Union Low Duration Fund Direct Growth

Fund Overview

Fund Size

₹820 Cr

Expense Ratio

0.25%

ISIN

INF582M01LQ6

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

16 Jul 2025

About this fund

Union Low Duration Fund Direct Growth is a Low Duration mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 9 months and 23 days, having been launched on 16-Jul-25.
As of 08-May-26, it has a Net Asset Value (NAV) of ₹10.46, Assets Under Management (AUM) of 819.91 Crores, and an expense ratio of 0.25%.

Union Low Duration Fund Direct Growth has given a CAGR return of 4.55% since inception.
The fund's asset allocation comprises around 0.00% in equities, 50.03% in debts, and 49.58% in cash & cash equivalents.
You can start investing in Union Low Duration Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

Since Inception

+4.55%

— (Cat Avg.)

Portfolio Summaryas of 15th April 2026

Debt	₹410.23 Cr	50.03%
Others	₹409.68 Cr	49.97%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Net Receivable / Payable	Cash - Collateral	₹51.7 Cr	6.68%
Pnb Housing Finance Limited	Bond - Corporate Bond	₹50.22 Cr	6.48%
Power Finance Corporation Limited	Bond - Corporate Bond	₹50.17 Cr	6.48%
25/06/2026 Maturing 364 DTB	Bond - Gov't/Treasury	₹49.52 Cr	6.39%
Treps	Cash - Repurchase Agreement	₹45.17 Cr	5.83%
Bharti Telecom Limited	Bond - Corporate Bond	₹39.74 Cr	5.13%
Jamnagar Utilities & Power Private Limited	Bond - Corporate Bond	₹25.21 Cr	3.26%
Cholamandalam Investment And Finance Company Limited	Bond - Corporate Bond	₹25.19 Cr	3.25%
Cholamandalam Investment And Finance Company Limited	Bond - Corporate Bond	₹25.19 Cr	3.25%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹25.14 Cr	3.25%
National Housing Bank	Bond - Corporate Bond	₹25.11 Cr	3.24%
Power Finance Corporation Limited	Bond - Corporate Bond	₹25.09 Cr	3.24%
Bajaj Finance Limited	Bond - Corporate Bond	₹25.08 Cr	3.24%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹24.88 Cr	3.21%
Tbill	Bond - Gov't/Treasury	₹24.86 Cr	3.21%
Rec Limited	Bond - Corporate Bond	₹24.84 Cr	3.21%
Rec Limited	Bond - Corporate Bond	₹24.74 Cr	3.19%
ICICI Bank Ltd.	Bond - Corporate Bond	₹24.71 Cr	3.19%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹24.6 Cr	3.18%
RADHAKRISHNA SECURITISATION TRUST	Bond - Asset Backed	₹24.57 Cr	3.17%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹24.56 Cr	3.17%
Axis Bank Limited	Cash - CD/Time Deposit	₹24.37 Cr	3.15%
Bank Of Baroda	Cash - CD/Time Deposit	₹23.58 Cr	3.04%
Punjab National Bank	Cash - CD/Time Deposit	₹23.56 Cr	3.04%
ICICI Bank Ltd.	Bond - Corporate Bond	₹23.53 Cr	3.04%
Axis Bank Limited	Cash - CD/Time Deposit	₹5.93 Cr	0.77%
7.86% Westbengal Sdl 2026	Bond - Gov't/Treasury	₹5.03 Cr	0.65%
Punjab National Bank	Cash - CD/Time Deposit	₹4.79 Cr	0.62%
Corporate Debt Mkt Devp. Fund-A2	Mutual Fund - Unspecified	₹3 Cr	0.39%
16/04/2026 Maturing 364 DTB	Bond - Gov't/Treasury	₹0.22 Cr	0.03%
09/07/2026 Maturing 364 DTB	Bond - Gov't/Treasury	₹0.16 Cr	0.02%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹488.03 Cr	63.01%
Cash - CD/Time Deposit	₹82.23 Cr	10.62%
Bond - Gov't/Treasury	₹79.78 Cr	10.30%
Cash - Collateral	₹51.7 Cr	6.68%
Cash - Repurchase Agreement	₹45.17 Cr	5.83%
Bond - Asset Backed	₹24.57 Cr	3.17%
Mutual Fund - Unspecified	₹3 Cr	0.39%

