Aditya Birla Sun Life Short Term Fund Regular Growth
DebtShort DurationModerate Risk
Regular
NAV (17-Sep-24)
₹44.62-0.01%1D
Returns (Since Inception)
7.25%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹8,315 Cr
Expense Ratio
1.01%
ISIN
INF209K01942
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
09 May 2003
About this fund
Aditya Birla Sun Life Short Term Fund Regular Growth is a Short Duration mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 21 years, 4 months and 9 days, having been launched on 09-May-03.
As of 17-Sep-24, it has a Net Asset Value (NAV) of ₹44.62, Assets Under Management (AUM) of 8315.20 Crores, and an expense ratio of 1.01%.
As of 17-Sep-24, it has a Net Asset Value (NAV) of ₹44.62, Assets Under Management (AUM) of 8315.20 Crores, and an expense ratio of 1.01%.
- Aditya Birla Sun Life Short Term Fund Regular Growth has given a CAGR return of 7.25% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 91.39% in debts, and 8.36% in cash & cash equivalents.
- You can start investing in Aditya Birla Sun Life Short Term Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.73%
+7.28% (Cat Avg.)
3 Years
+5.83%
+5.77% (Cat Avg.)
5 Years
+6.67%
+6.23% (Cat Avg.)
10 Years
+7.58%
+6.21% (Cat Avg.)
Since Inception
+7.25%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2024
| Debt | ₹7,599.51 Cr | 91.39% |
| Others | ₹715.69 Cr | 8.61% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹1,125.82 Cr | 13.54% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹347.75 Cr | 4.18% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹300.9 Cr | 3.62% |
| Net Receivables / (Payables) | Cash | ₹261.56 Cr | 3.15% |
| Small Industries Development Bank of India 7.68% | Bond - Corporate Bond | ₹235.47 Cr | 2.83% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹224.56 Cr | 2.70% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹201.21 Cr | 2.42% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹189.93 Cr | 2.28% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹184.6 Cr | 2.22% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹173.86 Cr | 2.09% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹150.58 Cr | 1.81% |
| 7.17% Govt Stock 2030 | Bond - Gov't/Treasury | ₹147.26 Cr | 1.77% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹144.81 Cr | 1.74% |
| Clearing Corporation Of India Limited | Cash - Repurchase Agreement | ₹133.19 Cr | 1.60% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹124.44 Cr | 1.50% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹120.62 Cr | 1.45% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹118.15 Cr | 1.42% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹100.33 Cr | 1.21% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹100.28 Cr | 1.21% |
| Shriram Finance Limited | Bond - Corporate Bond | ₹100.18 Cr | 1.20% |
| Shriram Transport Finance Company Limited | Bond - Corporate Bond | ₹100.12 Cr | 1.20% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹99.93 Cr | 1.20% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹99.76 Cr | 1.20% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹99.74 Cr | 1.20% |
| Jm Financial Credit Solutions Limited 9.73846% | Bond - Corporate Bond | ₹99.55 Cr | 1.20% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹99.52 Cr | 1.20% |
| Shriram Transport Finance Company Limited | Bond - Corporate Bond | ₹99.35 Cr | 1.19% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹97.07 Cr | 1.17% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹94.18 Cr | 1.13% |
| 7.23% Govt Stock 2039 | Bond - Gov't/Treasury | ₹92.57 Cr | 1.11% |
| 7.1% Govt Stock 2029 | Bond - Gov't/Treasury | ₹91.09 Cr | 1.10% |
| 8.34% Govt Stock 2033 | Bond - Gov't/Treasury | ₹82.38 Cr | 0.99% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹81.44 Cr | 0.98% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹79.85 Cr | 0.96% |
| FIRST BUSINESS RECEIVABLES TRUST | Bond - Asset Backed | ₹74.59 Cr | 0.90% |
| FIRST BUSINESS RECEIVABLES TRUST | Bond - Asset Backed | ₹72.39 Cr | 0.87% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹70.45 Cr | 0.85% |
| 7.17% Govt Stock 2028 | Bond - Gov't/Treasury | ₹68.77 Cr | 0.83% |
| Summit Digitel Infrastructure Limited | Bond - Corporate Bond | ₹68.64 Cr | 0.83% |
| Indinfravit Trust | Bond - Corporate Bond | ₹68.06 Cr | 0.82% |
| Tmf Holdings Limited | Bond - Corporate Bond | ₹64.71 Cr | 0.78% |
