Franklin India Debt Hybrid Fund Regular Growth
HybridConservative AllocationModerately High risk
Regular
NAV (18-Jun-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹204 Cr
Expense Ratio
1.41%
ISIN
INF090I01EA7
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
28 Sep 2000
About this fund
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹90.63, Assets Under Management (AUM) of 203.91 Crores, and an expense ratio of 1.41%.
- Franklin India Debt Hybrid Fund Regular Growth has given a CAGR return of 9.33% since inception.
- The fund's asset allocation comprises around 23.91% in equities, 64.05% in debts, and 11.69% in cash & cash equivalents.
- You can start investing in Franklin India Debt Hybrid Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹10000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.38%
+7.75% (Cat Avg.)
3 Years
+11.25%
+10.72% (Cat Avg.)
5 Years
+9.63%
+10.94% (Cat Avg.)
10 Years
+7.66%
+8.69% (Cat Avg.)
Since Inception
+9.33%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹48.75 Cr | 23.91% |
| Debt | ₹130.61 Cr | 64.05% |
| Others | ₹24.55 Cr | 12.04% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹26.15 Cr | 12.82% |
| Punjab National Bank (18/03/2026) | Cash - CD/Time Deposit | ₹19.03 Cr | 9.33% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹15.76 Cr | 7.73% |
| Rec Limited | Bond - Corporate Bond | ₹11.15 Cr | 5.47% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹10.4 Cr | 5.10% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹10.36 Cr | 5.08% |
| Mahindra Rural Housing Finance Limited | Bond - Corporate Bond | ₹10.34 Cr | 5.07% |
| Mankind Pharma Limited | Bond - Corporate Bond | ₹10.32 Cr | 5.06% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹10.3 Cr | 5.05% |
| Poonawalla Fincorp Limited | Bond - Corporate Bond | ₹10.1 Cr | 4.95% |
| Kotak Mahindra Investments Limited | Bond - Corporate Bond | ₹5.5 Cr | 2.70% |
| HDFC Bank Ltd | Equity | ₹5.45 Cr | 2.67% |
| Mahindra And Mahindra Financial Services Limited | Bond - Corporate Bond | ₹5.06 Cr | 2.48% |
| Call, Cash & Other Assets | Cash - Collateral | ₹4.81 Cr | 2.36% |
| 7.08% A P Sgl Mat - 26/03/2037 | Bond - Gov't/Treasury | ₹4.74 Cr | 2.32% |
| ICICI Bank Ltd | Equity | ₹4.27 Cr | 2.09% |
| Larsen & Toubro Ltd | Equity | ₹2.21 Cr | 1.08% |
| Bharti Airtel Ltd | Equity | ₹2.1 Cr | 1.03% |
| Infosys Ltd | Equity | ₹2.03 Cr | 1.00% |
| Axis Bank Ltd | Equity | ₹2.03 Cr | 0.99% |
| Reliance Industries Ltd | Equity | ₹1.56 Cr | 0.77% |
| HCL Technologies Ltd | Equity | ₹1.55 Cr | 0.76% |
| Eternal Ltd | Equity | ₹1.26 Cr | 0.62% |
| United Spirits Ltd | Equity | ₹1.25 Cr | 0.61% |
| NTPC Ltd | Equity | ₹1.24 Cr | 0.61% |
| Maruti Suzuki India Ltd | Equity | ₹1.23 Cr | 0.60% |
| HDFC Life Insurance Co Ltd | Equity | ₹1.17 Cr | 0.57% |
| Tata Motors Ltd | Equity | ₹1.08 Cr | 0.53% |
| GAIL (India) Ltd | Equity | ₹1.04 Cr | 0.51% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹1.03 Cr | 0.51% |
| UltraTech Cement Ltd | Equity | ₹1.01 Cr | 0.49% |
| PB Fintech Ltd | Equity | ₹0.97 Cr | 0.48% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹0.92 Cr | 0.45% |
| State Bank of India | Equity | ₹0.92 Cr | 0.45% |
| Intellect Design Arena Ltd | Equity | ₹0.82 Cr | 0.40% |
| Hindustan Unilever Ltd | Equity | ₹0.8 Cr | 0.39% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹0.79 Cr | 0.39% |
| PNB Housing Finance Ltd | Equity | ₹0.73 Cr | 0.36% |
| Corporate Debt Market Development Fund Class A2 | Mutual Fund - Open End | ₹0.71 Cr | 0.35% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹0.71 Cr | 0.35% |
| Amara Raja Energy & Mobility Ltd | Equity | ₹0.7 Cr | 0.34% |
| Lemon Tree Hotels Ltd | Equity | ₹0.7 Cr | 0.34% |
| Jubilant Foodworks Ltd | Equity | ₹0.67 Cr | 0.33% |
