Fund Overview
Fund Size
₹19,853 Cr
Expense Ratio
0.21%
ISIN
INF277K01YE6
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
Tata Liquid Fund Direct Growth is a Liquid mutual fund schemes offered by Tata Mutual Fund. This fund has been in existence for 11 years, 8 months and 17 days, having been launched on 01-Jan-13.
As of 17-Sep-24, it has a Net Asset Value (NAV) of ₹3938.06, Assets Under Management (AUM) of 19852.61 Crores, and an expense ratio of 0.21%.
As of 17-Sep-24, it has a Net Asset Value (NAV) of ₹3938.06, Assets Under Management (AUM) of 19852.61 Crores, and an expense ratio of 0.21%.
- Tata Liquid Fund Direct Growth has given a CAGR return of 6.88% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.70% in cash & cash equivalents.
- You can start investing in Tata Liquid Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.43%
+6.08% (Cat Avg.)
3 Years
+6.09%
+5.32% (Cat Avg.)
5 Years
+5.33%
+4.43% (Cat Avg.)
10 Years
+6.46%
+5.14% (Cat Avg.)
Since Inception
+6.88%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2024
| Others | ₹19,852.61 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 364 DTB 12092024 | Bond - Gov't/Treasury | ₹1,192.66 Cr | 6.01% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹984.19 Cr | 4.96% |
| Canara Bank | Cash - CD/Time Deposit | ₹971.85 Cr | 4.90% |
| Indian Oil Corporation Limited | Cash - Commercial Paper | ₹721.95 Cr | 3.64% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹649.37 Cr | 3.27% |
| Godrej Consumer Products Limited | Cash - Commercial Paper | ₹549.47 Cr | 2.77% |
| PNb Housing Finance Limited | Cash - Commercial Paper | ₹499.11 Cr | 2.51% |
| Canara Bank | Cash - CD/Time Deposit | ₹498.29 Cr | 2.51% |
| Canfin Homes Limited | Cash - Commercial Paper | ₹498.13 Cr | 2.51% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹497.52 Cr | 2.51% |
| 364 DTB 02052024 | Bond - Gov't/Treasury | ₹496.5 Cr | 2.50% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹493.58 Cr | 2.49% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹493.32 Cr | 2.48% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹493.15 Cr | 2.48% |
| Canfin Homes Limited | Cash - Commercial Paper | ₹492.87 Cr | 2.48% |
| 91 DTB 21112024 | Bond - Gov't/Treasury | ₹492.78 Cr | 2.48% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹492.27 Cr | 2.48% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹449.13 Cr | 2.26% |
| 91 DTB 15112024 | Bond - Gov't/Treasury | ₹434.18 Cr | 2.19% |
| India (Republic of) | Bond - Short-term Government Bills | ₹403.7 Cr | 2.03% |
| NTPC Ltd. | Cash - Commercial Paper | ₹398.55 Cr | 2.01% |
| Sikka Ports And Terminals Limited | Cash - Commercial Paper | ₹394.71 Cr | 1.99% |
| Motilal Oswal Finvest Limited | Cash - Commercial Paper | ₹349.24 Cr | 1.76% |
| 91 DTB 10102024 | Bond - Gov't/Treasury | ₹347.55 Cr | 1.75% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹324.74 Cr | 1.64% |
| (C) Treps | Cash - Repurchase Agreement | ₹316.49 Cr | 1.59% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹299.7 Cr | 1.51% |
| 360 One Wam Limited | Cash - Commercial Paper | ₹299.66 Cr | 1.51% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹299.54 Cr | 1.51% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹298.25 Cr | 1.50% |
| Aditya Birla Fashion And Retail Limited | Cash - Commercial Paper | ₹295.81 Cr | 1.49% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹294.32 Cr | 1.48% |
| HDFC Credila Financial Services Private Limited | Cash - Commercial Paper | ₹274.42 Cr | 1.38% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹249.14 Cr | 1.25% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹249.04 Cr | 1.25% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹248.85 Cr | 1.25% |
| Adani Ports And Special Economic Zone Limited | Cash - Commercial Paper | ₹248.76 Cr | 1.25% |
| 182 DTB 03102024 | Bond - Gov't/Treasury | ₹248.56 Cr | 1.25% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹245.93 Cr | 1.24% |
| India (Republic of) | Bond - Short-term Government Bills | ₹199.11 Cr | 1.00% |
