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Fund Overview

Fund Size

Fund Size

₹18,176 Cr

Expense Ratio

Expense Ratio

0.40%

ISIN

ISIN

INF109K01O82

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

ICICI Prudential Savings Fund Direct Growth is a Low Duration mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 11 years, 4 months and 17 days, having been launched on 01-Jan-13.
As of 17-May-24, it has a Net Asset Value (NAV) of ₹504.47, Assets Under Management (AUM) of 18176.12 Crores, and an expense ratio of 0.4%.
  • ICICI Prudential Savings Fund Direct Growth has given a CAGR return of 7.81% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 65.90% in debts, and 33.81% in cash & cash equivalents.
  • You can start investing in ICICI Prudential Savings Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.93%

+6.08% (Cat Avg.)

3 Years

+6.07%

+5.12% (Cat Avg.)

5 Years

+6.73%

+5.05% (Cat Avg.)

10 Years

+7.55%

+5.61% (Cat Avg.)

Since Inception

+7.81%

(Cat Avg.)

Portfolio Summaryas of 30th April 2024

Debt11,977.44 Cr65.90%
Others6,198.67 Cr34.10%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
8.34% Govt Stock 2033Bond - Gov't/Treasury1,419.8 Cr7.81%
TrepsCash - Repurchase Agreement1,022.24 Cr5.62%
7.72% Govt Stock 2028Bond - Gov't/Treasury770.38 Cr4.24%
LIC Housing Finance LimitedBond - Corporate Bond647.9 Cr3.56%
Small Industries Development Bank Of IndiaCash - Commercial Paper492.36 Cr2.71%
8% Govt Stock 2034Bond - Gov't/Treasury468.12 Cr2.58%
Small Industries Development Bank of IndiaBond - Corporate Bond423.34 Cr2.33%
Indian BankCash - CD/Time Deposit398.44 Cr2.19%
Axis Bank LimitedCash - CD/Time Deposit389.11 Cr2.14%
Bank of IndiaBond - Corporate Bond386.25 Cr2.13%
Bajaj Finance LimitedBond - Corporate Bond373.54 Cr2.06%
Bharti Telecom LimitedBond - Corporate Bond350.74 Cr1.93%
Embassy Office Parks ReitBond - Corporate Bond300.24 Cr1.65%
HDFC Bank LimitedBond - Corporate Bond299.24 Cr1.65%
HDFC Bank LimitedCash - CD/Time Deposit297.44 Cr1.64%
Canara BankBond - Gov't Agency Debt281.25 Cr1.55%
Nirma LimitedBond - Corporate Bond274.96 Cr1.51%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond273.57 Cr1.51%
Muthoot Finance LimitedBond - Corporate Bond249.66 Cr1.37%
NTPC Ltd.Cash - Commercial Paper243.08 Cr1.34%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit236.08 Cr1.30%
Export-Import Bank of IndiaCash - CD/Time Deposit234.19 Cr1.29%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond224.98 Cr1.24%
Export-Import Bank Of IndiaCash - CD/Time Deposit223.26 Cr1.23%
Bharti Telecom LimitedBond - Corporate Bond209.85 Cr1.15%
Embassy Office Parks REITBond - Corporate Bond200.57 Cr1.10%
Nirma LimitedBond - Corporate Bond200.12 Cr1.10%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond198.94 Cr1.09%
Small Industries Development Bank Of IndiaBond - Corporate Bond198.73 Cr1.09%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit198.01 Cr1.09%
Data Infrastructure TrustCash - Commercial Paper194.77 Cr1.07%
Axis Bank LimitedCash - CD/Time Deposit191.64 Cr1.05%
HDFC Bank LimitedCash - CD/Time Deposit191.34 Cr1.05%
7.18% Govt Stock 2033Bond - Gov't/Treasury175.7 Cr0.97%
Muthoot Finance LimitedCash - Commercial Paper173.76 Cr0.96%
Kotak Mahindra Investments LimitedBond - Corporate Bond168.8 Cr0.93%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond154.84 Cr0.85%
Aditya Birla Finance LimitedBond - Corporate Bond150.08 Cr0.83%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond149.32 Cr0.82%
Power Finance Corporation LimitedBond - Corporate Bond149.12 Cr0.82%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond148.92 Cr0.82%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond148.72 Cr0.82%
Axis Bank LimitedCash - CD/Time Deposit148.54 Cr0.82%
Axis Bank LimitedCash - CD/Time Deposit145.86 Cr0.80%
Small Industries Development Bank Of IndiaBond - Corporate Bond143.77 Cr0.79%
Sharekhan LimitedCash - Commercial Paper142.13 Cr0.78%
Union Bank Of IndiaCash - CD/Time Deposit141.19 Cr0.78%
Pipeline Infrastructure Ltd.Bond - Corporate Bond139.67 Cr0.77%
Torrent Power LimitedBond - Corporate Bond136.18 Cr0.75%
Torrent Power LimitedBond - Corporate Bond125.3 Cr0.69%
Titan Company LimitedBond - Corporate Bond120.11 Cr0.66%
Titan Company LimitedBond - Corporate Bond120.08 Cr0.66%
