Fund Overview
Fund Size
₹1,318 Cr
Expense Ratio
0.12%
ISIN
INF761K01785
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
As of 20-May-24, it has a Net Asset Value (NAV) of ₹2808.55, Assets Under Management (AUM) of 1317.91 Crores, and an expense ratio of 0.12%.
- Bank of India Liquid Direct Growth has given a CAGR return of 6.84% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.79% in cash & cash equivalents.
- You can start investing in Bank of India Liquid Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.35%
+6.01% (Cat Avg.)
3 Years
+5.71%
+4.86% (Cat Avg.)
5 Years
+5.24%
+4.27% (Cat Avg.)
10 Years
+6.50%
+5.12% (Cat Avg.)
Since Inception
+6.84%
— (Cat Avg.)
Portfolio Summaryas of 30th April 2024
| Others | ₹1,317.91 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| India (Republic of) | Bond - Short-term Government Bills | ₹108.82 Cr | 8.26% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹74.46 Cr | 5.65% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹74.39 Cr | 5.64% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹74.27 Cr | 5.64% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹49.75 Cr | 3.77% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹49.73 Cr | 3.77% |
| Bajaj Finance Ltd. | Cash - Commercial Paper | ₹49.71 Cr | 3.77% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹49.68 Cr | 3.77% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.66 Cr | 3.77% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹49.65 Cr | 3.77% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.58 Cr | 3.76% |
| ICICI Home Finance Company Limited | Cash - Commercial Paper | ₹49.44 Cr | 3.75% |
| Canara Bank | Cash - CD/Time Deposit | ₹31.78 Cr | 2.41% |
| Kotak Mahindra Prime Limited | Cash - Commercial Paper | ₹29.88 Cr | 2.27% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹24.99 Cr | 1.90% |
| Icici Securities Limited | Cash - Commercial Paper | ₹24.92 Cr | 1.89% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹24.86 Cr | 1.89% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹24.84 Cr | 1.88% |
| India (Republic of) | Bond - Short-term Government Bills | ₹24.83 Cr | 1.88% |
| Icici Securities Limited | Cash - Commercial Paper | ₹24.83 Cr | 1.88% |
| Kotak Mahindra Prime Ltd. | Cash - Commercial Paper | ₹24.83 Cr | 1.88% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹24.82 Cr | 1.88% |
| PNB Housing Finance Ltd. | Cash - Commercial Paper | ₹24.82 Cr | 1.88% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹24.82 Cr | 1.88% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹24.79 Cr | 1.88% |
| Canara Bank | Bond - Gov't Agency Debt | ₹24.79 Cr | 1.88% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹24.79 Cr | 1.88% |
| Godrej Agrovet Ltd. | Cash - Commercial Paper | ₹24.76 Cr | 1.88% |
| India (Republic of) | Bond - Short-term Government Bills | ₹24.7 Cr | 1.87% |
| India (Republic of) | Bond - Short-term Government Bills | ₹24.66 Cr | 1.87% |
| Axis Bank Limited** | Cash - CD/Time Deposit | ₹24.6 Cr | 1.87% |
| Godrej Agrovet Ltd. | Cash - Commercial Paper | ₹24.59 Cr | 1.87% |
| PNb Housing Finance Limited** | Cash - Commercial Paper | ₹24.57 Cr | 1.86% |
| Bajaj Finance Ltd. | Cash - Commercial Paper | ₹21.82 Cr | 1.66% |
| Punjab National Bank | Bond - Gov't Agency Debt | ₹19.83 Cr | 1.50% |
| Repo | Cash - Repurchase Agreement | ₹11.89 Cr | 0.90% |
| Corporate Debt Market Development Fund | Mutual Fund - Open End | ₹2.79 Cr | 0.21% |
| Net Receivables / (Payables) | Cash | ₹-0.03 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹627.16 Cr | 47.59% |
| Cash - Commercial Paper | ₹448.47 Cr | 34.03% |
| Bond - Short-term Government Bills | ₹183.01 Cr | 13.89% |
| Bond - Gov't Agency Debt | ₹44.62 Cr | 3.39% |
| Cash - Repurchase Agreement | ₹11.89 Cr | 0.90% |
| Mutual Fund - Open End | ₹2.79 Cr | 0.21% |
| Cash | ₹-0.03 Cr | 0.00% |
| Bond - Corporate Bond | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.49%
Cat. avg.
0.50%
Lower the better
Sharpe Ratio
This fund
0.88
Cat. avg.
-2.15
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-1.09
Higher the better
Fund Managers
Mithraem Bharucha
Since August 2021
Additional Scheme Detailsas of 30th April 2024
| ISIN | INF761K01785 | Expense Ratio | 0.12% | Exit Load | No Charges | Fund Size | ₹1,318 Cr | Age | 01 Jan 2013 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Liquid Debt TR INR |
|---|
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal (irrespective of holding period)
Realised Gain (capital gains) are taxed at your marginal income tax rate
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹3624.26 Cr | 7.3% |
| Navi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹92.37 Cr | 6.9% |
| Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹594.57 Cr | 6.8% |
| Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹594.57 Cr | 7.0% |
| Kotak Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹48.10 Cr | 6.0% |
| Invesco India Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹10053.20 Cr | 7.2% |
| TrustMF Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹228.88 Cr | 7.3% |
| 360 ONE Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹720.33 Cr | 7.1% |
| 360 ONE Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹720.33 Cr | 7.1% |
| TrustMF Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹228.88 Cr | 7.1% |
About the AMC
Total AUM
₹6,856 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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- Mithraem Bharucha
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