Dezerv

Fund Overview

Fund Size

Fund Size

₹964 Cr

Expense Ratio

Expense Ratio

0.47%

ISIN

ISIN

INF740KA1504

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

28 Mar 2016

About this fund

DSP Equity Savings Fund Direct Growth is a Equity Savings mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 8 years and 22 days, having been launched on 28-Mar-16.
As of 18-Apr-24, it has a Net Asset Value (NAV) of ₹21.32, Assets Under Management (AUM) of 964.40 Crores, and an expense ratio of 0.47%.
  • DSP Equity Savings Fund Direct Growth has given a CAGR return of 9.85% since inception.
  • The fund's asset allocation comprises around 33.63% in equities, 24.56% in debts, and 39.73% in cash & cash equivalents.
  • You can start investing in DSP Equity Savings Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+15.52%

+15.00%(Cat. Avg.)

3 Years

+10.19%

+9.27%(Cat. Avg.)

5 Years

+10.06%

+8.76%(Cat. Avg.)

Since Inception

+9.85%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Equity324.32 Cr33.63%
Debt236.86 Cr24.56%
Others403.21 Cr41.81%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset309.91 Cr32.14%
HDFC Bank LtdEquity83.57 Cr8.67%
7.38% Govt Stock 2027Bond - Gov't/Treasury66.94 Cr6.94%
7.18% Govt Stock 2033Bond - Gov't/Treasury45.81 Cr4.75%
Treps / Reverse Repo Investments / Corporate Debt RepoCash - Repurchase Agreement41.29 Cr4.28%
ICICI Bank LtdEquity40.46 Cr4.20%
Future on HDFC Bank LtdEquity - Future-36.16 Cr3.75%
Future on Reliance Industries LtdEquity - Future-30.36 Cr3.15%
Reliance Industries LtdEquity30.16 Cr3.13%
Bajaj Finance LtdEquity30.09 Cr3.12%
Indus Towers Ltd Ordinary SharesEquity27.72 Cr2.87%
HDFC Bank LimitedBond - Corporate Bond26.6 Cr2.76%
Power Finance Corporation Ltd.Bond - Corporate Bond25.97 Cr2.69%
5.74% Govt Stock 2026Bond - Gov't/Treasury24.78 Cr2.57%
Small Industries Development Bank Of IndiaBond - Corporate Bond24.69 Cr2.56%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit24.59 Cr2.55%
ITC LtdEquity22.42 Cr2.33%
Indus Towers Limited Apr24**Equity - Future-20.83 Cr2.16%
Future on Jindal Steel & Power LtdEquity - Future-20.48 Cr2.12%
Jindal Steel & Power LtdEquity20.38 Cr2.11%
Bharat Highways InvitMutual Fund - Unspecified20.04 Cr2.08%
Future on Zee Entertainment Enterprises LtdEquity - Future-19 Cr1.97%
Zee Entertainment Enterprises LtdEquity18.7 Cr1.94%
Mahindra & Mahindra LtdEquity17.08 Cr1.77%
Brookfield India Real Estate TrustBond - Asset Backed16.86 Cr1.75%
Future on Adani Enterprises LtdEquity - Future-15.82 Cr1.64%
Ipca Laboratories LtdEquity15.81 Cr1.64%
Future on IDFC LtdEquity - Future-15.75 Cr1.63%
Adani Enterprises LtdEquity15.73 Cr1.63%
IDFC LtdEquity15.61 Cr1.62%
Axis Bank LtdEquity14.52 Cr1.51%
SBI Life Insurance Company LimitedEquity13.34 Cr1.38%
Future on Vedanta LtdEquity - Future-12.72 Cr1.32%
Vedanta LtdEquity12.62 Cr1.31%
Future on State Bank of IndiaEquity - Future-11.58 Cr1.20%
State Bank of IndiaEquity11.51 Cr1.19%
Future on IndusInd Bank LtdEquity - Future-11.48 Cr1.19%
Sun Pharmaceuticals Industries LtdEquity11.42 Cr1.18%
IndusInd Bank LtdEquity11.41 Cr1.18%
