Nippon India Low Duration Fund Regular Growth
DebtLow DurationLow to Moderate Risk
Regular
NAV (18-Jun-25)
₹3743.710.04%1D
Returns (Since Inception)
7.50%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹7,663 Cr
Expense Ratio
0.96%
ISIN
INF204K01EV6
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
20 Mar 2007
About this fund
Nippon India Low Duration Fund Regular Growth is a Low Duration mutual fund schemes offered by Nippon India Mutual Fund. This fund has been in existence for 18 years, 2 months and 30 days, having been launched on 20-Mar-07.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹3743.71, Assets Under Management (AUM) of 7662.68 Crores, and an expense ratio of 0.96%.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹3743.71, Assets Under Management (AUM) of 7662.68 Crores, and an expense ratio of 0.96%.
- Nippon India Low Duration Fund Regular Growth has given a CAGR return of 7.50% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 67.88% in debts, and 31.81% in cash & cash equivalents.
- You can start investing in Nippon India Low Duration Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.02%
+7.96% (Cat Avg.)
3 Years
+7.05%
+7.12% (Cat Avg.)
5 Years
+6.03%
+6.23% (Cat Avg.)
10 Years
+6.75%
+5.86% (Cat Avg.)
Since Inception
+7.50%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Debt | ₹5,201.7 Cr | 67.88% |
| Others | ₹2,460.98 Cr | 32.12% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Triparty Repo | Cash - Repurchase Agreement | ₹446.31 Cr | 5.82% |
| Telangana State Industrial Infrastructure Corporation Limited | Bond - Corporate Bond | ₹202.49 Cr | 2.64% |
| Bank Of Baroda** | Cash - CD/Time Deposit | ₹193.27 Cr | 2.52% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹191.58 Cr | 2.50% |
| Interise TRust | Bond - Corporate Bond | ₹172.94 Cr | 2.26% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹172.04 Cr | 2.25% |
| Highways Infrastructure Trust | Bond - Corporate Bond | ₹171.62 Cr | 2.24% |
| 182 DTB 12062025 | Bond - Gov't/Treasury | ₹169.71 Cr | 2.21% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹153.65 Cr | 2.01% |
| Rec Limited | Bond - Corporate Bond | ₹151.88 Cr | 1.98% |
| VAJRA 016 TRUST | Bond - Asset Backed | ₹149.3 Cr | 1.95% |
| NAOMI 05 2024 | Bond - Asset Backed | ₹147.71 Cr | 1.93% |
| Canara Bank | Cash - CD/Time Deposit | ₹147.62 Cr | 1.93% |
| Au Small Finance Bank Limited | Cash - CD/Time Deposit | ₹145.05 Cr | 1.89% |
| Hinduja Leyland Finance Limited | Bond - Corporate Bond | ₹143.32 Cr | 1.87% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹143.11 Cr | 1.87% |
| Shriram Finance Limited | Bond - Corporate Bond | ₹136.53 Cr | 1.78% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹127.7 Cr | 1.67% |
| Indigrid Infrastructure Trust | Bond - Corporate Bond | ₹127.11 Cr | 1.66% |
| Net Current Assets | Cash | ₹126.88 Cr | 1.66% |
| ICICI Home Finance Company Limited | Bond - Corporate Bond | ₹125.69 Cr | 1.64% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹122.36 Cr | 1.60% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹121.21 Cr | 1.58% |
| 08.67 MH Sdl 2026 | Bond - Gov't/Treasury | ₹112.23 Cr | 1.46% |
| 182 DTB 05062025 | Bond - Gov't/Treasury | ₹109.93 Cr | 1.43% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹101.47 Cr | 1.32% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹101.06 Cr | 1.32% |
| Aditya Birla Capital Limited | Bond - Corporate Bond | ₹100.95 Cr | 1.32% |
| TRuhome Finance Limited | Bond - Corporate Bond | ₹100.46 Cr | 1.31% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹100.36 Cr | 1.31% |
| Titan Company Limited | Bond - Corporate Bond | ₹100.33 Cr | 1.31% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹100.24 Cr | 1.31% |
| Punjab National Bank (18/03/2026) | Cash - CD/Time Deposit | ₹95.16 Cr | 1.24% |
| Kotak Mahindra Bank Limited (19/03/2026) | Cash - CD/Time Deposit | ₹95.15 Cr | 1.24% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹94.92 Cr | 1.24% |
| Aditya Birla Housing Finance Limited | Bond - Corporate Bond | ₹91.53 Cr | 1.19% |
| 08.36 MH Sdl 2026 | Bond - Gov't/Treasury | ₹91.44 Cr | 1.19% |
