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Fund Overview

Fund Size

Fund Size

₹71 Cr

Expense Ratio

Expense Ratio

1.27%

ISIN

ISIN

INF761K01819

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

14 Jan 2013

About this fund

Bank of India Conservative Hybrid Fund Direct Growth is a Conservative Allocation mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 11 years, 4 months and 4 days, having been launched on 14-Jan-13.
As of 17-May-24, it has a Net Asset Value (NAV) of ₹34.26, Assets Under Management (AUM) of 71.40 Crores, and an expense ratio of 1.27%.
  • Bank of India Conservative Hybrid Fund Direct Growth has given a CAGR return of 8.93% since inception.
  • The fund's asset allocation comprises around 19.88% in equities, 50.37% in debts, and 29.52% in cash & cash equivalents.
  • You can start investing in Bank of India Conservative Hybrid Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹10000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+13.69%

+10.80% (Cat Avg.)

3 Years

+14.95%

+8.66% (Cat Avg.)

5 Years

+10.14%

+8.19% (Cat Avg.)

10 Years

+8.95%

+7.50% (Cat Avg.)

Since Inception

+8.93%

(Cat Avg.)

Portfolio Summaryas of 30th April 2024

Equity14.19 Cr19.88%
Debt35.96 Cr50.37%
Others21.25 Cr29.76%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.26% Govt Stock 2033Bond - Gov't/Treasury11.03 Cr15.45%
7.18% Govt Stock 2033Bond - Gov't/Treasury5.65 Cr7.92%
Indian Railway Finance Corporation LimitedBond - Corporate Bond5 Cr7.00%
Rural Electrification Corporation LimitedBond - Corporate Bond4.02 Cr5.63%
ICICI Bank LimitedCash - CD/Time Deposit3.88 Cr5.44%
TrepsCash - Repurchase Agreement3.77 Cr5.28%
Canara BankCash - CD/Time Deposit2.98 Cr4.17%
Kotak Mahindra Prime LimitedCash - Commercial Paper2.88 Cr4.04%
India (Republic of)Bond - Short-term Government Bills2.85 Cr3.99%
Bank Of BarodaCash - CD/Time Deposit2.83 Cr3.96%
HDFC Bank LimitedCash - CD/Time Deposit2.82 Cr3.95%
Power Finance Corporation LimitedBond - Corporate Bond2 Cr2.79%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond1.99 Cr2.78%
Reliance Jio Infocomm LimitedBond - Corporate Bond1.93 Cr2.70%
Net Receivables / (Payables)Cash1.91 Cr2.67%
Reliance Industries LtdEquity1.58 Cr2.22%
7.38% Govt Stock 2027Bond - Gov't/Treasury1.51 Cr2.11%
Hindustan Aeronautics Ltd Ordinary SharesEquity0.97 Cr1.35%
Jio Financial Services LtdEquity0.94 Cr1.32%
Larsen & Toubro LtdEquity0.93 Cr1.31%
DLF LtdEquity0.75 Cr1.05%
State Bank of IndiaEquity0.66 Cr0.93%
Titan Co LtdEquity0.65 Cr0.90%
HCL Technologies LtdEquity0.53 Cr0.75%
Senco Gold LtdEquity0.53 Cr0.75%
Hero MotoCorp LtdEquity0.5 Cr0.70%
TD Power Systems LtdEquity0.47 Cr0.66%
Bank of BarodaEquity0.45 Cr0.63%
Coforge LtdEquity0.45 Cr0.63%
Tata Steel LtdEquity0.45 Cr0.62%
Ambuja Cements LtdEquity0.41 Cr0.57%
UltraTech Cement LtdEquity0.4 Cr0.56%
Nestle India LtdEquity0.38 Cr0.53%
Astral LtdEquity0.36 Cr0.50%
Siemens LtdEquity0.35 Cr0.49%
NTPC LtdEquity0.33 Cr0.46%
Ingersoll-Rand (India) LtdEquity0.32 Cr0.45%
Triveni Engineering & Industries LtdEquity0.29 Cr0.41%
SJS Enterprises LtdEquity0.28 Cr0.40%
ITC LtdEquity0.26 Cr0.37%
Sun Pharmaceuticals Industries LtdEquity0.26 Cr0.36%
Tata Motors LtdEquity0.25 Cr0.35%
PCBL LtdEquity0.24 Cr0.34%
Power Grid Corp Of India LtdEquity0.2 Cr0.28%
Corporate Debt Market Development FundMutual Fund - Open End0.17 Cr0.24%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Industrials3.4 Cr4.76%
Consumer Cyclical2.21 Cr3.10%
Financial Services2.05 Cr2.88%
Energy1.58 Cr2.22%
Basic Materials1.5 Cr2.10%
Technology0.98 Cr1.38%
Consumer Defensive0.93 Cr1.30%
Real Estate0.75 Cr1.05%
Utilities0.53 Cr0.74%
Healthcare0.26 Cr0.36%

Risk & Performance Ratios

Standard Deviation

This fund

11.73%

Cat. avg.

