Mahindra Manulife Low Duration Fund Regular Growth

Fund Overview

Fund Size

₹557 Cr

Expense Ratio

1.09%

ISIN

INF174V01218

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

15 Feb 2017

About this fund

Mahindra Manulife Low Duration Fund Regular Growth is a Low Duration mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 8 years, 2 months and 4 days, having been launched on 15-Feb-17.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹1613.65, Assets Under Management (AUM) of 556.77 Crores, and an expense ratio of 1.09%.

Mahindra Manulife Low Duration Fund Regular Growth has given a CAGR return of 6.03% since inception.
The fund's asset allocation comprises around 0.00% in equities, 78.92% in debts, and 20.80% in cash & cash equivalents.
You can start investing in Mahindra Manulife Low Duration Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.55%

+7.16% (Cat Avg.)

3 Years

+6.45%

+6.53% (Cat Avg.)

5 Years

+5.53%

+6.13% (Cat Avg.)

Since Inception

+6.03%

— (Cat Avg.)

Portfolio Summaryas of 31st March 2025

Debt	₹439.41 Cr	78.92%
Others	₹117.36 Cr	21.08%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Power Finance Corp Ltd. 7.75%	Bond - Corporate Bond	₹35.12 Cr	6.31%
LIC Housing Finance Limited	Bond - Corporate Bond	₹30.04 Cr	5.40%
Godrej Properties Limited	Bond - Corporate Bond	₹27.1 Cr	4.87%
Shriram Finance Limited	Bond - Corporate Bond	₹25.14 Cr	4.52%
Tata Realty And Infrastructure Limited	Bond - Corporate Bond	₹25.08 Cr	4.51%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹25.08 Cr	4.50%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹25.04 Cr	4.50%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹25.03 Cr	4.49%
Rec Limited	Bond - Corporate Bond	₹24.72 Cr	4.44%
360 One Prime Limited	Bond - Corporate Bond	₹24.06 Cr	4.32%
Canara Bank	Cash - CD/Time Deposit	₹23.78 Cr	4.27%
HDFC Bank Ltd.	Bond - Corporate Bond	₹23.36 Cr	4.19%
Bharti Telecom Limited	Bond - Corporate Bond	₹20.07 Cr	3.60%
Reverse Repo	Cash - Repurchase Agreement	₹19.83 Cr	3.56%
HDFC Bank Limited	Cash - CD/Time Deposit	₹19.03 Cr	3.42%
Godrej Industries Limited	Bond - Corporate Bond	₹18.65 Cr	3.35%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹17.57 Cr	3.16%
7.81% Govt Stock 2033	Bond - Gov't/Treasury	₹15.43 Cr	2.77%
JM Financial Products Limited 8.92%	Bond - Corporate Bond	₹15.01 Cr	2.70%
360 One Prime Limited	Cash - Commercial Paper	₹14.73 Cr	2.64%
Bharti Telecom Limited	Bond - Corporate Bond	₹10.02 Cr	1.80%
Muthoot Finance Limited	Bond - Corporate Bond	₹9.98 Cr	1.79%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹9.94 Cr	1.79%
Punjab National Bank	Cash - CD/Time Deposit	₹9.81 Cr	1.76%
7.32% Govt Stock 2030	Bond - Gov't/Treasury	₹5.19 Cr	0.93%
08.16 KA Sdl 2025	Bond - Gov't/Treasury	₹5.05 Cr	0.91%
08.16 MH Sdl 2025	Bond - Gov't/Treasury	₹5.03 Cr	0.90%
Godrej Industries Limited	Bond - Corporate Bond	₹5.02 Cr	0.90%
Embassy Office Parks Reit	Bond - Corporate Bond	₹5 Cr	0.90%
Godrej Industries Limited	Bond - Corporate Bond	₹5 Cr	0.90%
India (Republic of)	Bond - Short-term Government Bills	₹4.99 Cr	0.90%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹4.91 Cr	0.88%
Axis Bank Limited	Cash - CD/Time Deposit	₹4.9 Cr	0.88%
364 Days Tbill Red 05-02-2026	Bond - Gov't/Treasury	₹4.74 Cr	0.85%
Shriram Finance Limited	Bond - Corporate Bond	₹4 Cr	0.72%
Triparty Repo	Cash - Repurchase Agreement	₹2.75 Cr	0.49%
Cholamandalam Investment And Fin. Co. Ltd	Bond - Corporate Bond	₹2.01 Cr	0.36%
Net Receivables / (Payables)	Cash	₹2.01 Cr	0.36%
Corporate Debt Market Development Fund Class A2	Mutual Fund - Open End	₹1.53 Cr	0.28%
Rec Limited	Bond - Corporate Bond	₹1 Cr	0.18%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹417.95 Cr	75.07%
Cash - CD/Time Deposit	₹57.52 Cr	10.33%
Bond - Gov't/Treasury	₹35.45 Cr	6.37%
Cash - Repurchase Agreement	₹22.59 Cr	4.06%
Cash - Commercial Paper	₹14.73 Cr	2.64%
Bond - Short-term Government Bills	₹4.99 Cr	0.90%
Cash	₹2.01 Cr	0.36%
Mutual Fund - Open End	₹1.53 Cr	0.28%

