LIC MF Conservative Hybrid Fund Regular Growth

Fund Overview

Fund Size

₹51 Cr

Expense Ratio

2.25%

ISIN

INF767K01808

Minimum SIP

₹500

Exit Load

1.00%

Inception Date

03 Feb 1999

About this fund

LIC MF Conservative Hybrid Fund Regular Growth is a Conservative Allocation mutual fund schemes offered by LIC Mutual Fund. This fund has been in existence for 25 years, 5 months and 23 days, having been launched on 03-Feb-99.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹77.77, Assets Under Management (AUM) of 51.13 Crores, and an expense ratio of 2.25%.

LIC MF Conservative Hybrid Fund Regular Growth has given a CAGR return of 8.04% since inception.
The fund's asset allocation comprises around 22.92% in equities, 75.48% in debts, and 1.27% in cash & cash equivalents.
You can start investing in LIC MF Conservative Hybrid Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+9.24%

+11.98% (Cat Avg.)

3 Years

+6.10%

+8.68% (Cat Avg.)

5 Years

+6.98%

+8.98% (Cat Avg.)

10 Years

+6.72%

+7.43% (Cat Avg.)

Since Inception

+8.04%

— (Cat Avg.)

Portfolio Summaryas of 15th July 2024

Equity	₹11.72 Cr	22.92%
Debt	₹38.59 Cr	75.48%
Others	₹0.81 Cr	1.59%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
7.38% Govt Stock 2027	Bond - Gov't/Treasury	₹7.12 Cr	14.07%
07.65 Tn SDL 2033	Bond - Gov't/Treasury	₹5.19 Cr	10.25%
7.32% Govt Stock 2030	Bond - Gov't/Treasury	₹5.15 Cr	10.17%
7.17% Govt Stock 2030	Bond - Gov't/Treasury	₹5.13 Cr	10.14%
08.03 KA Sdl 2028	Bond - Gov't/Treasury	₹4.78 Cr	9.44%
7.26% Govt Stock 2032	Bond - Gov't/Treasury	₹4.7 Cr	9.28%
7.1% Govt Stock 2029	Bond - Gov't/Treasury	₹4.6 Cr	9.10%
ICICI Bank Ltd	Equity	₹2.89 Cr	5.72%
Infosys Ltd	Equity	₹1.82 Cr	3.60%
07.19 Tn SDL 2030	Bond - Gov't/Treasury	₹1.51 Cr	2.98%
Mahindra & Mahindra Ltd	Equity	₹1.42 Cr	2.80%
HDFC Bank Ltd	Equity	₹1.35 Cr	2.66%
Reliance Industries Ltd	Equity	₹1.27 Cr	2.51%
Hindustan Unilever Ltd	Equity	₹1.12 Cr	2.21%
Nestle India Ltd	Equity	₹1 Cr	1.97%
LTIMindtree Ltd	Equity	₹0.73 Cr	1.45%
Treps	Cash - Repurchase Agreement	₹0.73 Cr	1.44%
SBI CDMDF--A2	Mutual Fund - Open End	₹0.16 Cr	0.32%
Net Receivables / (Payables)	Cash - Collateral	₹-0.08 Cr	0.16%
Ntpc Limited	Bond - Corporate Bond	₹0.02 Cr	0.05%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹4.24 Cr	8.38%
Technology	₹2.55 Cr	5.05%
Consumer Defensive	₹2.12 Cr	4.19%
Consumer Cyclical	₹1.42 Cr	2.80%
Energy	₹1.27 Cr	2.51%

