Bank of India Flexi Cap Fund Direct Growth

Fund Overview

Fund Size

₹2,209 Cr

Expense Ratio

0.45%

ISIN

INF761K01FF5

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

29 Jun 2020

About this fund

Bank of India Flexi Cap Fund Direct Growth is a Flexi Cap mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 5 years and 15 days, having been launched on 29-Jun-20.
As of 11-Jul-25, it has a Net Asset Value (NAV) of ₹37.46, Assets Under Management (AUM) of 2208.92 Crores, and an expense ratio of 0.45%.

Bank of India Flexi Cap Fund Direct Growth has given a CAGR return of 30.01% since inception.
The fund's asset allocation comprises around 96.15% in equities, 0.13% in debts, and 3.72% in cash & cash equivalents.
You can start investing in Bank of India Flexi Cap Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

-3.70%

+1.48% (Cat Avg.)

3 Years

+26.79%

+20.24% (Cat Avg.)

5 Years

+29.44%

+22.20% (Cat Avg.)

Since Inception

+30.01%

— (Cat Avg.)

Portfolio Summaryas of 30th June 2025

Equity	₹2,123.78 Cr	96.15%
Debt	₹2.93 Cr	0.13%
Others	₹82.21 Cr	3.72%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
State Bank of India	Equity	₹107.47 Cr	4.87%
Vedanta Ltd	Equity	₹98.67 Cr	4.47%
Coforge Ltd	Equity	₹92.86 Cr	4.20%
Lloyds Metals & Energy Ltd	Equity	₹92.16 Cr	4.17%
HDFC Bank Ltd	Equity	₹84.06 Cr	3.81%
Hindustan Aeronautics Ltd Ordinary Shares	Equity	₹82.79 Cr	3.75%
Treps	Cash - Repurchase Agreement	₹67.6 Cr	3.06%
Quality Power Electrical Equipments Ltd	Equity	₹65.71 Cr	2.97%
ICICI Bank Ltd	Equity	₹63.62 Cr	2.88%
Bharti Airtel Ltd	Equity	₹56.27 Cr	2.55%
NTPC Green Energy Ltd	Equity	₹54.52 Cr	2.47%
CreditAccess Grameen Ltd Ordinary Shares	Equity	₹52.62 Cr	2.38%
Bharat Electronics Ltd	Equity	₹51 Cr	2.31%
Sky Gold and Diamonds Ltd	Equity	₹49.69 Cr	2.25%
Coromandel International Ltd	Equity	₹41.34 Cr	1.87%
Prudent Corporate Advisory Services Ltd	Equity	₹41.18 Cr	1.86%
Swan Energy Ltd	Equity	₹40.64 Cr	1.84%
REC Ltd	Equity	₹40.24 Cr	1.82%
Dr Reddy's Laboratories Ltd	Equity	₹39.78 Cr	1.80%
Bharat Forge Ltd	Equity	₹38.07 Cr	1.72%
Zaggle Prepaid Ocean Services Ltd	Equity	₹37.85 Cr	1.71%
Acutaas Chemicals Ltd	Equity	₹37.76 Cr	1.71%
Ambuja Cements Ltd	Equity	₹37.53 Cr	1.70%