Tech Mahindra LtdEquity11.15 Cr1.16%
Future on Canara BankEquity - Future-10.75 Cr1.11%
Canara BankEquity10.67 Cr1.11%
Future on Hindustan Copper LtdEquity - Future-9.84 Cr1.02%
Hindustan Copper LtdEquity9.73 Cr1.01%
Suven Pharmaceuticals LtdEquity9.52 Cr0.99%
Cash MarginCash9.32 Cr0.97%
Future on Ambuja Cements LtdEquity - Future-9.19 Cr0.95%
Ambuja Cements LtdEquity9.15 Cr0.95%
Jubilant Ingrevia Ltd Ordinary SharesEquity8.42 Cr0.87%
NTPC LtdEquity7.9 Cr0.82%
Alembic Pharmaceuticals LtdEquity7.77 Cr0.81%
ICICI Lombard General Insurance Co LtdEquity7.6 Cr0.79%
Samvardhana Motherson International LtdEquity7.25 Cr0.75%
Eureka Forbes LtdEquity7.19 Cr0.75%
Cipla LtdEquity6.82 Cr0.71%
Future on Vodafone Idea LtdEquity - Future-6.51 Cr0.68%
Vodafone Idea LtdEquity6.47 Cr0.67%
HCL Technologies LtdEquity6.46 Cr0.67%
Oil & Natural Gas Corp LtdEquity6.15 Cr0.64%
Future on Bandhan Bank LtdEquity - Future-6.04 Cr0.63%
Bandhan Bank LtdEquity5.99 Cr0.62%
Future on Bajaj Finance LtdEquity - Future-5.73 Cr0.59%
Hero MotoCorp LtdEquity5.59 Cr0.58%
The India Cements Limited Apr24**Equity - Future-5.41 Cr0.56%
Coromandel International LtdEquity5.39 Cr0.56%
India Cements LtdEquity5.36 Cr0.56%
7.37% Govt Stock 2028Bond - Gov't/Treasury5.22 Cr0.54%
Future on GAIL (India) LtdEquity - Future-5.17 Cr0.54%
GAIL (India) LtdEquity5.14 Cr0.53%
Future on Tata Consultancy Services LtdEquity - Future-5.13 Cr0.53%
Tata Consultancy Services LtdEquity5.09 Cr0.53%
Power Finance Corp LtdEquity4.37 Cr0.45%
TeamLease Services LtdEquity3.99 Cr0.41%
Sharda Cropchem LtdEquity3.82 Cr0.40%
Future on United Spirits LtdEquity - Future-3.75 Cr0.39%
United Spirits LtdEquity3.73 Cr0.39%
Future on Hindustan Petroleum Corp LtdEquity - Future-3.48 Cr0.36%
Hindustan Petroleum Corp LtdEquity3.47 Cr0.36%
SBI Cards and Payment Services Ltd Ordinary SharesEquity3.19 Cr0.33%
Future on Bank of BarodaEquity - Future-3.11 Cr0.32%
Bank of BarodaEquity3.09 Cr0.32%
Future on Apollo Hospitals Enterprise LtdEquity - Future-2.88 Cr0.30%
Apollo Hospitals Enterprise LtdEquity2.86 Cr0.30%
Future on Bharti Airtel LtdEquity - Future-2.83 Cr0.29%
Bharti Airtel LtdEquity2.8 Cr0.29%
Future on Indian Railway Catering And Tourism Corp LtdEquity - Future-2.79 Cr0.29%
Indian Railway Catering And Tourism Corp LtdEquity2.77 Cr0.29%
Future on Balrampur Chini Mills LtdEquity - Future-2.75 Cr0.28%
Balrampur Chini Mills LtdEquity2.72 Cr0.28%
Future on Tata Motors LtdEquity - Future-2.42 Cr0.25%
Tata Motors LtdEquity2.41 Cr0.25%
Future on DLF LtdEquity - Future-2.38 Cr0.25%
DLF LtdEquity2.37 Cr0.25%
Future on Dixon Technologies (India) LtdEquity - Future-2.33 Cr0.24%
Dixon Technologies (India) LtdEquity2.32 Cr0.24%
Nifty 21000 Put Jun24**Equity Index - Option (Put)2.27 Cr0.24%
Future on Biocon LtdEquity - Future-2.06 Cr0.21%
Biocon LtdEquity2.05 Cr0.21%
Future on Mahanagar Gas LtdEquity - Future-1.98 Cr0.21%
Mahanagar Gas LtdEquity1.96 Cr0.20%
Net Receivables/PayablesCash-1.94 Cr0.20%
Nmdc Limited Apr24**Equity - Future-1.56 Cr0.16%
NMDC LtdEquity1.54 Cr0.16%
Future on RBL Bank LtdEquity - Future-1.51 Cr0.16%
RBL Bank LtdEquity1.5 Cr0.16%
