Dezerv

Fund Overview

Fund Size

Fund Size

₹743 Cr

Expense Ratio

Expense Ratio

0.93%

ISIN

ISIN

INF761K01FF5

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

29 Jun 2020

About this fund

Bank of India Flexi Cap Fund Direct Growth is a Flexi Cap mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 3 years, 9 months and 25 days, having been launched on 29-Jun-20.
As of 22-Apr-24, it has a Net Asset Value (NAV) of ₹33.51, Assets Under Management (AUM) of 743.44 Crores, and an expense ratio of 0.93%.
  • Bank of India Flexi Cap Fund Direct Growth has given a CAGR return of 37.31% since inception.
  • The fund's asset allocation comprises around 93.26% in equities, 0.01% in debts, and 6.73% in cash & cash equivalents.
  • You can start investing in Bank of India Flexi Cap Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+64.26%

+38.78%(Cat. Avg.)

3 Years

+29.98%

+19.17%(Cat. Avg.)

Since Inception

+37.31%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Equity693.3 Cr93.26%
Debt0.09 Cr0.01%
Others50.04 Cr6.73%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
State Bank of IndiaEquity32.13 Cr4.32%
Hindustan Aeronautics Ltd Ordinary SharesEquity26.62 Cr3.58%
Bank Of BarodaCash - CD/Time Deposit23.43 Cr3.15%
Oil India LtdEquity23.11 Cr3.11%
HDFC Bank LtdEquity21.28 Cr2.86%
Reliance Industries LtdEquity20.8 Cr2.80%
Sun Pharmaceuticals Industries LtdEquity20.74 Cr2.79%
Bank of BarodaEquity20.09 Cr2.70%
Larsen & Toubro LtdEquity17.88 Cr2.40%
Jio Financial Services LtdEquity17.86 Cr2.40%
NTPC LtdEquity17.73 Cr2.38%
TrepsCash - Repurchase Agreement16.46 Cr2.21%
Castrol India LtdEquity16.36 Cr2.20%
Tata Steel LtdEquity16.18 Cr2.18%
Vedanta LtdEquity16.08 Cr2.16%
HEG LtdEquity14.75 Cr1.98%
Ambuja Cements LtdEquity14.64 Cr1.97%
Swan Energy LtdEquity14.4 Cr1.94%
UNO Minda LtdEquity12.67 Cr1.70%
BSE LtdEquity12.43 Cr1.67%
Indian BankEquity11.66 Cr1.57%
GlaxoSmithKline Pharmaceuticals LtdEquity11.1 Cr1.49%
Graphite India LtdEquity10.94 Cr1.47%
Ajanta Pharma LtdEquity10.62 Cr1.43%
Siemens LtdEquity10.26 Cr1.38%
UltraTech Cement LtdEquity10.24 Cr1.38%
Net Receivables / (Payables)Cash10.15 Cr1.37%
Lupin LtdEquity10.02 Cr1.35%
Indus Towers Ltd Ordinary SharesEquity9.46 Cr1.27%
Coromandel International LtdEquity9.35 Cr1.26%
Sobha LtdEquity8.98 Cr1.21%
HCL Technologies LtdEquity8.95 Cr1.20%
Steel Authority Of India LtdEquity8.79 Cr1.18%
Balrampur Chini Mills LtdEquity8.76 Cr1.18%
Torrent Power LtdEquity8.69 Cr1.17%
Indraprastha Gas LtdEquity8.62 Cr1.16%
Central Depository Services (India) LtdEquity8.39 Cr1.13%
Union Bank of IndiaEquity8.29 Cr1.11%
General Insurance Corp of IndiaEquity8.24 Cr1.11%
ABB India LtdEquity8.21 Cr1.10%
ICICI Bank LtdEquity8.2 Cr1.10%
Triveni Engineering & Industries LtdEquity8.15 Cr1.10%
Tata Motors LtdEquity8.14 Cr1.10%
Bharat Forge LtdEquity8.02 Cr1.08%
Ramco Cements LtdEquity7.7 Cr1.04%
Brigade Enterprises LtdEquity7.48 Cr1.01%
Ingersoll-Rand (India) LtdEquity7.36 Cr0.99%
Bayer CropScience LtdEquity7.36 Cr0.99%
Jamna Auto Industries LtdEquity7.34 Cr0.99%
Lemon Tree Hotels LtdEquity7.31 Cr0.98%
Maruti Suzuki India LtdEquity7.31 Cr0.98%
Radico Khaitan LtdEquity7.26 Cr0.98%
Titan Co LtdEquity7 Cr0.94%
Nuvama Wealth Management LtdEquity6.54 Cr0.88%
Elecon Engineering Co LtdEquity6.17 Cr0.83%
Power Finance Corp LtdEquity6.17 Cr0.83%
Welspun Living LtdEquity5.78 Cr0.78%
Infosys LtdEquity5.69 Cr0.77%
KPIT Technologies LtdEquity5.65 Cr0.76%
PCBL LtdEquity5.35 Cr0.72%
Eicher Motors LtdEquity5.1 Cr0.69%
Kotak Mahindra Bank LtdEquity5 Cr0.67%
REC LtdEquity4.06 Cr0.55%
Astral LtdEquity3.98 Cr0.54%
Rategain Travel Technologies LtdEquity3.87 Cr0.52%
Coforge LtdEquity3.85 Cr0.52%
Cyient LtdEquity3.19 Cr0.43%
APL Apollo Tubes LtdEquity2.99 Cr0.40%
Sumitomo Chemical India Ltd Ordinary SharesEquity2.3 Cr0.31%
Rail Vikas Nigam LtdEquity1.9 Cr0.26%
Nippon India ETF Nifty PSU Bank BeESMutual Fund - ETF1.74 Cr0.23%
India (Republic of)Bond - Short-term Government Bills0.09 Cr0.01%

