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Fund Overview

Fund Size

Fund Size

₹3,418 Cr

Expense Ratio

Expense Ratio

0.92%

ISIN

ISIN

INF740K01656

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

09 Sep 2002

About this fund

DSP Short Term Fund Regular Growth is a Short Duration mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 22 years, 9 months and 10 days, having been launched on 09-Sep-02.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹46.75, Assets Under Management (AUM) of 3417.96 Crores, and an expense ratio of 0.92%.
  • DSP Short Term Fund Regular Growth has given a CAGR return of 7.01% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 96.96% in debts, and 2.79% in cash & cash equivalents.
  • You can start investing in DSP Short Term Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+9.19%

+9.49% (Cat Avg.)

3 Years

+7.34%

+7.84% (Cat Avg.)

5 Years

+5.77%

+6.67% (Cat Avg.)

10 Years

+6.80%

+6.51% (Cat Avg.)

Since Inception

+7.01%

(Cat Avg.)

Portfolio Summaryas of 31st May 2025

Debt3,313.96 Cr96.96%
Others104 Cr3.04%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
6.79% Govt Stock 2034Bond - Gov't/Treasury366.14 Cr10.71%
7.81% Govt Stock 2033Bond - Gov't/Treasury263.35 Cr7.70%
INDIA UNIVERSAL TRUST AL1Bond - Asset Backed150.85 Cr4.41%
Small Industries Development Bank Of IndiaBond - Corporate Bond107.2 Cr3.14%
Titan Company LimitedBond - Corporate Bond104.79 Cr3.07%
7.05% ODisha Sgs Mat - 26/03/2035Bond - Gov't/Treasury103.83 Cr3.04%
Rec LimitedBond - Corporate Bond103.49 Cr3.03%
6.33% Gsec Mat - 05/05/2035Bond - Gov't/Treasury101.29 Cr2.96%
Muthoot Finance LimitedBond - Corporate Bond86 Cr2.52%
Jamnagar Utilities & Power Private LimitedBond - Corporate Bond81.95 Cr2.40%
India Infrastructure Finance Company LimitedBond - Corporate Bond79.39 Cr2.32%
Madhya Pradesh (Government of) 7.14%Bond - Sub-sovereign Government Debt78.61 Cr2.30%
Bajaj Housing Finance LimitedBond - Corporate Bond78.04 Cr2.28%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond77.76 Cr2.28%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond77.72 Cr2.27%
Indian Railway Finance Corporation LimitedBond - Corporate Bond77.07 Cr2.25%
7.59% Govt Stock 2031Bond - Gov't/Treasury74.18 Cr2.17%
Power Finance Corporation LimitedBond - Corporate Bond68.76 Cr2.01%
Rural Electrification Corporation LimitedBond - Corporate Bond62.61 Cr1.83%
Power Finance Corporation LimitedBond - Corporate Bond53.97 Cr1.58%
Rec LimitedBond - Corporate Bond53.86 Cr1.58%
Indian Railway Finance Corporation LimitedBond - Corporate Bond53.55 Cr1.57%
Bharti Telecom LimitedBond - Corporate Bond53.09 Cr1.55%
ICICI Home Finance Company LimitedBond - Corporate Bond52.79 Cr1.54%
Bajaj Finance LimitedBond - Corporate Bond52.63 Cr1.54%
LIC Housing Finance LtdBond - Corporate Bond52.53 Cr1.54%
Bharti Telecom LimitedBond - Corporate Bond52.43 Cr1.53%
Bajaj Finance LimitedBond - Corporate Bond52.32 Cr1.53%
Small Industries Development Bank Of IndiaBond - Corporate Bond52.05 Cr1.52%
Power Finance Corporation LimitedBond - Corporate Bond52 Cr1.52%
Small Industries Development Bank Of IndiaBond - Corporate Bond51.49 Cr1.51%
Bajaj Housing Finance LimitedBond - Corporate Bond50.52 Cr1.48%
Tata Capital Housing Finance LimitedBond - Corporate Bond50.23 Cr1.47%
364 DTB 15082025Bond - Gov't/Treasury49.44 Cr1.45%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond35.4 Cr1.04%
Power Finance Corporation LimitedBond - Corporate Bond31.13 Cr0.91%
Muthoot Finance LimitedBond - Corporate Bond27.52 Cr0.81%
Tata Capital Housing Finance LimitedBond - Corporate Bond27.02 Cr0.79%
Tata Capital LimitedBond - Corporate Bond27.02 Cr0.79%
Power Finance Corporation LimitedBond - Corporate Bond26.86 Cr0.79%
LIC Housing Finance LtdBond - Corporate Bond26.75 Cr0.78%
Small Industries Development Bank Of IndiaBond - Corporate Bond26.57 Cr0.78%
National Housing BankBond - Corporate Bond26.39 Cr0.77%
Bharti Telecom LimitedBond - Corporate Bond26.26 Cr0.77%
Small Industries Development Bank Of IndiaBond - Corporate Bond26.2 Cr0.77%
06.87 Up SDL 2031Bond - Gov't/Treasury26.03 Cr0.76%
Indian Railway Finance Corporation LimitedBond - Corporate Bond25.95 Cr0.76%
Bajaj Housing Finance LimitedBond - Corporate Bond25.25 Cr0.74%
Power Finance Corporation LimitedBond - Corporate Bond25.08 Cr0.73%
Axis Bank LimitedCash - CD/Time Deposit24.59 Cr0.72%
06.89 Up SDL 2031Bond - Gov't/Treasury20.87 Cr0.61%
Treps / Reverse Repo InvestmentsCash - Repurchase Agreement15.24 Cr0.45%
SBI Funds Management Pvt Ltd/Fund ParentMutual Fund - Open End8.51 Cr0.25%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond5.03 Cr0.15%
Hindustan Petroleum Corporation LimitedBond - Corporate Bond5 Cr0.15%
7.26% Govt Stock 2033Bond - Gov't/Treasury2.17 Cr0.06%
Net Receivables/PayablesCash1.21 Cr0.04%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond2,131.64 Cr62.37%
Bond - Gov't/Treasury1,007.3 Cr29.47%
Bond - Asset Backed150.85 Cr4.41%
Bond - Sub-sovereign Government Debt78.61 Cr2.30%
Cash - CD/Time Deposit24.59 Cr0.72%
Cash - Repurchase Agreement15.24 Cr0.45%
Mutual Fund - Open End8.51 Cr0.25%
Cash1.21 Cr0.04%