Future on Multi Commodity Exchange of India LtdEquity - Future-1.49 Cr0.15%
Multi Commodity Exchange of India LtdEquity1.47 Cr0.15%
Future on Aurobindo Pharma LtdEquity - Future-1.2 Cr0.12%
Aurobindo Pharma LtdEquity1.2 Cr0.12%
Future on Adani Ports & Special Economic Zone LtdEquity - Future-1.19 Cr0.12%
Adani Ports & Special Economic Zone LtdEquity1.18 Cr0.12%
Future on Aditya Birla Capital LtdEquity - Future-1.15 Cr0.12%
Aditya Birla Capital LtdEquity1.14 Cr0.12%
Future on Divi's Laboratories LtdEquity - Future-1.11 Cr0.12%
Divi's Laboratories LtdEquity1.1 Cr0.11%
Future on GMR Airports Infrastructure LtdEquity - Future-0.92 Cr0.10%
GMR Airports Infrastructure LtdEquity0.92 Cr0.10%
Titan Company Limited Apr24**Equity - Future-0.74 Cr0.08%
Future on Zydus Lifesciences LtdEquity - Future-0.73 Cr0.08%
Titan Co LtdEquity0.73 Cr0.08%
Future on Oberoi Realty LtdEquity - Future-0.73 Cr0.08%
Zydus Lifesciences LtdEquity0.73 Cr0.08%
Future on Axis Bank LtdEquity - Future-0.72 Cr0.08%
Oberoi Realty LtdEquity0.72 Cr0.07%
Future on Dr. Lal PathLabs LtdEquity - Future-0.62 Cr0.06%
Dr. Lal PathLabs LtdEquity0.61 Cr0.06%
Future on ICICI Lombard General Insurance Co LtdEquity - Future-0.59 Cr0.06%
Future on SBI Life Insurance Company LimitedEquity - Future-0.57 Cr0.06%
Future on Tata Power Co LtdEquity - Future-0.54 Cr0.06%
Tata Power Co LtdEquity0.53 Cr0.06%
Future on ITC LtdEquity - Future-0.48 Cr0.05%
Future on Manappuram Finance LtdEquity - Future-0.42 Cr0.04%
Manappuram Finance LtdEquity0.42 Cr0.04%
Future on Hindalco Industries LtdEquity - Future-0.4 Cr0.04%
Hindalco Industries LtdEquity0.39 Cr0.04%
Future on Pidilite Industries LtdEquity - Future-0.38 Cr0.04%
Pidilite Industries LtdEquity0.38 Cr0.04%
Future on Kotak Mahindra Bank LtdEquity - Future-0.36 Cr0.04%
Kotak Mahindra Bank LtdEquity0.36 Cr0.04%
The Ramco Cements Limited Apr24**Equity - Future-0.28 Cr0.03%
Ramco Cements LtdEquity0.28 Cr0.03%
Future on LIC Housing Finance LtdEquity - Future-0.25 Cr0.03%
LIC Housing Finance LtdEquity0.24 Cr0.03%
Future on Dabur India LtdEquity - Future-0.2 Cr0.02%
Dabur India LtdEquity0.2 Cr0.02%
Future on Gujarat Narmada Valley Fertilizers & Chemicals LtdEquity - Future-0.16 Cr0.02%
Gujarat Narmada Valley Fertilizers & Chemicals LtdEquity0.16 Cr0.02%
Future on Havells India LtdEquity - Future-0.15 Cr0.02%
Havells India LtdEquity0.15 Cr0.02%
Future on Aarti Industries LtdEquity - Future-0.13 Cr0.01%
Aarti Industries LtdEquity0.13 Cr0.01%
Future on Piramal Enterprises LtdEquity - Future-0.13 Cr0.01%
Piramal Enterprises LtdEquity0.13 Cr0.01%
Future on JSW Steel LtdEquity - Future-0.11 Cr0.01%
JSW Steel LtdEquity0.11 Cr0.01%
Future on PI Industries LtdEquity - Future-0.1 Cr0.01%
PI Industries LtdEquity0.1 Cr0.01%
Future on Sun TV Network LtdEquity - Future-0.09 Cr0.01%
Sun TV Network LtdEquity0.09 Cr0.01%
Future on Ashok Leyland LtdEquity - Future-0.09 Cr0.01%
Ashok Leyland LtdEquity0.09 Cr0.01%
Future on Maruti Suzuki India LtdEquity - Future-0.06 Cr0.01%
Maruti Suzuki India LtdEquity0.06 Cr0.01%
Future on PVR INOX LtdEquity - Future-0.05 Cr0.01%
PVR INOX LtdEquity0.05 Cr0.01%

