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Fund Overview

Fund Size

Fund Size

₹1,318 Cr

Expense Ratio

Expense Ratio

0.12%

ISIN

ISIN

INF761K01785

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

Bank of India Liquid Direct Growth is a Liquid mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 11 years, 4 months and 17 days, having been launched on 01-Jan-13.
As of 18-May-24, it has a Net Asset Value (NAV) of ₹2807.46, Assets Under Management (AUM) of 1317.91 Crores, and an expense ratio of 0.12%.
  • Bank of India Liquid Direct Growth has given a CAGR return of 6.84% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.79% in cash & cash equivalents.
  • You can start investing in Bank of India Liquid Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.36%

+5.99% (Cat Avg.)

3 Years

+5.71%

+4.83% (Cat Avg.)

5 Years

+5.24%

+4.25% (Cat Avg.)

10 Years

+6.50%

+5.14% (Cat Avg.)

Since Inception

+6.84%

(Cat Avg.)

Portfolio Summaryas of 30th April 2024

Others1,317.91 Cr100.00%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
India (Republic of)Bond - Short-term Government Bills108.82 Cr8.26%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)Cash - CD/Time Deposit74.46 Cr5.65%
ICICI Bank LimitedCash - CD/Time Deposit74.39 Cr5.64%
Axis Bank LimitedCash - CD/Time Deposit74.27 Cr5.64%
Punjab National BankCash - CD/Time Deposit49.75 Cr3.77%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit49.73 Cr3.77%
Bajaj Finance Ltd.Cash - Commercial Paper49.71 Cr3.77%
Union Bank Of IndiaCash - CD/Time Deposit49.68 Cr3.77%
Bank Of BarodaCash - CD/Time Deposit49.66 Cr3.77%
HDFC Bank LimitedCash - CD/Time Deposit49.65 Cr3.77%
Bank Of BarodaCash - CD/Time Deposit49.58 Cr3.76%
ICICI Home Finance Company LimitedCash - Commercial Paper49.44 Cr3.75%
Canara BankCash - CD/Time Deposit31.78 Cr2.41%
Kotak Mahindra Prime LimitedCash - Commercial Paper29.88 Cr2.27%
Kotak Securities LtdCash - Commercial Paper24.99 Cr1.90%
Icici Securities LimitedCash - Commercial Paper24.92 Cr1.89%
National Bank For Agriculture And Rural DevelopmentCash - Commercial Paper24.86 Cr1.89%
Reliance Retail Ventures LimitedCash - Commercial Paper24.84 Cr1.88%
India (Republic of)Bond - Short-term Government Bills24.83 Cr1.88%
Icici Securities LimitedCash - Commercial Paper24.83 Cr1.88%
Kotak Mahindra Prime Ltd.Cash - Commercial Paper24.83 Cr1.88%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit24.82 Cr1.88%
PNB Housing Finance Ltd.Cash - Commercial Paper24.82 Cr1.88%
HDFC Securities LimitedCash - Commercial Paper24.82 Cr1.88%
HDFC Securities LimitedCash - Commercial Paper24.79 Cr1.88%
Canara BankBond - Gov't Agency Debt24.79 Cr1.88%
HDFC Bank LimitedCash - CD/Time Deposit24.79 Cr1.88%
Godrej Agrovet Ltd.Cash - Commercial Paper24.76 Cr1.88%
India (Republic of)Bond - Short-term Government Bills24.7 Cr1.87%
India (Republic of)Bond - Short-term Government Bills24.66 Cr1.87%
Axis Bank Limited**Cash - CD/Time Deposit24.6 Cr1.87%
Godrej Agrovet Ltd.Cash - Commercial Paper24.59 Cr1.87%
PNb Housing Finance Limited**Cash - Commercial Paper24.57 Cr1.86%
Bajaj Finance Ltd.Cash - Commercial Paper21.82 Cr1.66%
Punjab National BankBond - Gov't Agency Debt19.83 Cr1.50%
RepoCash - Repurchase Agreement11.89 Cr0.90%
Corporate Debt Market Development FundMutual Fund - Open End2.79 Cr0.21%
Net Receivables / (Payables)Cash-0.03 Cr0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - CD/Time Deposit627.16 Cr47.59%
Cash - Commercial Paper448.47 Cr34.03%
Bond - Short-term Government Bills183.01 Cr13.89%
Bond - Gov't Agency Debt44.62 Cr3.39%
Cash - Repurchase Agreement11.89 Cr0.90%
Mutual Fund - Open End2.79 Cr0.21%
Cash-0.03 Cr0.00%
Bond - Corporate Bond0 Cr-

Risk & Performance Ratios

Standard Deviation

This fund

0.49%

Cat. avg.

