Bank of India Mid & Small Cap Equity & Debt Direct Growth
HybridAggressive AllocationVery High Risk
Direct
NAV (19-Sep-24)
₹41.77-1.18%1D
Returns (Since Inception)
19.13%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹978 Cr
Expense Ratio
1.11%
ISIN
INF761K01DM6
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
20 Jul 2016
About this fund
Bank of India Mid & Small Cap Equity & Debt Direct Growth is a Aggressive Allocation mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 8 years and 2 months, having been launched on 20-Jul-16.
As of 19-Sep-24, it has a Net Asset Value (NAV) of ₹41.77, Assets Under Management (AUM) of 978.12 Crores, and an expense ratio of 1.11%.
As of 19-Sep-24, it has a Net Asset Value (NAV) of ₹41.77, Assets Under Management (AUM) of 978.12 Crores, and an expense ratio of 1.11%.
- Bank of India Mid & Small Cap Equity & Debt Direct Growth has given a CAGR return of 19.13% since inception.
- The fund's asset allocation comprises around 73.36% in equities, 12.20% in debts, and 14.44% in cash & cash equivalents.
- You can start investing in Bank of India Mid & Small Cap Equity & Debt Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+40.55%
+30.74% (Cat Avg.)
3 Years
+20.24%
+15.54% (Cat Avg.)
5 Years
+29.54%
+19.66% (Cat Avg.)
Since Inception
+19.13%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2024
| Equity | ₹717.54 Cr | 73.36% |
| Debt | ₹119.31 Cr | 12.20% |
| Others | ₹141.27 Cr | 14.44% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Oil India Ltd | Equity | ₹39.27 Cr | 4.02% |
| Jindal Stainless Ltd | Equity | ₹30.55 Cr | 3.12% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹28.66 Cr | 2.93% |
| UNO Minda Ltd | Equity | ₹28.41 Cr | 2.90% |
| Castrol India Ltd | Equity | ₹26.5 Cr | 2.71% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹24.53 Cr | 2.51% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹20.23 Cr | 2.07% |
| Indian Bank | Equity | ₹19.52 Cr | 2.00% |
| Net Receivables / (Payables) | Cash | ₹17.8 Cr | 1.82% |
| Swan Energy Ltd | Equity | ₹17.61 Cr | 1.80% |
| JK Cement Ltd | Equity | ₹17.15 Cr | 1.75% |
| National Bank for Agriculture and Rural Development 7.68% | Bond - Gov't Agency Debt | ₹17.11 Cr | 1.75% |
| Ajanta Pharma Ltd | Equity | ₹17.03 Cr | 1.74% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹16.8 Cr | 1.72% |
| Jupiter Wagons Ltd | Equity | ₹16.46 Cr | 1.68% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹16.09 Cr | 1.64% |
| Bharat Forge Ltd | Equity | ₹15.24 Cr | 1.56% |
| Coromandel International Ltd | Equity | ₹15.12 Cr | 1.55% |
| Deepak Nitrite Ltd | Equity | ₹14.56 Cr | 1.49% |
| GlaxoSmithKline Pharmaceuticals Ltd | Equity | ₹14.41 Cr | 1.47% |
| PB Fintech Ltd | Equity | ₹14.18 Cr | 1.45% |
| HEG Ltd | Equity | ₹13.99 Cr | 1.43% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹13.92 Cr | 1.42% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹13.58 Cr | 1.39% |
| Titagarh Rail Systems Ltd | Equity | ₹13.53 Cr | 1.38% |
| Tejas Networks Ltd | Equity | ₹13.45 Cr | 1.37% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹13.3 Cr | 1.36% |
| Steel Authority Of India Ltd | Equity | ₹13.1 Cr | 1.34% |
| Treps | Cash - Repurchase Agreement | ₹13 Cr | 1.33% |
| Jyoti CNC Automation Ltd | Equity | ₹12.67 Cr | 1.30% |
| Dixon Technologies (India) Ltd | Equity | ₹12.51 Cr | 1.28% |
| India (Republic of) | Bond - Short-term Government Bills | ₹12.5 Cr | 1.28% |
| Arvind Ltd | Equity | ₹12.35 Cr | 1.26% |
| Bank of Maharashtra | Equity | ₹12.11 Cr | 1.24% |
| Abbott India Ltd | Equity | ₹12.08 Cr | 1.23% |
| Century Textiles & Industries Ltd | Equity | ₹11.95 Cr | 1.22% |
| Triveni Engineering & Industries Ltd | Equity | ₹11.92 Cr | 1.22% |
| Torrent Power Ltd | Equity | ₹11.16 Cr | 1.14% |
| CMS Info Systems Ltd | Equity | ₹11.13 Cr | 1.14% |
| Kotak Mahindra Prime Limited | Cash - Commercial Paper | ₹10.85 Cr | 1.11% |
| Balrampur Chini Mills Ltd | Equity | ₹10.78 Cr | 1.10% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹10.71 Cr | 1.10% |
| Housing & Urban Development Corp Ltd | Equity | ₹10.66 Cr | 1.09% |
| Ethos Ltd | Equity | ₹10.64 Cr | 1.09% |
| Canara Bank | Bond - Gov't Agency Debt | ₹10.57 Cr | 1.08% |
| IRCON International Ltd | Equity | ₹10.18 Cr | 1.04% |
| Schneider Electric Infrastructure Ltd | Equity | ₹10.04 Cr | 1.03% |
| Ganesha Ecosphere Ltd | Equity | ₹9.8 Cr | 1.00% |
| CarTrade Tech Ltd | Equity | ₹9.75 Cr | 1.00% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹9.68 Cr | 0.99% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹9.52 Cr | 0.97% |
| Bharat Dynamics Ltd Ordinary Shares | Equity | ₹9.12 Cr | 0.93% |
| Bayer CropScience Ltd | Equity | ₹8.8 Cr | 0.90% |
| Zaggle Prepaid Ocean Services Ltd | Equity | ₹8.63 Cr | 0.88% |
| Coforge Ltd | Equity | ₹8.4 Cr | 0.86% |
| KPIT Technologies Ltd | Equity | ₹8.17 Cr | 0.84% |
| Radico Khaitan Ltd | Equity | ₹7.77 Cr | 0.79% |