Risk & Performance Ratios

Fund Managers

Devesh Thacker

Since July 2025

Anindya Sarkar

Since August 2025

Additional Scheme Detailsas of 15th April 2026

ISIN

INF582M01LQ6

Expense Ratio

0.25%

Exit Load

No Charges

Fund Size

₹820 Cr

Age

9 months

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

NIFTY Low Duration Debt Idx A-I TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Low Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bajaj Finserv Low Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹634.88 Cr	-
Bajaj Finserv Low Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹634.88 Cr	-
JioBlackRock Low Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹824.06 Cr	-
Union Low Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹819.91 Cr	-
Union Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹819.91 Cr	-
Edelweiss Low Duration Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹503.30 Cr	5.5%
Edelweiss Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹503.30 Cr	6.4%
Franklin India Low Duration Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹447.00 Cr	6.4%
Franklin India Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹447.00 Cr	7.0%
HSBC Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹980.88 Cr	6.5%
LIC MF Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1830.19 Cr	6.5%
Mirae Asset Savings Fund Direct Growth Moderate Risk	0.2%	0.0%	₹2333.30 Cr	6.5%
Invesco India Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1659.42 Cr	6.3%
Kotak Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹15256.56 Cr	6.6%
Sundaram Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹435.74 Cr	6.3%
Bandhan Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹5723.05 Cr	6.2%
Nippon India Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹8767.67 Cr	6.6%
JM Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹212.33 Cr	6.4%
SBI Magnum Low Duration Fund Regular Growth Moderate Risk	0.9%	0.0%	₹13582.83 Cr	5.7%
Axis Treasury Advantage Fund Regular Growth Moderate Risk	0.7%	0.0%	₹5455.40 Cr	6.3%
DSP Low Duration Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹4668.92 Cr	5.9%
JM Low Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹212.33 Cr	5.9%
Nippon India Low Duration Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹8767.67 Cr	6.0%
Invesco India Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹1659.42 Cr	5.4%
PGIM India Low Duration Fund Regular Growth Low to Moderate Risk	1.2%	0.0%	₹93.31 Cr	6.3%
UTI - Treasury Advantage Fund Regular Growth Moderate Risk	0.4%	0.0%	₹3030.59 Cr	6.3%
DSP Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹4668.92 Cr	6.2%
HSBC Low Duration Fund Regular Growth Moderate Risk	0.9%	0.0%	₹980.88 Cr	6.1%
UTI - Treasury Advantage Fund Direct Growth Moderate Risk	0.3%	0.0%	₹2246.22 Cr	6.4%
Axis Treasury Advantage Fund Direct Growth Moderate Risk	0.3%	0.0%	₹5455.40 Cr	6.6%
Aditya BSL Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹13619.41 Cr	6.5%
Baroda BNP Paribas Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹259.93 Cr	6.5%
ICICI Prudential Savings Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹26664.53 Cr	6.6%
Canara Robeco Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1255.45 Cr	6.4%
SBI Magnum Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹13582.83 Cr	6.2%
Tata Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹2460.29 Cr	6.3%
PGIM India Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹93.31 Cr	7.2%
HDFC Low Duration Fund Direct Growth Moderate Risk	0.5%	0.0%	₹22103.93 Cr	6.6%
Aditya BSL Low Duration Fund Regular Growth Moderate Risk	1.2%	0.0%	₹13619.41 Cr	5.7%
LIC MF Low Duration Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹1830.19 Cr	5.7%
Baroda BNP Paribas Low Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹259.93 Cr	5.7%
Sundaram Low Duration Fund Regular Growth Moderate Risk	1.2%	0.0%	₹435.74 Cr	5.4%
ICICI Prudential Savings Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹26664.53 Cr	6.5%
Canara Robeco Savings Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹1139.54 Cr	6.1%
Bandhan Low Duration Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹5723.05 Cr	5.9%
HDFC Low Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹22103.93 Cr	5.9%
Mirae Asset Savings Fund Regular Growth Moderate Risk	0.8%	0.0%	₹2333.30 Cr	7.1%
Kotak Low Duration Fund Regular Growth Low to Moderate Risk	1.2%	0.0%	₹15256.56 Cr	5.8%
Tata Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹2460.29 Cr	6.0%
Mahindra Manulife Low Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹554.60 Cr	5.8%

