Bank of India Mid & Small Cap Equity & Debt Direct Growth
HybridAggressive AllocationVery High Risk
Direct
NAV (25-Jul-24)
₹41.11-0.19%1D
Returns (Since Inception)
19.29%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹841 Cr
Expense Ratio
1.16%
ISIN
INF761K01DM6
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
20 Jul 2016
About this fund
Bank of India Mid & Small Cap Equity & Debt Direct Growth is a Aggressive Allocation mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 8 years and 6 days, having been launched on 20-Jul-16.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹41.11, Assets Under Management (AUM) of 840.76 Crores, and an expense ratio of 1.16%.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹41.11, Assets Under Management (AUM) of 840.76 Crores, and an expense ratio of 1.16%.
- Bank of India Mid & Small Cap Equity & Debt Direct Growth has given a CAGR return of 19.29% since inception.
- The fund's asset allocation comprises around 79.42% in equities, 12.05% in debts, and 8.53% in cash & cash equivalents.
- You can start investing in Bank of India Mid & Small Cap Equity & Debt Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+50.86%
+30.28% (Cat Avg.)
3 Years
+21.68%
+16.44% (Cat Avg.)
5 Years
+29.31%
+18.11% (Cat Avg.)
Since Inception
+19.29%
— (Cat Avg.)
Portfolio Summaryas of 30th June 2024
| Equity | ₹667.71 Cr | 79.42% |
| Debt | ₹101.35 Cr | 12.05% |
| Others | ₹71.7 Cr | 8.53% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Jindal Stainless Ltd | Equity | ₹31.67 Cr | 3.77% |
| Oil India Ltd | Equity | ₹29.36 Cr | 3.49% |
| UNO Minda Ltd | Equity | ₹26.43 Cr | 3.14% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹23.46 Cr | 2.79% |
| Castrol India Ltd | Equity | ₹20.08 Cr | 2.39% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹20.04 Cr | 2.38% |
| Indian Bank | Equity | ₹18.77 Cr | 2.23% |
| Titagarh Rail Systems Ltd | Equity | ₹17.67 Cr | 2.10% |
| National Bank for Agriculture and Rural Development 7.68% | Bond - Gov't Agency Debt | ₹17.01 Cr | 2.02% |
| JK Cement Ltd | Equity | ₹16.9 Cr | 2.01% |
| Bharat Forge Ltd | Equity | ₹16.04 Cr | 1.91% |
| HEG Ltd | Equity | ₹16.01 Cr | 1.90% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹15.4 Cr | 1.83% |
| Hero MotoCorp Ltd | Equity | ₹15.34 Cr | 1.82% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹15.01 Cr | 1.79% |
| Tejas Networks Ltd | Equity | ₹14.98 Cr | 1.78% |
| Jupiter Wagons Ltd | Equity | ₹14.89 Cr | 1.77% |
| Steel Authority Of India Ltd | Equity | ₹14.57 Cr | 1.73% |
| GlaxoSmithKline Pharmaceuticals Ltd | Equity | ₹13.92 Cr | 1.66% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹13.78 Cr | 1.64% |
| Coromandel International Ltd | Equity | ₹13.77 Cr | 1.64% |
| Swan Energy Ltd | Equity | ₹13.56 Cr | 1.61% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹13.16 Cr | 1.57% |
| Bank of Maharashtra | Equity | ₹12.54 Cr | 1.49% |
| India (Republic of) | Bond - Short-term Government Bills | ₹12.35 Cr | 1.47% |
| Ajanta Pharma Ltd | Equity | ₹12.01 Cr | 1.43% |
| Triveni Engineering & Industries Ltd | Equity | ₹11.88 Cr | 1.41% |
| Century Textiles & Industries Ltd | Equity | ₹11.58 Cr | 1.38% |
| Arvind Ltd | Equity | ₹11.36 Cr | 1.35% |
| Senco Gold Ltd | Equity | ₹11.13 Cr | 1.32% |
| Abbott India Ltd | Equity | ₹11.05 Cr | 1.31% |
| PB Fintech Ltd | Equity | ₹10.76 Cr | 1.28% |
| Kotak Mahindra Prime Limited | Cash - Commercial Paper | ₹10.71 Cr | 1.27% |
| IRCON International Ltd | Equity | ₹10.52 Cr | 1.25% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹10.34 Cr | 1.23% |
| Bharat Heavy Electricals Ltd | Equity | ₹10.2 Cr | 1.21% |
| Dixon Technologies (India) Ltd | Equity | ₹10.18 Cr | 1.21% |
| CMS Info Systems Ltd | Equity | ₹10 Cr | 1.19% |
| Radico Khaitan Ltd | Equity | ₹9.83 Cr | 1.17% |
| Torrent Power Ltd | Equity | ₹9.59 Cr | 1.14% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹9.57 Cr | 1.14% |
| Ethos Ltd | Equity | ₹9.56 Cr | 1.14% |
| Balrampur Chini Mills Ltd | Equity | ₹9.45 Cr | 1.12% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹9.4 Cr | 1.12% |
| Bayer CropScience Ltd | Equity | ₹9.4 Cr | 1.12% |
| Deepak Nitrite Ltd | Equity | ₹9.26 Cr | 1.10% |
| Astral Ltd | Equity | ₹8.81 Cr | 1.05% |
| Housing & Urban Development Corp Ltd | Equity | ₹8.72 Cr | 1.04% |
| Jyoti CNC Automation Ltd | Equity | ₹8.26 Cr | 0.98% |
| Central Depository Services (India) Ltd | Equity | ₹8.12 Cr | 0.97% |
| Graphite India Ltd | Equity | ₹7.86 Cr | 0.93% |
| CarTrade Tech Ltd | Equity | ₹7.8 Cr | 0.93% |
| BSE Ltd | Equity | ₹7.75 Cr | 0.92% |
| Ganesha Ecosphere Ltd | Equity | ₹7.56 Cr | 0.90% |
| Jamna Auto Industries Ltd | Equity | ₹7.4 Cr | 0.88% |
