Bank of India Multi Cap Fund Direct Growth

Fund Overview

Fund Size

₹1,110 Cr

Expense Ratio

0.72%

ISIN

INF761K01FR0

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

03 Mar 2023

About this fund

Bank of India Multi Cap Fund Direct Growth is a Multi-Cap mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 3 years, 3 months and 25 days, having been launched on 03-Mar-23.
As of 25-Jun-26, it has a Net Asset Value (NAV) of ₹20.23, Assets Under Management (AUM) of 1109.57 Crores, and an expense ratio of 0.72%.

Bank of India Multi Cap Fund Direct Growth has given a CAGR return of 23.70% since inception.
The fund's asset allocation comprises around 96.28% in equities, 0.11% in debts, and 3.61% in cash & cash equivalents.
You can start investing in Bank of India Multi Cap Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+11.28%

+2.99% (Cat Avg.)

3 Years

+21.53%

+17.27% (Cat Avg.)

Since Inception

+23.70%

— (Cat Avg.)

Portfolio Summaryas of 31st May 2026

Equity	₹1,068.27 Cr	96.28%
Debt	₹1.21 Cr	0.11%
Others	₹40.1 Cr	3.61%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
HDFC Bank Ltd	Equity	₹54.18 Cr	4.88%
Reliance Industries Ltd	Equity	₹46.23 Cr	4.17%
Treps	Cash - Repurchase Agreement	₹38.6 Cr	3.48%
Aurobindo Pharma Ltd	Equity	₹36.11 Cr	3.25%
Lloyds Metals & Energy Ltd	Equity	₹34.24 Cr	3.09%
Stylam Industries Ltd	Equity	₹33.76 Cr	3.04%
Kotak Mahindra Bank Ltd	Equity	₹33.61 Cr	3.03%
Tips Music Ltd	Equity	₹32.46 Cr	2.93%
FSN E-Commerce Ventures Ltd	Equity	₹29.39 Cr	2.65%
Dixon Technologies (India) Ltd	Equity	₹28.9 Cr	2.60%
PB Fintech Ltd	Equity	₹25.96 Cr	2.34%
Eris Lifesciences Ltd Registered Shs	Equity	₹25.9 Cr	2.33%
State Bank of India	Equity	₹25.66 Cr	2.31%
Dr Reddy's Laboratories Ltd	Equity	₹25.42 Cr	2.29%
Acutaas Chemicals Ltd	Equity	₹24.75 Cr	2.23%
Aditya Vision Ltd	Equity	₹24.69 Cr	2.23%
Cemindia Projects Ltd	Equity	₹24.14 Cr	2.18%
Bank of Maharashtra	Equity	₹24.11 Cr	2.17%
Quality Power Electrical Equipments Ltd	Equity	₹22.05 Cr	1.99%
Tata Consultancy Services Ltd	Equity	₹21.63 Cr	1.95%
Petronet LNG Ltd	Equity	₹21.55 Cr	1.94%
Entero Healthcare Solutions Ltd	Equity	₹20.26 Cr	1.83%
Larsen & Toubro Ltd	Equity	₹19.86 Cr	1.79%
Apollo Hospitals Enterprise Ltd	Equity	₹19.17 Cr	1.73%