Allocation By Market Cap (Equity)

Large Cap Stocks

64.03%

Mid Cap Stocks

29.31%

Small Cap Stocks

4.78%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services260.66 Cr27.03%
Basic Materials77.95 Cr8.08%
Healthcare59.89 Cr6.21%
Communication Services55.84 Cr5.79%
Energy55.51 Cr5.76%
Consumer Cyclical33.12 Cr3.43%
Technology32.2 Cr3.34%
Consumer Defensive29.07 Cr3.01%
Utilities15.53 Cr1.61%
Industrials9.1 Cr0.94%
Real Estate3.09 Cr0.32%

Risk & Performance Ratios

Standard Deviation

This fund

4.35%

Cat. avg.

4.68%

Lower the better

Sharpe Ratio

This fund

1.01

Cat. avg.

0.80

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.58

Higher the better

Fund Managers

KK

Kedar Karnik

Since July 2021

JK

Jay Kothari

Since March 2018

AS

Abhishek Singh

Since May 2021

Additional Scheme Detailsas of 31st March 2024

ISININF740KA1504Expense Ratio0.47%Exit LoadNo ChargesFund Size₹964 CrAge28 Mar 2016Lumpsum Minimum₹100Fund StatusOpen Ended Investment CompanyBenchmarkNIFTY Equity Savings TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund nameExpense RatioExit LoadFund size
1Y
Kotak Equity Savings Fund Direct Growth

Moderate Risk

0.7%1.0%₹4813.24 Cr20.2%
Kotak Equity Savings Fund Regular Growth

Moderate Risk

1.9%1.0%₹4813.24 Cr19.0%
Edelweiss Equity Savings Fund Regular Growth

Moderate Risk

1.6%0.0%₹372.41 Cr16.5%
Edelweiss Equity Savings Fund Direct Growth

Moderate Risk

0.9%0.0%₹372.41 Cr17.7%
Baroda BNP Paribas Equity Savings Fund Regular Growth

Moderately High risk

2.5%1.0%₹407.21 Cr15.9%
Baroda BNP Paribas Equity Savings Fund Direct Growth

Moderately High risk

1.5%1.0%₹407.21 Cr17.1%
Tata Equity Savings Fund Regular Growth

Moderately High risk

1.1%0.0%₹137.57 Cr14.9%
Bandhan Equity Savings Fund Regular Growth

Low to Moderate Risk

1.4%0.0%₹106.02 Cr10.9%
PGIM India Equity Savings Fund Regular Growth

Low to Moderate Risk

1.3%0.0%₹90.35 Cr9.1%
Sundaram Equity Savings Fund Regular Growth

Moderately High risk

2.2%0.0%₹741.55 Cr20.1%

About the AMC

Total AUM

₹1,51,093 Cr

Address

West Wing, 11th Floor, Mumbai, 400021

Other Funds by DSP Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
DSP Multicap Fund Direct Growth

Low Risk

0.7%1.0%₹809.68 Cr-
DSP Nifty Smallcap250 Quality 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹62.05 Cr-
DSP Banking & Financial Services Fund Direct Growth

Very High Risk

0.9%0.0%₹556.07 Cr-
DSP Gold ETF Fund of Fund Direct Growth

High Risk

0.7%0.0%₹21.21 Cr-
DSP Multi Asset Allocation Fund Direct Growth

Very High Risk

0.2%1.0%₹1524.43 Cr-
DSP FMP - Series 264 - 60M - 17D Direct Growth

Low to Moderate Risk

-0.0%₹46.62 Cr7.1%
DSP FMP Series 267 - 1246 Days Direct Growth

Low to Moderate Risk

-0.0%₹628.04 Cr7.1%
DSP FMP Series 261 37 Month Direct Growth

Moderate Risk

----
DSP Fixed Maturity Plan Series 270 1144 Days Direct Growth

Low to Moderate Risk

-0.0%-7.1%
DSP FMP Series 268 - 1281 Days Direct Growth

Low to Moderate Risk

---7.0%
DSP FMP Series 252 38 Month Direct Growth

Moderate Risk

-0.0%--
DSP Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2375.57 Cr7.3%
DSP Dynamic Asset Allocation Fund Direct Growth

