Dezerv

Fund Overview

Fund Size

Fund Size

₹754 Cr

Expense Ratio

Expense Ratio

1.21%

ISIN

ISIN

INF761K01DM6

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

20 Jul 2016

About this fund

Bank of India Mid & Small Cap Equity & Debt Direct Growth is a Aggressive Allocation mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 7 years, 10 months and 29 days, having been launched on 20-Jul-16.
As of 14-Jun-24, it has a Net Asset Value (NAV) of ₹39.73, Assets Under Management (AUM) of 754.01 Crores, and an expense ratio of 1.21%.
  • Bank of India Mid & Small Cap Equity & Debt Direct Growth has given a CAGR return of 19.08% since inception.
  • The fund's asset allocation comprises around 79.43% in equities, 12.66% in debts, and 7.91% in cash & cash equivalents.
  • You can start investing in Bank of India Mid & Small Cap Equity & Debt Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+53.10%

+30.51% (Cat Avg.)

3 Years

+24.25%

+15.66% (Cat Avg.)

5 Years

+25.72%

+16.11% (Cat Avg.)

Since Inception

+19.08%

(Cat Avg.)

Portfolio Summaryas of 31st May 2024

Equity598.9 Cr79.43%
Debt95.46 Cr12.66%
Others59.65 Cr7.91%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Jindal Stainless LtdEquity30.55 Cr4.05%
Oil India LtdEquity25.81 Cr3.42%
Indus Towers Ltd Ordinary SharesEquity21.76 Cr2.89%
UNO Minda LtdEquity20.58 Cr2.73%
Indian Railway Finance Corporation LimitedBond - Corporate Bond20.08 Cr2.66%
Castrol India LtdEquity19.52 Cr2.59%
Indian BankEquity19.52 Cr2.59%
HEG LtdEquity17 Cr2.25%
Steel Authority Of India LtdEquity15.53 Cr2.06%
Power Grid Corporation Of India LimitedBond - Corporate Bond14.99 Cr1.99%
Cholamandalam Investment & Finance Co Ltd.Cash - Commercial Paper14.93 Cr1.98%
Bharat Forge LtdEquity14.92 Cr1.98%
JK Cement LtdEquity14.91 Cr1.98%
Nippon Life India Asset Management Ltd Ordinary SharesEquity14.3 Cr1.90%
Hero MotoCorp LtdEquity14.08 Cr1.87%
GlaxoSmithKline Pharmaceuticals LtdEquity13.75 Cr1.82%
Kotak Mahindra Bank Ltd.Bond - Corporate Bond13.19 Cr1.75%
7.26% Govt Stock 2033Bond - Gov't/Treasury13.16 Cr1.75%
7.18% Govt Stock 2033Bond - Gov't/Treasury12.77 Cr1.69%
Jupiter Wagons LtdEquity12.35 Cr1.64%
India (Republic of)Bond - Short-term Government Bills12.28 Cr1.63%
Ajanta Pharma LtdEquity12.25 Cr1.62%
Swan Energy LtdEquity12.13 Cr1.61%
Tejas Networks LtdEquity11.81 Cr1.57%
Arvind LtdEquity11.58 Cr1.54%
Titagarh Rail Systems LtdEquity11.33 Cr1.50%
Coromandel International LtdEquity11.24 Cr1.49%
Kotak Mahindra Prime LimitedCash - Commercial Paper10.64 Cr1.41%
BSE LtdEquity10.53 Cr1.40%
Abbott India LtdEquity10.36 Cr1.37%
Bharat Heavy Electricals LtdEquity10.13 Cr1.34%
Century Textiles & Industries LtdEquity10.1 Cr1.34%