| Jamna Auto Industries Ltd | Equity | ₹7.54 Cr | 0.77% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹7.26 Cr | 0.74% |
| Graphite India Ltd | Equity | ₹7.24 Cr | 0.74% |
| Astral Ltd | Equity | ₹7.1 Cr | 0.73% |
| Power Finance Corp Ltd. 7.6% | Bond - Corporate Bond | ₹7.05 Cr | 0.72% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹6.97 Cr | 0.71% |
| Prudent Corporate Advisory Services Ltd | Equity | ₹6.58 Cr | 0.67% |
| Repo | Cash - Repurchase Agreement | ₹6.52 Cr | 0.67% |
| Central Depository Services (India) Ltd | Equity | ₹6.46 Cr | 0.66% |
| APL Apollo Tubes Ltd | Equity | ₹5.85 Cr | 0.60% |
| Indian Hotels Co Ltd | Equity | ₹5.83 Cr | 0.60% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹5.65 Cr | 0.58% |
| Senco Gold Ltd | Equity | ₹5.55 Cr | 0.57% |
| AIA Engineering Ltd | Equity | ₹5.15 Cr | 0.53% |
| Poly Medicure Ltd | Equity | ₹5.14 Cr | 0.53% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹4.99 Cr | 0.51% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹4.99 Cr | 0.51% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹4.94 Cr | 0.51% |
| Cera Sanitaryware Ltd | Equity | ₹4.61 Cr | 0.47% |
| TD Power Systems Ltd | Equity | ₹4.27 Cr | 0.44% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹4.07 Cr | 0.42% |
| CRISIL Ltd | Equity | ₹4.02 Cr | 0.41% |
| Angel One Ltd Ordinary Shares | Equity | ₹3.1 Cr | 0.32% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹2.99 Cr | 0.31% |
| Rategain Travel Technologies Ltd | Equity | ₹2.95 Cr | 0.30% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹2.88 Cr | 0.29% |
| Kamdhenu Ltd | Equity | ₹2.8 Cr | 0.29% |
| Small Industries Development Bank of India 7.75% | Bond - Corporate Bond | ₹2.01 Cr | 0.21% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹1.98 Cr | 0.20% |
| BSE Ltd | Equity | ₹1.13 Cr | 0.12% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹1 Cr | 0.10% |
Allocation By Market Cap (Equity)
Large Cap Stocks
--
Mid Cap Stocks
39.30%
Small Cap Stocks
32.76%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Industrials | ₹125.49 Cr | 12.83% |
| Consumer Cyclical | ₹122.72 Cr | 12.55% |
| Basic Materials | ₹119.87 Cr | 12.26% |
| Financial Services | ₹93.84 Cr | 9.59% |
| Energy | ₹65.77 Cr | 6.72% |
| Healthcare | ₹65.46 Cr | 6.69% |
| Technology | ₹54.11 Cr | 5.53% |
| Consumer Defensive | ₹30.47 Cr | 3.11% |
| Communication Services | ₹28.66 Cr | 2.93% |
| Utilities | ₹11.16 Cr | 1.14% |
Risk & Performance Ratios
Standard Deviation
This fund
13.38%
Cat. avg.
9.77%
Lower the better
Sharpe Ratio
This fund
1.19
Cat. avg.
0.99
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.87
Higher the better
Fund Managers
AS
Alok Singh
Since February 2017
Additional Scheme Detailsas of 31st August 2024
ISIN | INF761K01DM6 | Expense Ratio | 1.11% | Exit Load | 1.00% | Fund Size | ₹978 Cr | Age | 20 Jul 2016 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Short Term Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Aggressive Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Mahindra Manulife Aggressive Hybrid Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1432.17 Cr | 34.0% |
| Mahindra Manulife Aggressive Hybrid Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹1432.17 Cr | 36.2% |
| Bandhan Hybrid Equity Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹788.47 Cr | 31.7% |
| Bandhan Hybrid Equity Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹788.47 Cr | 30.0% |
| Tata Hybrid Equity Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹4267.59 Cr | 26.2% |
| UTI Hybrid Equity Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹6189.11 Cr | 32.8% |
| Nippon India Equity Hybrid Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹3893.74 Cr | 29.7% |
| SBI Equity Hybrid Fund Regular Growth Very High Risk | 1.4% | 1.0% | ₹73405.39 Cr | 25.1% |
| Canara Robeco Equity Hybrid Fund Regular Growth Very High Risk | 1.7% | 1.0% | ₹11162.73 Cr | 28.7% |
| Quant Absolute Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2300.31 Cr | 33.0% |
About the AMC
Total AUM
₹10,118 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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We're here to help.
What is the current NAV of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The NAV of Bank of India Mid & Small Cap Equity & Debt Direct Growth, as of 19-Sep-2024, is ₹41.77.
What are the returns of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund has generated 40.55% over the last 1 year and 20.24% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund's allocation of assets is distributed as 73.36% in equities, 12.20% in bonds, and 14.44% in cash and cash equivalents.
Who manages the Bank of India Mid & Small Cap Equity & Debt Direct Growth?
The fund managers responsible for Bank of India Mid & Small Cap Equity & Debt Direct Growth are:-
- Alok Singh
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.