| Tata Capital Limited | Bond - Corporate Bond | ₹64.4 Cr | 0.77% |
| JM Financial Products Limited | Bond - Corporate Bond | ₹64.32 Cr | 0.77% |
| Mindspace Business Parks Reit | Bond - Corporate Bond | ₹58.86 Cr | 0.71% |
| Mindspace Business Parks Reit | Bond - Corporate Bond | ₹50.1 Cr | 0.60% |
| Tata Capital Limited | Bond - Corporate Bond | ₹50.1 Cr | 0.60% |
| Bajaj Housing Finance Ltd. 7.8% | Bond - Corporate Bond | ₹50.1 Cr | 0.60% |
| Bajaj Finance Ltd. 7.98% | Bond - Corporate Bond | ₹50.09 Cr | 0.60% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹50.09 Cr | 0.60% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹49.97 Cr | 0.60% |
| SMFG India Home Finance Co Ltd. 8.35% | Bond - Corporate Bond | ₹49.97 Cr | 0.60% |
| Hinduja Housing Finance Limited 8.85% | Bond - Corporate Bond | ₹49.87 Cr | 0.60% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹49.8 Cr | 0.60% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹49.78 Cr | 0.60% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹49.77 Cr | 0.60% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹49.76 Cr | 0.60% |
| JM Financial Credit Solutions Limited | Bond - Corporate Bond | ₹49.47 Cr | 0.59% |
| Rec Limited | Bond - Corporate Bond | ₹48.87 Cr | 0.59% |
| Sharekhan Limited | Cash - Commercial Paper | ₹48.8 Cr | 0.59% |
| State Bank Of India | Bond - Corporate Bond | ₹48.67 Cr | 0.59% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹44.87 Cr | 0.54% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹42.87 Cr | 0.52% |
| 7.37% Govt Stock 2028 | Bond - Gov't/Treasury | ₹40.83 Cr | 0.49% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹39.92 Cr | 0.48% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹39.91 Cr | 0.48% |
| REC Ltd. 7.64% | Bond - Corporate Bond | ₹39.61 Cr | 0.48% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹35.35 Cr | 0.43% |
| Nexus Select Trust | Bond - Corporate Bond | ₹35.01 Cr | 0.42% |
| Punjab National Bank | Bond - Corporate Bond | ₹34.73 Cr | 0.42% |
| 0% Goi - 16dec25 Strips | Bond - Gov't/Treasury | ₹28.05 Cr | 0.34% |
| Tata Capital Housing Finance Ltd. 8.1% | Bond - Corporate Bond | ₹25.09 Cr | 0.30% |
| Small Industries Development Bank of India 7.68% | Bond - Corporate Bond | ₹25.05 Cr | 0.30% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹25.01 Cr | 0.30% |
| Dlf Home Developers Limited 8.5% | Bond - Corporate Bond | ₹24.98 Cr | 0.30% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹24.97 Cr | 0.30% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹24.83 Cr | 0.30% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹24.8 Cr | 0.30% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹24.53 Cr | 0.29% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹22.95 Cr | 0.28% |
| 0% GOI- 22082026 STRIPS | Bond - Gov't/Treasury | ₹22.2 Cr | 0.27% |
| 0% GOI- 22022026 STRIPS | Bond - Gov't/Treasury | ₹20.38 Cr | 0.25% |
| SBI - Corporate Debt Market Development Fund - A2 Units | Mutual Fund - Open End | ₹20.35 Cr | 0.24% |
| 5.22% Govt Stock 2025 | Bond - Gov't/Treasury | ₹19.77 Cr | 0.24% |
| Dme Development Limited | Bond - Corporate Bond | ₹18.67 Cr | 0.22% |
| Dme Development Limited | Bond - Corporate Bond | ₹18.67 Cr | 0.22% |
| Dme Development Limited | Bond - Corporate Bond | ₹18.6 Cr | 0.22% |
| Dme Development Limited | Bond - Corporate Bond | ₹18.59 Cr | 0.22% |
| Dme Development Limited | Bond - Corporate Bond | ₹18.56 Cr | 0.22% |
| Dme Development Limited | Bond - Corporate Bond | ₹18.44 Cr | 0.22% |
| Dme Development Limited | Bond - Corporate Bond | ₹18.39 Cr | 0.22% |
| Dme Development Limited | Bond - Corporate Bond | ₹18.33 Cr | 0.22% |
| Dme Development Limited | Bond - Corporate Bond | ₹18.23 Cr | 0.22% |
| Dme Development Limited | Bond - Corporate Bond | ₹18.18 Cr | 0.22% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹15.01 Cr | 0.18% |
| HDFC Credila Financial Services Limited | Bond - Corporate Bond | ₹14.94 Cr | 0.18% |
| Reliance Industries Limited | Bond - Corporate Bond | ₹9.97 Cr | 0.12% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹9.97 Cr | 0.12% |
| 0% GOI - 12122024 STRIPS | Bond - Gov't/Treasury | ₹9.96 Cr | 0.12% |
| Gs CG 12/6/2025 - (Strips) Tb | Bond - Gov't/Treasury | ₹9.64 Cr | 0.12% |
| Gs CG 12/12/2025 - (Strips) Tb | Bond - Gov't/Treasury | ₹9.32 Cr | 0.11% |
| GOI 12.06.2026 GOV | Bond - Gov't/Treasury | ₹9.01 Cr | 0.11% |