NTPC Ltd	Equity	₹18.7 Cr	1.69%
Bharti Airtel Ltd	Equity	₹18.38 Cr	1.66%
Abbott India Ltd	Equity	₹17.82 Cr	1.61%
Vedanta Aluminium Metal Limited **	Equity	₹15.86 Cr	1.43%
ITC Ltd	Equity	₹15.84 Cr	1.43%
SJS Enterprises Ltd	Equity	₹15.8 Cr	1.42%
Shriram Finance Ltd	Equity	₹15.43 Cr	1.39%
Endurance Technologies Ltd	Equity	₹15.29 Cr	1.38%
Adani Ports & Special Economic Zone Ltd	Equity	₹15.1 Cr	1.36%
Sky Gold and Diamonds Ltd	Equity	₹14.99 Cr	1.35%
Emami Ltd	Equity	₹14.81 Cr	1.33%
Angel One Ltd Ordinary Shares	Equity	₹14.17 Cr	1.28%
CreditAccess Grameen Ltd Ordinary Shares	Equity	₹13.87 Cr	1.25%
Bayer CropScience Ltd	Equity	₹12.99 Cr	1.17%
Godfrey Phillips India Ltd	Equity	₹12.82 Cr	1.16%
Jindal Stainless Ltd	Equity	₹12.48 Cr	1.13%
SBI Cards and Payment Services Ltd Ordinary Shares	Equity	₹12.46 Cr	1.12%
ICICI Lombard General Insurance Co Ltd	Equity	₹12.4 Cr	1.12%
Vedanta Ltd	Equity	₹12.34 Cr	1.11%
Samvardhana Motherson International Ltd	Equity	₹12.04 Cr	1.08%
Oberoi Realty Ltd	Equity	₹11.79 Cr	1.06%
HEG Ltd	Equity	₹10.54 Cr	0.95%
PSP Projects Ltd	Equity	₹9.58 Cr	0.86%
Senco Gold Ltd	Equity	₹9.52 Cr	0.86%
Hero MotoCorp Ltd	Equity	₹9.36 Cr	0.84%
Bharat Dynamics Ltd Ordinary Shares	Equity	₹9.28 Cr	0.84%
Shakti Pumps (India) Ltd	Equity	₹8.94 Cr	0.81%
Bharti Hexacom Ltd	Equity	₹8.05 Cr	0.73%
Swan Corp Ltd	Equity	₹7.94 Cr	0.72%
Zaggle Prepaid Ocean Services Ltd	Equity	₹7.77 Cr	0.70%
Tata Steel Ltd	Equity	₹6.11 Cr	0.55%
Steelcast Ltd	Equity	₹5.41 Cr	0.49%
United Spirits Ltd	Equity	₹4.7 Cr	0.42%
Sobha Ltd	Equity	₹4.33 Cr	0.39%
Vedanta Oil and Gas Ltd	Equity	₹3.43 Cr	0.31%
Gabriel India Ltd	Equity	₹2.74 Cr	0.25%
Net Receivables / (Payables)	Cash - Collateral	₹1.5 Cr	0.13%
Tbill	Bond - Gov't/Treasury	₹1.21 Cr	0.11%
Vedanta Iron And Steel Limited **	Equity	₹0.73 Cr	0.07%
Talwandi Sabo Power Limited **	Equity	₹0.45 Cr	0.04%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹231.85 Cr	20.90%
Consumer Cyclical	₹167.58 Cr	15.10%
Healthcare	₹144.67 Cr	13.04%
Industrials	₹127.43 Cr	11.48%
Basic Materials	₹111.74 Cr	10.07%
Energy	₹67.78 Cr	6.11%
Communication Services	₹58.89 Cr	5.31%
Technology	₹58.3 Cr	5.25%
Consumer Defensive	₹48.17 Cr	4.34%
Utilities	₹18.7 Cr	1.69%
Real Estate	₹16.12 Cr	1.45%

