Fund Overview
Fund Size
₹18,699 Cr
Expense Ratio
0.10%
ISIN
INF740K01QL4
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
DSP Liquidity Fund Direct Growth is a Liquid mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 11 years, 8 months and 11 days, having been launched on 01-Jan-13.
As of 11-Sep-24, it has a Net Asset Value (NAV) of ₹3563.84, Assets Under Management (AUM) of 18699.20 Crores, and an expense ratio of 0.1%.
As of 11-Sep-24, it has a Net Asset Value (NAV) of ₹3563.84, Assets Under Management (AUM) of 18699.20 Crores, and an expense ratio of 0.1%.
- DSP Liquidity Fund Direct Growth has given a CAGR return of 6.84% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.84% in cash & cash equivalents.
- You can start investing in DSP Liquidity Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.44%
+6.08% (Cat Avg.)
3 Years
+6.09%
+5.31% (Cat Avg.)
5 Years
+5.29%
+4.43% (Cat Avg.)
10 Years
+6.44%
+5.13% (Cat Avg.)
Since Inception
+6.84%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2024
| Others | ₹18,699.2 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps / Reverse Repo Investments | Cash - Repurchase Agreement | ₹1,321.09 Cr | 7.06% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹641.66 Cr | 3.43% |
| 91 DTB 26092024 | Bond - Gov't/Treasury | ₹547.54 Cr | 2.93% |
| 182 DTB 01112024 | Bond - Gov't/Treasury | ₹504.52 Cr | 2.70% |
| 91 DTB 15112024 | Bond - Gov't/Treasury | ₹493.39 Cr | 2.64% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹399.23 Cr | 2.14% |
| 6.18% Govt Stock 2024 | Bond - Gov't/Treasury | ₹356.64 Cr | 1.91% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹349.93 Cr | 1.87% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹349.06 Cr | 1.87% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹299.43 Cr | 1.60% |
| 364 DTB 12092024 | Bond - Gov't/Treasury | ₹299.41 Cr | 1.60% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹299.31 Cr | 1.60% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹298.72 Cr | 1.60% |
| Reliance Industries Limited | Cash - Commercial Paper | ₹298.55 Cr | 1.60% |
| PNb Housing Finance Limited | Cash - Commercial Paper | ₹296.84 Cr | 1.59% |
| 91 DTB 28112024 | Bond - Gov't/Treasury | ₹295.3 Cr | 1.58% |
| Canara Bank | Cash - CD/Time Deposit | ₹249.53 Cr | 1.33% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹248.81 Cr | 1.33% |
| 91 DTB 21112024 | Bond - Gov't/Treasury | ₹246.39 Cr | 1.32% |
| Tata Housing Development Company Limited | Cash - Commercial Paper | ₹224.24 Cr | 1.20% |
| 364 DTB 02052024 | Bond - Gov't/Treasury | ₹218.46 Cr | 1.17% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹199.58 Cr | 1.07% |
| Canara Bank | Cash - CD/Time Deposit | ₹199.35 Cr | 1.07% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹199.31 Cr | 1.07% |
| Hindustan Petroleum Corporation Limited | Cash - Commercial Paper | ₹199.12 Cr | 1.06% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹198.83 Cr | 1.06% |
| Reliance Jio Infocomm Ltd. | Cash - Commercial Paper | ₹197.1 Cr | 1.05% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹197.1 Cr | 1.05% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹196.97 Cr | 1.05% |
| Indian Bank | Cash - CD/Time Deposit | ₹196.95 Cr | 1.05% |
| LIC Housing Finance Limited | Cash - Commercial Paper | ₹196.9 Cr | 1.05% |
| Tata Capital Housing Finance Ltd. | Cash - Commercial Paper | ₹196.86 Cr | 1.05% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹196.84 Cr | 1.05% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹174.97 Cr | 0.94% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹174.63 Cr | 0.93% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹174.43 Cr | 0.93% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹173.58 Cr | 0.93% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹171.96 Cr | 0.92% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹168.07 Cr | 0.90% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹149.88 Cr | 0.80% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹149.73 Cr | 0.80% |
| Titan Company Limited | Cash - Commercial Paper | ₹149.65 Cr | 0.80% |