| Treps | Cash - Repurchase Agreement | ₹7.3 Cr | 0.87% |
| Coforge Ltd | Equity | ₹7.23 Cr | 0.86% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹7.17 Cr | 0.85% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹6.9 Cr | 0.82% |
| Indian Hotels Co Ltd | Equity | ₹6.88 Cr | 0.82% |
| APL Apollo Tubes Ltd | Equity | ₹6.22 Cr | 0.74% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹5.82 Cr | 0.69% |
| KPIT Technologies Ltd | Equity | ₹5.07 Cr | 0.60% |
| AIA Engineering Ltd | Equity | ₹5.01 Cr | 0.60% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹4.93 Cr | 0.59% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹4.76 Cr | 0.57% |
| R R Kabel Ltd | Equity | ₹4.53 Cr | 0.54% |
| Rategain Travel Technologies Ltd | Equity | ₹4.48 Cr | 0.53% |
| Cera Sanitaryware Ltd | Equity | ₹4.34 Cr | 0.52% |
| Poly Medicure Ltd | Equity | ₹4.25 Cr | 0.50% |
| Angel One Ltd Ordinary Shares | Equity | ₹4.16 Cr | 0.50% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹4.03 Cr | 0.48% |
| CRISIL Ltd | Equity | ₹3.83 Cr | 0.46% |
| Vodafone Idea Ltd | Equity | ₹3.45 Cr | 0.41% |
| Net Receivables / (Payables) | Cash | ₹3.23 Cr | 0.38% |
| Kamdhenu Ltd | Equity | ₹2.59 Cr | 0.31% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹2.01 Cr | 0.24% |
| Small Industries Development Bank of India 7.75% | Bond - Corporate Bond | ₹2 Cr | 0.24% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹1.98 Cr | 0.24% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹1.91 Cr | 0.23% |
Allocation By Market Cap (Equity)
Large Cap Stocks
--
Mid Cap Stocks
44.85%
Small Cap Stocks
33.59%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Consumer Cyclical | ₹133.06 Cr | 15.83% |
| Industrials | ₹118.09 Cr | 14.05% |
| Basic Materials | ₹115.94 Cr | 13.79% |
| Financial Services | ₹90.04 Cr | 10.71% |
| Healthcare | ₹51.56 Cr | 6.13% |
| Energy | ₹49.44 Cr | 5.88% |
| Technology | ₹41.93 Cr | 4.99% |
| Consumer Defensive | ₹31.16 Cr | 3.71% |
| Communication Services | ₹26.91 Cr | 3.20% |
| Utilities | ₹9.59 Cr | 1.14% |
Risk & Performance Ratios
Standard Deviation
This fund
13.65%
Cat. avg.
9.79%
Lower the better
Sharpe Ratio
This fund
1.23
Cat. avg.
0.89
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.64
Higher the better
Fund Managers
AS
Alok Singh
Since February 2017
Additional Scheme Detailsas of 30th June 2024
ISIN | INF761K01DM6 | Expense Ratio | 1.16% | Exit Load | 1.00% | Fund Size | ₹841 Cr | Age | 20 Jul 2016 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Short Term Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal within 1 year
Flat 15% tax on realised gains (STCG - short term capital gains)
Withdrawal after 1 year
10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Aggressive Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Mahindra Manulife Aggressive Hybrid Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1168.14 Cr | 34.0% |
| Mahindra Manulife Aggressive Hybrid Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹1168.14 Cr | 36.3% |
| Bandhan Hybrid Equity Fund Direct Growth Very High Risk | 1.1% | 1.0% | ₹728.20 Cr | 27.0% |
| Bandhan Hybrid Equity Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹728.20 Cr | 25.3% |
| Tata Hybrid Equity Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹3917.01 Cr | 23.7% |
| UTI Hybrid Equity Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹5851.61 Cr | 32.9% |
| Nippon India Equity Hybrid Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹3724.91 Cr | 28.1% |
| SBI Equity Hybrid Fund Regular Growth Very High Risk | 1.4% | 1.0% | ₹71495.31 Cr | 24.0% |
| Canara Robeco Equity Hybrid Fund Regular Growth Very High Risk | 1.7% | 1.0% | ₹10854.55 Cr | 26.6% |
| Quant Absolute Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2216.28 Cr | 36.5% |
About the AMC
Total AUM
₹7,906 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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What is the current NAV of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The NAV of Bank of India Mid & Small Cap Equity & Debt Direct Growth, as of 25-Jul-2024, is ₹41.11.
What are the returns of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund has generated 50.86% over the last 1 year and 21.68% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund's allocation of assets is distributed as 79.42% in equities, 12.05% in bonds, and 8.53% in cash and cash equivalents.
Who manages the Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund managers responsible for Bank of India Mid & Small Cap Equity & Debt Direct Growth are:-
- Alok Singh
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.