DSP Short Term Fund Direct Growth
DebtShort DurationLow to Moderate Risk
Direct
NAV (25-Jul-24)
₹46.680.07%1D
Returns (Since Inception)
7.81%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹2,810 Cr
Expense Ratio
0.34%
ISIN
INF740K01NJ5
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
DSP Short Term Fund Direct Growth is a Short Duration mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 11 years, 6 months and 25 days, having been launched on 01-Jan-13.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹46.68, Assets Under Management (AUM) of 2810.46 Crores, and an expense ratio of 0.34%.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹46.68, Assets Under Management (AUM) of 2810.46 Crores, and an expense ratio of 0.34%.
- DSP Short Term Fund Direct Growth has given a CAGR return of 7.81% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 98.51% in debts, and 1.22% in cash & cash equivalents.
- You can start investing in DSP Short Term Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.45%
+5.89% (Cat Avg.)
3 Years
+5.67%
+5.33% (Cat Avg.)
5 Years
+6.65%
+5.87% (Cat Avg.)
10 Years
+7.60%
+6.04% (Cat Avg.)
Since Inception
+7.81%
— (Cat Avg.)
Portfolio Summaryas of 15th July 2024
| Debt | ₹2,768.44 Cr | 98.51% |
| Others | ₹42.02 Cr | 1.49% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 07.02 Goi 2031 | Bond - Gov't/Treasury | ₹277.09 Cr | 9.86% |
| 7.37% Govt Stock 2028 | Bond - Gov't/Treasury | ₹154.88 Cr | 5.51% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹151.27 Cr | 5.38% |
| Titan Company Limited | Bond - Corporate Bond | ₹105.42 Cr | 3.75% |
| 8.34% Govt Stock 2033 | Bond - Gov't/Treasury | ₹105.03 Cr | 3.74% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹102.76 Cr | 3.66% |
| 7.1% Govt Stock 2029 | Bond - Gov't/Treasury | ₹102.28 Cr | 3.64% |
| REC Ltd. | Bond - Corporate Bond | ₹101.65 Cr | 3.62% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹100.52 Cr | 3.58% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹85.47 Cr | 3.04% |
| Jamnagar Utilities And Power Private Limited | Bond - Corporate Bond | ₹80.71 Cr | 2.87% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹78.29 Cr | 2.79% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹68.92 Cr | 2.45% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹66.06 Cr | 2.35% |
| Bajaj Finance Ltd. | Bond - Corporate Bond | ₹52.2 Cr | 1.86% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹51.81 Cr | 1.84% |
| 7.32% Govt Stock 2030 | Bond - Gov't/Treasury | ₹51.46 Cr | 1.83% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹51.39 Cr | 1.83% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹51.13 Cr | 1.82% |
| 7.04% Govt Stock 2029 | Bond - Gov't/Treasury | ₹50.62 Cr | 1.80% |
| Cholamandalam Investment And Fin. Co. Ltd | Bond - Corporate Bond | ₹50.52 Cr | 1.80% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹50.43 Cr | 1.79% |
| L&T Metro Rail (Hyderabad) Limited | Bond - Corporate Bond | ₹50.09 Cr | 1.78% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹49.92 Cr | 1.78% |
| Sikka Ports & Terminals Limited | Bond - Corporate Bond | ₹49.87 Cr | 1.77% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹42.28 Cr | 1.50% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹41.72 Cr | 1.48% |
| Cholamandalam Investment & Finance Co Ltd. | Bond - Corporate Bond | ₹41.35 Cr | 1.47% |
| Treps / Reverse Repo Investments | Cash - Repurchase Agreement | ₹31.39 Cr | 1.12% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹30.23 Cr | 1.08% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹26.66 Cr | 0.95% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹26.41 Cr | 0.94% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹26.18 Cr | 0.93% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹25.87 Cr | 0.92% |
| 7.17% Govt Stock 2030 | Bond - Gov't/Treasury | ₹25.64 Cr | 0.91% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.55 Cr | 0.91% |
| Jamnagar Utilities & Power Private Limited | Bond - Corporate Bond | ₹25.53 Cr | 0.91% |
| Tata Capital Limited | Bond - Corporate Bond | ₹25.44 Cr | 0.91% |
| Ntpc Limited | Bond - Corporate Bond | ₹25.42 Cr | 0.90% |