Bank of Baroda	Equity	₹37.07 Cr	1.68%
NTPC Ltd	Equity	₹37.01 Cr	1.68%
Netweb Technologies India Ltd	Equity	₹35.06 Cr	1.59%
Balrampur Chini Mills Ltd	Equity	₹34.41 Cr	1.56%
UNO Minda Ltd	Equity	₹33.13 Cr	1.50%
Nuvama Wealth Management Ltd	Equity	₹32.92 Cr	1.49%
Indian Bank	Equity	₹28.38 Cr	1.28%
Reliance Industries Ltd	Equity	₹27.76 Cr	1.26%
ITC Ltd	Equity	₹27.07 Cr	1.23%
Avenue Supermarts Ltd	Equity	₹26.67 Cr	1.21%
General Insurance Corp of India	Equity	₹25.6 Cr	1.16%
ABB India Ltd	Equity	₹25.54 Cr	1.16%
HEG Ltd	Equity	₹25.5 Cr	1.15%
Torrent Power Ltd	Equity	₹25.24 Cr	1.14%
Adani Ports & Special Economic Zone Ltd	Equity	₹25.23 Cr	1.14%
Radico Khaitan Ltd	Equity	₹25.13 Cr	1.14%
Tata Steel Ltd	Equity	₹24.04 Cr	1.09%
Oberoi Realty Ltd	Equity	₹22.87 Cr	1.04%
Siemens Energy India Ltd	Equity	₹22.62 Cr	1.02%
Siemens Ltd	Equity	₹22.11 Cr	1.00%
AU Small Finance Bank Ltd	Equity	₹21.99 Cr	1.00%
Brigade Enterprises Ltd	Equity	₹21.2 Cr	0.96%
SBI Cards and Payment Services Ltd Ordinary Shares	Equity	₹21.16 Cr	0.96%
PG Electroplast Ltd	Equity	₹20.68 Cr	0.94%
Hi-Tech Pipes Ltd	Equity	₹20.1 Cr	0.91%
Triveni Engineering & Industries Ltd	Equity	₹19.39 Cr	0.88%
Senco Gold Ltd	Equity	₹18.11 Cr	0.82%
Maruti Suzuki India Ltd	Equity	₹17.98 Cr	0.81%
Syrma SGS Technology Ltd	Equity	₹15.38 Cr	0.70%
Aditya Vision Ltd	Equity	₹13.86 Cr	0.63%
Rane Holdings Ltd	Equity	₹13.85 Cr	0.63%
Jupiter Wagons Ltd	Equity	₹12.66 Cr	0.57%
Titagarh Rail Systems Ltd	Equity	₹12.26 Cr	0.55%
Sanstar Ltd	Equity	₹12.13 Cr	0.55%
Advanced Enzyme Technologies Ltd	Equity	₹8.99 Cr	0.41%
Net Receivables / (Payables)	Cash	₹4.95 Cr	0.22%
Prataap Snacks Ltd	Equity	₹4.9 Cr	0.22%
Punjab National Bank	Cash - CD/Time Deposit	₹4.87 Cr	0.22%
National Bank For Agriculture & Rural Development**	Cash - CD/Time Deposit	₹4.79 Cr	0.22%
364 DTB 15012026	Bond - Gov't/Treasury	₹2.93 Cr	0.13%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹556.31 Cr	25.18%
Basic Materials	₹372.71 Cr	16.87%
Industrials	₹363.43 Cr	16.45%
Technology	₹201.82 Cr	9.14%
Consumer Cyclical	₹184.68 Cr	8.36%
Utilities	₹139.39 Cr	6.31%
Consumer Defensive	₹137.56 Cr	6.23%
Communication Services	₹56.27 Cr	2.55%
Real Estate	₹44.06 Cr	1.99%
Healthcare	₹39.78 Cr	1.80%
Energy	₹27.76 Cr	1.26%

