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Fund Overview

Fund Size

Fund Size

₹5,149 Cr

Expense Ratio

Expense Ratio

0.30%

ISIN

ISIN

INF740K013Q1

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

10 Mar 2015

About this fund

DSP Low Duration Fund Direct Growth is a Low Duration mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 9 years, 7 months and 13 days, having been launched on 10-Mar-15.
As of 22-Oct-24, it has a Net Asset Value (NAV) of ₹19.41, Assets Under Management (AUM) of 5149.20 Crores, and an expense ratio of 0.3%.
  • DSP Low Duration Fund Direct Growth has given a CAGR return of 7.14% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 74.32% in debts, and 25.46% in cash & cash equivalents.
  • You can start investing in DSP Low Duration Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.79%

+6.60% (Cat Avg.)

3 Years

+6.25%

+5.62% (Cat Avg.)

5 Years

+6.01%

+5.70% (Cat Avg.)

Since Inception

+7.14%

(Cat Avg.)

Portfolio Summaryas of 15th October 2024

Debt3,826.86 Cr74.32%
Others1,322.35 Cr25.68%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
07.06 Goi 2028Bond - Gov't/Treasury182.32 Cr3.54%
LIC Housing Finance LimitedBond - Corporate Bond133.72 Cr2.60%
PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1Bond - Asset Backed129.78 Cr2.52%
Small Industries Development Bank Of IndiaBond - Corporate Bond126.71 Cr2.46%
Power Finance Corporation Ltd.Bond - Corporate Bond126.14 Cr2.45%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond125.68 Cr2.44%
Axis Bank LimitedCash - CD/Time Deposit123.3 Cr2.39%
Hdb Financial Services LimitedBond - Corporate Bond104.62 Cr2.03%
Rural Electrification Corporation LimitedBond - Corporate Bond102.89 Cr2.00%
08.28 KA Sdl 2026Bond - Gov't/Treasury102.88 Cr2.00%
Kotak Mahindra Prime LimitedBond - Corporate Bond100.18 Cr1.95%
Standard Chartered Capital LimitedCash - Commercial Paper97.8 Cr1.90%
Canara BankBond - Gov't Agency Debt96.99 Cr1.88%
Sikka Ports And Terminals LimitedBond - Corporate Bond91.76 Cr1.78%
PTC - INDIA UNIVERSAL TRUST AL1 - SERIES-A2Bond - Asset Backed89.71 Cr1.74%
Bajaj Finance LimitedBond - Corporate Bond80.45 Cr1.56%
Rural Electrification Corporation LimitedBond - Corporate Bond80.08 Cr1.56%
Rural Electrification Corporation LimitedBond - Corporate Bond78.09 Cr1.52%
Rec LimitedBond - Corporate Bond77.18 Cr1.50%
Power Finance Corporation LimitedBond - Corporate Bond76.95 Cr1.49%
Treps / Reverse Repo InvestmentsCash - Repurchase Agreement76.94 Cr1.49%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond76 Cr1.48%
LIC Housing Finance LtdBond - Corporate Bond75.85 Cr1.47%
Axis Bank LimitedCash - CD/Time Deposit71.06 Cr1.38%
Export Import Bank Of IndiaBond - Corporate Bond70.36 Cr1.37%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond62.17 Cr1.21%
06.18 GJ Sdl 2026Bond - Gov't/Treasury56.34 Cr1.09%
Titan Company LimitedBond - Corporate Bond53.74 Cr1.04%
Small Industries Development Bank Of IndiaBond - Corporate Bond52.82 Cr1.03%
Power Finance Corporation Ltd.Bond - Corporate Bond52.31 Cr1.02%
Power Finance Corporation Ltd.Bond - Corporate Bond51.92 Cr1.01%
Rural Electrification Corporation LimitedBond - Corporate Bond51.7 Cr1.00%
Power Finance Corporation LimitedBond - Corporate Bond51.58 Cr1.00%
HDFC Bank LimitedBond - Corporate Bond51.54 Cr1.00%
7.10%Goi 08/04/2034Bond - Gov't/Treasury51.22 Cr0.99%
Rural Electrification Corporation LimitedBond - Corporate Bond51.08 Cr0.99%
Hdb Financial Services LimitedBond - Corporate Bond50.87 Cr0.99%
Bajaj Housing Finance LimitedBond - Corporate Bond50.85 Cr0.99%
Bajaj Housing Finance LimitedBond - Corporate Bond50.52 Cr0.98%
Govt Stock 04102028Bond - Gov't/Treasury50.45 Cr0.98%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit49.17 Cr0.95%
Jamnagar Utilities And Power Pvt LimitedBond - Corporate Bond49.06 Cr0.95%
Deutsche Investments India Private LimitedCash - Commercial Paper48.95 Cr0.95%
Bank Of BarodaCash - CD/Time Deposit48.77 Cr0.95%
Bank of BarodaBond - Corporate Bond48.72 Cr0.95%
Sikka Ports & Terminals LimitedBond - Corporate Bond48.44 Cr0.94%