Risk & Performance Ratios

Fund Managers

Nikhil Rungta

Since July 2024

Pratik Shroff

Since September 2023

Additional Scheme Detailsas of 15th July 2024

ISIN

INF767K01808

Expense Ratio

2.25%

Exit Load

1.00%

Fund Size

₹51 Cr

Age

03 Feb 1999

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Hybrid 85+15 - ConservativeTR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Conservative Allocation Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bandhan Regular Savings Fund Regular Growth Moderately High risk	2.0%	0.0%	₹116.94 Cr	11.5%
Sundaram Debt Oriented Hybrid Fund Regular Growth Moderate Risk	2.1%	0.0%	₹26.70 Cr	10.4%
Parag Parikh Conservative Hybrid Fund Direct Growth Moderately High risk	0.3%	1.0%	₹2073.47 Cr	18.9%
Parag Parikh Conservative Hybrid Fund Regular Growth Moderately High risk	0.6%	1.0%	₹2073.47 Cr	18.5%
UTI Regular Savings Fund Regular Growth Moderately High risk	1.8%	1.0%	₹1617.22 Cr	14.9%
ICICI Prudential Regular Savings Fund Regular Growth High Risk	1.7%	1.0%	₹3355.13 Cr	14.3%
Nippon India Hybrid Bond Fund Regular Growth High Risk	1.9%	1.0%	₹824.66 Cr	9.2%
SBI Conservative Hybrid Fund Regular Growth High Risk	1.1%	1.0%	₹10088.24 Cr	14.7%
Canara Robeco Conservative Hybrid Fund Regular Growth Moderately High risk	1.8%	1.0%	₹982.72 Cr	11.9%
DSP Regular Saving Fund Regular Growth Moderately High risk	1.1%	0.0%	₹175.12 Cr	14.2%

About the AMC

LIC Mutual Fund

+91 022-66016000

https://www.licmf.com/

Total AUM

₹30,884 Cr

Address

4th Floor, Industrial Assurance Building, Mumbai, 400 020

Other Funds by LIC Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
LIC MF Large & Mid Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹3000.98 Cr	49.9%
LIC MF Aggressive Hybrid Fund Direct Growth Very High Risk	1.4%	1.0%	₹543.31 Cr	28.5%
LIC MF Medium to Long Duration Bond Fund Direct Growth Moderate Risk	0.2%	0.0%	₹169.08 Cr	7.8%
LIC MF Flexi Cap Fund Direct Growth Very High Risk	1.4%	1.0%	₹1185.49 Cr	35.6%
LIC MF Gilt Fund Direct Growth Moderate Risk	0.8%	0.0%	₹70.31 Cr	8.2%
LIC MF Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1408.33 Cr	7.4%
LIC MF Large Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹1514.67 Cr	30.5%
LIC MF Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1428.43 Cr	7.5%
LIC MF S & P Sensex Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹83.43 Cr	21.6%
LIC MF Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹315.82 Cr	25.0%
LIC MF Infrastructure Fund Direct Growth Very High Risk	1.4%	1.0%	₹430.21 Cr	85.0%
LIC MF Liquid Plan Direct Growth Low to Moderate Risk	0.2%	0.0%	₹11189.69 Cr	7.4%
LIC MF ELSS Direct Growth Very High Risk	1.0%	0.0%	₹1152.41 Cr	35.2%
LIC MF Short Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹98.59 Cr	7.8%
LIC MF Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹253.59 Cr	8.0%
LIC MF Balanced Advantage Fund Direct Growth Moderately High risk	0.6%	1.0%	₹881.51 Cr	17.3%
LIC MF Conservative Hybrid Fund Direct Growth Moderately High risk	1.3%	1.0%	₹51.13 Cr	10.3%
LIC MF Banking & Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹303.28 Cr	13.5%
LIC MF Money Market Fund Direct Growth Low Risk	0.6%	0.0%	₹25.21 Cr	6.8%
LIC MF Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹513.73 Cr	6.8%
LIC MF Multi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹1185.49 Cr	51.1%
LIC MF Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹161.02 Cr	7.2%

Risk Level

Your principal amount will be at Moderately High risk

Still got questions?
We're here to help.

What is the current NAV of LIC MF Conservative Hybrid Fund Regular Growth?

The NAV of LIC MF Conservative Hybrid Fund Regular Growth, as of 25-Jul-2024, is ₹77.77.

What are the returns of LIC MF Conservative Hybrid Fund Regular Growth?

The fund has generated 9.24% over the last 1 year and 6.10% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of LIC MF Conservative Hybrid Fund Regular Growth?

The fund's allocation of assets is distributed as 22.92% in equities, 75.48% in bonds, and 1.27% in cash and cash equivalents.

Who manages the LIC MF Conservative Hybrid Fund Regular Growth?

The fund managers responsible for LIC MF Conservative Hybrid Fund Regular Growth are:-

Nikhil Rungta
Pratik Shroff

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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