| Manappuram Finance Limited | Bond - Corporate Bond | ₹85.85 Cr | 1.12% |
| INDIA UNIVERSAL TRUST AL1 | Bond - Asset Backed | ₹85.4 Cr | 1.11% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹76.75 Cr | 1.00% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹76.6 Cr | 1.00% |
| Rec Limited | Bond - Corporate Bond | ₹76.46 Cr | 1.00% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹76.36 Cr | 1.00% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹75.8 Cr | 0.99% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹75.11 Cr | 0.98% |
| HDFC Bank Ltd. | Cash - CD/Time Deposit | ₹73.66 Cr | 0.96% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹73.3 Cr | 0.96% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹72.99 Cr | 0.95% |
| Sikka Ports & Terminals Limited | Bond - Corporate Bond | ₹64.99 Cr | 0.85% |
| 07.79 Ts SDL 2027 | Bond - Gov't/Treasury | ₹56.62 Cr | 0.74% |
| 08.00 OIL SPL 2026 | Bond - Gov't Agency Debt | ₹55.89 Cr | 0.73% |
| DHRUVA XXIII | Bond - Asset Backed | ₹53.19 Cr | 0.69% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹53.02 Cr | 0.69% |
| 08.31 RJ Sdl 2027 | Bond - Gov't/Treasury | ₹52 Cr | 0.68% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹51.05 Cr | 0.67% |
| Rec Limited | Bond - Corporate Bond | ₹50.97 Cr | 0.67% |
| Rec Limited | Bond - Corporate Bond | ₹50.73 Cr | 0.66% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹50.7 Cr | 0.66% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹50.64 Cr | 0.66% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹50.6 Cr | 0.66% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.46 Cr | 0.66% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹50.45 Cr | 0.66% |
| 08.29 MH Sdl 2025 | Bond - Gov't/Treasury | ₹50.28 Cr | 0.66% |
| 182 DTB 19062025 | Bond - Gov't/Treasury | ₹49.86 Cr | 0.65% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹48.36 Cr | 0.63% |
| LIQUID GOLD SERIES 10 | Bond - Asset Backed | ₹47.54 Cr | 0.62% |
| Pnb Housing Finance Limited | Bond - Corporate Bond | ₹45.78 Cr | 0.60% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹45.48 Cr | 0.59% |
| 07.38 Ts SDL 2027 | Bond - Gov't/Treasury | ₹41.07 Cr | 0.54% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹40.42 Cr | 0.53% |
| Bahadur Chand Investments Private Limited | Bond - Corporate Bond | ₹37.59 Cr | 0.49% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹35.8 Cr | 0.47% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹35.69 Cr | 0.47% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹35.14 Cr | 0.46% |
| 07.80 JH Sdl 2027 | Bond - Gov't/Treasury | ₹25.74 Cr | 0.34% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.57 Cr | 0.33% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹25.32 Cr | 0.33% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹25.32 Cr | 0.33% |
| Rec Limited | Bond - Corporate Bond | ₹25.27 Cr | 0.33% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.25 Cr | 0.33% |
| Rec Limited | Bond - Corporate Bond | ₹25.17 Cr | 0.33% |
| Samvardhana Motherson International Limited | Bond - Corporate Bond | ₹25.16 Cr | 0.33% |
| Indigrid Infrastructure Trust | Bond - Corporate Bond | ₹25 Cr | 0.33% |
| Nuvoco Vistas Corporation Limited | Cash - Commercial Paper | ₹24.23 Cr | 0.32% |
| Corporate Debt Market Development Fund Class A2 | Mutual Fund - Open End | ₹23.48 Cr | 0.31% |
| 07.80 HR Sdl 2027 | Bond - Gov't/Treasury | ₹21.27 Cr | 0.28% |
| NAOMI 05 2024 | Bond - Asset Backed | ₹20.92 Cr | 0.27% |
| 07.60 MP Sdl 2027 | Bond - Gov't/Treasury | ₹16.42 Cr | 0.21% |
| SANSAR TRUST SEP 2023 IX | Bond - Asset Backed | ₹15.49 Cr | 0.20% |
| Sikka Ports & Terminals Limited | Bond - Corporate Bond | ₹10.15 Cr | 0.13% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹7.09 Cr | 0.09% |
| Mahindra And Mahindra Financial Services Limited | Bond - Corporate Bond | ₹5 Cr | 0.07% |
| Goi 12.10.2025 Gov | Bond - Gov't/Treasury | ₹3.31 Cr | 0.04% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹3 Cr | 0.04% |
| Kotak Mahindra Investments Limited | Bond - Corporate Bond | ₹2.53 Cr | 0.03% |
| Interest Rate Swaps Pay Fix Receive Floating (06/08/2027) (Fv 10000 Lacs) | Interest Rate Swap | ₹-1.33 Cr | 0.02% |