Tata Capital LimitedBond - Corporate Bond120 Cr0.66%
Bahadur Chand Investments Private LimitedBond - Corporate Bond108.76 Cr0.60%
Bahadur Chand Investments Private LimitedBond - Corporate Bond108.17 Cr0.60%
Net Current AssetsCash102.75 Cr0.57%
Bharti Telecom LimitedBond - Corporate Bond100.01 Cr0.55%
Godrej IndustriesBond - Corporate Bond100 Cr0.55%
LIC Housing Finance LimitedBond - Corporate Bond99.71 Cr0.55%
Small Industries Development Bank Of IndiaBond - Corporate Bond99.19 Cr0.55%
Muthoot Finance LimitedCash - Commercial Paper98.48 Cr0.54%
Muthoot Finance LimitedCash - Commercial Paper98.4 Cr0.54%
Axis Bank LimitedCash - CD/Time Deposit97.22 Cr0.53%
Kotak Mahindra Bank Ltd.Bond - Corporate Bond97.09 Cr0.53%
JM Financial Services LimitedCash - Commercial Paper95.25 Cr0.52%
Union Bank of IndiaBond - Gov't Agency Debt94.09 Cr0.52%
Indian BankBond - Gov't Agency Debt93.85 Cr0.52%
Power Finance Corporation Ltd.Bond - Corporate Bond84.78 Cr0.47%
Data Infrastructure TrustBond - Corporate Bond84.47 Cr0.46%
Tata Capital Housing Finance LimitedBond - Corporate Bond79.81 Cr0.44%
Nirma LimitedBond - Corporate Bond75.03 Cr0.41%
LIC Housing Finance LimitedBond - Corporate Bond74.64 Cr0.41%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond74.46 Cr0.41%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)Cash - CD/Time Deposit74.19 Cr0.41%
Bajaj Housing Finance LimitedCash - Commercial Paper74.14 Cr0.41%
LIC Housing Finance LtdBond - Corporate Bond67.46 Cr0.37%
Aditya Birla Housing Finance LimitedBond - Corporate Bond60.04 Cr0.33%
Corporate Debt Market Development Fund (Class A2)Mutual Fund - Open End52.73 Cr0.29%
Citicorp Finance (India) Ltd.Bond - Corporate Bond50.1 Cr0.28%
Small Industries Development Bank Of IndiaBond - Corporate Bond49.67 Cr0.27%
Embassy Office Parks ReitBond - Corporate Bond49.66 Cr0.27%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond49.61 Cr0.27%
Axis Bank Ltd.Bond - Corporate Bond47.1 Cr0.26%
Birla Group Holdings Private LimitedCash - Commercial Paper47.03 Cr0.26%
Dme Development LimitedBond - Corporate Bond44.22 Cr0.24%
Dme Development LimitedBond - Corporate Bond44.18 Cr0.24%
Dme Development LimitedBond - Corporate Bond43.99 Cr0.24%
Dme Development LimitedBond - Corporate Bond43.91 Cr0.24%
Dme Development LimitedBond - Corporate Bond43.89 Cr0.24%
Dme Development LimitedBond - Corporate Bond43.78 Cr0.24%
Dme Development LimitedBond - Corporate Bond43.67 Cr0.24%
Dme Development LimitedBond - Corporate Bond43.49 Cr0.24%
Dme Development LimitedBond - Corporate Bond43.15 Cr0.24%
Dme Development LimitedBond - Corporate Bond42.97 Cr0.24%
Small Industries Development Bank Of IndiaBond - Corporate Bond29.86 Cr0.16%
Reliance Industries LimitedBond - Corporate Bond25.05 Cr0.14%
LIC Housing Finance LtdBond - Corporate Bond24.94 Cr0.14%
Rural Electrification Corporation LimitedBond - Corporate Bond24.94 Cr0.14%
Power Finance Corporation Ltd.Bond - Corporate Bond24.93 Cr0.14%
Power Finance Corporation Ltd.Bond - Corporate Bond24.84 Cr0.14%
Small Industries Development Bank Of IndiaBond - Corporate Bond24.78 Cr0.14%
Rural Electrification Corporation LimitedBond - Corporate Bond24.1 Cr0.13%
Rural Electrification Corporation LimitedBond - Corporate Bond14.97 Cr0.08%
Aditya Birla Fashion And Retail LimitedBond - Corporate Bond14.86 Cr0.08%
Sharekhan LimitedCash - Commercial Paper11.36 Cr0.06%
Rural Electrification Corporation LimitedBond - Corporate Bond10.05 Cr0.06%
Muthoot Finance LimitedCash - Commercial Paper9.97 Cr0.05%
Muthoot Finance LimitedCash - Commercial Paper9.84 Cr0.05%
FIRST BUSINESS RECEIVABLES TRUSTBond - Asset Backed3.95 Cr0.02%
FIRST BUSINESS RECEIVABLES TRUSTBond - Asset Backed2.91 Cr0.02%
FIRST BUSINESS RECEIVABLES TRUSTBond - Asset Backed2.85 Cr0.02%
Housing And Urban Development Corporation LimitedBond - Corporate Bond0.31 Cr0.00%
5.15% Govt Stock 2025Bond - Gov't/Treasury0.24 Cr0.00%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond9,028.18 Cr49.67%
Cash - CD/Time Deposit2,966.51 Cr16.32%
Bond - Gov't/Treasury2,834.24 Cr15.59%
Cash - Commercial Paper1,690.57 Cr9.30%
Cash - Repurchase Agreement1,022.24 Cr5.62%
Bond - Gov't Agency Debt469.19 Cr2.58%
Cash102.75 Cr0.57%
Mutual Fund - Open End52.73 Cr0.29%
Bond - Asset Backed9.71 Cr0.05%