Bank Of BarodaCash - CD/Time Deposit48.04 Cr0.93%
HDFC Bank LimitedCash - CD/Time Deposit47.78 Cr0.93%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit47.7 Cr0.93%
Standard Chartered Capital LimitedCash - Commercial Paper47.65 Cr0.93%
Axis Bank LimitedCash - CD/Time Deposit47.36 Cr0.92%
Axis Bank LimitedCash - CD/Time Deposit46.89 Cr0.91%
HDFC Bank Ltd.Bond - Corporate Bond46.79 Cr0.91%
Hsbc Investdirect Financial Services (India) LimitedCash - CD/Time Deposit46.43 Cr0.90%
Power Finance Corporation Ltd.Bond - Corporate Bond37.53 Cr0.73%
08.21 MH Sdl 2025Bond - Gov't/Treasury36.57 Cr0.71%
Indian Railway Finance Corporation LimitedBond - Corporate Bond31.02 Cr0.60%
Goi Strips 16122024Bond - Gov't/Treasury28.19 Cr0.55%
Tata Capital Housing Finance LimitedBond - Corporate Bond26.95 Cr0.52%
Titan Company LimitedBond - Corporate Bond26.89 Cr0.52%
Net Receivables/PayablesCash26.82 Cr0.52%
Hdb Financial Services LimitedBond - Corporate Bond26.81 Cr0.52%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond26.34 Cr0.51%
LIC Housing Finance LimitedBond - Corporate Bond26.3 Cr0.51%
Bajaj Housing Finance LimitedBond - Corporate Bond26.21 Cr0.51%
Rural Electrification Corporation LimitedBond - Corporate Bond26.08 Cr0.51%
08.30 MP Sdl 2026Bond - Gov't/Treasury25.98 Cr0.50%
HDFC Bank LimitedBond - Corporate Bond25.61 Cr0.50%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.56 Cr0.50%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond25.42 Cr0.49%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.32 Cr0.49%
08.44 MH Sdl 2024Bond - Gov't/Treasury25.26 Cr0.49%
Nexus Select TrustBond - Corporate Bond25.16 Cr0.49%
Power Finance Corporation LimitedBond - Corporate Bond25.11 Cr0.49%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond25.01 Cr0.49%
Hdb Financial Services LimitedBond - Corporate Bond25 Cr0.49%
06.58 GJ Sdl 2027Bond - Gov't/Treasury24.96 Cr0.48%
Bank Of BarodaCash - CD/Time Deposit24.76 Cr0.48%
LIC Housing Finance LtdBond - Corporate Bond24.73 Cr0.48%
Small Industries Development Bank Of IndiaCash - Commercial Paper24.72 Cr0.48%
Axis Bank LimitedCash - CD/Time Deposit24.58 Cr0.48%
Panatone Finvest LimitedCash - Commercial Paper24.52 Cr0.48%
ICICI Bank Ltd.Bond - Corporate Bond24.49 Cr0.48%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit24.44 Cr0.47%
Nexus Select TrustCash - Commercial Paper24.39 Cr0.47%
HDFC Bank LimitedCash - CD/Time Deposit24.31 Cr0.47%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit24.31 Cr0.47%
Standard Chartered Capital LimitedCash - Commercial Paper24.27 Cr0.47%
6.80% Govt Stock 2025Bond - Gov't/Treasury24.11 Cr0.47%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)Cash - CD/Time Deposit24 Cr0.47%
Axis Bank LimitedCash - CD/Time Deposit23.87 Cr0.46%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit23.65 Cr0.46%
Goi 15.12.2025 GovBond - Gov't/Treasury23.59 Cr0.46%
08.73 KA Sdl 2024Bond - Gov't/Treasury20.82 Cr0.40%
Goi 26.10.2024 GovBond - Gov't/Treasury20.81 Cr0.40%
0% GOI - 12122024 STRIPSBond - Gov't/Treasury20.1 Cr0.39%
Kotak Mahindra Prime LimitedBond - Corporate Bond15.76 Cr0.31%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond15.43 Cr0.30%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond15.29 Cr0.30%
Tata Capital LimitedBond - Corporate Bond15.13 Cr0.29%
SBI Funds Management Pvt Ltd/Fund ParentMutual Fund - Open End11.56 Cr0.22%
07.39 MH Sdl 2026Bond - Gov't/Treasury10.44 Cr0.20%
LIC Housing Finance LtdBond - Corporate Bond10.16 Cr0.20%
0% Goi- 19122024 StripsBond - Gov't/Treasury7.07 Cr0.14%
Hdb Financial Services LimitedBond - Corporate Bond5.37 Cr0.10%
Bajaj Housing Finance LimitedBond - Corporate Bond5.23 Cr0.10%
07.37 MH Sdl 2026Bond - Gov't/Treasury3.81 Cr0.07%
Hdb Financial Services LimitedBond - Corporate Bond1.06 Cr0.02%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond2,939.74 Cr57.09%
Cash - CD/Time Deposit770.42 Cr14.96%
Bond - Gov't/Treasury714.93 Cr13.88%
Cash - Commercial Paper292.31 Cr5.68%
Bond - Asset Backed219.49 Cr4.26%
Bond - Gov't Agency Debt96.99 Cr1.88%
Cash - Repurchase Agreement76.94 Cr1.49%
Cash26.82 Cr0.52%
Mutual Fund - Open End11.56 Cr0.22%

