DSP Regular Saving Fund Regular Growth
HybridConservative AllocationModerately High risk
Regular
NAV (25-Jul-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹175 Cr
Expense Ratio
1.14%
ISIN
INF740K01441
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
11 Jun 2004
About this fund
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹54.63, Assets Under Management (AUM) of 175.12 Crores, and an expense ratio of 1.14%.
- DSP Regular Saving Fund Regular Growth has given a CAGR return of 8.81% since inception.
- The fund's asset allocation comprises around 21.53% in equities, 75.63% in debts, and 2.55% in cash & cash equivalents.
- You can start investing in DSP Regular Saving Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+14.24%
+11.98% (Cat Avg.)
3 Years
+8.27%
+8.68% (Cat Avg.)
5 Years
+9.04%
+8.98% (Cat Avg.)
10 Years
+7.60%
+7.43% (Cat Avg.)
Since Inception
+8.81%
— (Cat Avg.)
Portfolio Summaryas of 15th July 2024
| Equity | ₹37.71 Cr | 21.53% |
| Debt | ₹132.43 Cr | 75.63% |
| Others | ₹4.98 Cr | 2.84% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.32% Govt Stock 2030 | Bond - Gov't/Treasury | ₹22.64 Cr | 12.93% |
| 07.02 Goi 2031 | Bond - Gov't/Treasury | ₹15.11 Cr | 8.63% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹10.56 Cr | 6.03% |
| 7.1% Govt Stock 2029 | Bond - Gov't/Treasury | ₹10.23 Cr | 5.84% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹10.23 Cr | 5.84% |
| Rec Limited | Bond - Corporate Bond | ₹10.22 Cr | 5.83% |
| Indian Oil Corporation Limited | Bond - Corporate Bond | ₹10.16 Cr | 5.80% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹7.44 Cr | 4.25% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹5.19 Cr | 2.96% |
| 7.37% Govt Stock 2028 | Bond - Gov't/Treasury | ₹5.16 Cr | 2.95% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹5.15 Cr | 2.94% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹5.14 Cr | 2.93% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹5.14 Cr | 2.93% |
| HDFC Bank Ltd | Equity | ₹4.97 Cr | 2.84% |
| 5.74% Govt Stock 2026 | Bond - Gov't/Treasury | ₹4.93 Cr | 2.81% |
| Treps / Reverse Repo Investments | Cash - Repurchase Agreement | ₹3.79 Cr | 2.16% |
| ICICI Bank Ltd | Equity | ₹3.77 Cr | 2.15% |
| 5.63% Govt Stock 2026 | Bond - Gov't/Treasury | ₹2.93 Cr | 1.67% |
| ITC Ltd | Equity | ₹2.11 Cr | 1.21% |
| Bajaj Finance Ltd | Equity | ₹2.06 Cr | 1.18% |
| SBI Life Insurance Company Limited | Equity | ₹1.65 Cr | 0.94% |
| Suven Pharmaceuticals Ltd | Equity | ₹1.64 Cr | 0.94% |
| Axis Bank Ltd | Equity | ₹1.37 Cr | 0.78% |
| Jubilant Ingrevia Ltd Ordinary Shares | Equity | ₹1.34 Cr | 0.77% |
| NTPC Ltd | Equity | ₹1.2 Cr | 0.69% |
| Eureka Forbes Ltd | Equity | ₹1.19 Cr | 0.68% |
| Mahindra & Mahindra Ltd | Equity | ₹1.18 Cr | 0.67% |
| Alembic Pharmaceuticals Ltd | Equity | ₹1.15 Cr | 0.66% |
| Oil & Natural Gas Corp Ltd | Equity | ₹1.1 Cr | 0.63% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹1.09 Cr | 0.62% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹1.07 Cr | 0.61% |
| HCL Technologies Ltd | Equity | ₹1.02 Cr | 0.58% |
| 7.38% Govt Stock 2027 | Bond - Gov't/Treasury | ₹1.02 Cr | 0.58% |
| Cipla Ltd | Equity | ₹1 Cr | 0.57% |
| Samvardhana Motherson International Ltd | Equity | ₹0.91 Cr | 0.52% |
| Ntpc Limited | Bond - Corporate Bond | ₹0.9 Cr | 0.51% |
| Power Finance Corp Ltd | Equity | ₹0.88 Cr | 0.50% |
