Mahindra Manulife Liquid Fund Regular Growth

Fund Overview

Fund Size

₹1,285 Cr

Expense Ratio

0.25%

ISIN

INF174V01010

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

04 Jul 2016

About this fund

Mahindra Manulife Liquid Fund Regular Growth is a Liquid mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 9 years and 5 days, having been launched on 04-Jul-16.
As of 08-Jul-25, it has a Net Asset Value (NAV) of ₹1701.68, Assets Under Management (AUM) of 1284.63 Crores, and an expense ratio of 0.25%.

Mahindra Manulife Liquid Fund Regular Growth has given a CAGR return of 6.08% since inception.
The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.75% in cash & cash equivalents.
You can start investing in Mahindra Manulife Liquid Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.14%

+7.01% (Cat Avg.)

3 Years

+6.98%

+6.81% (Cat Avg.)

5 Years

+5.56%

+5.46% (Cat Avg.)

Since Inception

+6.08%

— (Cat Avg.)

Portfolio Summaryas of 15th June 2025

Others

₹1,284.63 Cr

100.00%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Reverse Repo	Cash - Repurchase Agreement	₹114.1 Cr	8.88%
Motilal Oswal Financial Services Ltd	Cash - Commercial Paper	₹74.43 Cr	5.79%
Net Receivables / (Payables)	Cash	₹52.29 Cr	4.07%
91 Days Tbill Red 19-06-2025	Bond - Gov't/Treasury	₹49.98 Cr	3.89%
National Bank for Agriculture and Rural Development	Cash - Commercial Paper	₹49.95 Cr	3.89%
Reliance Industries Ltd.	Cash - Commercial Paper	₹49.93 Cr	3.89%
91 Days Treasury Bill 26-Jun-2025	Bond - Gov't/Treasury	₹49.93 Cr	3.89%
Godrej Properties Ltd.	Cash - Commercial Paper	₹49.91 Cr	3.89%
Power Finance Corp Ltd.	Cash - Commercial Paper	₹49.77 Cr	3.87%
Godrej Industries Ltd.	Cash - Commercial Paper	₹49.65 Cr	3.87%
Punjab National Bank	Bond - Gov't Agency Debt	₹49.5 Cr	3.85%
Canara Bank	Bond - Gov't Agency Debt	₹49.47 Cr	3.85%
Axis Bank Limited	Cash - CD/Time Deposit	₹49.47 Cr	3.85%
Reliance Retail Ventures Limited	Cash - Commercial Paper	₹49.43 Cr	3.85%
360 One Prime Ltd.	Cash - Commercial Paper	₹49.34 Cr	3.84%
Tata Housing Development Co Ltd.	Cash - Commercial Paper	₹39.53 Cr	3.08%
182 DTB 27062025	Bond - Gov't/Treasury	₹27.96 Cr	2.18%
Punjab National Bank ** #	Cash - CD/Time Deposit	₹24.99 Cr	1.95%
Tata Housing Development Co Ltd.	Cash - Commercial Paper	₹24.99 Cr	1.95%
JM Financial Services Limited	Cash - Commercial Paper	₹24.98 Cr	1.94%
Godrej Consumer Products Ltd.	Cash - Commercial Paper	₹24.97 Cr	1.94%
Small Industries Development Bank Of India	Cash - Commercial Paper	₹24.96 Cr	1.94%
ICICI Home Finance Company Limited	Cash - Commercial Paper	₹24.96 Cr	1.94%
Godrej Properties Ltd.	Cash - Commercial Paper	₹24.91 Cr	1.94%
Icici Securities Limited	Cash - Commercial Paper	₹24.91 Cr	1.94%
Small Industries Development Bank of India	Cash - Commercial Paper	₹24.91 Cr	1.94%
India (Republic of)	Bond - Gov't/Treasury	₹24.82 Cr	1.93%
PNB Housing Finance Ltd.	Cash - Commercial Paper	₹24.74 Cr	1.93%
Small Industries Development Bank Of India	Cash - Commercial Paper	₹24.72 Cr	1.92%
Nuvama Wealth Management Ltd.	Cash - Commercial Paper	₹24.67 Cr	1.92%
JM Financial Services Limited	Cash - Commercial Paper	₹24.63 Cr	1.92%
JM Financial Services Limited	Cash - Commercial Paper	₹19.87 Cr	1.55%
364 Days Tbill (Md 19/06/2025)	Bond - Gov't/Treasury	₹5 Cr	0.39%
Corporate Debt Market Development Fund Class A2	Mutual Fund - Open End	₹3.16 Cr	0.25%
364 DTB 10072025	Bond - Gov't/Treasury	₹2.99 Cr	0.23%
Triparty Repo	Cash - Repurchase Agreement	₹0.83 Cr	0.06%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - Commercial Paper	₹780.15 Cr	60.73%
Bond - Gov't/Treasury	₹160.66 Cr	12.51%
Cash - Repurchase Agreement	₹114.94 Cr	8.95%
Bond - Gov't Agency Debt	₹98.97 Cr	7.70%
Cash - CD/Time Deposit	₹74.46 Cr	5.80%
Cash	₹52.29 Cr	4.07%
Mutual Fund - Open End	₹3.16 Cr	0.25%