4.35%

Lower the better

Sharpe Ratio

This fund

0.79

Cat. avg.

0.70

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.53

Higher the better

Fund Managers

AS

Alok Singh

Since May 2012

Additional Scheme Detailsas of 30th April 2024

ISININF761K01819Expense Ratio1.27%Exit Load1.00%Fund Size₹71 CrAge14 Jan 2013Lumpsum Minimum₹10,000Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Hybrid 85+15 - ConservativeTR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Conservative Allocation Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Regular Savings Fund Regular Growth

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2.0%0.0%₹116.20 Cr9.5%
Sundaram Debt Oriented Hybrid Fund Regular Growth

Moderate Risk

2.2%0.0%₹30.27 Cr9.2%
Parag Parikh Conservative Hybrid Fund Direct Growth

Moderately High risk

0.3%1.0%₹1940.54 Cr16.7%
Parag Parikh Conservative Hybrid Fund Regular Growth

Moderately High risk

0.7%1.0%₹1940.54 Cr16.3%
UTI Regular Savings Fund Regular Growth

Moderately High risk

1.8%1.0%₹1579.66 Cr13.0%
ICICI Prudential Regular Savings Fund Regular Growth

High Risk

1.7%1.0%₹3402.04 Cr14.2%
Nippon India Hybrid Bond Fund Regular Growth

High Risk

1.9%1.0%₹783.72 Cr9.0%
SBI Conservative Hybrid Fund Regular Growth

High Risk

1.1%1.0%₹9789.02 Cr13.9%
Canara Robeco Conservative Hybrid Fund Regular Growth

Moderately High risk

1.8%1.0%₹983.88 Cr10.8%
DSP Regular Saving Fund Regular Growth

Moderately High risk

1.1%0.0%₹173.24 Cr13.4%

About the AMC

Total AUM

₹6,856 Cr

Address

B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013

Other Funds by BOI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bank of India Midcap Tax Fund Series 1 Direct Growth

Very High Risk

-0.0%₹65.86 Cr49.6%
Bank of India Midcap Tax Fund Series 2 Direct Growth

Very High Risk

-0.0%₹34.78 Cr50.5%
Bank of India Mid & Small Cap Equity & Debt Direct Growth

Very High Risk

1.2%1.0%₹724.24 Cr51.0%
Bank of India Conservative Hybrid Fund Direct Growth

Moderately High risk

1.3%1.0%₹71.40 Cr13.7%
Bank of India Balanced Advantage Fund Direct Growth

Very High Risk

1.5%1.0%₹125.97 Cr25.8%
Bank of India Multi Cap Fund Direct Growth

Very High Risk

1.4%1.0%₹498.08 Cr50.8%
Bank of India Bluechip Fund Direct Growth

Very High Risk

1.4%1.0%₹141.70 Cr45.0%
Bank of India Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹879.32 Cr64.5%
Bank of India Large & Mid Cap Equity Fund Direct Growth

Very High Risk

1.4%1.0%₹310.46 Cr43.8%
Bank of India Liquid Direct Growth

Low to Moderate Risk

0.1%0.0%₹1317.91 Cr7.4%
Bank of India S/T Income Direct Growth

Moderate Risk

0.5%0.0%₹76.67 Cr6.3%
Bank of India Manufacturing and Infrastructure fund Direct Growth

Very High Risk

1.0%1.0%₹293.80 Cr63.3%
Bank of India Tax Advantage Fund Direct Growth

Very High Risk

1.2%0.0%₹1297.72 Cr56.4%
Bank of India Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.9%0.0%₹240.88 Cr6.7%
Bank of India Credit Risk Fund Direct Growth

Moderately High risk

1.1%4.0%₹137.49 Cr7.0%
Bank of India Small Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹1052.37 Cr52.0%
Bank of India Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹51.46 Cr6.9%
Bank of India Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹28.97 Cr7.5%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk
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The NAV of Bank of India Conservative Hybrid Fund Direct Growth, as of 17-May-2024, is ₹34.26.
The fund has generated 13.69% over the last 1 year and 14.95% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 19.88% in equities, 50.37% in bonds, and 29.52% in cash and cash equivalents.
The fund managers responsible for Bank of India Conservative Hybrid Fund Direct Growth are:-
  1. Alok Singh