Risk & Performance Ratios

Fund Managers

Nitin Gosar

Since March 2023

Additional Scheme Detailsas of 31st May 2026

ISIN

INF761K01FR0

Expense Ratio

0.72%

Exit Load

1.00%

Fund Size

₹1,110 Cr

Age

3 years 3 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty 500 Multicap 50:25:25 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Multi-Cap Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
TRUSTMF Multi Cap Fund Regular Growth Very High Risk	2.1%	1.0%	₹527.45 Cr	-
TRUSTMF Multi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹527.45 Cr	-
UTI Multi Cap Fund Regular Growth Very High Risk	2.9%	1.0%	₹1956.43 Cr	1.2%
UTI Multi Cap Fund Direct Growth Very High Risk	1.4%	1.0%	₹1956.43 Cr	2.7%
Bajaj Finserv Multi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹1323.67 Cr	6.6%
Bajaj Finserv Multi Cap Fund Regular Growth Very High Risk	1.8%	1.0%	₹1323.67 Cr	5.0%
Groww Multicap Fund Direct Growth Very High Risk	1.0%	1.0%	₹575.30 Cr	14.7%
Groww Multicap Fund Regular Growth Very High Risk	2.8%	1.0%	₹575.30 Cr	12.6%
Edelweiss Nifty500 Multicap Momentum Quality 50 ETF Very High Risk	0.3%	-	₹33.15 Cr	-3.2%
Samco Multi Cap Fund Direct Growth Moderate Risk	0.9%	1.0%	₹242.69 Cr	-9.8%
Samco Multi Cap Fund Regular Growth Moderate Risk	2.5%	1.0%	₹242.69 Cr	-11.4%
PGIM India Multi Cap Fund Direct Growth Very High Risk	0.8%	0.0%	₹413.64 Cr	6.8%
PGIM India Multi Cap Fund Regular Growth Very High Risk	2.5%	0.0%	₹413.64 Cr	4.9%
Mirae Asset Nifty500 Multicap 50:25:25 ETF Very High Risk	0.1%	-	₹84.21 Cr	1.1%
Franklin India Multi Cap Fund Direct Growth Very High Risk	0.4%	1.0%	₹4891.51 Cr	6.6%
Franklin India Multi Cap Fund Regular Growth Very High Risk	1.6%	1.0%	₹4891.51 Cr	5.1%
Motilal Oswal Multi Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹4095.53 Cr	-1.3%
Motilal Oswal Multi Cap Fund Regular Growth Very High Risk	1.9%	1.0%	₹4095.53 Cr	-2.5%
DSP Multicap Fund Regular Growth Low Risk	1.7%	1.0%	₹2808.66 Cr	0.3%
DSP Multicap Fund Direct Growth Low Risk	0.5%	1.0%	₹2808.66 Cr	1.7%
Edelweiss Multi Cap Fund Regular Growth Very High Risk	1.9%	1.0%	₹3253.30 Cr	2.5%
Edelweiss Multi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹3253.30 Cr	4.0%
Motilal Oswal Nifty 500 ETF Very High Risk	0.2%	-	₹273.21 Cr	0.1%
Bank of India Multi Cap Fund Regular Growth Very High Risk	1.8%	1.0%	₹1109.57 Cr	9.9%
WhiteOak Capital Multi Cap Fund Direct Growth Very High Risk	0.5%	0.0%	₹3585.39 Cr	6.1%
WhiteOak Capital Multi Cap Fund Regular Growth Very High Risk	1.6%	0.0%	₹3585.39 Cr	4.6%
Sundaram Multi Cap - Series II Regular Growth Low Risk	1.4%	-	₹88.44 Cr	7.4%
Aditya Birla Sun Life Multi-Cap Fund Regular Growth Very High Risk	1.6%	1.0%	₹6811.17 Cr	3.7%
Aditya Birla Sun Life Multi-Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹6811.17 Cr	4.8%
ICICI Pru Multicap Fund Direct Growth Very High Risk	0.8%	1.0%	₹17675.80 Cr	7.7%
Sundaram Multi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹2806.80 Cr	1.8%
ITI Multi Cap Fund Direct Growth Very High Risk	0.6%	0.0%	₹1411.77 Cr	9.2%
ITI Multi Cap Fund Regular Growth Very High Risk	2.1%	0.0%	₹1411.77 Cr	7.6%
Nippon India Multi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹53410.99 Cr	1.5%
Invesco India Multicap Fund Direct Growth Very High Risk	0.6%	1.0%	₹4078.72 Cr	-1.9%
Nippon India ETF S&P BSE Sensex Next 50 Very High Risk	0.2%	-	₹117.34 Cr	3.9%
Bandhan Multi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2919.26 Cr	3.3%
Bandhan Multi Cap Fund Regular Growth Very High Risk	1.7%	1.0%	₹2919.26 Cr	1.8%
Kotak Multicap Fund Direct Growth Very High Risk	0.5%	1.0%	₹26249.39 Cr	7.2%
Kotak Multicap Fund Regular Growth Very High Risk	1.6%	1.0%	₹26249.39 Cr	5.9%
Canara Robeco Multi Cap Fund Regular Growth Very High Risk	1.6%	1.0%	₹5250.10 Cr	-
Canara Robeco Multi Cap Fund Direct Growth Very High Risk	0.4%	1.0%	₹5250.10 Cr	1.5%
Union Multicap Fund Regular Growth Very High Risk	1.8%	1.0%	₹1357.21 Cr	7.4%
Union Multicap Fund Direct Growth Very High Risk	0.8%	1.0%	₹1357.21 Cr	8.7%
Bank of India Multi Cap Fund Regular Growth Very High Risk	1.8%	1.0%	₹1109.57 Cr	9.9%
Bank of India Multi Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹1109.57 Cr	11.3%
Baroda BNP Paribas Multi Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹3282.49 Cr	3.2%
Quant Active Fund Direct Growth Very High Risk	0.7%	1.0%	₹7663.81 Cr	5.5%
Mirae Asset Multicap Fund Regular Growth Very High Risk	1.6%	1.0%	₹5071.34 Cr	0.7%
Mirae Asset Multicap Fund Direct Growth Very High Risk	0.4%	1.0%	₹5071.34 Cr	2.2%

