Loading...
Tata Liquid Fund Direct Growth
Capital PreservationLiquidLow to Moderate Risk
Direct
NAV (08-Sep-26)
₹4482.820.01%1D
Returns (Since Inception)
6.87%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹32,370 Cr
Expense Ratio
0.23%
ISIN
INF277K01YE6
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
Tata Liquid Fund Direct Growth is a Liquid mutual fund schemes offered by Tata Mutual Fund. This fund has been in existence for 13 years, 8 months and 8 days, having been launched on 01-Jan-13.
As of 08-Sep-26, it has a Net Asset Value (NAV) of ₹4482.82, Assets Under Management (AUM) of 32369.99 Crores, and an expense ratio of 0.23%.
As of 08-Sep-26, it has a Net Asset Value (NAV) of ₹4482.82, Assets Under Management (AUM) of 32369.99 Crores, and an expense ratio of 0.23%.
- Tata Liquid Fund Direct Growth has given a CAGR return of 6.87% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.77% in cash & cash equivalents.
- You can start investing in Tata Liquid Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.53%
+5.87% (Cat Avg.)
3 Years
+7.00%
+6.39% (Cat Avg.)
5 Years
+6.35%
+5.82% (Cat Avg.)
10 Years
+6.15%
+5.20% (Cat Avg.)
Since Inception
+6.87%
— (Cat Avg.)
Portfolio Summaryas of 15th August 2026
| Others | ₹32,369.99 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| India (Republic of) | Bond - Short-term Government Bills | ₹1,202.14 Cr | 3.90% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹1,069.5 Cr | 3.47% |
| India (Republic of) | Bond - Short-term Government Bills | ₹989.49 Cr | 3.21% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹986.45 Cr | 3.20% |
| Central Bank Of India | Cash - CD/Time Deposit | ₹961.12 Cr | 3.12% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹946.12 Cr | 3.07% |
| LIC Housing Finance Ltd. | Cash - Commercial Paper | ₹944.76 Cr | 3.07% |
| India (Republic of) | Bond - Short-term Government Bills | ₹753.73 Cr | 2.45% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹697.02 Cr | 2.26% |
| Hindustan Petroleum Corp Ltd. | Bond - Gov't Agency Debt | ₹694.71 Cr | 2.25% |
| Export-Import Bank of India | Cash - Commercial Paper | ₹670.76 Cr | 2.18% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹622.23 Cr | 2.02% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹598.38 Cr | 1.94% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹598.25 Cr | 1.94% |
| India (Republic of) | Bond - Short-term Government Bills | ₹592.51 Cr | 1.92% |
| India (Republic of) | Bond - Short-term Government Bills | ₹571.86 Cr | 1.86% |
| India (Republic of) | Bond - Short-term Government Bills | ₹517.67 Cr | 1.68% |
| Canara Bank | Cash - CD/Time Deposit | ₹498.64 Cr | 1.62% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹498.03 Cr | 1.62% |
| Federal Bank Ltd. | Bond - Corporate Bond | ₹497.14 Cr | 1.61% |
| Union Bank of India | Bond - Corporate Bond | ₹496.87 Cr | 1.61% |
| Central Bank of India | Bond - Gov't Agency Debt | ₹496.59 Cr | 1.61% |
| Indian Overseas Bank | Cash - CD/Time Deposit | ₹495.98 Cr | 1.61% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹495.98 Cr | 1.61% |
| Small Industries Development Bank of India | Cash - Commercial Paper | ₹493.61 Cr | 1.60% |
| Adani Ports And Special Economic Zone Ltd. | Cash - Commercial Paper | ₹493.58 Cr | 1.60% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹492.88 Cr | 1.60% |
| PNB Housing Finance Ltd. | Cash - Commercial Paper | ₹492.79 Cr | 1.60% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹492.38 Cr | 1.60% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹492.36 Cr | 1.60% |
| Bharat Petroleum Corp Ltd. | Cash - Commercial Paper | ₹492.35 Cr | 1.60% |
| Axis Securities Limited | Cash - Commercial Paper | ₹449.6 Cr | 1.46% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹448.78 Cr | 1.46% |
| NTPC Ltd. | Cash - Commercial Paper | ₹421.31 Cr | 1.37% |
| Angel One Limited | Cash - Commercial Paper | ₹398.53 Cr | 1.29% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹397.72 Cr | 1.29% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹348.95 Cr | 1.13% |
| IIFL Finance Limited | Cash - Commercial Paper | ₹348.13 Cr | 1.13% |