Moderate Risk

0.8%1.0%₹3076.09 Cr21.0%
DSP Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹2902.39 Cr6.8%
DSP Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹505.39 Cr25.7%
DSP Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹468.29 Cr60.3%
DSP Healthcare Fund Direct Growth

Very High Risk

0.6%0.0%₹2352.32 Cr52.4%
DSP Global Allocation Fund Direct Growth

Very High Risk

1.4%0.0%₹58.96 Cr11.2%
DSP Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹4204.65 Cr7.4%
DSP Value Fund Direct Growth

Very High Risk

0.9%1.0%₹807.70 Cr35.6%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹2293.21 Cr6.9%
DSP Bond Fund Direct Growth

Moderately High risk

0.4%0.0%₹359.44 Cr7.3%
DSP Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹9977.36 Cr35.3%
DSP Government Securities Direct Growth

Moderate Risk

0.6%0.0%₹755.19 Cr7.9%
DSP Equity & Bond Fund Direct Growth

Very High Risk

0.8%1.0%₹8805.52 Cr27.8%
DSP Focus Fund Direct Growth

Very High Risk

1.0%1.0%₹2188.97 Cr39.7%
DSP Credit Risk Fund Direct Growth

Moderately High risk

0.4%1.0%₹195.23 Cr16.0%
DSP India TIGER Fund Direct Growth

Very High Risk

1.1%1.0%₹3363.58 Cr71.0%
DSP Liquidity Fund Direct Growth

Moderate Risk

0.1%0.0%₹16940.42 Cr7.3%
DSP Regular Saving Fund Direct Growth

Moderately High risk

0.6%0.0%₹174.01 Cr13.9%
DSP Small Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹13038.55 Cr46.7%
DSP Ultra Short Fund Direct Growth

Moderate Risk

0.3%0.0%₹2227.76 Cr7.6%
DSP Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2995.78 Cr7.1%
DSP Midcap Fund Direct Growth

Very High Risk

0.8%1.0%₹15968.56 Cr42.1%
DSP Natural Resource & New Energy Fund Direct Growth

Very High Risk

1.1%0.0%₹990.34 Cr51.0%
DSP Equity Opportunities Fund Direct Growth

Very High Risk

0.8%1.0%₹10812.48 Cr44.0%
DSP Strategic Bond Fund Direct Growth

Moderate Risk

0.5%0.0%₹931.75 Cr8.9%
DSP Savings Fund Direct Growth

Moderate Risk

0.1%0.0%₹3699.48 Cr7.5%
DSP Tax Saver Fund Direct Growth

Very High Risk

0.8%0.0%₹14075.55 Cr41.2%
DSP World Agriculture Direct Growth

Very High Risk

1.8%0.0%₹16.96 Cr-11.7%
DSP Top 100 Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹3550.89 Cr34.6%
DSP US Flexible Equity Fund Direct Growth

Very High Risk

1.5%0.0%₹889.25 Cr22.2%
DSP World Energy Direct Growth

Very High Risk

1.6%0.0%₹137.46 Cr-3.8%
DSP World Gold Fund of Fund Direct Growth

Very High Risk

1.7%0.0%₹797.41 Cr-6.7%
DSP World Mining Direct Growth

Very High Risk

1.5%0.0%₹152.70 Cr-6.8%
DSP Equity Savings Fund Direct Growth

Moderately High risk

0.5%0.0%₹964.40 Cr15.5%
DSP Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹3810.45 Cr8.4%
DSP Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹2617.33 Cr6.8%
DSP 10Y G-Sec Fund Direct Growth

Moderate Risk

0.3%0.0%₹49.34 Cr7.1%
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹81.37 Cr6.8%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk
Wealth Monitor

Unlock Expert Insights!

Maximise Returns with our Wealth Monitor App. Try it now!

Still got questions?
We're here to help.

The NAV of DSP Equity Savings Fund Direct Growth, as of 18-Apr-2024, is ₹21.32.
The fund has generated 15.52% over the last 1 year and 10.19% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 33.63% in equities, 24.56% in bonds, and 39.73% in cash and cash equivalents.
The fund managers responsible for DSP Equity Savings Fund Direct Growth are:-
  1. Kedar Karnik
  2. Jay Kothari
  3. Abhishek Singh