PB Fintech LtdEquity9.97 Cr1.32%
Triveni Engineering & Industries LtdEquity9.85 Cr1.31%
Torrent Power LtdEquity9.61 Cr1.27%
Graphite India LtdEquity9.44 Cr1.25%
Bank of MaharashtraEquity9.32 Cr1.24%
Eris Lifesciences Ltd Registered ShsEquity9.25 Cr1.23%
Net Receivables / (Payables)Cash9.1 Cr1.21%
CMS Info Systems LtdEquity8.96 Cr1.19%
Radico Khaitan LtdEquity8.67 Cr1.15%
IRCON International LtdEquity8.67 Cr1.15%
Senco Gold LtdEquity8.58 Cr1.14%
Ethos LtdEquity8.3 Cr1.10%
Deepak Nitrite LtdEquity8.11 Cr1.08%
Dixon Technologies (India) LtdEquity7.99 Cr1.06%
Astral LtdEquity7.76 Cr1.03%
Axis Bank LimitedCash - CD/Time Deposit7.71 Cr1.02%
Housing & Urban Development Corp LtdEquity7.69 Cr1.02%
Balrampur Chini Mills LtdEquity7.57 Cr1.00%
Jamna Auto Industries LtdEquity7.24 Cr0.96%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit7.13 Cr0.95%
Central Depository Services (India) LtdEquity7.07 Cr0.94%
Bayer CropScience LtdEquity7.04 Cr0.93%
Coforge LtdEquity6.58 Cr0.87%
Ganesha Ecosphere LtdEquity6.25 Cr0.83%
Jyoti CNC Automation LtdEquity6.15 Cr0.82%
Indian Hotels Co LtdEquity6.13 Cr0.81%
APL Apollo Tubes LtdEquity6.02 Cr0.80%
HDFC Bank LimitedCash - CD/Time Deposit4.73 Cr0.63%
KPIT Technologies LtdEquity4.52 Cr0.60%
R R Kabel LtdEquity4.49 Cr0.60%
AIA Engineering LtdEquity4.41 Cr0.59%
Rategain Travel Technologies LtdEquity4.19 Cr0.56%
Poly Medicure LtdEquity3.96 Cr0.53%
Angel One Ltd Ordinary SharesEquity3.95 Cr0.52%
CRISIL LtdEquity3.69 Cr0.49%
Cera Sanitaryware LtdEquity3.5 Cr0.46%
National Bank for Agriculture and Rural Development 7.68%Bond - Gov't Agency Debt3 Cr0.40%
Vodafone Idea LtdEquity2.94 Cr0.39%
Kamdhenu LtdEquity2.53 Cr0.34%
UTI Asset Management Co LtdEquity2.45 Cr0.33%
Rural Electrification Corporation LimitedBond - Corporate Bond2.01 Cr0.27%
Small Industries Development Bank of India 7.75%Bond - Corporate Bond2 Cr0.27%
Reliance Industries LimitedBond - Corporate Bond2 Cr0.27%
Power Grid Corporation Of India LimitedBond - Corporate Bond1.98 Cr0.26%
Bank Of BarodaCash - CD/Time Deposit1.9 Cr0.25%
TrepsCash - Repurchase Agreement1.5 Cr0.20%

Allocation By Market Cap (Equity)

Large Cap Stocks

--

Mid Cap Stocks

46.41%

Small Cap Stocks

33.02%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Consumer Cyclical109.79 Cr14.56%
Basic Materials106.03 Cr14.06%
Industrials104.19 Cr13.82%
Financial Services88.5 Cr11.74%
Healthcare49.57 Cr6.57%
Energy45.33 Cr6.01%
Technology35.09 Cr4.65%
Consumer Defensive26.08 Cr3.46%
Communication Services24.7 Cr3.28%
Utilities9.61 Cr1.27%

Risk & Performance Ratios

Standard Deviation

This fund

13.78%

Cat. avg.

9.79%

Lower the better

Sharpe Ratio

This fund

1.24

Cat. avg.

