Groww Liquid Fund Direct Growth

Fund Overview

Fund Size

₹142 Cr

Expense Ratio

0.10%

ISIN

INF666M01451

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

Groww Liquid Fund Direct Growth is a Liquid mutual fund schemes offered by Groww Mutual Fund. This fund has been in existence for 12 years, 4 months and 12 days, having been launched on 01-Jan-13.
As of 12-May-25, it has a Net Asset Value (NAV) of ₹2533.86, Assets Under Management (AUM) of 142.44 Crores, and an expense ratio of 0.1%.

Groww Liquid Fund Direct Growth has given a CAGR return of 6.85% since inception.
The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.60% in cash & cash equivalents.
You can start investing in Groww Liquid Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.40%

+7.28% (Cat Avg.)

3 Years

+6.84%

+6.69% (Cat Avg.)

5 Years

+5.38%

+5.32% (Cat Avg.)

10 Years

+6.30%

+5.45% (Cat Avg.)

Since Inception

+6.85%

— (Cat Avg.)

Portfolio Summaryas of 15th April 2025

Others

₹142.44 Cr

100.00%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Export-Import Bank Of India	Cash - Commercial Paper	₹14.88 Cr	10.65%
National Bank For Agriculture And Rural Development (10/06/2025) **	Cash - Commercial Paper	₹14.11 Cr	10.11%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹10.01 Cr	7.16%
Bank Of Baroda	Cash - CD/Time Deposit	₹9.91 Cr	7.10%
Icici Securities Limited (Earlier Icici Brokerage Services Limited)	Cash - Commercial Paper	₹9.9 Cr	7.09%
HDFC Securities Limited	Cash - Commercial Paper	₹9.89 Cr	7.08%
India (Republic of)	Bond - Short-term Government Bills	₹9.88 Cr	7.07%
India (Republic of)	Bond - Short-term Government Bills	₹9.86 Cr	7.06%
Axis Bank Limited	Cash - CD/Time Deposit	₹8.92 Cr	6.39%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹7.99 Cr	5.72%
HDFC Securities Limited	Cash - Commercial Paper	₹4.98 Cr	3.56%
HDFC Bank Limited	Cash - CD/Time Deposit	₹4.96 Cr	3.55%
364 DTB	Bond - Gov't/Treasury	₹4.95 Cr	3.55%
Bank Of Baroda	Cash - CD/Time Deposit	₹4.95 Cr	3.55%
HDFC Bank Ltd. ** #	Cash - CD/Time Deposit	₹4.95 Cr	3.55%
182 DTB 03/07/2025	Bond - Gov't/Treasury	₹4.94 Cr	3.54%
Reverse Repo 16-Apr-25	Cash - Repurchase Agreement	₹1.69 Cr	1.21%
Net Receivable/Payable	Cash	₹1.36 Cr	0.97%
Ccil	Cash - Repurchase Agreement	₹0.96 Cr	0.69%
SBI FUNDS MANAGEMENT PVT LMTD	Mutual Fund - Open End	₹0.56 Cr	0.40%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - Commercial Paper	₹53.76 Cr	38.49%
Cash - CD/Time Deposit	₹33.7 Cr	24.13%
Bond - Short-term Government Bills	₹19.74 Cr	14.13%
Bond - Corporate Bond	₹18 Cr	12.89%
Bond - Gov't/Treasury	₹9.89 Cr	7.08%
Cash - Repurchase Agreement	₹2.65 Cr	1.90%
Cash	₹1.36 Cr	0.97%
Mutual Fund - Open End	₹0.56 Cr	0.40%