| GSCG 15JUN2026 | Bond - Gov't/Treasury | ₹8.87 Cr | 0.11% |
| Gs CG 19/12/2026 - (Strips) Tb | Bond - Gov't/Treasury | ₹8.76 Cr | 0.11% |
| Gs CG 12/12/2026 - (Strips) Tb | Bond - Gov't/Treasury | ₹8.71 Cr | 0.10% |
| 0% GOI - 15122026 STRIPS | Bond - Gov't/Treasury | ₹8.57 Cr | 0.10% |
| India (Republic of) 0% | Bond - Gov't/Treasury | ₹7.84 Cr | 0.09% |
| Goi 15.12.2025 Gov | Bond - Gov't/Treasury | ₹5.13 Cr | 0.06% |
| 08.32 UP UDAY 2025 | Bond - Gov't Agency Debt | ₹5.05 Cr | 0.06% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹5.02 Cr | 0.06% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹5 Cr | 0.06% |
| Ntpc Limited | Bond - Corporate Bond | ₹4.99 Cr | 0.06% |
| 08.05 HR Sdl 2025 | Bond - Gov't/Treasury | ₹4.02 Cr | 0.05% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹4.01 Cr | 0.05% |
| India (Republic of) 0% | Bond - Gov't/Treasury | ₹3.62 Cr | 0.04% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹1.98 Cr | 0.02% |
| 08.60 BR Sdl 2026 | Bond - Gov't/Treasury | ₹0.89 Cr | 0.01% |
| Uttar Pradesh (Government of) | Bond - Sub-sovereign Government Debt | ₹0.8 Cr | 0.01% |
| 07.88 CG Sdl 2027 | Bond - Gov't/Treasury | ₹0.76 Cr | 0.01% |
| 08.06 MH Sdl 2025 | Bond - Gov't/Treasury | ₹0.2 Cr | 0.00% |
| GSCG 12JUN2027 | Bond - Gov't/Treasury | ₹0.01 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹4,981.29 Cr | 59.91% |
| Bond - Gov't/Treasury | ₹2,480.33 Cr | 29.83% |
| Cash | ₹261.56 Cr | 3.15% |
| Cash - CD/Time Deposit | ₹236.86 Cr | 2.85% |
| Bond - Asset Backed | ₹146.98 Cr | 1.77% |
| Cash - Repurchase Agreement | ₹133.19 Cr | 1.60% |
| Cash - Commercial Paper | ₹48.8 Cr | 0.59% |
| Mutual Fund - Open End | ₹20.35 Cr | 0.24% |
| Bond - Gov't Agency Debt | ₹5.05 Cr | 0.06% |
| Bond - Sub-sovereign Government Debt | ₹0.8 Cr | 0.01% |
| Bond - Convertible | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.99%
Cat. avg.
1.77%
Lower the better
Sharpe Ratio
This fund
-0.20
Cat. avg.
-0.47
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.02
Higher the better
Fund Managers
Additional Scheme Detailsas of 31st August 2024
ISIN | INF209K01942 | Expense Ratio | 1.01% | Exit Load | No Charges | Fund Size | ₹8,315 Cr | Age | 09 May 2003 | Lumpsum Minimum | ₹1,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty Short Duration Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Short Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Axis Short Term Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹9120.74 Cr | 7.7% |
| Mirae Asset Short Term Fund Regular Growth Low to Moderate Risk | 1.1% | 0.0% | ₹339.54 Cr | 7.3% |
| Tata Short Term Bond Fund Regular Growth Moderate Risk | 1.2% | 0.0% | ₹2441.00 Cr | 7.3% |
| Bandhan Bond Fund - Short Term Plan Regular Growth Moderate Risk | 0.8% | 0.0% | ₹8908.66 Cr | 8.0% |
| Mirae Asset Short Term Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹339.54 Cr | 8.2% |
| ICICI Prudential Short Term Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹19611.12 Cr | 7.7% |
| Mahindra Manulife Short Duration Fund Regular Growth Moderate Risk | 1.3% | 0.0% | ₹63.68 Cr | 7.5% |
| Mahindra Manulife Short Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹63.68 Cr | 8.6% |
| Nippon India Short Term Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹6974.03 Cr | 7.8% |
| HDFC Short Term Debt Fund Regular Growth Moderate Risk | 0.7% | 0.0% | ₹14105.19 Cr | 8.1% |
About the AMC
Total AUM
₹3,85,953 Cr
Address
One World Centre, Tower 1, 17th Floor, Mumbai, 400 013
Other Funds by Aditya Birla SL Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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What is the current NAV of Aditya Birla Sun Life Short Term Fund Regular Growth?
The NAV of Aditya Birla Sun Life Short Term Fund Regular Growth, as of 17-Sep-2024, is ₹44.62.
What are the returns of Aditya Birla Sun Life Short Term Fund Regular Growth?
The fund has generated 7.73% over the last 1 year and 5.83% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Aditya Birla Sun Life Short Term Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 91.39% in bonds, and 8.36% in cash and cash equivalents.
Who manages the Aditya Birla Sun Life Short Term Fund Regular Growth?
The fund managers responsible for Aditya Birla Sun Life Short Term Fund Regular Growth are:-
- Kaustubh Gupta
- Mohit Sharma
- Dhaval Joshi
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.