Dezerv

Fund Overview

Fund Size

Fund Size

₹940 Cr

Expense Ratio

Expense Ratio

0.76%

ISIN

ISIN

INF761K01EP7

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

19 Dec 2018

About this fund

Bank of India Small Cap Fund Direct Growth is a Small-Cap mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 5 years, 4 months and 4 days, having been launched on 19-Dec-18.
As of 22-Apr-24, it has a Net Asset Value (NAV) of ₹43.89, Assets Under Management (AUM) of 939.70 Crores, and an expense ratio of 0.76%.
  • Bank of India Small Cap Fund Direct Growth has given a CAGR return of 31.90% since inception.
  • The fund's asset allocation comprises around 92.79% in equities, 0.02% in debts, and 7.19% in cash & cash equivalents.
  • You can start investing in Bank of India Small Cap Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+54.49%

+49.49%(Cat. Avg.)

3 Years

+30.98%

+29.05%(Cat. Avg.)

5 Years

+33.02%

+25.63%(Cat. Avg.)

Since Inception

+31.90%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Equity871.96 Cr92.79%
Debt0.14 Cr0.02%
Others67.6 Cr7.19%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
TrepsCash - Repurchase Agreement42.3 Cr4.50%
Avenue Supermarts LtdEquity26.47 Cr2.82%
BSE LtdEquity26.36 Cr2.80%
Radico Khaitan LtdEquity24.79 Cr2.64%
Jamna Auto Industries LtdEquity22.48 Cr2.39%
KSB LtdEquity22.36 Cr2.38%
Net Receivables / (Payables)Cash20.84 Cr2.22%
Latent View Analytics LtdEquity20.51 Cr2.18%
Cholamandalam Financial Holdings LtdEquity18.87 Cr2.01%
Castrol India LtdEquity18.78 Cr2.00%
Eris Lifesciences Ltd Registered ShsEquity18.64 Cr1.98%
Jyothy Labs LtdEquity18.26 Cr1.94%
Lemon Tree Hotels LtdEquity17.98 Cr1.91%
Kaynes Technology India LtdEquity17.92 Cr1.91%
KEI Industries LtdEquity16.61 Cr1.77%
Central Depository Services (India) LtdEquity16.61 Cr1.77%
CMS Info Systems LtdEquity16.6 Cr1.77%
Vijaya Diagnostic Centre LtdEquity16.49 Cr1.75%
Century Textiles & Industries LtdEquity16.3 Cr1.73%
Rategain Travel Technologies LtdEquity16.24 Cr1.73%
Senco Gold LtdEquity16.2 Cr1.72%
Hero MotoCorp LtdEquity15.58 Cr1.66%
Poly Medicure LtdEquity15.34 Cr1.63%
Arvind LtdEquity15.28 Cr1.63%
Mrs Bectors Food Specialities Ltd Ordinary SharesEquity15.05 Cr1.60%
City Union Bank LtdEquity14.6 Cr1.55%
Suven Pharmaceuticals LtdEquity14.32 Cr1.52%
Canara BankEquity14.18 Cr1.51%
Indian BankEquity14.06 Cr1.50%
Grasim Industries LtdEquity13.95 Cr1.48%
TD Power Systems LtdEquity13.7 Cr1.46%
Linde India LtdEquity13.33 Cr1.42%
J.B. Chemicals & Pharmaceuticals LtdEquity13.29 Cr1.41%
Praj Industries LtdEquity12.9 Cr1.37%
Nuvama Wealth Management LtdEquity12.85 Cr1.37%
Craftsman Automation LtdEquity12.51 Cr1.33%
Syrma SGS Technology LtdEquity11.77 Cr1.25%
CreditAccess Grameen Ltd Ordinary SharesEquity11.53 Cr1.23%
Apollo Pipes LtdEquity11.45 Cr1.22%
Krishna Institute of Medical Sciences LtdEquity10.79 Cr1.15%
Hitachi Energy India Ltd Ordinary SharesEquity10.04 Cr1.07%
Welspun Living LtdEquity9.98 Cr1.06%
PCBL LtdEquity9.64 Cr1.03%
Amara Raja Energy & Mobility LtdEquity9.51 Cr1.01%
JTEKT India LtdEquity9.46 Cr1.01%
Mahindra Lifespace Developers LtdEquity9.28 Cr0.99%
Shanthi Gears LtdEquity9.14 Cr0.97%
KNR Constructions LtdEquity8.87 Cr0.94%
Home First Finance Co India Ltd ---Equity8.62 Cr0.92%
Utkarsh Small Finance Bank LtdEquity8.46 Cr0.90%
Balrampur Chini Mills LtdEquity8.32 Cr0.89%
Tube Investments of India Ltd Ordinary SharesEquity8.24 Cr0.88%
Prudent Corporate Advisory Services LtdEquity8.24 Cr0.88%
IndusInd Bank LtdEquity7.92 Cr0.84%
Fusion Micro Finance LtdEquity7.85 Cr0.84%
Tejas Networks LtdEquity7.75 Cr0.82%
Metro Brands LtdEquity7.74 Cr0.82%
Ratnamani Metals & Tubes LtdEquity7.49 Cr0.80%
Jyoti CNC Automation LtdEquity6.78 Cr0.72%
CCL Products (India) LtdEquity6.74 Cr0.72%
Ethos LtdEquity6.73 Cr0.72%
Lumax Industries LtdEquity6.53 Cr0.69%
Century Plyboards (India) LtdEquity6.4 Cr0.68%
Cera Sanitaryware LtdEquity6.31 Cr0.67%
Stylam Industries LtdEquity5.78 Cr0.62%
E I D Parry India LtdEquity5.73 Cr0.61%
IRM Energy LtdEquity5.57 Cr0.59%
HEG LtdEquity5.53 Cr0.59%
Ami Organics LtdEquity5.47 Cr0.58%
PG Electroplast LtdEquity5.33 Cr0.57%
R R Kabel LtdEquity4.46 Cr0.47%
RepoCash - Repurchase Agreement4.46 Cr0.47%
Westlife Foodworld LtdEquity4.26 Cr0.45%
AXISCADES Technologies LtdEquity4.18 Cr0.44%
Aegis Logistics LtdEquity2.68 Cr0.29%
Ganesha Ecosphere LtdEquity2.01 Cr0.21%
India (Republic of)Bond - Short-term Government Bills0.14 Cr0.02%

