Fund Overview
Fund Size
₹1,422 Cr
Expense Ratio
0.55%
ISIN
INF761K01EP7
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
19 Dec 2018
About this fund
Bank of India Small Cap Fund Direct Growth is a Small-Cap mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 5 years, 8 months and 23 days, having been launched on 19-Dec-18.
As of 10-Sep-24, it has a Net Asset Value (NAV) of ₹54.89, Assets Under Management (AUM) of 1422.30 Crores, and an expense ratio of 0.55%.
As of 10-Sep-24, it has a Net Asset Value (NAV) of ₹54.89, Assets Under Management (AUM) of 1422.30 Crores, and an expense ratio of 0.55%.
- Bank of India Small Cap Fund Direct Growth has given a CAGR return of 34.62% since inception.
- The fund's asset allocation comprises around 97.25% in equities, 0.01% in debts, and 2.74% in cash & cash equivalents.
- You can start investing in Bank of India Small Cap Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+49.81%
+41.92% (Cat Avg.)
3 Years
+28.14%
+25.26% (Cat Avg.)
5 Years
+41.40%
+33.89% (Cat Avg.)
Since Inception
+34.62%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2024
| Equity | ₹1,383.23 Cr | 97.25% |
| Debt | ₹0.15 Cr | 0.01% |
| Others | ₹38.92 Cr | 2.74% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Castrol India Ltd | Equity | ₹35.39 Cr | 2.64% |
| Amara Raja Energy & Mobility Ltd | Equity | ₹31.88 Cr | 2.38% |
| Ami Organics Ltd | Equity | ₹31.64 Cr | 2.36% |
| Vijaya Diagnostic Centre Ltd | Equity | ₹31.63 Cr | 2.36% |
| Granules India Ltd | Equity | ₹29.61 Cr | 2.21% |
| Avenue Supermarts Ltd | Equity | ₹28.88 Cr | 2.15% |
| Arvind Ltd | Equity | ₹27.93 Cr | 2.08% |
| Kaynes Technology India Ltd | Equity | ₹27.72 Cr | 2.07% |
| KNR Constructions Ltd | Equity | ₹27.38 Cr | 2.04% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹26.96 Cr | 2.01% |
| Treps | Cash - Repurchase Agreement | ₹26.9 Cr | 2.01% |
| Titagarh Rail Systems Ltd | Equity | ₹26.56 Cr | 1.98% |
| Jyoti CNC Automation Ltd | Equity | ₹26.24 Cr | 1.96% |
| Cholamandalam Financial Holdings Ltd | Equity | ₹25.77 Cr | 1.92% |
| Century Textiles & Industries Ltd | Equity | ₹25.69 Cr | 1.92% |
| KSB Ltd | Equity | ₹25.48 Cr | 1.90% |
| PCBL Ltd | Equity | ₹25.04 Cr | 1.87% |
| Jamna Auto Industries Ltd | Equity | ₹24.84 Cr | 1.85% |
| TD Power Systems Ltd | Equity | ₹24.8 Cr | 1.85% |
| Radico Khaitan Ltd | Equity | ₹24.73 Cr | 1.84% |
| CMS Info Systems Ltd | Equity | ₹24.47 Cr | 1.82% |
| Nuvama Wealth Management Ltd | Equity | ₹24.42 Cr | 1.82% |
| Central Depository Services (India) Ltd | Equity | ₹24.26 Cr | 1.81% |
| Latent View Analytics Ltd | Equity | ₹22.73 Cr | 1.70% |
| CarTrade Tech Ltd | Equity | ₹21.81 Cr | 1.63% |
| IRCON International Ltd | Equity | ₹21.39 Cr | 1.59% |
| Welspun Living Ltd | Equity | ₹21.29 Cr | 1.59% |
| Indian Bank | Equity | ₹21.01 Cr | 1.57% |
| KEI Industries Ltd | Equity | ₹20.78 Cr | 1.55% |
| Senco Gold Ltd | Equity | ₹20.38 Cr | 1.52% |
| Ganesha Ecosphere Ltd | Equity | ₹19.46 Cr | 1.45% |
| Mrs Bectors Food Specialities Ltd Ordinary Shares | Equity | ₹18.93 Cr | 1.41% |
| Rategain Travel Technologies Ltd | Equity | ₹18.6 Cr | 1.39% |
| Hero MotoCorp Ltd | Equity | ₹18.11 Cr | 1.35% |
| Poly Medicure Ltd | Equity | ₹18.06 Cr | 1.35% |
| Praj Industries Ltd | Equity | ₹17.07 Cr | 1.27% |
| Linde India Ltd | Equity | ₹16.98 Cr | 1.27% |
| Craftsman Automation Ltd | Equity | ₹16.85 Cr | 1.26% |
| Vodafone Idea Ltd | Equity | ₹16.84 Cr | 1.26% |
| Hitachi Energy India Ltd Ordinary Shares | Equity | ₹16.71 Cr | 1.25% |
| E I D Parry India Ltd | Equity | ₹16.42 Cr | 1.22% |
| Suven Pharmaceuticals Ltd | Equity | ₹16.1 Cr | 1.20% |
| Schneider Electric Infrastructure Ltd | Equity | ₹16.06 Cr | 1.20% |
| Jyothy Labs Ltd | Equity | ₹15.8 Cr | 1.18% |
| Housing & Urban Development Corp Ltd | Equity | ₹15.62 Cr | 1.17% |
| Prudent Corporate Advisory Services Ltd | Equity | ₹15.07 Cr | 1.12% |
| HEG Ltd | Equity | ₹14.68 Cr | 1.09% |
| Tejas Networks Ltd | Equity | ₹14.64 Cr | 1.09% |
| SKF India Ltd | Equity | ₹14.51 Cr | 1.08% |
| Jupiter Wagons Ltd | Equity | ₹14.18 Cr | 1.06% |
| Utkarsh Small Finance Bank Ltd | Equity | ₹14.11 Cr | 1.05% |