Risk & Performance Ratios

Fund Managers

Rahul Pal

Since July 2016

Amit Garg

Since June 2020

Additional Scheme Detailsas of 15th June 2025

ISIN

INF174V01010

Expense Ratio

0.25%

Exit Load

No Charges

Fund Size

₹1,285 Cr

Age

9 years

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Liquid Debt A-I TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Mirae Asset Nifty 1D Rate Liquid ETF Low Risk	0.2%	-	₹277.02 Cr	-
Shriram Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹117.00 Cr	-
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Groww Nifty 1D Rate Liquid ETF Low Risk	0.3%	-	₹80.00 Cr	-
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DSP S&P BSE Liquid Rate ETF Low Risk	0.3%	-	₹2354.01 Cr	6.0%
HDFC Nifty 1D Rate Liquid ETF Low Risk	0.5%	-	₹29.44 Cr	5.3%
Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 12 Regular Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 13 Regular Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Mirae Asset Cash Management Direct Growth Low to Moderate Risk	0.1%	0.0%	₹14285.45 Cr	7.3%
LIC MF Liquid Plan Direct Growth Low to Moderate Risk	0.2%	0.0%	₹10376.53 Cr	7.2%
ICICI Prudential Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹55812.20 Cr	7.2%
ITI Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹67.43 Cr	6.9%
ITI Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹67.43 Cr	7.1%
Navi Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹103.56 Cr	6.8%
Sundaram Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹6288.20 Cr	7.3%
Bandhan Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹13625.91 Cr	7.2%
Groww Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹212.10 Cr	7.3%
Nippon India Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹43056.96 Cr	7.3%
Union Liquid Regular Growth Low to Moderate Risk	0.2%	0.0%	₹3992.68 Cr	7.2%
JM Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2434.16 Cr	7.2%
Edelweiss Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹7715.73 Cr	7.3%
Invesco India Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹15848.06 Cr	7.2%
Kotak Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹41223.97 Cr	7.2%
WhiteOak Capital Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹456.12 Cr	7.1%
WhiteOak Capital Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹456.12 Cr	7.0%
Mahindra Manulife Liquid Fund Regular Growth Moderate Risk	0.3%	0.0%	₹1284.63 Cr	7.1%
Mahindra Manulife Liquid Fund Direct Growth Moderate Risk	0.1%	0.0%	₹1284.63 Cr	7.3%
Quantum Liquid Fund Regular Growth Low Risk	0.3%	0.0%	₹558.33 Cr	6.7%
Mirae Asset Cash Management Regular Growth Low to Moderate Risk	0.2%	0.0%	₹14285.45 Cr	7.1%
Axis Liquid Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹42072.07 Cr	7.2%
Bajaj Finserv Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹4615.21 Cr	7.1%
Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹4615.21 Cr	7.3%
SBI Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹65172.43 Cr	7.1%
UTI Liquid Fund Cash Plan Direct Growth Low to Moderate Risk	0.1%	0.0%	₹23272.69 Cr	7.2%
Axis Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹42072.07 Cr	7.3%
Baroda BNP Paribas Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹11383.74 Cr	7.2%
Aditya BSL Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹53344.51 Cr	7.3%
HDFC Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹73208.73 Cr	7.2%
HSBC Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹23958.32 Cr	7.3%
Bank of India Liquid Direct Growth Low to Moderate Risk	0.1%	0.0%	₹2337.27 Cr	7.3%
SBI Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹65172.43 Cr	7.2%