About the AMC

BOI Mutual Fund

+91 22 40479000

https://www.boimf.in/

Total AUM

₹15,293 Cr

Address

B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013

Other Funds by BOI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bank of India Banking and Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹273.08 Cr	-
Bank of India Mid Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹721.56 Cr	-
Bank of India Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹461.38 Cr	6.5%
Bank of India Consumption Fund Direct Growth Very High Risk	1.0%	1.0%	₹362.48 Cr	1.2%
Bank of India Business Cycle Fund Direct Growth Very High Risk	1.0%	1.0%	₹457.56 Cr	2.7%
Bank of India Multi Asset Allocation Fund Direct Growth High Risk	0.7%	1.0%	₹358.77 Cr	11.2%
Bank of India Midcap Tax Fund Series 1 Direct Growth Very High Risk	-	0.0%	₹63.77 Cr	7.0%
Bank of India Midcap Tax Fund Series 2 Direct Growth Very High Risk	-	0.0%	₹31.70 Cr	1.9%
Bank of India Mid & Small Cap Equity & Debt Direct Growth Very High Risk	0.6%	1.0%	₹1554.32 Cr	10.2%
Bank of India Conservative Hybrid Fund Direct Growth Moderately High risk	0.9%	1.0%	₹64.12 Cr	3.3%
Bank of India Balanced Advantage Fund Direct Growth Very High Risk	1.1%	1.0%	₹156.03 Cr	5.5%
Bank of India Multi Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹1109.57 Cr	11.3%
Bank of India Bluechip Fund Direct Growth Very High Risk	0.8%	1.0%	₹213.25 Cr	5.8%
Bank of India Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2459.86 Cr	9.3%
Bank of India Large & Mid Cap Equity Fund Direct Growth Very High Risk	1.0%	1.0%	₹472.53 Cr	6.0%
Bank of India Liquid Direct Growth Low to Moderate Risk	0.1%	0.0%	₹1720.03 Cr	6.3%
Bank of India S/T Income Direct Growth Low to Moderate Risk	0.5%	0.0%	₹266.69 Cr	5.6%
Bank of India Manufacturing and Infrastructure fund Direct Growth Very High Risk	0.6%	1.0%	₹789.05 Cr	17.5%
Bank of India Tax Advantage Fund Direct Growth Very High Risk	0.8%	0.0%	₹1380.17 Cr	3.9%
Bank of India Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹139.98 Cr	6.4%
Bank of India Credit Risk Fund Direct Growth Moderately High risk	1.0%	3.0%	₹87.95 Cr	17.4%
Bank of India Small Cap Fund Direct Growth Very High Risk	0.4%	1.0%	₹2318.41 Cr	16.8%
Bank of India Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹143.37 Cr	5.6%
Bank of India Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹48.48 Cr	6.1%

Risk Level

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What is the current NAV of Bank of India Multi Cap Fund Direct Growth?

The NAV of Bank of India Multi Cap Fund Direct Growth, as of 25-Jun-2026, is ₹20.23.

What are the returns of Bank of India Multi Cap Fund Direct Growth?

The fund has generated 11.28% over the last 1 year and 21.53% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Bank of India Multi Cap Fund Direct Growth?

The fund's allocation of assets is distributed as 96.28% in equities, 0.11% in bonds, and 3.61% in cash and cash equivalents.

Who manages the Bank of India Multi Cap Fund Direct Growth?

The fund managers responsible for Bank of India Multi Cap Fund Direct Growth are:-

Nitin Gosar

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Bank of India Multi Cap Fund Direct Growth

Fund Overview