Risk & Performance Ratios

Standard Deviation

This fund

0.94%

Cat. avg.

0.90%

Lower the better

Sharpe Ratio

This fund

0.64

Cat. avg.

-0.61

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.24

Higher the better

Fund Managers

Manish Banthia

Manish Banthia

Since June 2023

RM

Rohan Maru

Since September 2013

Darshil Dedhia

Darshil Dedhia

Since June 2023

Additional Scheme Detailsas of 30th April 2024

ISININF109K01O82Expense Ratio0.40%Exit LoadNo ChargesFund Size₹18,176 CrAge01 Jan 2013Lumpsum Minimum₹100Fund StatusOpen Ended Investment CompanyBenchmarkCrisil Low Duration Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Low Duration Funds

Fund nameExpense RatioExit LoadFund size
1Y
Mahindra Manulife Low Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹561.13 Cr7.6%
Mahindra Manulife Low Duration Fund Regular Growth

Moderate Risk

1.1%0.0%₹561.13 Cr6.8%
Tata Treasury Advantage Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹2349.85 Cr6.9%
Kotak Low Duration Fund Regular Growth

Moderate Risk

1.2%0.0%₹9235.14 Cr6.8%
Mirae Asset Savings Fund Regular Growth

Moderate Risk

0.9%0.0%₹594.96 Cr7.1%
HDFC Low Duration Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹16714.34 Cr7.1%
Bandhan Low Duration Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹5228.75 Cr6.9%
Canara Robeco Savings Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹836.57 Cr7.0%
ICICI Prudential Savings Fund Regular Growth

Moderate Risk

0.5%0.0%₹18176.12 Cr7.8%
Sundaram Low Duration Fund Regular Growth

Low to Moderate Risk

1.0%0.0%₹514.99 Cr6.6%

About the AMC

Total AUM

₹7,40,943 Cr

Address

3rd Floor, Hallmark Business Plaza, Mumbai, 400 051

Other Funds by ICICI Prudential Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
ICICI Prudential Nifty50 Value 20 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹48.26 Cr-
ICICI Prudential Fixed Maturity Plan Series 88 182 Days Plan J Direct Growth

Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 125 Days Plan H Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 93 Days Plan P Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1199 Days Plan Q Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1858 Days Plan D Direct Growth

Moderate Risk

-0.0%--
ICICI Prudential Fixed Maturity Plan Series 88 1226 Days Plan F Direct Growth

Low to Moderate Risk

---6.8%
ICICI Prudential Long Term Wealth Enhancement Fund Direct Growth

Very High Risk

1.0%0.0%₹39.90 Cr42.4%
ICICI Prudential Fixed Maturity Plan Series 88 1828 Days Plan A Direct Growth

Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1833 Days Plan C Direct Growth

Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1192 Days Plan R Direct Growth

Low to Moderate Risk

----
ICICI Prudential Fixed Maturity Plan Series 88 95 Days Plan B Direct Growth

Moderately High risk

----
ICICI Prudential Fixed Maturity Plan Series 88 1303 Days Plan S Direct Growth

Low to Moderate Risk

-0.0%-7.0%
ICICI Prudential Fixed Maturity Plan Series 88 226 Days Plan E Direct Growth