| Cash Margin - Ccil | Cash - Collateral | ₹1.02 Cr | 0.01% |
| Kotak Mahindra Investments Limited | Bond - Corporate Bond | ₹1.01 Cr | 0.01% |
| Interest Rate Swaps Pay Fix Receive Floating (08/02/2027) (Fv 10000 Lacs) | Interest Rate Swap | ₹-0.94 Cr | 0.01% |
| Interest Rate Swaps Pay Fix Receive Floating (03/03/2027) (Fv 10000 Lacs) | Interest Rate Swap | ₹-0.9 Cr | 0.01% |
| Interest Rate Swaps Pay Fix Receive Floating (06/08/2026) (Fv 10000 Lacs) | Interest Rate Swap | ₹-0.81 Cr | 0.01% |
| Interest Rate Swaps Pay Fix Receive Floating (30/03/2026) (Fv 10000 Lacs) | Interest Rate Swap | ₹-0.76 Cr | 0.01% |
| Interest Rate Swaps Pay Fix Receive Floating (25/09/2026) (Fv 10000 Lacs) | Interest Rate Swap | ₹-0.74 Cr | 0.01% |
| Interest Rate Swaps Pay Fix Receive Floating (12/07/2027) (Fv 5000 Lacs) | Interest Rate Swap | ₹-0.67 Cr | 0.01% |
| Interest Rate Swaps Pay Fix Receive Floating (15/12/2025) (Fv 10000 Lacs) | Interest Rate Swap | ₹-0.52 Cr | 0.01% |
| Interest Rate Swaps Pay Fix Receive Floating (19/09/2025) (Fv 20000 Lacs) | Interest Rate Swap | ₹-0.29 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹4,066.64 Cr | 53.07% |
| Cash - CD/Time Deposit | ₹1,451.29 Cr | 18.94% |
| Bond - Gov't/Treasury | ₹799.87 Cr | 10.44% |
| Bond - Asset Backed | ₹674.04 Cr | 8.80% |
| Cash - Repurchase Agreement | ₹446.31 Cr | 5.82% |
| Cash | ₹126.88 Cr | 1.66% |
| Bond - Gov't Agency Debt | ₹55.89 Cr | 0.73% |
| Cash - Commercial Paper | ₹24.23 Cr | 0.32% |
| Mutual Fund - Open End | ₹23.48 Cr | 0.31% |
| Interest Rate Swap | ₹-6.96 Cr | 0.09% |
| Cash - Collateral | ₹1.02 Cr | 0.01% |
Risk & Performance Ratios
Standard Deviation
This fund
0.44%
Cat. avg.
0.66%
Lower the better
Sharpe Ratio
This fund
0.61
Cat. avg.
0.71
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
3.18
Higher the better
Fund Managers
Vivek Sharma
Since February 2020
KD
Kinjal Desai
Since May 2018
Additional Scheme Detailsas of 31st May 2025
ISIN | INF204K01EV6 | Expense Ratio | 0.96% | Exit Load | No Charges | Fund Size | ₹7,663 Cr | Age | 18 years 2 months | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Low Duration Debt A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Low Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Edelweiss Low Duration Fund Regular Growth Low to Moderate Risk | 1.1% | 0.0% | ₹556.57 Cr | - |
| Edelweiss Low Duration Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹556.57 Cr | - |
| Franklin India Low Duration Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹336.95 Cr | - |
| Franklin India Low Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹336.95 Cr | - |
| HSBC Low Duration Fund Direct Growth Low to Moderate Risk | 0.4% | 0.0% | ₹579.95 Cr | 9.9% |
| LIC MF Low Duration Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹2100.35 Cr | 8.4% |
| Mirae Asset Savings Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹1838.28 Cr | 8.6% |
| Invesco India Treasury Advantage Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1672.92 Cr | 8.3% |
| Kotak Low Duration Fund Direct Growth Low to Moderate Risk | 0.4% | 0.0% | ₹12913.39 Cr | 8.8% |
| Sundaram Low Duration Fund Direct Growth Low to Moderate Risk | 0.4% | 0.0% | ₹398.40 Cr | 8.7% |
About the AMC
Total AUM
₹6,00,436 Cr
Address
4th Floor, Tower A, Peninsula Business Park, Mumbai, 400 013
Other Funds by Nippon India Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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What is the current NAV of Nippon India Low Duration Fund Regular Growth?
The NAV of Nippon India Low Duration Fund Regular Growth, as of 18-Jun-2025, is ₹3743.71.
What are the returns of Nippon India Low Duration Fund Regular Growth?
The fund has generated 8.02% over the last 1 year and 7.05% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Nippon India Low Duration Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 67.88% in bonds, and 31.81% in cash and cash equivalents.
Who manages the Nippon India Low Duration Fund Regular Growth?
The fund managers responsible for Nippon India Low Duration Fund Regular Growth are:-
- Vivek Sharma
- Kinjal Desai
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.