate Bond20.76 Cr0.19%
Dme Development LimitedBond - Corporate Bond20.64 Cr0.19%
Dme Development LimitedBond - Corporate Bond20.57 Cr0.19%
Dme Development LimitedBond - Corporate Bond20.47 Cr0.19%
Dme Development LimitedBond - Corporate Bond20.39 Cr0.19%
Dme Development LimitedBond - Corporate Bond20.25 Cr0.18%
Summit Digitel Infrastructure LimitedBond - Corporate Bond20.25 Cr0.18%
Tata Projects Ltd.Bond - Corporate Bond20.07 Cr0.18%
Rec LimitedBond - Corporate Bond19.6 Cr0.18%
REC Ltd. 7.71%Bond - Corporate Bond15.1 Cr0.14%
TATA Motors Finance LimitedBond - Corporate Bond14.95 Cr0.14%
Small Industries Development Bank Of IndiaBond - Corporate Bond14.95 Cr0.14%
Hdb Financial Services LimitedBond - Corporate Bond14.89 Cr0.14%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond10.13 Cr0.09%
Rural Electrification Corporation LimitedBond - Corporate Bond10.04 Cr0.09%
Axis Bank Ltd.Bond - Corporate Bond9.79 Cr0.09%
Power Finance Corporation LimitedBond - Corporate Bond8.13 Cr0.07%
8.24% Govt Stock 2027Bond - Gov't/Treasury5.17 Cr0.05%
08.48 UP UDAY 2025Bond - Gov't Agency Debt5.04 Cr0.05%
Rural Electrification Corporation LimitedBond - Corporate Bond3.71 Cr0.03%
Power Finance Corporation LimitedBond - Corporate Bond3.2 Cr0.03%
Power Finance Corporation LimitedBond - Corporate Bond3 Cr0.03%
Power Finance Corporation LimitedBond - Corporate Bond2.41 Cr0.02%
Rural Electrification Corporation LimitedBond - Corporate Bond2.32 Cr0.02%
Power Finance Corporation LimitedBond - Corporate Bond2.01 Cr0.02%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond7,173.93 Cr65.39%
Cash - CD/Time Deposit1,732.56 Cr15.79%
Bond - Gov't/Treasury1,055.42 Cr9.62%
Cash - Repurchase Agreement476.01 Cr4.34%
Cash - Commercial Paper283.3 Cr2.58%
Cash189.66 Cr1.73%
Mutual Fund - Open End30.68 Cr0.28%
Bond - Gov't Agency Debt29.29 Cr0.27%

Risk & Performance Ratios

Standard Deviation

This fund

0.58%

Cat. avg.

0.78%

Lower the better

Sharpe Ratio

This fund

1.30

Cat. avg.

-0.63

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.55

Higher the better

Fund Managers

KG

Kaustubh Gupta

Since July 2011

MS

Mohit Sharma

Since April 2017

Dhaval Joshi

Dhaval Joshi

Since November 2022

Additional Scheme Detailsas of 15th October 2024

ISIN
INF209K01XU7
Expense Ratio
0.42%
Exit Load
No Charges
Fund Size
₹10,971 Cr
Age
11 years 9 months
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Low Duration Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Fund nameExpense RatioExit LoadFund size
1Y
Mahindra Manulife Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹576.67 Cr8.0%
Mahindra Manulife Low Duration Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹576.67 Cr7.2%
Tata Treasury Advantage Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹2532.18 Cr7.5%
Kotak Low Duration Fund Regular Growth

Low to Moderate Risk

1.2%0.0%₹9292.13 Cr7.3%
Mirae Asset Savings Fund Regular Growth

Low to Moderate Risk

0.8%0.0%₹1150.94 Cr7.1%
HDFC Low Duration Fund Regular Growth

Low to Moderate Risk

1.0%0.0%₹18018.65 Cr7.4%
Bandhan Low Duration Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹5627.45 Cr7.4%
Canara Robeco Savings Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹843.31 Cr7.4%
ICICI Prudential Savings Fund Regular Growth

Low to Moderate Risk

0.5%0.0%₹21265.93 Cr8.0%
Sundaram Low Duration Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹337.07 Cr7.3%

About the AMC

Aditya Birla SL Mutual Fund

Aditya Birla SL Mutual Fund

Total AUM

₹3,82,944 Cr

Address

One World Centre, Tower 1, 17th Floor, Mumbai, 400 013

Other Funds by Aditya Birla SL Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Aditya Birla Sun Life Fixed Maturity Plan-Series US (100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Maturity Plan-Series UR (85 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹89.27 Cr-
Aditya Birla Sun Life Fixed Maturity Plan-Series UQ (92 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Transportation and Logistics Fund Direct Growth

Very High Risk

0.5%1.0%₹1746.11 Cr-
Aditya Birla Sun Life US Treasury 1-3 year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.3%0.0%₹84.84 Cr-
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.2%0.0%₹192.63 Cr-
Aditya Birla Sun Life Fixed Term Plan - Series SY (1259 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series SP Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TV (1169 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SC(1170 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SM Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TN Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TL (1839 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RM (91 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SE(1163 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TM (1842 days) Direct Growth

Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TP (1923 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TK (1833 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RG(1283 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SD(1168 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TO (1214 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TE (1095 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TF (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan SeriesSH (1146 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct Growth

Low to Moderate Risk

-0.0%₹33.79 Cr7.6%
Aditya BSL Fixed Term Plan Series RZ(1187 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SB(1174 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TC (1119 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UB (1224 Days) Direct Growth

Low to Moderate Risk

-0.0%-8.4%
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Direct Growth

Low to Moderate Risk

-0.0%₹24.80 Cr8.9%
Aditya Birla Sun Life Fixed Term Plan Series TI (1837 days) Direct Growth

Low to Moderate Risk

-0.0%₹301.35 Cr8.7%
Aditya Birla Sun Life Fixed Term Plan - Series TG (1099 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TW (167 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UC (95 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series UF (180 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RT (1223 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SX Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TD (1100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series TQ (1879 days) Direct Growth

Low to Moderate Risk

-0.0%₹209.41 Cr9.1%
Aditya Birla Sun Life Fixed Term Plan Series TH (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RS (1232 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TU (1789 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UD (79 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) Direct Growth

Low to Moderate Risk

-0.0%-8.4%
Aditya Birla Sun Life Fixed Term Plan - Series UA (1231 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SW Direct Growth

Low to Moderate Risk

----
Aditya BSL Fixed Term Plan Series QZ(1100 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UE (1275 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TB (1125 days) Direct Growth

Moderate Risk

-0.0%--

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of Aditya BSL Low Duration Fund Direct Growth, as of 22-Oct-2024, is ₹688.20.
The fund has generated 8.05% over the last 1 year and 6.64% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 73.43% in bonds, and 26.29% in cash and cash equivalents.
The fund managers responsible for Aditya BSL Low Duration Fund Direct Growth are:-
  1. Kaustubh Gupta
  2. Mohit Sharma
  3. Dhaval Joshi