| Tata Motors Finance Limited | Cash - Commercial Paper | ₹149.33 Cr | 0.80% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹149.28 Cr | 0.80% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹148.35 Cr | 0.79% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹148.33 Cr | 0.79% |
| Julius Baer Capital Private Limited | Cash - Commercial Paper | ₹148.14 Cr | 0.79% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹147.91 Cr | 0.79% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹147.68 Cr | 0.79% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹123.68 Cr | 0.66% |
| Axis Securities Limited | Cash - Commercial Paper | ₹122.79 Cr | 0.66% |
| Poonawalla Fincorp Limited | Cash - Commercial Paper | ₹114.91 Cr | 0.61% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹99.9 Cr | 0.53% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹99.85 Cr | 0.53% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹99.85 Cr | 0.53% |
| India (Republic of) | Bond - Short-term Government Bills | ₹99.8 Cr | 0.53% |
| Redington (India) Limited | Cash - Commercial Paper | ₹99.78 Cr | 0.53% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹99.78 Cr | 0.53% |
| Canara Bank | Cash - CD/Time Deposit | ₹99.77 Cr | 0.53% |
| Tata Realty And Infrastructure Limited | Cash - Commercial Paper | ₹99.76 Cr | 0.53% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹99.64 Cr | 0.53% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹99.64 Cr | 0.53% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹99.58 Cr | 0.53% |
| Srf Limited | Cash - Commercial Paper | ₹99.57 Cr | 0.53% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹99.53 Cr | 0.53% |
| Hindustan Petroleum Corporation Limited | Cash - Commercial Paper | ₹99.52 Cr | 0.53% |
| Network18 Media & Investments Limited | Cash - Commercial Paper | ₹99.51 Cr | 0.53% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹99.15 Cr | 0.53% |
| Bank Of Maharashtra | Cash - CD/Time Deposit | ₹99.07 Cr | 0.53% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹99 Cr | 0.53% |
| Jamnagar Utilities & Power Pvt. Ltd. | Cash - Commercial Paper | ₹98.93 Cr | 0.53% |
| Kisetsu Saison Financial India Private Limited | Cash - Commercial Paper | ₹98.92 Cr | 0.53% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹98.89 Cr | 0.53% |
| Network18 Media & Investments Limited | Cash - Commercial Paper | ₹98.88 Cr | 0.53% |
| Aditya Birla Money Limited | Cash - Commercial Paper | ₹98.79 Cr | 0.53% |
| Cholamandalam Investment & Finance Co Ltd. | Cash - Commercial Paper | ₹98.76 Cr | 0.53% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹98.66 Cr | 0.53% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹98.59 Cr | 0.53% |
| Indian Bank | Cash - CD/Time Deposit | ₹98.57 Cr | 0.53% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹98.56 Cr | 0.53% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹98.47 Cr | 0.53% |
| Bank Of India | Cash - CD/Time Deposit | ₹98.43 Cr | 0.53% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹98.42 Cr | 0.53% |
| Canara Bank | Bond - Gov't Agency Debt | ₹98.35 Cr | 0.53% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹98.27 Cr | 0.53% |
| Motilal Oswal Finvest Limited | Cash - Commercial Paper | ₹98.14 Cr | 0.52% |
| NTPC Ltd. | Cash - Commercial Paper | ₹74.73 Cr | 0.40% |
| Tata Realty And Infrastructure Limited | Cash - Commercial Paper | ₹74.09 Cr | 0.40% |
| Godrej Industries Limited | Cash - Commercial Paper | ₹73.94 Cr | 0.40% |
| Godrej Properties Limited | Cash - Commercial Paper | ₹73.94 Cr | 0.40% |
| Godrej Industries Limited | Cash - Commercial Paper | ₹73.93 Cr | 0.40% |
| Nexus Select Trust | Cash - Commercial Paper | ₹73.87 Cr | 0.40% |
| Mahindra Lifespace Developers Ltd | Cash - Commercial Paper | ₹73.79 Cr | 0.39% |
| Infina Finance Private Limited | Cash - Commercial Paper | ₹70.88 Cr | 0.38% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹68.79 Cr | 0.37% |
| Treps / Reverse Repo Investments | Cash - Repurchase Agreement | ₹60.34 Cr | 0.32% |
| Poonawalla Fincorp Limited | Bond - Corporate Bond | ₹57.6 Cr | 0.31% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹49.97 Cr | 0.27% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹49.9 Cr | 0.27% |
| Dcm Shriram Limited | Cash - Commercial Paper | ₹49.9 Cr | 0.27% |
| Redington (India) Limited | Cash - Commercial Paper | ₹49.88 Cr | 0.27% |
