Fund Overview
Fund Size
₹387 Cr
Expense Ratio
2.18%
ISIN
INF277K01QW4
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
01 Jan 2013
About this fund
As of 17-Sep-24, it has a Net Asset Value (NAV) of ₹72.34, Assets Under Management (AUM) of 387.11 Crores, and an expense ratio of 2.18%.
- Tata Young Citizens Fund Direct Growth has given a CAGR return of 14.46% since inception.
- The fund's asset allocation comprises around 94.39% in equities, 0.76% in debts, and 4.85% in cash & cash equivalents.
- You can start investing in Tata Young Citizens Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+32.37%
— (Cat Avg.)
3 Years
+16.81%
— (Cat Avg.)
5 Years
+23.40%
— (Cat Avg.)
10 Years
+14.48%
— (Cat Avg.)
Since Inception
+14.46%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2024
| Equity | ₹365.39 Cr | 94.39% |
| Debt | ₹2.93 Cr | 0.76% |
| Others | ₹18.79 Cr | 4.85% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| HDFC Bank Ltd | Equity | ₹24.1 Cr | 6.23% |
| ICICI Bank Ltd | Equity | ₹18.44 Cr | 4.76% |
| Reliance Industries Ltd | Equity | ₹16.61 Cr | 4.29% |
| Infosys Ltd | Equity | ₹15.55 Cr | 4.02% |
| Tata Consultancy Services Ltd | Equity | ₹12.75 Cr | 3.29% |
| A) Repo | Cash - Repurchase Agreement | ₹12.08 Cr | 3.12% |
| ITC Ltd | Equity | ₹11.29 Cr | 2.92% |
| Axis Bank Ltd | Equity | ₹9.7 Cr | 2.50% |
| Titan Co Ltd | Equity | ₹9.27 Cr | 2.39% |
| Larsen & Toubro Ltd | Equity | ₹8.7 Cr | 2.25% |
| Persistent Systems Ltd | Equity | ₹8.27 Cr | 2.14% |
| Karur Vysya Bank Ltd | Equity | ₹7.78 Cr | 2.01% |
| Kotak Mahindra Bank Ltd | Equity | ₹7.76 Cr | 2.01% |
| Greenply Industries Ltd | Equity | ₹7.68 Cr | 1.98% |
| United Spirits Ltd | Equity | ₹7.52 Cr | 1.94% |
| Dr Reddy's Laboratories Ltd | Equity | ₹6.75 Cr | 1.74% |
| MRF Ltd | Equity | ₹6.74 Cr | 1.74% |
| Cash / Net Current Asset | Cash | ₹6.71 Cr | 1.73% |
| UltraTech Cement Ltd | Equity | ₹6.67 Cr | 1.72% |
| Tata Consumer Products Ltd | Equity | ₹6.23 Cr | 1.61% |
| Hindustan Unilever Ltd | Equity | ₹6.19 Cr | 1.60% |
| Grindwell Norton Ltd | Equity | ₹6.1 Cr | 1.58% |
| CESC Ltd | Equity | ₹5.82 Cr | 1.50% |
| ICICI Lombard General Insurance Co Ltd | Equity | ₹5.78 Cr | 1.49% |
| UTI Asset Management Co Ltd | Equity | ₹5.73 Cr | 1.48% |
| Jyothy Labs Ltd | Equity | ₹5.41 Cr | 1.40% |
| Castrol India Ltd | Equity | ₹5.3 Cr | 1.37% |
| Jupiter Life Line Hospitals Ltd | Equity | ₹5.29 Cr | 1.37% |
| Metro Brands Ltd | Equity | ₹5.22 Cr | 1.35% |
| AAVAS Financiers Ltd | Equity | ₹5.16 Cr | 1.33% |
| Repco Home Finance Ltd | Equity | ₹5.12 Cr | 1.32% |
| Sun TV Network Ltd | Equity | ₹4.93 Cr | 1.27% |
| Bharat Bijlee Ltd | Equity | ₹4.85 Cr | 1.25% |
| HDFC Life Insurance Co Ltd | Equity | ₹4.8 Cr | 1.24% |
| Avenue Supermarts Ltd | Equity | ₹4.78 Cr | 1.23% |
| Marico Ltd | Equity | ₹4.66 Cr | 1.20% |
| Divi's Laboratories Ltd | Equity | ₹4.58 Cr | 1.18% |
| Oil India Ltd | Equity | ₹4.45 Cr | 1.15% |
| Indraprastha Gas Ltd | Equity | ₹4.42 Cr | 1.14% |
| TeamLease Services Ltd | Equity | ₹4.41 Cr | 1.14% |
| 3M India Ltd | Equity | ₹4.28 Cr | 1.11% |
| Sharda Cropchem Ltd | Equity | ₹4.22 Cr | 1.09% |
| DCB Bank Ltd | Equity | ₹4.13 Cr | 1.07% |
| CIE Automotive India Ltd | Equity | ₹4.09 Cr | 1.06% |