| Canara Bank | Equity | ₹13.99 Cr | 1.04% |
| Galaxy Surfactants Ltd | Equity | ₹13.95 Cr | 1.04% |
| Metro Brands Ltd | Equity | ₹13.8 Cr | 1.03% |
| Sanstar Ltd | Equity | ₹13.71 Cr | 1.02% |
| Aegis Logistics Ltd | Equity | ₹13.27 Cr | 0.99% |
| Lemon Tree Hotels Ltd | Equity | ₹12.65 Cr | 0.94% |
| Shanthi Gears Ltd | Equity | ₹11.86 Cr | 0.88% |
| JTEKT India Ltd | Equity | ₹11.57 Cr | 0.86% |
| Apollo Pipes Ltd | Equity | ₹11.49 Cr | 0.86% |
| Krishna Institute of Medical Sciences Ltd | Equity | ₹11.25 Cr | 0.84% |
| Balrampur Chini Mills Ltd | Equity | ₹11.06 Cr | 0.82% |
| PG Electroplast Ltd | Equity | ₹10.53 Cr | 0.79% |
| TeamLease Services Ltd | Equity | ₹9.85 Cr | 0.73% |
| Net Receivables / (Payables) | Cash | ₹9.8 Cr | 0.73% |
| Ratnamani Metals & Tubes Ltd | Equity | ₹9.71 Cr | 0.72% |
| Mahindra Lifespace Developers Ltd | Equity | ₹9.57 Cr | 0.71% |
| Tube Investments of India Ltd Ordinary Shares | Equity | ₹9.13 Cr | 0.68% |
| R R Kabel Ltd | Equity | ₹8.8 Cr | 0.66% |
| Ethos Ltd | Equity | ₹8.24 Cr | 0.61% |
| AXISCADES Technologies Ltd | Equity | ₹4.25 Cr | 0.32% |
| India (Republic of) | Bond - Short-term Government Bills | ₹0.15 Cr | 0.01% |
Allocation By Market Cap (Equity)
Large Cap Stocks
3.20%
Mid Cap Stocks
9.78%
Small Cap Stocks
81.30%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Industrials | ₹411.3 Cr | 30.67% |
| Consumer Cyclical | ₹216.93 Cr | 16.18% |
| Financial Services | ₹154.25 Cr | 11.50% |
| Basic Materials | ₹153.14 Cr | 11.42% |
| Healthcare | ₹133.62 Cr | 9.96% |
| Consumer Defensive | ₹99.4 Cr | 7.41% |
| Technology | ₹60.49 Cr | 4.51% |
| Energy | ₹48.66 Cr | 3.63% |
| Communication Services | ₹16.84 Cr | 1.26% |
| Real Estate | ₹9.57 Cr | 0.71% |
Risk & Performance Ratios
Standard Deviation
This fund
15.15%
Cat. avg.
14.74%
Lower the better
Sharpe Ratio
This fund
1.41
Cat. avg.
1.30
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
2.64
Higher the better
Fund Managers
Dhruv Bhatia
Since April 2022
Additional Scheme Detailsas of 31st July 2024
ISIN | INF761K01EP7 | Expense Ratio | 0.55% | Exit Load | 1.00% | Fund Size | ₹1,422 Cr | Age | 19 Dec 2018 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty Smallcap 250 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Small-Cap Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| SBI Small Cap Fund Regular Growth Very High Risk | 1.6% | 1.0% | ₹33068.53 Cr | 36.4% |
| PGIM India Small Cap Fund Direct Growth Very High Risk | 0.5% | 0.0% | ₹1533.12 Cr | 36.7% |
| PGIM India Small Cap Fund Regular Growth Very High Risk | 2.1% | 0.0% | ₹1533.12 Cr | 34.7% |
| HDFC Nifty Smallcap 250 ETF Very High Risk | 0.2% | - | ₹433.50 Cr | 48.9% |
| Sundaram Small Cap Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹3414.68 Cr | 38.1% |
| Bandhan Emerging Businesses Fund Direct Growth Very High Risk | 0.3% | 1.0% | ₹6640.27 Cr | 72.1% |
| Bandhan Emerging Businesses Fund Regular Growth Very High Risk | 1.8% | 1.0% | ₹6640.27 Cr | 69.6% |
| Quant Small Cap Fund Regular Growth Very High Risk | 1.6% | 1.0% | ₹25534.99 Cr | 51.0% |
| Axis Small Cap Fund Regular Growth Very High Risk | 1.6% | 1.0% | ₹23399.15 Cr | 36.1% |
| Axis Small Cap Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹23399.15 Cr | 37.6% |
About the AMC
Total AUM
₹10,118 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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What is the current NAV of Bank of India Small Cap Fund Direct Growth?
The NAV of Bank of India Small Cap Fund Direct Growth, as of 10-Sep-2024, is ₹54.89.
What are the returns of Bank of India Small Cap Fund Direct Growth?
The fund has generated 49.81% over the last 1 year and 28.14% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bank of India Small Cap Fund Direct Growth?
The fund's allocation of assets is distributed as 97.25% in equities, 0.01% in bonds, and 2.74% in cash and cash equivalents.
Who manages the Bank of India Small Cap Fund Direct Growth?
The fund managers responsible for Bank of India Small Cap Fund Direct Growth are:-
- Dhruv Bhatia
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.