LIC MF Low Duration Fund Regular Growth
DebtLow DurationLow to Moderate Risk
Regular
NAV (25-Jul-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹1,428 Cr
Expense Ratio
0.96%
ISIN
INF767K01AO5
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
29 May 2003
About this fund
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹37.00, Assets Under Management (AUM) of 1428.43 Crores, and an expense ratio of 0.96%.
- LIC MF Low Duration Fund Regular Growth has given a CAGR return of 6.38% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 48.58% in debts, and 51.15% in cash & cash equivalents.
- You can start investing in LIC MF Low Duration Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.71%
+6.26% (Cat Avg.)
3 Years
+5.26%
+5.34% (Cat Avg.)
5 Years
+5.68%
+5.62% (Cat Avg.)
10 Years
+6.22%
+5.63% (Cat Avg.)
Since Inception
+6.38%
— (Cat Avg.)
Portfolio Summaryas of 15th July 2024
| Debt | ₹693.98 Cr | 48.58% |
| Others | ₹734.45 Cr | 51.42% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹79.58 Cr | 7.24% |
| Time Technoplast Limited | Cash - Commercial Paper | ₹62.71 Cr | 5.71% |
| 7.37% Govt Stock 2028 | Bond - Gov't/Treasury | ₹51.63 Cr | 4.70% |
| Shriram Finance Limited | Bond - Corporate Bond | ₹51.24 Cr | 4.66% |
| National Housing Bank | Bond - Corporate Bond | ₹50.05 Cr | 4.55% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹49.99 Cr | 4.55% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹48.98 Cr | 4.46% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹48.88 Cr | 4.45% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹48.68 Cr | 4.43% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹48.19 Cr | 4.38% |
| Icici Securities Limited | Cash - Commercial Paper | ₹47.59 Cr | 4.33% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹46.86 Cr | 4.26% |
| Tata Motors Finance Limited | Bond - Corporate Bond | ₹28.98 Cr | 2.64% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹28.35 Cr | 2.58% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹26.8 Cr | 2.44% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹26.29 Cr | 2.39% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.69 Cr | 2.34% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.27 Cr | 2.30% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹25.22 Cr | 2.29% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25 Cr | 2.27% |
| 182 DTB 25072024 | Bond - Gov't/Treasury | ₹24.96 Cr | 2.27% |
| 182 DTB 29082024 | Bond - Gov't/Treasury | ₹24.8 Cr | 2.26% |
| NTPC Ltd. | Cash - Commercial Paper | ₹24.69 Cr | 2.25% |
| 182 DTB 28112024 | Bond - Gov't/Treasury | ₹24.39 Cr | 2.22% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹23.84 Cr | 2.17% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹23.46 Cr | 2.13% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹23.34 Cr | 2.12% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹23.32 Cr | 2.12% |
| Treps | Cash - Repurchase Agreement | ₹20.9 Cr | 1.90% |
| National Housing Bank 7.83% | Bond - Corporate Bond | ₹15.47 Cr | 1.41% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹9.95 Cr | 0.90% |
| National Housing Bank | Cash - Commercial Paper | ₹9.86 Cr | 0.90% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹4.77 Cr | 0.43% |
| Net Receivables / (Payables) | Cash - Collateral | ₹-3.6 Cr | 0.33% |
| SBI CDMDF--A2 | Mutual Fund - Open End | ₹2.89 Cr | 0.26% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹457.92 Cr | 41.67% |
| Cash - CD/Time Deposit | ₹254.61 Cr | 23.17% |
| Cash - Commercial Paper | ₹240.51 Cr | 21.88% |
| Bond - Gov't/Treasury | ₹125.78 Cr | 11.44% |
| Cash - Repurchase Agreement | ₹20.9 Cr | 1.90% |
| Cash - Collateral | ₹-3.6 Cr | 0.33% |
| Mutual Fund - Open End | ₹2.89 Cr | 0.26% |
Risk & Performance Ratios
Standard Deviation
This fund
0.58%
Cat. avg.
0.91%
Lower the better
Sharpe Ratio
This fund
-1.43
Cat. avg.
-0.69
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.32
Higher the better
Fund Managers
Rahul Singh
Since September 2015
Additional Scheme Detailsas of 15th July 2024
ISIN | INF767K01AO5 | Expense Ratio | 0.96% | Exit Load | No Charges | Fund Size | ₹1,428 Cr | Age | 29 May 2003 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Low Duration Debt B-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal (irrespective of holding period)
Realised Gain (capital gains) are taxed at your marginal income tax rate
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Low Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Mahindra Manulife Low Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹517.76 Cr | 7.7% |
| Mahindra Manulife Low Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹517.76 Cr | 6.9% |
| Tata Treasury Advantage Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹2564.50 Cr | 7.1% |
| Kotak Low Duration Fund Regular Growth Low to Moderate Risk | 1.2% | 0.0% | ₹10490.91 Cr | 6.9% |
| Mirae Asset Savings Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹616.30 Cr | 7.1% |
| HDFC Low Duration Fund Regular Growth Low to Moderate Risk | 1.1% | 0.0% | ₹19120.59 Cr | 7.1% |
| Bandhan Low Duration Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹5450.34 Cr | 7.0% |
| Canara Robeco Savings Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹864.85 Cr | 7.1% |
| ICICI Prudential Savings Fund Regular Growth Moderate Risk | 0.5% | 0.0% | ₹20884.12 Cr | 7.7% |
| Sundaram Low Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹503.92 Cr | 6.7% |
About the AMC
Total AUM
₹30,884 Cr
Address
4th Floor, Industrial Assurance Building, Mumbai, 400 020
Other Funds by LIC Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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- Rahul Singh
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
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