Risk & Performance Ratios

Standard Deviation

This fund

0.62%

Cat. avg.

0.78%

Lower the better

Sharpe Ratio

This fund

0.29

Cat. avg.

-0.63

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.55

Higher the better

Fund Managers

KM

Karan Mundra

Since March 2022

SV

Shalini Vasanta

Since June 2023

Additional Scheme Detailsas of 15th October 2024

ISIN
INF740K013Q1
Expense Ratio
0.30%
Exit Load
No Charges
Fund Size
₹5,149 Cr
Age
9 years 7 months
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Low Duration Debt Idx A-I TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Low Duration Funds

Fund nameExpense RatioExit LoadFund size
1Y
Mahindra Manulife Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹576.67 Cr8.0%
Mahindra Manulife Low Duration Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹576.67 Cr7.2%
Tata Treasury Advantage Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹2532.18 Cr7.5%
Kotak Low Duration Fund Regular Growth

Low to Moderate Risk

1.2%0.0%₹9292.13 Cr7.3%
Mirae Asset Savings Fund Regular Growth

Low to Moderate Risk

0.8%0.0%₹1150.94 Cr7.1%
HDFC Low Duration Fund Regular Growth

Low to Moderate Risk

1.0%0.0%₹18018.65 Cr7.4%
Bandhan Low Duration Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹5627.45 Cr7.4%
Canara Robeco Savings Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹843.31 Cr7.4%
ICICI Prudential Savings Fund Regular Growth

Low to Moderate Risk

0.5%0.0%₹21265.93 Cr8.0%
Sundaram Low Duration Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹337.07 Cr7.3%

About the AMC

DSP Mutual Fund

DSP Mutual Fund

Total AUM

₹1,82,497 Cr

Address

West Wing, 11th Floor, Mumbai, 400021

Other Funds by DSP Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
DSP Multicap Fund Direct Growth

Low Risk

0.5%1.0%₹1663.70 Cr-
DSP Nifty Smallcap250 Quality 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹152.80 Cr-
DSP Banking & Financial Services Fund Direct Growth

Very High Risk

0.7%0.0%₹978.54 Cr-
DSP Gold ETF Fund of Fund Direct Growth

High Risk

0.6%0.0%₹38.41 Cr-
DSP Multi Asset Allocation Fund Direct Growth

Very High Risk

0.3%1.0%₹2194.59 Cr29.8%
DSP FMP - Series 264 - 60M - 17D Direct Growth

Low to Moderate Risk

-0.0%₹48.86 Cr9.0%
DSP FMP Series 267 - 1246 Days Direct Growth

Low to Moderate Risk

-0.0%₹656.19 Cr8.5%
DSP FMP Series 261 37 Month Direct Growth

Moderate Risk

----
DSP Fixed Maturity Plan Series 270 1144 Days Direct Growth

Low to Moderate Risk

-0.0%-8.5%
DSP FMP Series 268 - 1281 Days Direct Growth

Low to Moderate Risk

---8.6%
DSP FMP Series 252 38 Month Direct Growth

Moderate Risk

-0.0%--
DSP Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2914.36 Cr9.7%
DSP Dynamic Asset Allocation Fund Direct Growth