Allocation By Market Cap (Equity)

Large Cap Stocks

44.04%

Mid Cap Stocks

24.81%

Small Cap Stocks

23.53%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services170.35 Cr22.91%
Industrials111.26 Cr14.97%
Basic Materials100.97 Cr13.58%
Consumer Cyclical83.07 Cr11.17%
Energy60.28 Cr8.11%
Healthcare52.48 Cr7.06%
Utilities35.04 Cr4.71%
Technology28.02 Cr3.77%
Consumer Defensive24.17 Cr3.25%
Real Estate16.46 Cr2.21%
Communication Services9.46 Cr1.27%

Risk & Performance Ratios

Standard Deviation

This fund

14.80%

Cat. avg.

13.25%

Lower the better

Sharpe Ratio

This fund

1.44

Cat. avg.

0.93

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.74

Higher the better

Fund Managers

AS

Alok Singh

Since June 2020

Additional Scheme Detailsas of 31st March 2024

ISININF761K01FF5Expense Ratio0.93%Exit Load1.00%Fund Size₹743 CrAge29 Jun 2020Lumpsum Minimum₹5,000Fund StatusOpen Ended Investment CompanyBenchmarkS&P BSE 500 India TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Flexi Cap Funds

Fund nameExpense RatioExit LoadFund size
1Y
Kotak Flexicap Fund Regular Growth

Very High Risk

1.5%1.0%₹45911.90 Cr35.7%
Baroda BNP Paribas Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹1254.23 Cr41.0%
Baroda BNP Paribas Flexi Cap Fund Regular Growth

Very High Risk

2.1%1.0%₹1254.23 Cr38.9%
JM Flexicap Fund Regular Growth

Very High Risk

2.0%1.0%₹1773.87 Cr62.1%
ITI Flexi Cap Fund Direct Growth

Very High Risk

0.4%1.0%₹860.00 Cr55.3%
ITI Flexi Cap Fund Regular Growth

Very High Risk

2.2%1.0%₹860.00 Cr52.5%
Parag Parikh Flexi Cap Fund Regular Growth

Very High Risk

1.3%2.0%₹60559.43 Cr37.2%
Parag Parikh Flexi Cap Fund Direct Growth

Very High Risk

0.6%2.0%₹60559.43 Cr38.3%
Motilal Oswal Flexicap Fund Direct Growth

Very High Risk

0.9%1.0%₹9660.38 Cr56.7%
Motilal Oswal Flexicap Fund Regular Growth

Very High Risk

1.8%1.0%₹9660.38 Cr55.4%

About the AMC

Total AUM

₹6,557 Cr

Address

B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013

Other Funds by BOI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bank of India Midcap Tax Fund Series 1 Direct Growth

Very High Risk

-0.0%₹63.64 Cr48.8%
Bank of India Midcap Tax Fund Series 2 Direct Growth

Very High Risk

-0.0%₹33.45 Cr50.0%
Bank of India Mid & Small Cap Equity & Debt Direct Growth

Very High Risk

1.2%1.0%₹665.29 Cr49.2%
Bank of India Conservative Hybrid Fund Direct Growth

Moderately High risk

1.3%1.0%₹70.77 Cr14.6%
Bank of India Balanced Advantage Fund Direct Growth

Very High Risk

1.5%1.0%₹121.68 Cr27.3%
Bank of India Multi Cap Fund Direct Growth

Very High Risk

1.4%1.0%₹452.87 Cr55.0%
Bank of India Bluechip Fund Direct Growth

Very High Risk

1.4%1.0%₹132.39 Cr48.7%
Bank of India Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹743.44 Cr64.3%
Bank of India Large & Mid Cap Equity Fund Direct Growth

Very High Risk

1.4%1.0%₹292.85 Cr44.7%
Bank of India Liquid Direct Growth

Low to Moderate Risk

0.1%0.0%₹1455.09 Cr7.4%
Bank of India S/T Income Direct Growth

Moderate Risk

0.5%0.0%₹71.73 Cr6.3%
Bank of India Manufacturing and Infrastructure fund Direct Growth

Very High Risk

1.0%1.0%₹255.83 Cr65.3%
Bank of India Tax Advantage Fund Direct Growth

Very High Risk

1.2%0.0%₹1210.15 Cr56.5%
Bank of India Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.9%0.0%₹140.53 Cr6.7%
Bank of India Credit Risk Fund Direct Growth

Moderately High risk

1.1%4.0%₹138.03 Cr7.0%
Bank of India Small Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹939.70 Cr54.5%
Bank of India Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹88.85 Cr6.9%
Bank of India Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹25.53 Cr7.5%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of Bank of India Flexi Cap Fund Direct Growth, as of 22-Apr-2024, is ₹33.51.
The fund has generated 64.26% over the last 1 year and 29.98% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 93.26% in equities, 0.01% in bonds, and 6.73% in cash and cash equivalents.
The fund managers responsible for Bank of India Flexi Cap Fund Direct Growth are:-
  1. Alok Singh