Risk & Performance Ratios

Fund Managers

Alok Singh

Since June 2020

Additional Scheme Detailsas of 30th June 2025

ISIN

INF761K01FF5

Expense Ratio

0.45%

Exit Load

1.00%

Fund Size

₹2,209 Cr

Age

5 years

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

BSE 500 India TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Flexi Cap Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Unifi Flexi Cap Fund Direct Growth Very High Risk	-	1.0%	-	-
Unifi Flexi Cap Fund Regular Growth Very High Risk	-	1.0%	-	-
TrustMF Flexi Cap Fund Regular Growth Very High Risk	2.1%	1.0%	₹1178.61 Cr	1.3%
TrustMF Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹1178.61 Cr	3.1%
Helios Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹3470.64 Cr	6.7%
Helios Flexi Cap Fund Regular Growth Very High Risk	1.9%	1.0%	₹3470.64 Cr	5.1%
NJ Flexi Cap Fund Regular Growth Very High Risk	1.7%	1.0%	₹2352.14 Cr	-9.7%
NJ Flexi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹2352.14 Cr	-8.4%
Shriram Flexi Cap Fund Regular Growth Very High Risk	2.4%	1.0%	₹140.63 Cr	-13.4%
Shriram Flexi Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹140.63 Cr	-11.9%
LIC MF Flexi Cap Fund Direct Growth Very High Risk	1.3%	1.0%	₹1020.58 Cr	-1.4%
Kotak Flexicap Fund Direct Growth Very High Risk	0.6%	1.0%	₹54840.98 Cr	4.3%
Bandhan Flexi Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹7606.99 Cr	3.5%
Union Flexi Cap Fund Regular Growth Very High Risk	2.0%	1.0%	₹2262.92 Cr	3.1%
JM Flexicap Fund Direct Growth Very High Risk	0.5%	1.0%	₹5917.33 Cr	-6.4%
ICICI Prudential Flexicap Fund Regular Growth Very High Risk	1.7%	1.0%	₹17945.86 Cr	1.2%
ICICI Prudential Flexicap Fund Direct Growth Very High Risk	0.8%	1.0%	₹17945.86 Cr	2.2%
Edelweiss Flexi Cap Fund Regular Growth Very High Risk	1.9%	1.0%	₹2641.60 Cr	0.6%
Edelweiss Flexi Cap Fund Direct Growth Very High Risk	0.4%	1.0%	₹2641.60 Cr	2.1%
Axis Flexi Cap Fund Regular Growth Very High Risk	1.7%	1.0%	₹13316.50 Cr	4.4%
Axis Flexi Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹13316.50 Cr	5.5%
Navi Flexi Cap Fund Direct Growth Very High Risk	0.4%	0.0%	₹261.89 Cr	0.8%
Navi Flexi Cap Fund Regular Growth Very High Risk	2.3%	0.0%	₹261.89 Cr	-1.0%
360 ONE Flexicap Fund Regular Growth Very High Risk	2.0%	1.0%	₹1769.96 Cr	-0.3%
360 ONE Flexicap Fund Direct Growth Very High Risk	0.5%	1.0%	₹1769.96 Cr	1.3%
Sundaram Flexi Cap Fund Regular Growth Very High Risk	2.0%	1.0%	₹2107.86 Cr	5.9%
Sundaram Flexi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹2107.86 Cr	7.4%
Mahindra Manulife Flexi Cap Fund Regular Growth Very High Risk	2.0%	1.0%	₹1559.61 Cr	1.5%
DSP Flexi Cap Fund Regular Growth Very High Risk	1.7%	1.0%	₹11836.70 Cr	2.8%
Bank of India Flexi Cap Fund Regular Growth Very High Risk	1.9%	1.0%	₹2208.92 Cr	-5.1%
Mahindra Manulife Flexi Cap Fund Direct Growth Very High Risk	0.4%	1.0%	₹1559.61 Cr	3.1%
Nippon India Flexi Cap Fund Regular Growth Very High Risk	1.7%	1.0%	₹8951.15 Cr	-1.4%
Bank of India Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2208.92 Cr	-3.7%
Nippon India Flexi Cap Fund Direct Growth Very High Risk	0.4%	1.0%	₹8951.15 Cr	-0.1%
UTI Flexi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹26324.59 Cr	6.9%
Aditya Birla Sun Life Flexi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹23606.24 Cr	6.7%
HSBC Flexi Cap Fund Direct Growth Very High Risk	1.2%	1.0%	₹5169.21 Cr	3.5%
Canara Robeco Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹13588.06 Cr	5.6%
SBI Flexicap Fund Direct Growth Very High Risk	0.8%	0.0%	₹22499.74 Cr	1.2%
Mirae Asset Flexi Cap Fund Regular Growth Very High Risk	1.9%	1.0%	₹2814.74 Cr	4.7%
Mirae Asset Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2814.74 Cr	6.2%
Taurus Flexi Cap Fund Direct Growth Very High Risk	2.6%	1.0%	₹366.04 Cr	-3.7%
Union Flexi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹2262.92 Cr	4.3%
PGIM India Flexi Cap Fund Direct Growth Very High Risk	0.4%	0.0%	₹6262.21 Cr	5.7%
PGIM India Flexi Cap Fund Regular Growth Very High Risk	1.8%	0.0%	₹6262.21 Cr	4.3%
DSP Flexi Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹11836.70 Cr	3.9%
Quant Flexi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹7326.16 Cr	-9.0%
Franklin India Flexi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹18679.30 Cr	4.3%
HDFC Flexi Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹75784.48 Cr	8.8%
Samco Flexi Cap Fund Regular Growth Very High Risk	2.4%	1.0%	₹466.27 Cr	-15.1%