| Tube Investments of India Ltd Ordinary Shares | Equity | ₹0.61 Cr | 0.30% |
| Sapphire Foods India Ltd | Equity | ₹0.6 Cr | 0.30% |
| Bharat Electronics Ltd | Equity | ₹0.58 Cr | 0.28% |
| Metropolis Healthcare Ltd | Equity | ₹0.55 Cr | 0.27% |
| Tech Mahindra Ltd | Equity | ₹0.55 Cr | 0.27% |
| Marico Ltd | Equity | ₹0.54 Cr | 0.27% |
| InterGlobe Aviation Ltd | Equity | ₹0.53 Cr | 0.26% |
| Amber Enterprises India Ltd Ordinary Shares | Equity | ₹0.52 Cr | 0.25% |
| Tata Steel Ltd | Equity | ₹0.52 Cr | 0.25% |
| Kirloskar Oil Engines Ltd | Equity | ₹0.51 Cr | 0.25% |
| Prestige Estates Projects Ltd | Equity | ₹0.51 Cr | 0.25% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹0.5 Cr | 0.24% |
| Chemplast Sanmar Ltd | Equity | ₹0.47 Cr | 0.23% |
| Pearl Global Industries Ltd | Equity | ₹0.45 Cr | 0.22% |
| Rajasthan (Government of ) 7.1% | Bond - Sub-sovereign Government Debt | ₹0.43 Cr | 0.21% |
| V-Mart Retail Ltd | Equity | ₹0.43 Cr | 0.21% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹0.4 Cr | 0.20% |
| TeamLease Services Ltd | Equity | ₹0.25 Cr | 0.12% |
Allocation By Market Cap (Equity)
Large Cap Stocks
17.74%
Mid Cap Stocks
2.13%
Small Cap Stocks
4.04%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹15.92 Cr | 7.81% |
| Consumer Cyclical | ₹7.65 Cr | 3.75% |
| Industrials | ₹5.4 Cr | 2.65% |
| Technology | ₹4.96 Cr | 2.43% |
| Healthcare | ₹3.3 Cr | 1.62% |
| Communication Services | ₹2.6 Cr | 1.27% |
| Consumer Defensive | ₹2.59 Cr | 1.27% |
| Utilities | ₹2.28 Cr | 1.12% |
| Basic Materials | ₹1.99 Cr | 0.98% |
| Energy | ₹1.56 Cr | 0.77% |
| Real Estate | ₹0.51 Cr | 0.25% |
Risk & Performance Ratios
Standard Deviation
This fund
3.71%
Cat. avg.
3.91%
Lower the better
Sharpe Ratio
This fund
0.97
Cat. avg.
0.85
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.54
Higher the better
Fund Managers
Rahul Goswami
Since November 2023
Pallab Roy
Since March 2024
Venkatesh Sanjeevi
Since October 2024
Rohan Maru
Since October 2024
Sandeep Manam
Since October 2021
Rajasa Kakulavarapu
Since September 2021
Additional Scheme Detailsas of 31st May 2025
ISIN | INF090I01EA7 | Expense Ratio | 1.41% | Exit Load | No Charges | Fund Size | ₹204 Cr | Age | 24 years 8 months | Lumpsum Minimum | ₹10,000 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Hybrid 85+15 - ConservativeTR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Nippon India Capital Protection Oriented Fund II Plan A Direct Growth Low Risk | - | - | ₹40.32 Cr | 9.7% |
| Nippon India Capital Protection Oriented Fund II Plan A Regular Growth Low Risk | - | - | ₹40.32 Cr | 8.9% |
| SBI Capital Protection Oriented Fund Series A (Plan 8) Direct Growth Low to Moderate Risk | - | - | ₹29.47 Cr | 6.6% |
| SBI Capital Protection Oriented Fund Series A (Plan 8) Regular Growth Low to Moderate Risk | - | - | ₹29.47 Cr | 6.0% |
| ICICI Prudential Regular Savings Fund Direct Growth High Risk | 1.0% | 1.0% | ₹3188.48 Cr | 9.8% |
| Navi Regular Savings Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹35.76 Cr | 11.3% |
| Bandhan Regular Savings Fund Direct Growth Moderately High risk | 1.1% | 0.0% | ₹116.61 Cr | 7.2% |
| Nippon India Hybrid Bond Fund Direct Growth High Risk | 1.1% | 1.0% | ₹885.65 Cr | 9.4% |
| ITI Conservative Hybrid Fund Regular Growth Moderate Risk | 1.6% | 0.0% | ₹14.80 Cr | 7.4% |
| ITI Conservative Hybrid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹14.80 Cr | 8.9% |
About the AMC
Total AUM
₹1,08,971 Cr
Address
Indiabulls Finance Centre; Tower 2, 12th and 13th Floor, Mumbai, 400 013
Other Funds by Franklin Templeton Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
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- Rahul Goswami
- Pallab Roy
- Venkatesh Sanjeevi
- Rohan Maru
- Sandeep Manam
- Rajasa Kakulavarapu
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