Moderate Risk

-0.0%--
ICICI Prudential Thematic Advantage Fund (FOF) Direct Growth

Very High Risk

1.2%1.0%₹1558.70 Cr32.7%
ICICI Prudential Floating Interest Fund Direct Growth

Low to Moderate Risk

0.6%0.0%₹9866.99 Cr8.6%
ICICI Prudential Gilt Fund Direct Growth

Moderate Risk

0.6%0.0%₹6325.16 Cr7.9%
ICICI Prudential All Seasons Bond Fund Direct Growth

Moderate Risk

0.5%0.0%₹12458.02 Cr7.8%
ICICI Prudential Long Term Bond Fund Direct Growth

Moderate Risk

0.4%0.0%₹816.26 Cr6.6%
ICICI Prudential Liquid Fund Direct Growth

Moderate Risk

0.2%0.0%₹43472.95 Cr7.3%
ICICI Prudential Innovation Fund Direct Growth

Very High Risk

0.6%1.0%₹4718.29 Cr61.6%
ICICI Prudential Global Stable Equity Fund (FOF) Direct Growth

Very High Risk

1.4%1.0%₹117.21 Cr9.4%
ICICI Prudential Bond Fund Direct Growth

Moderate Risk

0.6%0.0%₹2928.20 Cr7.2%
ICICI Prudential Smallcap Fund Direct Growth

Very High Risk

0.6%1.0%₹7658.95 Cr45.9%
ICICI Prudential Midcap Fund Direct Growth

Very High Risk

0.9%1.0%₹5814.03 Cr59.7%
ICICI Prudential Infrastructure Fund Direct Growth

Very High Risk

1.0%1.0%₹5004.78 Cr68.9%
ICICI Prudential Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹8775.12 Cr24.6%
ICICI Prudential Regular Savings Fund Direct Growth

High Risk

0.9%1.0%₹3402.04 Cr15.1%
ICICI Prudential Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹21861.14 Cr7.6%
ICICI Prudential Nifty Next 50 Index Direct Growth

Very High Risk

0.3%0.0%₹4909.40 Cr64.8%
ICICI Prudential Regular Gold Savings (FOF) Direct Growth

High Risk

0.6%1.0%₹939.59 Cr20.0%
ICICI Prudential Credit Risk Fund Direct Growth

High Risk

0.8%1.0%₹7075.33 Cr8.1%
ICICI Prudential Large & Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹13117.39 Cr47.4%
ICICI Pru Multicap Fund Direct Growth

Very High Risk

0.9%1.0%₹11881.69 Cr48.2%
ICICI Prudential Short Term Fund Direct Growth

Moderate Risk

0.5%0.0%₹18091.83 Cr7.8%
ICICI Prudential US Bluechip Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹3055.82 Cr25.4%
ICICI Prudential Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹27350.22 Cr7.7%
ICICI Prudential Exports and Services Fund Direct Growth

Very High Risk

1.6%1.0%₹1318.17 Cr42.5%
ICICI Prudential Long Term Equity Fund ( Tax Saving) Direct Growth

Very High Risk

1.1%0.0%₹13415.48 Cr35.5%
ICICI Prudential Technology Direct Growth

Very High Risk

0.9%1.0%₹11790.33 Cr31.7%
ICICI Prudential Income Optimizer Fund (FOF) Direct Growth

Moderately High risk

1.3%1.0%₹270.31 Cr15.6%
ICICI Prudential Flexicap Fund Direct Growth

Very High Risk

0.7%1.0%₹14880.68 Cr41.7%
ICICI Prudential Equity Savings Fund Direct Growth

Low to Moderate Risk

0.5%0.0%₹10118.19 Cr11.3%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Growth

Very High Risk

0.8%0.0%₹429.46 Cr50.1%
ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth

Very High Risk

0.7%0.0%₹729.80 Cr59.6%
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth

Moderately High risk

1.0%0.0%₹57.04 Cr19.0%
ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth

Moderate Risk

1.0%0.0%₹125.81 Cr7.2%
ICICI Prudential India Opportunities Fund Direct Growth

Very High Risk

0.6%1.0%₹19072.35 Cr49.3%
ICICI Prudential Passive Multi-Asset Fund of Funds Direct Growth

High Risk

0.5%1.0%₹1069.70 Cr19.0%
ICICI Prudential Banking and PSU Debt Fund Direct Growth

Moderate Risk

0.4%0.0%₹9056.41 Cr7.6%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of ICICI Prudential Savings Fund Direct Growth, as of 17-May-2024, is ₹504.47.
The fund has generated 7.93% over the last 1 year and 6.07% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 65.90% in bonds, and 33.81% in cash and cash equivalents.
The fund managers responsible for ICICI Prudential Savings Fund Direct Growth are:-
  1. Manish Banthia
  2. Rohan Maru
  3. Darshil Dedhia