| NTPC Ltd. | Cash - Commercial Paper | ₹347.73 Cr | 1.13% |
| IIFL Finance Ltd. | Cash - Commercial Paper | ₹298.33 Cr | 0.97% |
| Nuvama Wealth Finance Limited | Cash - Commercial Paper | ₹297.82 Cr | 0.97% |
| Aditya Birla Housing Finance Ltd. | Cash - Commercial Paper | ₹295.83 Cr | 0.96% |
| Canara Bank | Cash - CD/Time Deposit | ₹248.98 Cr | 0.81% |
| Small Industries Development Bank of India | Cash - Commercial Paper | ₹248.88 Cr | 0.81% |
| Iifl Capital Services Limited | Cash - Commercial Paper | ₹248.68 Cr | 0.81% |
| Karur Vysya Bank Limited | Cash - CD/Time Deposit | ₹248.58 Cr | 0.81% |
| India (Republic of) | Bond - Short-term Government Bills | ₹247.62 Cr | 0.80% |
| 6.97% Govt Stock 2026 | Bond - Gov't/Treasury | ₹245.2 Cr | 0.80% |
| J) Repo | Cash - Repurchase Agreement | ₹216.7 Cr | 0.70% |
| LIC Housing Finance Ltd | Cash - Commercial Paper | ₹199.17 Cr | 0.65% |
| India (Republic of) | Bond - Short-term Government Bills | ₹199.07 Cr | 0.65% |
| Bank of Baroda | Bond - Corporate Bond | ₹198.99 Cr | 0.65% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹198.91 Cr | 0.65% |
| Smfg India Credit Company Limited | Cash - Commercial Paper | ₹198.43 Cr | 0.64% |
| India (Republic of) | Bond - Short-term Government Bills | ₹198.3 Cr | 0.64% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹196.92 Cr | 0.64% |
| Angel One Limited | Cash - Commercial Paper | ₹196.9 Cr | 0.64% |
| Cash / Net Current Asset | Cash | ₹178.1 Cr | 0.58% |
| 17/09/2026 Maturing 364 DTB | Bond - Gov't/Treasury | ₹159.28 Cr | 0.52% |
| Nuvama Wealth And Investment Limited | Cash - Commercial Paper | ₹149.77 Cr | 0.49% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹149.5 Cr | 0.49% |
| Karur Vysya Bank Ltd. | Bond - Corporate Bond | ₹149.22 Cr | 0.48% |
| Aditya Birla Capital Ltd. | Cash - Commercial Paper | ₹148.06 Cr | 0.48% |
| Muthoot Fincorp Limited | Cash - Commercial Paper | ₹147.43 Cr | 0.48% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹125.07 Cr | 0.41% |
| Union Bank of India | Bond - Corporate Bond | ₹124.3 Cr | 0.40% |
| Angel One Limited | Cash - Commercial Paper | ₹99.84 Cr | 0.32% |
| 03/09/2026 Maturing 364 DTB | Bond - Gov't/Treasury | ₹99.75 Cr | 0.32% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹99.74 Cr | 0.32% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹99.73 Cr | 0.32% |
| Fedbank Financial Services Limited | Cash - Commercial Paper | ₹99.67 Cr | 0.32% |
| Ntpc Limited | Cash - Commercial Paper | ₹99.59 Cr | 0.32% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹99.56 Cr | 0.32% |
| Nuvama Wealth Finance Limited | Cash - Commercial Paper | ₹99.53 Cr | 0.32% |
| Nuvama Wealth Management Ltd. | Cash - Commercial Paper | ₹99.53 Cr | 0.32% |
| Canara Bank | Cash - CD/Time Deposit | ₹99.49 Cr | 0.32% |
| Muthoot Fincorp Limited | Cash - Commercial Paper | ₹99.33 Cr | 0.32% |
| India (Republic of) | Bond - Short-term Government Bills | ₹99.25 Cr | 0.32% |
| India (Republic of) | Bond - Short-term Government Bills | ₹98.85 Cr | 0.32% |
| Nuvama Wealth and Investment Ltd. | Cash - Commercial Paper | ₹98.13 Cr | 0.32% |
| Tbill | Bond - Gov't/Treasury | ₹74.81 Cr | 0.24% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹74.68 Cr | 0.24% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹73.93 Cr | 0.24% |
| Sbimf Aif - Cat I (Cdmdf)27/10/2038 | Mutual Fund - Unspecified | ₹69.34 Cr | 0.23% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹49.92 Cr | 0.16% |
| (I) Treps | Cash - Repurchase Agreement | ₹28.51 Cr | 0.09% |
| Muthoot Fincorp Limited | Cash - Commercial Paper | ₹24.79 Cr | 0.08% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹15,188.25 Cr | 49.30% |
| Cash - CD/Time Deposit | ₹6,295.33 Cr | 20.43% |
| Bond - Short-term Government Bills | ₹5,470.5 Cr | 17.76% |
| Bond - Corporate Bond | ₹1,591.6 Cr | 5.17% |
| Bond - Gov't Agency Debt | ₹1,191.3 Cr | 3.87% |
| Bond - Gov't/Treasury | ₹579.05 Cr | 1.88% |
| Cash - Repurchase Agreement | ₹245.21 Cr | 0.80% |
| Cash | ₹178.1 Cr | 0.58% |
| Mutual Fund - Unspecified | ₹69.34 Cr | 0.23% |
Risk & Performance Ratios
Standard Deviation
This fund
0.20%
Cat. avg.