About the AMC

Union Mutual Fund

+91 022 67483333

https://www.unionmf.com/

Total AUM

₹23,913 Cr

Address

Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013

Other Funds by Union Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Arthaya Equity Long Short Fund Direct Growth Very High Risk	-	1.0%	-	-
Union Consumption Fund Direct Growth Very High Risk	0.9%	1.0%	₹286.44 Cr	-
Union Diversified Equity All Cap Active FOF Direct Growth Very High Risk	0.5%	1.0%	₹167.88 Cr	-
Union Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹819.91 Cr	-
Union Income Plus Arbitrage Active FOF Direct Growth Low to Moderate Risk	0.1%	0.0%	₹69.96 Cr	-
Union Gold ETF Fund of Fund Direct Growth Very High Risk	0.3%	1.0%	₹157.94 Cr	51.6%
Union Short Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹97.85 Cr	5.3%
Union Active Momentum Fund Direct Growth Very High Risk	1.0%	1.0%	₹389.60 Cr	11.5%
Union Multi Asset Allocation Fund Direct Growth Very High Risk	1.1%	1.0%	₹888.12 Cr	18.8%
Union Business Cycle Fund Direct Growth Very High Risk	1.9%	1.0%	₹456.30 Cr	11.7%
Union Children's Fund Direct Growth Very High Risk	1.2%	0.0%	₹74.62 Cr	10.0%
Union Innovation & Opportunities Fund Direct Growth Very High Risk	0.9%	1.0%	₹972.08 Cr	17.9%
Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth Low Risk	-	0.0%	₹25.17 Cr	6.0%
Union Small Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹1665.52 Cr	30.0%
Union Hybrid Equity Fund Direct Growth Very High Risk	1.3%	1.0%	₹652.00 Cr	6.7%
Union Medium Duration Fund Direct Growth Moderate Risk	0.6%	1.0%	₹80.25 Cr	8.2%
Union Value Discovery Fund Direct Growth Very High Risk	1.2%	1.0%	₹337.13 Cr	10.0%
Union Multicap Fund Direct Growth Very High Risk	1.1%	1.0%	₹1184.05 Cr	15.4%
Union Balanced Advantage Fund Direct Growth Very High Risk	1.1%	1.0%	₹1191.64 Cr	4.7%
Union Equity Savings Fund Direct Growth Moderate Risk	1.5%	1.0%	₹138.33 Cr	4.6%
Union Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹241.25 Cr	6.1%
Union Tax Saver (ELSS) Fund Direct Growth Very High Risk	1.4%	0.0%	₹772.09 Cr	8.0%
Union Dynamic Bond Fund Direct Growth Moderate Risk	1.3%	1.0%	₹92.26 Cr	-1.0%
Union Flexi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹2078.58 Cr	6.5%
Union Liquid Direct Growth Low to Moderate Risk	0.1%	0.0%	₹5755.60 Cr	6.3%
Union Midcap Fund Direct Growth Very High Risk	0.8%	1.0%	₹1497.77 Cr	19.7%
Union Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹90.65 Cr	-1.9%
Union Largecap Fund Direct Growth Very High Risk	1.8%	1.0%	₹402.94 Cr	3.2%
Union Retirement Fund Direct Growth Very High Risk	1.2%	0.0%	₹177.42 Cr	12.5%
Union Corporate Bond Fund Direct Growth Moderate Risk	0.4%	1.0%	₹545.79 Cr	4.7%
Union Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹398.33 Cr	5.4%
Union Focused Fund Direct Growth Very High Risk	1.6%	1.0%	₹377.78 Cr	13.0%
Union Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹682.95 Cr	6.6%
Union Large & Midcap Fund Direct Growth Very High Risk	1.1%	1.0%	₹832.94 Cr	12.1%

Risk Level

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What is the current NAV of Union Low Duration Fund Direct Growth?

The NAV of Union Low Duration Fund Direct Growth, as of 08-May-2026, is ₹10.46.

What is the portfolio composition of Union Low Duration Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 50.03% in bonds, and 49.58% in cash and cash equivalents.

Who manages the Union Low Duration Fund Direct Growth?

The fund managers responsible for Union Low Duration Fund Direct Growth are:-

Devesh Thacker
Anindya Sarkar

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Union Low Duration Fund Direct Growth

Fund Overview