Fund Overview
Fund Size
₹212 Cr
Expense Ratio
0.10%
ISIN
INF666M01451
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹2551.18, Assets Under Management (AUM) of 212.10 Crores, and an expense ratio of 0.1%.
- Groww Liquid Fund Direct Growth has given a CAGR return of 6.85% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.73% in cash & cash equivalents.
- You can start investing in Groww Liquid Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.35%
+7.26% (Cat Avg.)
3 Years
+6.94%
+6.85% (Cat Avg.)
5 Years
+5.46%
+5.49% (Cat Avg.)
10 Years
+6.28%
+5.50% (Cat Avg.)
Since Inception
+6.85%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Others | ₹212.1 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Export-Import Bank Of India | Cash - Commercial Paper | ₹19.99 Cr | 9.43% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹19.78 Cr | 9.32% |
| 91 Days Tbill (Md 28/08/2025) | Bond - Gov't/Treasury | ₹19.73 Cr | 9.30% |
| Indian Oil Corp Ltd. | Cash - Commercial Paper | ₹14.96 Cr | 7.05% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹10 Cr | 4.71% |
| National Bank For Agriculture And Rural Development (10/06/2025) ** | Cash - Commercial Paper | ₹9.98 Cr | 4.71% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹9.98 Cr | 4.71% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹9.98 Cr | 4.70% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹9.92 Cr | 4.68% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹9.91 Cr | 4.67% |
| India (Republic of) | Bond - Short-term Government Bills | ₹9.91 Cr | 4.67% |
| Icici Securities Limited | Cash - Commercial Paper | ₹9.88 Cr | 4.66% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹9.87 Cr | 4.65% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹8 Cr | 3.77% |
| Ccil | Cash - Repurchase Agreement | ₹5.28 Cr | 2.49% |
| Kotak Mahindra Investments Limited | Bond - Corporate Bond | ₹5.01 Cr | 2.36% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹5 Cr | 2.36% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹4.99 Cr | 2.35% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹4.95 Cr | 2.34% |
| India (Republic of) | Bond - Short-term Government Bills | ₹4.95 Cr | 2.33% |
| 91 Days Tbill Red 21-08-2025 | Bond - Gov't/Treasury | ₹4.94 Cr | 2.33% |
| Reverse Repo 02-Jun-25 | Cash - Repurchase Agreement | ₹2.83 Cr | 1.34% |
| Net Receivable/Payable | Cash - Collateral | ₹1.68 Cr | 0.79% |
| SBI FUNDS MANAGEMENT PVT LMTD | Mutual Fund - Open End | ₹0.56 Cr | 0.27% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹84.65 Cr | 39.91% |
| Cash - CD/Time Deposit | ₹54.56 Cr | 25.72% |
| Bond - Gov't/Treasury | ₹24.67 Cr | 11.63% |
| Bond - Corporate Bond | ₹23 Cr | 10.85% |
| Bond - Short-term Government Bills | ₹14.86 Cr | 7.00% |
| Cash - Repurchase Agreement | ₹8.11 Cr | 3.82% |
| Cash - Collateral | ₹1.68 Cr | 0.79% |
| Mutual Fund - Open End | ₹0.56 Cr | 0.27% |
| Bond - Gov't Agency Debt | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.24%
Cat. avg.
0.45%
Lower the better
Sharpe Ratio
This fund
1.35
Cat. avg.
-1.09
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
4.23
Higher the better
Fund Managers
Kaustubh Sule
Since May 2023
Additional Scheme Detailsas of 31st May 2025
ISIN | INF666M01451 | Expense Ratio | 0.10% | Exit Load | No Charges | Fund Size | ₹212 Cr | Age | 12 years 5 months | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Liquid Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Unifi Liquid Fund Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Unifi Liquid Fund Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Angel One Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.3% | - | ₹120.12 Cr | - |
| ICICI Prudential BSE Liquid Rate ETF - Growth Low Risk | 0.3% | - | ₹59.53 Cr | - |
| HDFC Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.5% | - | ₹27.99 Cr | 5.3% |
| Mirae Asset Nifty 1D Rate Liquid ETF Low Risk | 0.1% | - | ₹277.02 Cr | - |
| Shriram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹177.17 Cr | - |
| Shriram Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹177.17 Cr | - |
| Groww Nifty 1D Rate Liquid ETF Low Risk | 0.3% | - | ₹80.00 Cr | - |
| Bajaj Finserv Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹846.26 Cr | 3.5% |
About the AMC
Total AUM
₹951 Cr
Address
Jupiter Mills Compound Senapati Bapat Marg, Mumbai, 400013
Other Funds by Groww Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Groww Nifty Total Market Index Fund Direct Growth Very High Risk | 0.4% | 0.0% | ₹303.46 Cr | 3.2% |
| Groww FMP Series VI (Plan 2) 1135 Days Direct Growth Moderate Risk | - | - | - | - |
| Groww Short Duration Fund Direct Growth Moderate Risk | 0.4% | 0.0% | ₹71.52 Cr | 9.9% |
| Groww Large Cap Fund Direct Growth Very High Risk | 1.3% | 1.0% | ₹127.70 Cr | 1.3% |
| Groww Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹212.10 Cr | 7.4% |
| Groww Arbitrage Fund Direct Growth Low Risk | 0.4% | 0.0% | ₹2.49 Cr | 5.8% |
| Groww ELSS Tax Saver Fund Direct Growth Very High Risk | 0.8% | 0.0% | ₹50.73 Cr | 1.0% |
| Groww Dynamic Bond Fund Direct Growth Moderate Risk | 0.5% | 0.0% | ₹60.55 Cr | 8.1% |
| Groww Aggressive Hybrid Fund Direct Growth Very High Risk | 1.4% | 1.0% | ₹46.90 Cr | 1.5% |
| Groww Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹16.55 Cr | 6.4% |
| Groww Value Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹54.91 Cr | 6.6% |
| Groww Multi Cap Fund Direct Growth Moderately High risk | 0.5% | 0.0% | - | - |
Risk Level
Your principal amount will be at Low to Moderate Risk
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- Kaustubh Sule
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