About the AMC

Kotak Mahindra Mutual Fund

+91 22 61152100

https://www.kotakmf.com/

Total AUM

₹5,56,416 Cr

Address

2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051

Other Funds by Kotak Mahindra Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund Direct Growth Moderate Risk	-	0.0%	-	-
Mahindra Manulife Banking & Financial Services Fund Direct Growth Very High Risk	-	0.0%	-	-
Kotak Nifty 200 Quality 30 Index Fund Direct Growth Very High Risk	-	0.0%	-	-
Kotak Nifty Top 10 Equal Weight Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹12.92 Cr	-
Kotak Energy Opportunities Fund Direct Growth Very High Risk	0.9%	1.0%	₹184.37 Cr	-
Kotak Nifty Midcap 150 Index Fund Regular Growth Very High Risk	0.3%	0.0%	₹5.43 Cr	-
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹583.57 Cr	-
Kotak FMP Series 327 Direct Growth Moderately High risk	-	0.0%	₹206.03 Cr	-
Kotak FMP Series 326 - 175 Days Direct Growth Moderate Risk	-	-	-	-
Kotak FMP Series 325 - 90 Days Direct Growth Moderate Risk	-	0.0%	-	-
Kotak FMP Series 324 - 109 Days Direct Growth Moderately High risk	-	0.0%	-	-
Kotak Healthcare Fund Direct Growth Very High Risk	0.8%	0.0%	₹434.55 Cr	15.9%
Kotak FMP Series 323 Direct Growth Low Risk	-	0.0%	-	-
Kotak Consumption Fund Direct Growth Very High Risk	0.6%	0.0%	₹1247.64 Cr	9.0%
Kotak Nifty G-Sec July 2033 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹21.41 Cr	10.9%
Kotak Multi Asset Allocation Fund Direct Growth High Risk	0.4%	1.0%	₹7947.03 Cr	5.4%
Kotak S&P BSE Housing Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹17.14 Cr	-4.9%
Kotak Fixed Maturity Plan 1174 Days Series 268 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 308 - 1125 Days Direct Growth Moderately High risk	-	0.0%	₹94.00 Cr	9.2%
Kotak Yearly Interval Plan Series 1 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan 1355 Days Series 286 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak FMP Series 304 Direct Growth Moderate Risk	-	-	₹109.38 Cr	11.4%
Kotak Fixed Maturity Plan Series 262 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 291 - 1826 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 264 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 310 - 1131 Days Direct Growth Low to Moderate Risk	-	0.0%	₹125.59 Cr	8.2%
Kotak FMP Series 306 Direct Growth Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 249 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 295 Direct Growth Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 258 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 298 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 290 - 1180 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Monthly Interval Series 4 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 293 - 1826 Days Direct Growth Moderate Risk	-	0.0%	-	-
Kotak India Growth Fund Series IV Direct Growth Very High Risk	0.3%	0.0%	₹132.94 Cr	50.2%
Kotak Fixed Maturity Plan Series 260 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 287 - 1188 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 272 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak Fixed Maturity Plan Series 273 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak FMP Series 305 Direct Growth Low to Moderate Risk	-	0.0%	₹33.56 Cr	8.0%
Kotak FMP Series 300 - 1223 days Direct Growth Low to Moderate Risk	-	0.0%	₹241.41 Cr	8.2%
Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 292 - 1735 Days Direct Growth Low to Moderate Risk	-	0.0%	₹462.24 Cr	8.3%
Kotak FMP Series 289 -1179 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 288 -1177 days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Small Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹17329.27 Cr	-0.4%
Kotak Flexicap Fund Direct Growth Very High Risk	0.6%	1.0%	₹52532.92 Cr	5.8%
Kotak Equity Opportunities Fund Direct Growth Very High Risk	0.6%	1.0%	₹27046.44 Cr	3.4%
Kotak Taxsaver Fund Direct Growth Very High Risk	0.6%	0.0%	₹6266.40 Cr	1.1%

Risk Level

Your principal amount will be at Moderate Risk

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Still got questions?
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What is the current NAV of Mahindra Manulife Liquid Fund Regular Growth?

The NAV of Mahindra Manulife Liquid Fund Regular Growth, as of 08-Jul-2025, is ₹1701.68.

What are the returns of Mahindra Manulife Liquid Fund Regular Growth?

The fund has generated 7.14% over the last 1 year and 6.98% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Mahindra Manulife Liquid Fund Regular Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.75% in cash and cash equivalents.

Who manages the Mahindra Manulife Liquid Fund Regular Growth?

The fund managers responsible for Mahindra Manulife Liquid Fund Regular Growth are:-

Rahul Pal
Amit Garg

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹1,285 Cr

Expense Ratio

0.25%

ISIN

INF174V01010

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

04 Jul 2016

Risk Level

Your principal amount will be at Moderate Risk