0.89

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.64

Higher the better

Fund Managers

AS

Alok Singh

Since February 2017

Additional Scheme Detailsas of 31st May 2024

ISININF761K01DM6Expense Ratio1.21%Exit Load1.00%Fund Size₹754 CrAge20 Jul 2016Lumpsum Minimum₹5,000Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Short Term Bond TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Aggressive Allocation Funds

Fund nameExpense RatioExit LoadFund size
1Y
Mahindra Manulife Aggressive Hybrid Fund Regular Growth

Very High Risk

2.1%1.0%₹1168.14 Cr33.9%
Mahindra Manulife Aggressive Hybrid Fund Direct Growth

Very High Risk

0.5%1.0%₹1168.14 Cr36.1%
Bandhan Hybrid Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹692.34 Cr26.4%
Bandhan Hybrid Equity Fund Regular Growth

Very High Risk

2.4%1.0%₹692.34 Cr24.8%
Tata Hybrid Equity Fund Regular Growth

Very High Risk

1.9%1.0%₹3740.61 Cr24.2%
UTI Hybrid Equity Fund Regular Growth

Very High Risk

1.9%1.0%₹5511.93 Cr33.4%
Nippon India Equity Hybrid Fund Regular Growth

Very High Risk

2.0%1.0%₹3535.42 Cr30.9%
SBI Equity Hybrid Fund Regular Growth

Very High Risk

1.4%1.0%₹68372.47 Cr25.6%
Canara Robeco Equity Hybrid Fund Regular Growth

Very High Risk

1.7%1.0%₹10152.64 Cr27.2%
Quant Absolute Fund Regular Growth

Very High Risk

2.0%1.0%₹2114.19 Cr39.0%

About the AMC

Total AUM

₹7,443 Cr

Address

B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013

Other Funds by BOI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bank of India Midcap Tax Fund Series 1 Direct Growth

Very High Risk

-0.0%₹66.24 Cr49.1%
Bank of India Midcap Tax Fund Series 2 Direct Growth

Very High Risk

-0.0%₹34.99 Cr49.8%
Bank of India Mid & Small Cap Equity & Debt Direct Growth

Very High Risk

1.2%1.0%₹754.01 Cr53.1%
Bank of India Conservative Hybrid Fund Direct Growth

Moderately High risk

1.3%1.0%₹72.17 Cr14.5%
Bank of India Balanced Advantage Fund Direct Growth

Very High Risk

1.4%1.0%₹126.44 Cr27.2%
Bank of India Multi Cap Fund Direct Growth

Very High Risk

1.4%1.0%₹527.53 Cr53.5%
Bank of India Bluechip Fund Direct Growth

Very High Risk

1.3%1.0%₹144.86 Cr47.1%
Bank of India Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹991.78 Cr69.5%
Bank of India Large & Mid Cap Equity Fund Direct Growth

Very High Risk

1.4%1.0%₹319.00 Cr47.9%
Bank of India Liquid Direct Growth

Low to Moderate Risk

0.1%0.0%₹1654.60 Cr7.4%
Bank of India S/T Income Direct Growth

Moderate Risk

0.5%0.0%₹78.80 Cr6.5%
Bank of India Manufacturing and Infrastructure fund Direct Growth

Very High Risk

0.9%1.0%₹338.69 Cr66.3%
Bank of India Tax Advantage Fund Direct Growth

Very High Risk

1.0%0.0%₹1326.57 Cr60.9%
Bank of India Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.7%0.0%₹144.21 Cr6.7%
Bank of India Credit Risk Fund Direct Growth

Moderately High risk

1.2%4.0%₹129.09 Cr6.7%
Bank of India Small Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹1079.65 Cr54.5%
Bank of India Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹70.61 Cr6.9%
Bank of India Arbitrage Fund Direct Growth

Low Risk

0.2%0.0%₹31.24 Cr7.7%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
Wealth Monitor

Unlock Expert Insights!

Maximise Returns with our Wealth Monitor App. Try it now!

Still got questions?
We're here to help.

The NAV of Bank of India Mid & Small Cap Equity & Debt Direct Growth, as of 14-Jun-2024, is ₹39.73.
The fund has generated 53.10% over the last 1 year and 24.25% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 79.43% in equities, 12.66% in bonds, and 7.91% in cash and cash equivalents.
The fund managers responsible for Bank of India Mid & Small Cap Equity & Debt Direct Growth are:-
  1. Alok Singh