| Sharda Cropchem Ltd | Equity | ₹0.82 Cr | 0.47% |
| Infosys Ltd | Equity | ₹0.8 Cr | 0.45% |
| Ipca Laboratories Ltd | Equity | ₹0.77 Cr | 0.44% |
| Hero MotoCorp Ltd | Equity | ₹0.76 Cr | 0.44% |
| Tech Mahindra Ltd | Equity | ₹0.72 Cr | 0.41% |
| Net Receivables/Payables | Cash - Collateral | ₹0.67 Cr | 0.38% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹0.63 Cr | 0.36% |
| Kotak Mahindra Bank Ltd | Equity | ₹0.56 Cr | 0.32% |
| La Opala RG Ltd | Equity | ₹0.53 Cr | 0.30% |
| SBI Funds Management Pvt Ltd/Fund Parent | Mutual Fund - Open End | ₹0.52 Cr | 0.30% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹0.5 Cr | 0.29% |
| Coromandel International Ltd | Equity | ₹0.35 Cr | 0.20% |
| TeamLease Services Ltd | Equity | ₹0.34 Cr | 0.19% |
| 07.83 GJ Sdl 2026 | Bond - Gov't/Treasury | ₹0.3 Cr | 0.17% |
| Coforge Ltd | Equity | ₹0.23 Cr | 0.13% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹16.38 Cr | 9.36% |
| Healthcare | ₹5.64 Cr | 3.22% |
| Consumer Cyclical | ₹4.56 Cr | 2.60% |
| Technology | ₹2.77 Cr | 1.58% |
| Basic Materials | ₹2.51 Cr | 1.43% |
| Consumer Defensive | ₹2.11 Cr | 1.21% |
| Utilities | ₹1.2 Cr | 0.69% |
| Energy | ₹1.1 Cr | 0.63% |
| Communication Services | ₹1.09 Cr | 0.62% |
| Industrials | ₹0.34 Cr | 0.19% |
Risk & Performance Ratios
Standard Deviation
This fund
3.59%
Cat. avg.
4.22%
Lower the better
Sharpe Ratio
This fund
0.60
Cat. avg.
0.56
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.27
Higher the better
Fund Managers
Additional Scheme Detailsas of 15th July 2024
ISIN | INF740K01441 | Expense Ratio | 1.14% | Exit Load | No Charges | Fund Size | ₹175 Cr | Age | 11 Jun 2004 | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Hybrid 85+15 - ConservativeTR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Withdrawal within 1 year
Flat 15% tax on realised gains (STCG - short term capital gains)
Withdrawal after 1 year
10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)
Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Regular Savings Fund Regular Growth Moderately High risk | 2.0% | 0.0% | ₹116.94 Cr | 11.5% |
| Sundaram Debt Oriented Hybrid Fund Regular Growth Moderate Risk | 2.1% | 0.0% | ₹26.70 Cr | 10.4% |
| Parag Parikh Conservative Hybrid Fund Direct Growth Moderately High risk | 0.3% | 1.0% | ₹2073.47 Cr | 18.9% |
| Parag Parikh Conservative Hybrid Fund Regular Growth Moderately High risk | 0.6% | 1.0% | ₹2073.47 Cr | 18.5% |
| UTI Regular Savings Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹1617.22 Cr | 14.9% |
| ICICI Prudential Regular Savings Fund Regular Growth High Risk | 1.7% | 1.0% | ₹3355.13 Cr | 14.3% |
| Nippon India Hybrid Bond Fund Regular Growth High Risk | 1.9% | 1.0% | ₹824.66 Cr | 9.2% |
| SBI Conservative Hybrid Fund Regular Growth High Risk | 1.1% | 1.0% | ₹10088.24 Cr | 14.7% |
| Canara Robeco Conservative Hybrid Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹982.72 Cr | 11.9% |
| DSP Regular Saving Fund Regular Growth Moderately High risk | 1.1% | 0.0% | ₹175.12 Cr | 14.2% |
About the AMC
Total AUM
₹1,58,660 Cr
Address
West Wing, 11th Floor, Mumbai, 400021
Other Funds by DSP Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
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- Kedar Karnik
- Jay Kothari
- Abhishek Singh
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