| Bansal Wire Industries Ltd | Equity | ₹3.96 Cr | 1.02% |
| ACC Ltd | Equity | ₹3.96 Cr | 1.02% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹3.9 Cr | 1.01% |
| CreditAccess Grameen Ltd Ordinary Shares | Equity | ₹3.81 Cr | 0.98% |
| Wipro Ltd | Equity | ₹3.77 Cr | 0.97% |
| Arvind Fashions Ltd | Equity | ₹3.73 Cr | 0.96% |
| Cera Sanitaryware Ltd | Equity | ₹3.69 Cr | 0.95% |
| Metropolis Healthcare Ltd | Equity | ₹3.64 Cr | 0.94% |
| PNC Infratech Ltd | Equity | ₹3.37 Cr | 0.87% |
| Shree Cement Ltd | Equity | ₹3.31 Cr | 0.86% |
| Mahindra Logistics Ltd | Equity | ₹2.99 Cr | 0.77% |
| Kansai Nerolac Paints Ltd | Equity | ₹2.97 Cr | 0.77% |
| Brookfield India Real Estate Trust | Bond - Asset Backed | ₹2.93 Cr | 0.76% |
| Sanofi India Ltd | Equity | ₹2.72 Cr | 0.70% |
| Gravita India Ltd | Equity | ₹2.28 Cr | 0.59% |
| VIP Industries Ltd | Equity | ₹2.19 Cr | 0.57% |
| IndusInd Bank Ltd | Equity | ₹2.14 Cr | 0.55% |
| Sanofi Consumer Healthcare India Ltd | Equity | ₹1.42 Cr | 0.37% |
Allocation By Market Cap (Equity)
Large Cap Stocks
52.02%
Mid Cap Stocks
15.26%
Small Cap Stocks
25.73%
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹104.46 Cr | 26.98% |
| Consumer Defensive | ₹46.09 Cr | 11.91% |
| Industrials | ₹40.66 Cr | 10.50% |
| Technology | ₹40.34 Cr | 10.42% |
| Basic Materials | ₹32.76 Cr | 8.46% |
| Consumer Cyclical | ₹31.24 Cr | 8.07% |
| Energy | ₹26.35 Cr | 6.81% |
| Healthcare | ₹22.99 Cr | 5.94% |
| Utilities | ₹10.24 Cr | 2.65% |
| Communication Services | ₹8.84 Cr | 2.28% |
Risk & Performance Ratios
Standard Deviation
This fund
12.54%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
0.89
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Amey Sathe
Since March 2021
Additional Scheme Detailsas of 31st August 2024
ISIN | INF277K01QW4 | Expense Ratio | 2.18% | Exit Load | 1.00% | Fund Size | ₹387 Cr | Age | 01 Jan 2013 | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | Nifty 500 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Children Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| SBI Magnum Children's Benefit Fund Regular Growth High Risk | 1.2% | 3.0% | ₹120.08 Cr | 22.1% |
| Tata Young Citizens Fund Direct Growth Very High Risk | 2.2% | 1.0% | ₹387.11 Cr | 32.4% |
| Aditya Birla Sun Life Bal Bhavishya Yojna Direct Growth Very High Risk | 0.6% | 0.0% | ₹1128.74 Cr | 30.7% |
| Aditya Birla Sun Life Bal Bhavishya Yojna Regular Growth Very High Risk | 2.1% | 0.0% | ₹1128.74 Cr | 28.7% |
| SBI Magnum Children's Benefit Fund- Investment PLan Direct Growth Very High Risk | 0.8% | 3.0% | ₹2693.38 Cr | 48.0% |
| SBI Magnum Children's Benefit Fund- Investment PLan Regular Growth Very High Risk | 1.9% | 3.0% | ₹2693.38 Cr | 46.3% |
| SBI Magnum Children's Benefit Fund Direct Growth High Risk | 0.8% | 3.0% | ₹120.08 Cr | 22.5% |
| Union Children's Fund Regular Growth Very High Risk | 2.4% | 0.0% | ₹57.68 Cr | - |
| Union Children's Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹57.68 Cr | - |
About the AMC
Total AUM
₹1,76,658 Cr
Address
Mafatlal Centre, 9th Floor, Mumbai, 400 021
Other Funds by Tata Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Amey Sathe
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