Risk & Performance Ratios

Standard Deviation

This fund

0.99%

Cat. avg.

1.43%

Lower the better

Sharpe Ratio

This fund

0.55

Cat. avg.

0.82

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

2.29

Higher the better

Fund Managers

Karan Mundhra

Karan Mundhra

Since August 2024

SG

Shantanu Godambe

Since January 2025

Additional Scheme Detailsas of 31st May 2025

ISIN
INF740K01656
Expense Ratio
0.92%
Exit Load
No Charges
Fund Size
₹3,418 Cr
Age
22 years 9 months
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Short Duration Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

  • For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
  • For investments made before 1 April 2023:
    • If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
    • If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
  • Holding the units: No tax is applicable as long as you hold the units.

Dividend Taxation:

Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Short Duration Funds

Fund nameExpense RatioExit LoadFund size
1Y
Union Short Duration Fund Direct Growth

Low Risk

0.3%0.0%₹721.97 Cr-
Union Short Duration Fund Regular Growth

Low Risk

0.7%0.0%₹721.97 Cr-
HSBC Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3928.37 Cr9.9%
Groww Short Duration Fund Direct Growth

Moderate Risk

0.4%0.0%₹71.52 Cr9.9%
Groww Short Duration Fund Regular Growth

Moderate Risk

1.1%0.0%₹71.52 Cr8.7%
Invesco India Short Term Fund Direct Growth

Moderate Risk

0.3%0.0%₹1051.40 Cr9.8%
ICICI Prudential Short Term Fund Direct Growth

Moderate Risk

0.5%0.0%₹21283.50 Cr9.7%
Sundaram Short Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹214.18 Cr9.9%
Bandhan Bond Fund - Short Term Plan Direct Growth

Low to Moderate Risk

0.3%0.0%₹10116.37 Cr10.0%
Nippon India Short Term Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹7057.73 Cr10.3%

About the AMC

Total AUM

₹1,88,100 Cr

Address

West Wing, 11th Floor, Mumbai, 400021

Other Funds by DSP Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
DSP Multicap Fund Direct Growth

Low Risk

0.6%1.0%₹2262.92 Cr3.3%
DSP Nifty Smallcap250 Quality 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹255.48 Cr1.4%
DSP Banking & Financial Services Fund Direct Growth