0.50%

Lower the better

Sharpe Ratio

This fund

0.88

Cat. avg.

-2.15

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-1.09

Higher the better

Fund Managers

Mithraem Bharucha

Mithraem Bharucha

Since August 2021

Additional Scheme Detailsas of 30th April 2024

ISININF761K01785Expense Ratio0.12%Exit LoadNo ChargesFund Size₹1,318 CrAge01 Jan 2013Lumpsum Minimum₹5,000Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Liquid Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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1Y
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Low to Moderate Risk

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Motilal Oswal Liquid Fund Regular Growth

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0.4%0.0%₹594.57 Cr6.8%
Motilal Oswal Liquid Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹594.57 Cr7.0%
Kotak Nifty 1D Rate Liquid ETF

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0.2%-₹48.10 Cr6.0%
Invesco India Liquid Fund Regular Growth

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0.2%0.0%₹10053.20 Cr7.2%
TrustMF Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹228.88 Cr7.3%
360 ONE Liquid Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹720.33 Cr7.1%
360 ONE Liquid Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹720.33 Cr7.1%
TrustMF Liquid Fund Regular Growth

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About the AMC

Total AUM

₹6,856 Cr

Address

B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013

Other Funds by BOI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bank of India Midcap Tax Fund Series 1 Direct Growth

Very High Risk

-0.0%₹65.86 Cr49.6%
Bank of India Midcap Tax Fund Series 2 Direct Growth

Very High Risk

-0.0%₹34.78 Cr50.5%
Bank of India Mid & Small Cap Equity & Debt Direct Growth

Very High Risk

1.2%1.0%₹724.24 Cr51.0%
Bank of India Conservative Hybrid Fund Direct Growth

Moderately High risk

1.3%1.0%₹71.40 Cr13.7%
Bank of India Balanced Advantage Fund Direct Growth

Very High Risk

1.5%1.0%₹125.97 Cr25.8%
Bank of India Multi Cap Fund Direct Growth

Very High Risk

1.4%1.0%₹498.08 Cr50.8%
Bank of India Bluechip Fund Direct Growth

Very High Risk

1.4%1.0%₹141.70 Cr45.0%
Bank of India Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹879.32 Cr64.5%
Bank of India Large & Mid Cap Equity Fund Direct Growth

Very High Risk

1.4%1.0%₹310.46 Cr43.8%
Bank of India Liquid Direct Growth

Low to Moderate Risk

0.1%0.0%₹1317.91 Cr7.4%
Bank of India S/T Income Direct Growth

Moderate Risk

0.5%0.0%₹76.67 Cr6.3%
Bank of India Manufacturing and Infrastructure fund Direct Growth

Very High Risk

1.0%1.0%₹293.80 Cr63.3%
Bank of India Tax Advantage Fund Direct Growth

Very High Risk

1.2%0.0%₹1297.72 Cr56.4%
Bank of India Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.9%0.0%₹240.88 Cr6.7%
Bank of India Credit Risk Fund Direct Growth

Moderately High risk

1.1%4.0%₹137.49 Cr7.0%
Bank of India Small Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹1052.37 Cr52.0%
Bank of India Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹51.46 Cr6.9%
Bank of India Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹28.97 Cr7.5%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk
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The NAV of Bank of India Liquid Direct Growth, as of 18-May-2024, is ₹2807.46.
The fund has generated 7.36% over the last 1 year and 5.71% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.79% in cash and cash equivalents.
The fund managers responsible for Bank of India Liquid Direct Growth are:-
  1. Mithraem Bharucha