Allocation By Market Cap (Equity)

Large Cap Stocks

9.19%

Mid Cap Stocks

6.66%

Small Cap Stocks

75.58%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Industrials195.05 Cr20.76%
Financial Services170.13 Cr18.11%
Consumer Cyclical152.52 Cr16.23%
Consumer Defensive99.64 Cr10.60%
Healthcare88.86 Cr9.46%
Basic Materials78.31 Cr8.33%
Technology51.12 Cr5.44%
Energy21.46 Cr2.28%
Real Estate9.28 Cr0.99%
Utilities5.57 Cr0.59%

Risk & Performance Ratios

Standard Deviation

This fund

14.73%

Cat. avg.

15.05%

Lower the better

Sharpe Ratio

This fund

1.49

Cat. avg.

1.33

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

2.70

Higher the better

Fund Managers

Dhruv Bhatia

Dhruv Bhatia

Since April 2022

Additional Scheme Detailsas of 31st March 2024

ISININF761K01EP7Expense Ratio0.76%Exit Load1.00%Fund Size₹940 CrAge19 Dec 2018Lumpsum Minimum₹5,000Fund StatusOpen Ended Investment CompanyBenchmarkNifty Smallcap 250 TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Small-Cap Funds

Fund nameExpense RatioExit LoadFund size
1Y
SBI Small Cap Fund Regular Growth

Very High Risk

1.6%1.0%₹25434.98 Cr40.1%
PGIM India Small Cap Fund Direct Growth

Very High Risk

0.5%0.0%₹1373.08 Cr38.3%
PGIM India Small Cap Fund Regular Growth

Very High Risk

2.1%0.0%₹1373.08 Cr36.1%
HDFC Nifty Smallcap 250 ETF

Very High Risk

0.2%-₹244.08 Cr68.4%
Sundaram Small Cap Fund Regular Growth

Very High Risk

1.9%1.0%₹2958.23 Cr51.7%
Bandhan Emerging Businesses Fund Direct Growth

Very High Risk

0.4%1.0%₹4384.90 Cr76.5%
Bandhan Emerging Businesses Fund Regular Growth

Very High Risk

1.9%1.0%₹4384.90 Cr73.9%
Quant Small Cap Fund Regular Growth

Very High Risk

1.7%1.0%₹17348.95 Cr72.0%
Axis Small Cap Fund Regular Growth

Very High Risk

1.6%1.0%₹19029.59 Cr40.2%
Axis Small Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹19029.59 Cr41.8%

About the AMC

Total AUM

₹6,557 Cr

Address

B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013

Other Funds by BOI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bank of India Midcap Tax Fund Series 1 Direct Growth

Very High Risk

-0.0%₹63.64 Cr48.8%
Bank of India Midcap Tax Fund Series 2 Direct Growth

Very High Risk

-0.0%₹33.45 Cr50.0%
Bank of India Mid & Small Cap Equity & Debt Direct Growth

Very High Risk

1.2%1.0%₹665.29 Cr49.2%
Bank of India Conservative Hybrid Fund Direct Growth

Moderately High risk

1.3%1.0%₹70.77 Cr14.6%
Bank of India Balanced Advantage Fund Direct Growth

Very High Risk

1.5%1.0%₹121.68 Cr27.3%
Bank of India Multi Cap Fund Direct Growth

Very High Risk

1.4%1.0%₹452.87 Cr55.0%
Bank of India Bluechip Fund Direct Growth

Very High Risk

1.4%1.0%₹132.39 Cr48.7%
Bank of India Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹743.44 Cr64.3%
Bank of India Large & Mid Cap Equity Fund Direct Growth

Very High Risk

1.4%1.0%₹292.85 Cr44.7%
Bank of India Liquid Direct Growth

Low to Moderate Risk

0.1%0.0%₹1455.09 Cr7.4%
Bank of India S/T Income Direct Growth

Moderate Risk

0.5%0.0%₹71.73 Cr6.3%
Bank of India Manufacturing and Infrastructure fund Direct Growth

Very High Risk

1.0%1.0%₹255.83 Cr65.3%
Bank of India Tax Advantage Fund Direct Growth

Very High Risk

1.2%0.0%₹1210.15 Cr56.5%
Bank of India Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.9%0.0%₹140.53 Cr6.7%
Bank of India Credit Risk Fund Direct Growth

Moderately High risk

1.1%4.0%₹138.03 Cr7.0%
Bank of India Small Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹939.70 Cr54.5%
Bank of India Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹88.85 Cr6.9%
Bank of India Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹25.53 Cr7.5%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of Bank of India Small Cap Fund Direct Growth, as of 22-Apr-2024, is ₹43.89.
The fund has generated 54.49% over the last 1 year and 30.98% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 92.79% in equities, 0.02% in bonds, and 7.19% in cash and cash equivalents.
The fund managers responsible for Bank of India Small Cap Fund Direct Growth are:-
  1. Dhruv Bhatia