Risk & Performance Ratios

Fund Managers

Rahul Pal

Since February 2017

Additional Scheme Detailsas of 31st March 2025

ISIN

INF174V01218

Expense Ratio

1.09%

Exit Load

No Charges

Fund Size

₹557 Cr

Age

8 years 2 months

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Low Duration Debt A-I TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Low Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Edelweiss Low Duration Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹642.19 Cr	-
Edelweiss Low Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹642.19 Cr	-
Franklin India Low Duration Fund Regular Growth Moderate Risk	0.9%	0.0%	₹364.14 Cr	-
Franklin India Low Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹364.14 Cr	-
HSBC Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹531.31 Cr	8.4%
LIC MF Low Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1449.53 Cr	8.3%
Mirae Asset Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1414.58 Cr	8.4%
Invesco India Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1430.75 Cr	8.1%
Kotak Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹11266.23 Cr	8.5%
Sundaram Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹342.03 Cr	8.5%

About the AMC

Kotak Mahindra Mutual Fund

+91 22 61152100

https://www.kotakmf.com/

Total AUM

₹4,85,992 Cr

Address

2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051

Other Funds by Kotak Mahindra Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak FMP Series 327 Direct Growth Moderately High risk	-	0.0%	₹206.03 Cr	-
Kotak FMP Series 326 - 175 Days Direct Growth Moderate Risk	-	-	-	-
Kotak FMP Series 325 - 90 Days Direct Growth Moderate Risk	-	0.0%	-	-
Kotak FMP Series 324 - 109 Days Direct Growth Moderately High risk	-	0.0%	-	-
Kotak Healthcare Fund Direct Growth Very High Risk	0.8%	0.0%	₹411.54 Cr	16.3%
Kotak FMP Series 323 Direct Growth Low Risk	-	0.0%	-	-
Kotak Consumption Fund Direct Growth Very High Risk	0.6%	0.0%	₹1171.54 Cr	18.7%
Kotak Nifty G-Sec July 2033 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹19.60 Cr	12.3%
Kotak Multi Asset Allocation Fund Direct Growth High Risk	0.5%	1.0%	₹7642.88 Cr	8.5%
Kotak S&P BSE Housing Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹16.01 Cr	4.2%
Kotak Fixed Maturity Plan 1174 Days Series 268 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 308 - 1125 Days Direct Growth Moderately High risk	-	0.0%	₹94.00 Cr	9.2%
Kotak Yearly Interval Plan Series 1 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan 1355 Days Series 286 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak FMP Series 304 Direct Growth Moderate Risk	-	-	₹109.38 Cr	13.4%
Kotak Fixed Maturity Plan Series 262 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 291 - 1826 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 264 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 310 - 1131 Days Direct Growth Moderate Risk	-	0.0%	₹125.59 Cr	8.2%
Kotak FMP Series 306 Direct Growth Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 249 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 295 Direct Growth Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 258 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 298 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 290 - 1180 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Monthly Interval Series 4 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 293 - 1826 Days Direct Growth Moderate Risk	-	0.0%	-	-
Kotak India Growth Fund Series IV Direct Growth Very High Risk	0.3%	0.0%	₹132.94 Cr	50.2%
Kotak Fixed Maturity Plan Series 260 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 287 - 1188 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 272 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak Fixed Maturity Plan Series 273 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak FMP Series 305 Direct Growth Low to Moderate Risk	-	0.0%	₹33.56 Cr	8.1%
Kotak FMP Series 300 - 1223 days Direct Growth Low to Moderate Risk	-	0.0%	₹241.41 Cr	8.2%
Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 292 - 1735 Days Direct Growth Low to Moderate Risk	-	0.0%	₹452.72 Cr	8.4%
Kotak FMP Series 289 -1179 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 288 -1177 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Small Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹15706.46 Cr	6.6%
Kotak Flexicap Fund Direct Growth Very High Risk	0.6%	1.0%	₹49130.00 Cr	9.5%
Kotak Equity Opportunities Fund Direct Growth Very High Risk	0.6%	1.0%	₹24912.67 Cr	7.8%
Kotak Taxsaver Fund Direct Growth Very High Risk	0.7%	0.0%	₹5862.55 Cr	6.1%
Kotak Nifty 200 Momentum 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹350.73 Cr	-9.0%
Kotak Nifty 50 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹808.02 Cr	8.5%
Kotak Infrastructure and Economic Reform Fund Direct Growth Very High Risk	0.7%	0.0%	₹2132.65 Cr	0.7%
Kotak Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹11266.23 Cr	8.5%
Kotak Bluechip Fund Direct Growth Very High Risk	0.6%	1.0%	₹9424.03 Cr	11.1%
Kotak Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹2031.27 Cr	11.1%
Kotak Bond Fund Short Term Plan Direct Growth Low to Moderate Risk	0.4%	0.0%	₹16681.43 Cr	10.0%

Risk Level

Your principal amount will be at Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of Mahindra Manulife Low Duration Fund Regular Growth?

The NAV of Mahindra Manulife Low Duration Fund Regular Growth, as of 17-Apr-2025, is ₹1613.65.

What are the returns of Mahindra Manulife Low Duration Fund Regular Growth?

The fund has generated 7.55% over the last 1 year and 6.45% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Mahindra Manulife Low Duration Fund Regular Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 78.92% in bonds, and 20.80% in cash and cash equivalents.

Who manages the Mahindra Manulife Low Duration Fund Regular Growth?

The fund managers responsible for Mahindra Manulife Low Duration Fund Regular Growth are:-

Rahul Pal

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹557 Cr

Expense Ratio

1.09%

ISIN

INF174V01218

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

15 Feb 2017

Risk Level

Your principal amount will be at Moderate Risk