Very High Risk

0.7%0.0%₹1290.21 Cr22.4%
DSP Gold ETF Fund of Fund Direct Growth

High Risk

0.7%0.0%₹91.70 Cr37.4%
DSP Multi Asset Allocation Fund Direct Growth

Very High Risk

0.3%1.0%₹3157.86 Cr15.0%
DSP FMP - Series 264 - 60M - 17D Direct Growth

Low to Moderate Risk

-0.0%₹51.43 Cr9.0%
DSP FMP Series 267 - 1246 Days Direct Growth

Low to Moderate Risk

-0.0%₹688.46 Cr8.4%
DSP FMP Series 261 37 Month Direct Growth

Moderate Risk

----
DSP Fixed Maturity Plan Series 270 1144 Days Direct Growth

Low to Moderate Risk

-0.0%₹180.35 Cr8.4%
DSP FMP Series 268 - 1281 Days Direct Growth

Low to Moderate Risk

--₹122.54 Cr8.3%
DSP FMP Series 252 38 Month Direct Growth

Moderate Risk

-0.0%--
DSP Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹4104.46 Cr9.6%
DSP Dynamic Asset Allocation Fund Direct Growth

Moderately High risk

0.7%1.0%₹3396.57 Cr8.9%
DSP Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹1441.79 Cr6.4%
DSP Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹739.23 Cr6.2%
DSP Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹1008.00 Cr-7.4%
DSP Healthcare Fund Direct Growth

Very High Risk

0.6%0.0%₹2961.36 Cr16.0%
DSP Global Allocation Fund Direct Growth

Very High Risk

0.4%0.0%₹683.95 Cr9.9%
DSP Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5229.96 Cr8.3%
DSP Value Fund Direct Growth

Very High Risk

0.9%1.0%₹1001.23 Cr9.2%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹2172.74 Cr9.9%
DSP Bond Fund Direct Growth

Moderately High risk

0.4%0.0%₹312.37 Cr10.3%
DSP Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹11836.70 Cr6.1%
DSP Government Securities Direct Growth

Moderate Risk

0.6%0.0%₹1903.95 Cr8.7%
DSP Equity & Bond Fund Direct Growth

Very High Risk

0.7%1.0%₹11104.36 Cr11.7%
DSP Focus Fund Direct Growth

Very High Risk

1.0%1.0%₹2576.32 Cr7.0%
DSP Credit Risk Fund Direct Growth

Moderately High risk

0.4%1.0%₹209.55 Cr24.1%
DSP India TIGER Fund Direct Growth

Very High Risk

0.9%1.0%₹5319.48 Cr-5.4%
DSP Liquidity Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹17751.61 Cr7.3%
DSP Regular Saving Fund Direct Growth

Moderate Risk

0.5%0.0%₹173.25 Cr10.7%
DSP Small Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹16304.77 Cr9.9%
DSP Ultra Short Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹4010.78 Cr8.1%
DSP Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3417.96 Cr9.8%
DSP Midcap Fund Direct Growth

Very High Risk

0.8%1.0%₹18712.25 Cr1.9%
DSP Natural Resource & New Energy Fund Direct Growth

Very High Risk

1.1%0.0%₹1291.71 Cr-4.1%
DSP Equity Opportunities Fund Direct Growth

Very High Risk

0.7%1.0%₹15012.64 Cr5.6%
DSP Strategic Bond Fund Direct Growth

Moderate Risk

0.5%0.0%₹1601.04 Cr8.7%
DSP Savings Fund Direct Growth

Moderate Risk

0.2%0.0%₹4517.13 Cr7.9%
DSP Tax Saver Fund Direct Growth

Very High Risk

0.7%0.0%₹16973.99 Cr7.6%
DSP World Agriculture Direct Growth

Very High Risk

1.5%0.0%₹12.18 Cr7.1%
DSP Top 100 Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹6036.43 Cr10.9%
DSP US Flexible Equity Fund Direct Growth

Very High Risk

1.6%0.0%₹866.46 Cr15.1%
DSP World Energy Direct Growth

Very High Risk

1.5%0.0%₹84.88 Cr3.8%
DSP World Gold Fund of Fund Direct Growth

Very High Risk

1.7%0.0%₹1195.92 Cr73.7%
DSP World Mining Direct Growth

Very High Risk

1.5%0.0%₹126.67 Cr10.7%
DSP Equity Savings Fund Direct Growth

Moderately High risk

0.4%0.0%₹2995.31 Cr10.1%
DSP Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹6473.70 Cr7.6%
DSP Corporate Bond Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2647.14 Cr9.2%
DSP 10Y G-Sec Fund Direct Growth

Moderate Risk

0.3%0.0%₹59.86 Cr10.9%
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹85.90 Cr9.6%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk
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The NAV of DSP Short Term Fund Regular Growth, as of 18-Jun-2025, is ₹46.75.
The fund has generated 9.19% over the last 1 year and 7.34% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 96.96% in bonds, and 2.79% in cash and cash equivalents.
The fund managers responsible for DSP Short Term Fund Regular Growth are:-
  1. Karan Mundhra
  2. Shantanu Godambe