Risk & Performance Ratios

Fund Managers

Kaustubh Sule

Since May 2023

Additional Scheme Detailsas of 15th April 2025

ISIN

INF666M01451

Expense Ratio

0.10%

Exit Load

No Charges

Fund Size

₹142 Cr

Age

12 years 4 months

Lumpsum Minimum

₹500

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Liquid Debt TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Liquid Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Angel One Nifty 1D Rate Liquid ETF - Growth Low Risk	0.3%	-	-	-
ICICI Prudential BSE Liquid Rate ETF - Growth Low Risk	0.3%	-	-	-
HDFC Nifty 1D Rate Liquid ETF - Growth Low Risk	0.8%	-	₹25.37 Cr	5.3%
Mirae Asset Nifty 1D Rate Liquid ETF Low Risk	0.1%	-	₹256.05 Cr	-
Shriram Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹193.69 Cr	-
Shriram Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹193.69 Cr	-
Groww Nifty 1D Rate Liquid ETF Low Risk	0.3%	-	₹62.54 Cr	-
Bajaj Finserv Nifty 1D Rate Liquid ETF Low Risk	0.2%	-	₹718.96 Cr	-
DSP S&P BSE Liquid Rate ETF Low Risk	0.3%	-	₹2527.25 Cr	6.2%
HDFC Nifty 1D Rate Liquid ETF Low Risk	0.5%	-	₹29.44 Cr	5.3%
Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 12 Regular Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 13 Regular Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Mirae Asset Cash Management Direct Growth Low to Moderate Risk	0.1%	0.0%	₹12344.27 Cr	7.4%
LIC MF Liquid Plan Direct Growth Low to Moderate Risk	0.2%	0.0%	₹11040.80 Cr	7.3%
ICICI Prudential Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹58630.11 Cr	7.3%
ITI Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹48.22 Cr	7.0%
ITI Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹48.22 Cr	7.1%
Navi Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹62.62 Cr	6.9%
Sundaram Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹5707.54 Cr	7.4%
Bandhan Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹10408.69 Cr	7.3%
Groww Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹142.44 Cr	7.4%
Nippon India Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹35392.10 Cr	7.4%
Union Liquid Regular Growth Low to Moderate Risk	0.2%	0.0%	₹4683.82 Cr	7.3%
JM Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2680.18 Cr	7.2%
Edelweiss Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹7349.89 Cr	7.4%
Invesco India Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹13775.48 Cr	7.3%
Kotak Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹31250.86 Cr	7.3%
WhiteOak Capital Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹394.61 Cr	7.3%
WhiteOak Capital Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹394.61 Cr	7.2%
Mahindra Manulife Liquid Fund Regular Growth Moderate Risk	0.3%	0.0%	₹1314.41 Cr	7.3%
Mahindra Manulife Liquid Fund Direct Growth Moderate Risk	0.1%	0.0%	₹1314.41 Cr	7.4%
Quantum Liquid Fund Regular Growth Low Risk	0.3%	0.0%	₹526.21 Cr	6.9%
Mirae Asset Cash Management Regular Growth Low to Moderate Risk	0.2%	0.0%	₹12344.27 Cr	7.2%
Axis Liquid Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹39069.41 Cr	7.3%
Bajaj Finserv Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹4388.52 Cr	7.2%
Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹4388.52 Cr	7.4%
SBI Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹67476.12 Cr	7.2%
UTI Liquid Fund Cash Plan Direct Growth Low to Moderate Risk	0.2%	0.0%	₹28564.86 Cr	7.4%
Axis Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹39069.41 Cr	7.4%
Baroda BNP Paribas Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹10428.96 Cr	7.3%
Aditya BSL Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹53911.73 Cr	7.4%
HDFC Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹68184.11 Cr	7.3%
HSBC Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹19570.18 Cr	7.4%
Bank of India Liquid Direct Growth Low to Moderate Risk	0.1%	0.0%	₹1881.53 Cr	7.4%
SBI Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹67476.12 Cr	7.3%
Tata Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹21425.35 Cr	7.4%
Union Liquid Direct Growth Low to Moderate Risk	0.1%	0.0%	₹4683.82 Cr	7.4%
Canara Robeco Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹5708.76 Cr	7.4%

About the AMC

Groww Mutual Fund

80501 80222

https://www.growwmf.in/

Total AUM

₹815 Cr

Address

Jupiter Mills Compound Senapati Bapat Marg, Mumbai, 400013

Other Funds by Groww Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Groww Nifty Total Market Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹289.09 Cr	10.4%
Groww FMP Series VI (Plan 2) 1135 Days Direct Growth Moderate Risk	-	-	-	-
Groww Short Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹66.92 Cr	9.4%
Groww Large Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹123.82 Cr	8.3%
Groww Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹142.44 Cr	7.4%
Groww Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹2.49 Cr	5.8%
Groww ELSS Tax Saver Fund Direct Growth Very High Risk	0.6%	0.0%	₹47.36 Cr	6.0%
Groww Dynamic Bond Fund Direct Growth Moderate Risk	0.5%	0.0%	₹63.90 Cr	9.6%
Groww Aggressive Hybrid Fund Direct Growth Very High Risk	0.8%	1.0%	₹45.61 Cr	8.2%
Groww Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹15.68 Cr	6.5%
Groww Value Fund Direct Growth Very High Risk	0.9%	1.0%	₹51.42 Cr	12.4%
Groww Multi Cap Fund Direct Growth Moderately High risk	0.5%	0.0%	-	-

Risk Level

Your principal amount will be at Low to Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of Groww Liquid Fund Direct Growth?

The NAV of Groww Liquid Fund Direct Growth, as of 12-May-2025, is ₹2533.86.

What are the returns of Groww Liquid Fund Direct Growth?

The fund has generated 7.40% over the last 1 year and 6.84% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Groww Liquid Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.60% in cash and cash equivalents.

Who manages the Groww Liquid Fund Direct Growth?

The fund managers responsible for Groww Liquid Fund Direct Growth are:-

Kaustubh Sule

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹142 Cr

Expense Ratio

0.10%

ISIN

INF666M01451

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Low to Moderate Risk