| Pilani Investment & Industries Corporation Limited | Cash - Commercial Paper | ₹49.87 Cr | 0.27% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹49.86 Cr | 0.27% |
| Ceat Limited | Cash - Commercial Paper | ₹49.78 Cr | 0.27% |
| Sbicap Securities Limited | Cash - Commercial Paper | ₹49.77 Cr | 0.27% |
| Ceat Limited | Cash - Commercial Paper | ₹49.76 Cr | 0.27% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.51 Cr | 0.26% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹49.5 Cr | 0.26% |
| Muthoot Homefin India Limited | Cash - Commercial Paper | ₹49.49 Cr | 0.26% |
| Fedbank Financial Services Ltd | Cash - Commercial Paper | ₹49.45 Cr | 0.26% |
| Au Small Finance Bank Limited | Cash - CD/Time Deposit | ₹49.42 Cr | 0.26% |
| Godrej Industries Limited | Cash - Commercial Paper | ₹49.28 Cr | 0.26% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.17 Cr | 0.26% |
| Poonawalla Fincorp Ltd | Cash - Commercial Paper | ₹49.1 Cr | 0.26% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹32.03 Cr | 0.17% |
| SBI Funds Management Pvt Ltd/Fund Parent | Mutual Fund - Open End | ₹29.7 Cr | 0.16% |
| Icici Securities Limited | Cash - Commercial Paper | ₹24.99 Cr | 0.13% |
| India (Republic of) | Bond - Short-term Government Bills | ₹24.98 Cr | 0.13% |
| Canara Bank | Cash - CD/Time Deposit | ₹24.96 Cr | 0.13% |
| Reliance Jio Infocomm Limited | Cash - Commercial Paper | ₹24.95 Cr | 0.13% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹24.57 Cr | 0.13% |
| 182 DTB 03102024 | Bond - Gov't/Treasury | ₹9.94 Cr | 0.05% |
| Net Receivables/Payables | Cash | ₹8.01 Cr | 0.04% |
| India (Republic of) | Bond - Short-term Government Bills | ₹4.98 Cr | 0.03% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹9,903.96 Cr | 52.96% |
| Cash - CD/Time Deposit | ₹4,086.76 Cr | 21.86% |
| Bond - Gov't/Treasury | ₹2,971.59 Cr | 15.89% |
| Cash - Repurchase Agreement | ₹1,381.44 Cr | 7.39% |
| Bond - Short-term Government Bills | ₹129.77 Cr | 0.69% |
| Bond - Gov't Agency Debt | ₹98.35 Cr | 0.53% |
| Bond - Corporate Bond | ₹89.63 Cr | 0.48% |
| Mutual Fund - Open End | ₹29.7 Cr | 0.16% |
| Cash | ₹8.01 Cr | 0.04% |
Risk & Performance Ratios
Standard Deviation
This fund
0.45%
Cat. avg.
0.56%
Lower the better
Sharpe Ratio
This fund
1.08
Cat. avg.
-1.42
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.50
Higher the better
Fund Managers
Additional Scheme Detailsas of 31st August 2024
ISIN | INF740K01QL4 | Expense Ratio | 0.10% | Exit Load | No Charges | Fund Size | ₹18,699 Cr | Age | 01 Jan 2013 | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Liquid Debt A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹3763.16 Cr | 7.3% |
| Navi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹70.32 Cr | 6.9% |
| Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹752.34 Cr | 6.9% |
| Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹752.34 Cr | 7.1% |
| Kotak Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹50.88 Cr | 6.0% |
| Invesco India Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹11289.30 Cr | 7.3% |
| TrustMF Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹249.54 Cr | 7.4% |
| 360 ONE Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹1071.55 Cr | 7.2% |
| 360 ONE Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1071.55 Cr | 7.2% |
| TrustMF Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹249.54 Cr | 7.2% |
About the AMC
Total AUM
₹1,79,723 Cr
Address
West Wing, 11th Floor, Mumbai, 400021
Other Funds by DSP Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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We're here to help.
What is the current NAV of DSP Liquidity Fund Direct Growth?
The NAV of DSP Liquidity Fund Direct Growth, as of 11-Sep-2024, is ₹3563.84.
What are the returns of DSP Liquidity Fund Direct Growth?
The fund has generated 7.44% over the last 1 year and 6.09% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of DSP Liquidity Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.84% in cash and cash equivalents.
Who manages the DSP Liquidity Fund Direct Growth?
The fund managers responsible for DSP Liquidity Fund Direct Growth are:-
- Laukik Bagwe
- Karan Mundhra
- Shalini Vasanta
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.