0.35%
Lower the better
Sharpe Ratio
This fund
3.19
Cat. avg.
0.24
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
12.71
Higher the better
Fund Managers
HD
Harsh Dave
Since August 2024
DJ
Dhawal Joshi
Since June 2026
Additional Scheme Detailsas of 15th August 2026
ISIN INF277K01YE6 | Expense Ratio 0.23% | Exit Load No Charges | Fund Size ₹32,370 Cr | Age 13 years 8 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Liquid Debt A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| JioBlackRock Liquid Fund Regular Growth Low to Moderate Risk | - | 0.0% | ₹10937.16 Cr | - |
| ASK Liquid Fund Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| ASK Liquid Fund Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| UTI Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹29217.85 Cr | 6.6% |
| UTI Liquid Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹29217.85 Cr | 6.4% |
| The Wealth Company Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹670.53 Cr | - |
| Abakkus Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹483.25 Cr | - |
| Abakkus Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹483.25 Cr | - |
| Capitalmind Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹100.34 Cr | - |
| Capitalmind Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹100.34 Cr | - |
| The Wealth Company Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹670.53 Cr | - |
| JioBlackRock Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹10937.16 Cr | 6.6% |
| Unifi Liquid Fund Regular Growth Low to Moderate Risk | 0.1% | 0.0% | ₹48.87 Cr | 5.9% |
| Unifi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹48.87 Cr | 5.9% |
| ICICI Prudential BSE Liquid Rate ETF - Growth Low Risk | 0.3% | - | ₹1034.55 Cr | 5.0% |
| Shriram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹204.93 Cr | 6.3% |
| Shriram Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹204.93 Cr | 6.2% |
| DSP S&P BSE Liquid Rate ETF Low Risk | 0.3% | - | ₹1561.45 Cr | 5.0% |
| HDFC Nifty 1D Rate Liquid ETF Low Risk | 0.5% | - | ₹29.44 Cr | 5.3% |
| Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 12 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Mirae Asset Cash Management Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹13190.24 Cr | 6.5% |
| LIC MF Liquid Plan Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹16809.20 Cr | 6.5% |
| ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹61557.98 Cr | 6.5% |
| ITI Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹47.95 Cr | 6.1% |
| ITI Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹47.95 Cr | 6.2% |
| Navi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹76.37 Cr | 5.8% |
| Sundaram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹10633.07 Cr | 6.6% |
| Bandhan Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹19030.95 Cr | 6.5% |
| Groww Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹322.70 Cr | 6.5% |
| Nippon India Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹41345.63 Cr | 6.6% |
| Union Liquid Regular Growth Low to Moderate Risk | 0.1% | 0.0% | ₹7564.22 Cr | 6.4% |
| JM Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹2849.26 Cr | 6.4% |
| Edelweiss Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹13795.87 Cr | 6.6% |
| Invesco India Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹20723.49 Cr | 6.5% |
| Kotak Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹51309.35 Cr | 6.5% |
| WhiteOak Capital Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹672.30 Cr | 6.4% |
| WhiteOak Capital Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹672.30 Cr | 6.3% |
| Mahindra Manulife Liquid Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹1279.86 Cr | 6.4% |
| Mahindra Manulife Liquid Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹1279.86 Cr | 6.5% |
| Quantum Liquid Fund Regular Growth Low Risk | 0.3% | 0.0% | ₹536.70 Cr | 5.8% |
| Mirae Asset Cash Management Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹13190.24 Cr | 6.3% |
| Axis Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹56437.80 Cr | 6.5% |
| Bajaj Finserv Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹8322.27 Cr | 6.3% |
| Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹8322.27 Cr | 6.5% |
| SBI Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹84054.59 Cr | 6.4% |
| UTI Liquid Fund Cash Plan Direct Growth Moderate Risk | 0.2% | 0.0% | ₹33248.42 Cr | 6.4% |
| Axis Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹56437.80 Cr | 6.6% |
About the AMC
Tata Mutual Fund
Total AUM
₹2,34,594 Cr
Address
Mafatlal Centre, 9th Floor, Mumbai, 400 021
Other Funds by Tata Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Tata Liquid Fund Direct Growth?
The NAV of Tata Liquid Fund Direct Growth, as of 08-Sep-2026, is ₹4482.82.
What are the returns of Tata Liquid Fund Direct Growth?
The fund has generated 6.53% over the last 1 year and 7.00% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Tata Liquid Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.77% in cash and cash equivalents.
Who manages the Tata Liquid Fund Direct Growth?
The fund managers responsible for Tata Liquid Fund Direct Growth are:-
- Harsh Dave
- Dhawal Joshi
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
Trending Mutual Funds Searches
Popular Equity Funds
Popular Debt Funds
©2021-2026 Dezerv. All Rights Reserved
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
