Fund Overview
Fund Size
₹857 Cr
Expense Ratio
0.98%
ISIN
INF761K01FR0
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
03 Mar 2023
About this fund
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹18.00, Assets Under Management (AUM) of 856.84 Crores, and an expense ratio of 0.98%.
- Bank of India Multi Cap Fund Direct Growth has given a CAGR return of 29.20% since inception.
- The fund's asset allocation comprises around 94.53% in equities, 0.01% in debts, and 5.46% in cash & cash equivalents.
- You can start investing in Bank of India Multi Cap Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+3.27%
+4.04% (Cat Avg.)
Since Inception
+29.20%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹810 Cr | 94.53% |
| Debt | ₹0.1 Cr | 0.01% |
| Others | ₹46.74 Cr | 5.46% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹47.54 Cr | 5.55% |
| HDFC Bank Ltd | Equity | ₹47.54 Cr | 5.55% |
| Reliance Industries Ltd | Equity | ₹36.41 Cr | 4.25% |
| Hero MotoCorp Ltd | Equity | ₹27.04 Cr | 3.16% |
| Lloyds Metals & Energy Ltd | Equity | ₹26.15 Cr | 3.05% |
| Manorama Industries Ltd | Equity | ₹24.94 Cr | 2.91% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹24.48 Cr | 2.86% |
| PB Fintech Ltd | Equity | ₹23.21 Cr | 2.71% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹23.12 Cr | 2.70% |
| Coforge Ltd | Equity | ₹22.39 Cr | 2.61% |
| Tips Music Ltd | Equity | ₹22.08 Cr | 2.58% |
| Vedanta Ltd | Equity | ₹21.51 Cr | 2.51% |
| Larsen & Toubro Ltd | Equity | ₹19.66 Cr | 2.29% |
| State Bank of India | Equity | ₹17.77 Cr | 2.07% |
| FSN E-Commerce Ventures Ltd | Equity | ₹17.62 Cr | 2.06% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹17.29 Cr | 2.02% |
| NTPC Ltd | Equity | ₹17.13 Cr | 2.00% |
| Oil India Ltd | Equity | ₹17.08 Cr | 1.99% |
| Acutaas Chemicals Ltd | Equity | ₹16.41 Cr | 1.92% |
| Indian Bank | Equity | ₹16.18 Cr | 1.89% |
| Oberoi Realty Ltd | Equity | ₹15.5 Cr | 1.81% |
| Shriram Finance Ltd | Equity | ₹14.98 Cr | 1.75% |
| Kotak Mahindra Bank Ltd | Equity | ₹14.89 Cr | 1.74% |
| Senco Gold Ltd | Equity | ₹14.59 Cr | 1.70% |
| Supreme Industries Ltd | Equity | ₹14.2 Cr | 1.66% |
| General Insurance Corp of India | Equity | ₹13.91 Cr | 1.62% |
| Samvardhana Motherson International Ltd | Equity | ₹13.9 Cr | 1.62% |
| Tata Consultancy Services Ltd | Equity | ₹13.85 Cr | 1.62% |
| SBI Life Insurance Co Ltd | Equity | ₹13.66 Cr | 1.59% |
| Zaggle Prepaid Ocean Services Ltd | Equity | ₹13.05 Cr | 1.52% |
| Gabriel India Ltd | Equity | ₹13.04 Cr | 1.52% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹10.72 Cr | 1.25% |
| Vijaya Diagnostic Centre Ltd | Equity | ₹10.66 Cr | 1.24% |
| Swan Energy Ltd | Equity | ₹9.6 Cr | 1.12% |
| Bayer CropScience Ltd | Equity | ₹9.38 Cr | 1.10% |
| Endurance Technologies Ltd | Equity | ₹9.21 Cr | 1.08% |
| PCBL Chemical Ltd | Equity | ₹9.11 Cr | 1.06% |
| Emami Ltd | Equity | ₹9.05 Cr | 1.06% |
| Deepak Nitrite Ltd | Equity | ₹8.96 Cr | 1.05% |
| SJS Enterprises Ltd | Equity | ₹8.62 Cr | 1.01% |
| Dr Reddy's Laboratories Ltd | Equity | ₹8.5 Cr | 0.99% |
| Jindal Stainless Ltd | Equity | ₹8.17 Cr | 0.95% |
| Aditya Birla Real Estate Ltd | Equity | ₹8.09 Cr | 0.94% |
| Quality Power Electrical Equipments Ltd | Equity | ₹7.98 Cr | 0.93% |
| JK Cement Ltd | Equity | ₹7.91 Cr | 0.92% |