About the AMC

BOI Mutual Fund

+91 22 40479000

https://www.boimf.in/

Total AUM

₹11,806 Cr

Address

B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013

Other Funds by BOI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bank of India Midcap Tax Fund Series 1 Direct Growth Very High Risk	-	0.0%	₹58.23 Cr	-3.0%
Bank of India Midcap Tax Fund Series 2 Direct Growth Very High Risk	-	0.0%	₹30.26 Cr	-1.6%
Bank of India Mid & Small Cap Equity & Debt Direct Growth Very High Risk	0.8%	1.0%	₹1249.57 Cr	1.8%
Bank of India Conservative Hybrid Fund Direct Growth Moderate Risk	1.1%	1.0%	₹69.47 Cr	4.9%
Bank of India Balanced Advantage Fund Direct Growth Very High Risk	1.2%	1.0%	₹143.22 Cr	0.4%
Bank of India Multi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹902.47 Cr	2.5%
Bank of India Bluechip Fund Direct Growth Very High Risk	0.9%	1.0%	₹209.10 Cr	-2.7%
Bank of India Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2208.92 Cr	-3.7%
Bank of India Large & Mid Cap Equity Fund Direct Growth Very High Risk	1.1%	1.0%	₹418.30 Cr	-1.5%
Bank of India Liquid Direct Growth Low to Moderate Risk	0.1%	0.0%	₹2337.27 Cr	7.2%
Bank of India S/T Income Direct Growth Low to Moderate Risk	0.5%	0.0%	₹164.77 Cr	10.8%
Bank of India Manufacturing and Infrastructure fund Direct Growth Very High Risk	0.7%	1.0%	₹606.65 Cr	0.3%
Bank of India Tax Advantage Fund Direct Growth Very High Risk	0.8%	0.0%	₹1432.23 Cr	-7.2%
Bank of India Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹223.24 Cr	7.6%
Bank of India Credit Risk Fund Direct Growth High Risk	1.0%	4.0%	₹109.54 Cr	6.5%
Bank of India Small Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹1907.82 Cr	1.8%
Bank of India Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹52.81 Cr	6.5%
Bank of India Arbitrage Fund Direct Growth Low Risk	0.5%	0.0%	₹43.16 Cr	7.1%

Risk Level

Your principal amount will be at Very High Risk

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What is the current NAV of Bank of India Flexi Cap Fund Direct Growth?

The NAV of Bank of India Flexi Cap Fund Direct Growth, as of 11-Jul-2025, is ₹37.46.

What are the returns of Bank of India Flexi Cap Fund Direct Growth?

The fund has generated -3.70% over the last 1 year and 26.79% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Bank of India Flexi Cap Fund Direct Growth?

The fund's allocation of assets is distributed as 96.15% in equities, 0.13% in bonds, and 3.72% in cash and cash equivalents.

Who manages the Bank of India Flexi Cap Fund Direct Growth?

The fund managers responsible for Bank of India Flexi Cap Fund Direct Growth are:-

Alok Singh

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹2,209 Cr

Expense Ratio

0.45%

ISIN

INF761K01FF5

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

29 Jun 2020

Risk Level

Your principal amount will be at Very High Risk