Moderate Risk

0.7%1.0%₹3259.27 Cr22.4%
DSP Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹2929.10 Cr6.8%
DSP Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹661.52 Cr26.4%
DSP Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹844.26 Cr60.1%
DSP Healthcare Fund Direct Growth

Very High Risk

0.6%0.0%₹3094.08 Cr55.7%
DSP Global Allocation Fund Direct Growth

Very High Risk

1.4%0.0%₹55.49 Cr23.8%
DSP Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5149.20 Cr7.8%
DSP Value Fund Direct Growth

Very High Risk

0.9%1.0%₹940.10 Cr40.9%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹2240.38 Cr9.3%
DSP Bond Fund Direct Growth

Moderately High risk

0.4%0.0%₹376.03 Cr8.7%
DSP Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹12415.55 Cr36.1%
DSP Government Securities Direct Growth

Moderate Risk

0.6%0.0%₹1417.52 Cr12.9%
DSP Equity & Bond Fund Direct Growth

Very High Risk

0.7%1.0%₹10610.03 Cr30.7%
DSP Focus Fund Direct Growth

Very High Risk

1.0%1.0%₹2703.98 Cr39.6%
DSP Credit Risk Fund Direct Growth

Moderately High risk

0.4%1.0%₹188.00 Cr8.8%
DSP India TIGER Fund Direct Growth

Very High Risk

0.8%1.0%₹5645.88 Cr57.3%
DSP Liquidity Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹22611.12 Cr7.5%
DSP Regular Saving Fund Direct Growth

Moderately High risk

0.5%0.0%₹180.98 Cr15.5%
DSP Small Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹16704.97 Cr33.6%
DSP Ultra Short Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3033.50 Cr7.7%
DSP Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2885.79 Cr8.6%
DSP Midcap Fund Direct Growth

Very High Risk

0.7%1.0%₹20237.46 Cr38.3%
DSP Natural Resource & New Energy Fund Direct Growth

Very High Risk

1.0%0.0%₹1335.59 Cr44.4%
DSP Equity Opportunities Fund Direct Growth

Very High Risk

0.7%1.0%₹14485.57 Cr45.0%
DSP Strategic Bond Fund Direct Growth

Moderate Risk

0.5%0.0%₹1815.53 Cr12.3%
DSP Savings Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹4416.25 Cr7.7%
DSP Tax Saver Fund Direct Growth

Very High Risk

0.7%0.0%₹17770.63 Cr44.9%
DSP World Agriculture Direct Growth

Very High Risk

1.5%0.0%₹12.18 Cr7.1%
DSP Top 100 Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹4613.49 Cr38.4%
DSP US Flexible Equity Fund Direct Growth

Very High Risk

1.5%0.0%₹908.58 Cr27.4%
DSP World Energy Direct Growth

Very High Risk

1.5%0.0%₹139.15 Cr19.9%
DSP World Gold Fund of Fund Direct Growth

Very High Risk

1.6%0.0%₹1098.04 Cr47.9%
DSP World Mining Direct Growth

Very High Risk

1.5%0.0%₹142.41 Cr20.4%
DSP Equity Savings Fund Direct Growth

Moderate Risk

0.5%0.0%₹1936.65 Cr18.3%
DSP Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹6121.53 Cr8.1%
DSP Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹2548.64 Cr8.3%
DSP 10Y G-Sec Fund Direct Growth

Moderate Risk

0.3%0.0%₹56.31 Cr10.5%
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹91.87 Cr9.2%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk
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The NAV of DSP Low Duration Fund Direct Growth, as of 22-Oct-2024, is ₹19.41.
The fund has generated 7.79% over the last 1 year and 6.25% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 74.32% in bonds, and 25.46% in cash and cash equivalents.
The fund managers responsible for DSP Low Duration Fund Direct Growth are:-
  1. Karan Mundra
  2. Shalini Vasanta