| Ashok Leyland Ltd | Equity | ₹7.68 Cr | 0.90% |
| Sterling and Wilson Renewable Energy Ltd | Equity | ₹7.42 Cr | 0.87% |
| HEG Ltd | Equity | ₹7.4 Cr | 0.86% |
| Senores Pharmaceuticals Ltd | Equity | ₹6.8 Cr | 0.79% |
| Housing & Urban Development Corp Ltd | Equity | ₹6.78 Cr | 0.79% |
| Aditya Vision Ltd | Equity | ₹6.64 Cr | 0.78% |
| Aurobindo Pharma Ltd | Equity | ₹5.83 Cr | 0.68% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹5.8 Cr | 0.68% |
| UNO Minda Ltd | Equity | ₹5.13 Cr | 0.60% |
| Vinati Organics Ltd | Equity | ₹5 Cr | 0.58% |
| Sobha Ltd | Equity | ₹4.38 Cr | 0.51% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹4.16 Cr | 0.49% |
| Stylam Industries Ltd | Equity | ₹3.9 Cr | 0.45% |
| Maruti Suzuki India Ltd | Equity | ₹3.62 Cr | 0.42% |
| Tega Industries Ltd | Equity | ₹3.26 Cr | 0.38% |
| Ipca Laboratories Ltd | Equity | ₹2.06 Cr | 0.24% |
| Galaxy Surfactants Ltd | Equity | ₹1.95 Cr | 0.23% |
| Siemens Ltd | Equity | ₹1.5 Cr | 0.18% |
| Siemens Engy Ind | Equity | ₹1.14 Cr | 0.13% |
| Net Receivables / (Payables) | Cash | ₹-0.8 Cr | 0.09% |
| 364 DTB 15012026 | Bond - Gov't/Treasury | ₹0.1 Cr | 0.01% |
Allocation By Market Cap (Equity)
Large Cap Stocks
33.48%
Mid Cap Stocks
32.00%
Small Cap Stocks
28.00%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹197.83 Cr | 23.09% |
| Consumer Cyclical | ₹123.31 Cr | 14.39% |
| Basic Materials | ₹122.65 Cr | 14.31% |
| Healthcare | ₹86.34 Cr | 10.08% |
| Industrials | ₹75.44 Cr | 8.80% |
| Technology | ₹56.72 Cr | 6.62% |
| Energy | ₹53.49 Cr | 6.24% |
| Consumer Defensive | ₹33.99 Cr | 3.97% |
| Communication Services | ₹22.08 Cr | 2.58% |
| Real Estate | ₹19.88 Cr | 2.32% |
| Utilities | ₹17.13 Cr | 2.00% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
14.96%
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
0.97
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.64
Higher the better
Fund Managers
Nitin Gosar
Since March 2023
Additional Scheme Detailsas of 31st May 2025
ISIN | INF761K01FR0 | Expense Ratio | 0.98% | Exit Load | 1.00% | Fund Size | ₹857 Cr | Age | 2 years 3 months | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty 500 Multicap 50:25:25 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Multi-Cap Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| UTI Multi Cap Fund Regular Growth Very High Risk | - | 1.0% | ₹1042.27 Cr | - |
| UTI Multi Cap Fund Direct Growth Very High Risk | - | 1.0% | ₹1042.27 Cr | - |
| Bajaj Finserv Multi Cap Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹695.98 Cr | - |
| Bajaj Finserv Multi Cap Fund Regular Growth Very High Risk | 2.3% | 1.0% | ₹695.98 Cr | - |
| Groww Multicap Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹104.90 Cr | - |
| Groww Multicap Fund Regular Growth Very High Risk | 2.3% | 1.0% | ₹104.90 Cr | - |
| Edelweiss Nifty500 Multicap Momentum Quality 50 ETF Very High Risk | 0.3% | - | ₹26.81 Cr | - |
| Samco Multi Cap Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹366.88 Cr | - |
| Samco Multi Cap Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹366.88 Cr | - |
| PGIM India Multi Cap Fund Direct Growth Very High Risk | 0.6% | 0.0% | ₹382.99 Cr | - |
About the AMC
Total AUM
₹10,605 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Nitin Gosar
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