| 364 DTB 07112024 | Bond - Gov't/Treasury | ₹172.91 Cr | 0.87% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹149.68 Cr | 0.75% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹149.45 Cr | 0.75% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹148.33 Cr | 0.75% |
| Piramal Capital & Housing Finance Ltd. | Bond - Corporate Bond | ₹147.16 Cr | 0.74% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹124.95 Cr | 0.63% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹99.81 Cr | 0.50% |
| 91 DTB 26092024 | Bond - Gov't/Treasury | ₹99.55 Cr | 0.50% |
| 364 DTB 03102024 | Bond - Gov't/Treasury | ₹99.42 Cr | 0.50% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹98.87 Cr | 0.50% |
| Cholamandalam Investment & Finance Co Ltd. | Cash - Commercial Paper | ₹98.76 Cr | 0.50% |
| Aditya Birla Money Limited | Cash - Commercial Paper | ₹98.58 Cr | 0.50% |
| Aditya Birla Money Limited | Cash - Commercial Paper | ₹98.45 Cr | 0.50% |
| Tata Teleservices Ltd | Cash - Commercial Paper | ₹98.39 Cr | 0.50% |
| India (Republic of) | Bond - Short-term Government Bills | ₹89.94 Cr | 0.45% |
| 91 DTB 31102024 | Bond - Gov't/Treasury | ₹74.19 Cr | 0.37% |
| Tata Motors Finance Solutions Limited | Cash - Commercial Paper | ₹73.88 Cr | 0.37% |
| SBIMF AIF - CAT II (CDMDF)27/10/2038 | Mutual Fund - Open End | ₹59.99 Cr | 0.30% |
| Cash / Net Current Asset | Cash | ₹59.54 Cr | 0.30% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹49.98 Cr | 0.25% |
| India (Republic of) | Bond - Short-term Government Bills | ₹49.9 Cr | 0.25% |
| Piramal Enterprises Limited | Cash - Commercial Paper | ₹24.52 Cr | 0.12% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹10,723.43 Cr | 54.02% |
| Cash - CD/Time Deposit | ₹4,095.09 Cr | 20.63% |
| Bond - Gov't/Treasury | ₹3,658.3 Cr | 18.43% |
| Bond - Short-term Government Bills | ₹742.64 Cr | 3.74% |
| Cash - Repurchase Agreement | ₹316.49 Cr | 1.59% |
| Bond - Corporate Bond | ₹197.14 Cr | 0.99% |
| Mutual Fund - Open End | ₹59.99 Cr | 0.30% |
| Cash | ₹59.54 Cr | 0.30% |
Risk & Performance Ratios
Standard Deviation
This fund
0.46%
Cat. avg.
0.56%
Lower the better
Sharpe Ratio
This fund
0.85
Cat. avg.
-1.42
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.50
Higher the better
Fund Managers
Additional Scheme Detailsas of 31st August 2024
ISIN | INF277K01YE6 | Expense Ratio | 0.21% | Exit Load | No Charges | Fund Size | ₹19,853 Cr | Age | 01 Jan 2013 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Liquid Debt A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹3763.16 Cr | 7.4% |
| Navi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹70.32 Cr | 6.9% |
| Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹752.34 Cr | 6.9% |
| Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹752.34 Cr | 7.1% |
| Kotak Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹50.88 Cr | 5.9% |
| Invesco India Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹11289.30 Cr | 7.4% |
| TrustMF Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹249.54 Cr | 7.4% |
| 360 ONE Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹784.74 Cr | 7.2% |
| 360 ONE Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹784.74 Cr | 7.2% |
| TrustMF Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹249.54 Cr | 7.2% |
About the AMC
Total AUM
₹1,76,658 Cr
Address
Mafatlal Centre, 9th Floor, Mumbai, 400 021
Other Funds by Tata Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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We're here to help.
What is the current NAV of Tata Liquid Fund Direct Growth?
The NAV of Tata Liquid Fund Direct Growth, as of 17-Sep-2024, is ₹3938.06.
What are the returns of Tata Liquid Fund Direct Growth?
The fund has generated 7.43% over the last 1 year and 6.09% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Tata Liquid Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.70% in cash and cash equivalents.
Who manages the Tata Liquid Fund Direct Growth?
The fund managers responsible for Tata Liquid Fund Direct Growth are:-
- Amit Somani
- Abhishek Sonthalia
- Harsh Dave
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.