| Axis Finance Limited | Bond - Corporate Bond | ₹25.42 Cr | 0.90% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹25.24 Cr | 0.90% |
| Bajaj Housing Finance Ltd. | Bond - Corporate Bond | ₹25.19 Cr | 0.90% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹25.13 Cr | 0.89% |
| Muthoot Finance Ltd. | Bond - Corporate Bond | ₹25.09 Cr | 0.89% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹24.09 Cr | 0.86% |
| Bank of Baroda | Bond - Corporate Bond | ₹23.92 Cr | 0.85% |
| ICICI Bank Ltd. | Bond - Corporate Bond | ₹23.82 Cr | 0.85% |
| Net Receivables/Payables | Cash - Collateral | ₹-23.27 Cr | 0.83% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹21.13 Cr | 0.75% |
| Tata Capital Limited | Bond - Corporate Bond | ₹20.61 Cr | 0.73% |
| Cholamandalam Investment And Finance Company Limited | Bond - Corporate Bond | ₹14.96 Cr | 0.53% |
| SBI Funds Management Pvt Ltd/Fund Parent | Mutual Fund - Open End | ₹7.84 Cr | 0.28% |
| Hindustan Petroleum Corporation Limited | Bond - Corporate Bond | ₹4.68 Cr | 0.17% |
| 364 DTB 09012025 | Bond - Gov't/Treasury | ₹3.15 Cr | 0.11% |
| 7.38% Govt Stock 2027 | Bond - Gov't/Treasury | ₹2.03 Cr | 0.07% |
| 364 DTB 02052024 | Bond - Gov't/Treasury | ₹1.97 Cr | 0.07% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹1,842.37 Cr | 65.55% |
| Bond - Gov't/Treasury | ₹928.04 Cr | 33.02% |
| Cash - Repurchase Agreement | ₹31.39 Cr | 1.12% |
| Cash - CD/Time Deposit | ₹24.09 Cr | 0.86% |
| Cash - Collateral | ₹-23.27 Cr | 0.83% |
| Mutual Fund - Open End | ₹7.84 Cr | 0.28% |
Risk & Performance Ratios
Standard Deviation
This fund
1.10%
Cat. avg.
1.95%
Lower the better
Sharpe Ratio
This fund
-0.09
Cat. avg.
-0.55
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.01
Higher the better
Fund Managers
LB
Laukik Bagwe
Since July 2016
SY
Sandeep Yadav
Since March 2022
Additional Scheme Detailsas of 15th July 2024
ISIN | INF740K01NJ5 | Expense Ratio | 0.34% | Exit Load | No Charges | Fund Size | ₹2,810 Cr | Age | 01 Jan 2013 | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Short Duration Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal (irrespective of holding period)
Realised Gain (capital gains) are taxed at your marginal income tax rate
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Short Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Axis Short Term Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹8269.80 Cr | 7.1% |
| Mirae Asset Short Term Fund Regular Growth Low to Moderate Risk | 1.1% | 0.0% | ₹336.75 Cr | 6.7% |
| Tata Short Term Bond Fund Regular Growth Moderate Risk | 1.2% | 0.0% | ₹2225.04 Cr | 6.7% |
| Bandhan Bond Fund - Short Term Plan Regular Growth Moderate Risk | 0.8% | 0.0% | ₹8618.01 Cr | 7.3% |
| Mirae Asset Short Term Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹336.75 Cr | 7.6% |
| ICICI Prudential Short Term Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹18395.79 Cr | 7.5% |
| Mahindra Manulife Short Duration Fund Regular Growth Moderate Risk | 1.3% | 0.0% | ₹50.31 Cr | 7.0% |
| Mahindra Manulife Short Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹50.31 Cr | 8.0% |
| Nippon India Short Term Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹6016.29 Cr | 7.2% |
| HDFC Short Term Debt Fund Regular Growth Moderate Risk | 0.7% | 0.0% | ₹13080.16 Cr | 7.6% |
About the AMC
Total AUM
₹1,58,660 Cr
Address
West Wing, 11th Floor, Mumbai, 400021
Other Funds by DSP Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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Still got questions?
We're here to help.
What is the current NAV of DSP Short Term Fund Direct Growth?
The NAV of DSP Short Term Fund Direct Growth, as of 25-Jul-2024, is ₹46.68.
What are the returns of DSP Short Term Fund Direct Growth?
The fund has generated 7.45% over the last 1 year and 5.67% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of DSP Short Term Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 98.51% in bonds, and 1.22% in cash and cash equivalents.
Who manages the DSP Short Term Fund Direct Growth?
The fund managers responsible for DSP Short Term Fund Direct Growth are:-
- Laukik Bagwe
- Sandeep Yadav
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.