Dezerv

Fund Overview

Fund Size

Fund Size

₹2,797 Cr

Expense Ratio

Expense Ratio

0.47%

ISIN

ISIN

INF277K01Z10

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

28 Dec 2015

About this fund

Tata Banking & Financial Services Fund Direct Growth is a Sector - Financial Services mutual fund schemes offered by Tata Mutual Fund. This fund has been in existence for 9 years, 5 months and 22 days, having been launched on 28-Dec-15.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹50.13, Assets Under Management (AUM) of 2796.92 Crores, and an expense ratio of 0.47%.
  • Tata Banking & Financial Services Fund Direct Growth has given a CAGR return of 18.55% since inception.
  • The fund's asset allocation comprises around 95.72% in equities, 0.00% in debts, and 4.28% in cash & cash equivalents.
  • You can start investing in Tata Banking & Financial Services Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+16.54%

+10.69% (Cat Avg.)

3 Years

+27.82%

+23.87% (Cat Avg.)

5 Years

+23.76%

+25.16% (Cat Avg.)

Since Inception

+18.55%

(Cat Avg.)

Portfolio Summaryas of 31st May 2025

Equity2,677.23 Cr95.72%
Others119.69 Cr4.28%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
HDFC Bank LtdEquity622.37 Cr22.25%
Axis Bank LtdEquity252.75 Cr9.04%
ICICI Bank LtdEquity240.73 Cr8.61%
Kotak Mahindra Bank LtdEquity238.59 Cr8.53%
A) RepoCash - Repurchase Agreement82.4 Cr2.95%
SBI Cards and Payment Services Ltd Ordinary SharesEquity81.05 Cr2.90%
State Bank of IndiaEquity80.42 Cr2.88%
PNB Housing Finance LtdEquity78.37 Cr2.80%
Bajaj Finance LtdEquity73.44 Cr2.63%
ICICI Lombard General Insurance Co LtdEquity70.33 Cr2.51%
HDFC Life Insurance Co LtdEquity69.92 Cr2.50%
Max Financial Services LtdEquity67.62 Cr2.42%
RBL Bank LtdEquity59.13 Cr2.11%
AU Small Finance Bank LtdEquity58.91 Cr2.11%
Home First Finance Co India Ltd ---Equity57.37 Cr2.05%
India Shelter Finance Corporation LtdEquity56.77 Cr2.03%
Bandhan Bank LtdEquity54.46 Cr1.95%
One97 Communications LtdEquity53.43 Cr1.91%
Aptus Value Housing Finance India LtdEquity47.69 Cr1.71%
Five-Star Business Finance LtdEquity47.42 Cr1.70%
AAVAS Financiers LtdEquity45.09 Cr1.61%
DCB Bank LtdEquity42.34 Cr1.51%
UTI Asset Management Co LtdEquity41.66 Cr1.49%
Bajaj Finserv LtdEquity40.35 Cr1.44%
Cash / Net Current AssetCash - Collateral37.29 Cr1.33%
IndusInd Bank LtdEquity34.31 Cr1.23%
City Union Bank LtdEquity31.31 Cr1.12%
Repco Home Finance LtdEquity29.28 Cr1.05%
IDFC First Bank LtdEquity29.23 Cr1.04%
L&T Finance LtdEquity25.69 Cr0.92%
Multi Commodity Exchange of India LtdEquity19.81 Cr0.71%
Fino Payments Bank LtdEquity16.56 Cr0.59%
REC LtdEquity8.05 Cr0.29%
Equitas Small Finance Bank Ltd Ordinary SharesEquity2.81 Cr0.10%

Allocation By Market Cap (Equity)

Large Cap Stocks

58.16%

Mid Cap Stocks

15.04%

Small Cap Stocks

22.53%

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services2,623.81 Cr93.81%
Technology53.43 Cr1.91%

Risk & Performance Ratios

Standard Deviation

This fund

14.60%

Cat. avg.

15.63%

Lower the better

Sharpe Ratio

This fund

1.09

Cat. avg.

0.83

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.65

Higher the better

Fund Managers

AS

Amey Sathe

Since October 2021

Additional Scheme Detailsas of 31st May 2025

ISIN
INF277K01Z10
Expense Ratio
0.47%
Exit Load
No Charges
Fund Size
₹2,797 Cr
Age
9 years 5 months
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
Nifty Financial Services TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

  • If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
  • If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
  • Holding the units: No tax is applicable as long as you continue to hold the units.

Dividend Taxation:

Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Sector - Financial Services Funds

Fund nameExpense RatioExit LoadFund size
1Y
HSBC Financial Services Fund Regular Growth

Very High Risk

2.4%1.0%₹621.82 Cr-
HSBC Financial Services Fund Direct Growth

Very High Risk

1.0%1.0%₹621.82 Cr-
HDFC Nifty Bank ETF

Very High Risk

0.2%-₹2739.51 Cr11.1%
Mirae Asset Nifty PSU Bank ETF

Very High Risk

0.2%-₹45.18 Cr-
Edelweiss Nifty Bank ETF

Very High Risk

0.1%-₹7.09 Cr-
Helios Financial Services Fund Direct Growth

Very High Risk

0.8%1.0%₹172.68 Cr-
Helios Financial Services Fund Regular Growth

Very High Risk

2.4%1.0%₹172.68 Cr-
Baroda BNP Paribas NIFTY Bank ETF

Very High Risk

0.1%-₹3.55 Cr-
ICICI Prudential Nifty Private Banks ETF

Very High Risk

0.1%-₹3356.82 Cr11.1%
HDFC Nifty Private Bank ETF

Very High Risk

0.1%-₹335.01 Cr11.1%

About the AMC

Total AUM

₹1,89,571 Cr

Address

Mafatlal Centre, 9th Floor, Mumbai, 400 021

Other Funds by Tata Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Tata Silver ETF Fund of Fund Direct Growth

Very High Risk

0.2%0.0%₹110.51 Cr22.9%
Tata Gold ETF Fund of Fund Direct Growth

High Risk

0.2%0.0%₹246.50 Cr36.6%
Tata Fixed Maturity Plan Series 56 Scheme G Direct Growth

Low to Moderate Risk

-0.0%--
Tata Fixed Maturity Plan Series 56 Scheme H Direct Growth

Low to Moderate Risk

-0.0%--
Tata Fixed Maturity Series E Direct Growth

Low to Moderate Risk

-0.0%--
Tata Balanced Advantage Fund Direct Growth

High Risk

0.4%1.0%₹10227.01 Cr4.9%
Tata Ultra Short Term Fund Direct Growth

Moderate Risk

0.3%0.0%₹4683.52 Cr8.1%
Tata Business Cycle Fund Direct Growth

Very High Risk

0.5%1.0%₹2909.25 Cr-1.0%
Tata Nifty India Digital ETF Fund of Fund Direct Growth

Very High Risk

0.1%1.0%₹117.88 Cr11.7%
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60: 40 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹869.21 Cr9.8%
Tata Floating Rate Fund Direct Growth

Moderate Risk

0.3%0.0%₹114.14 Cr9.5%
Tata Small Cap Fund Direct Growth

Very High Risk

0.3%1.0%₹10529.36 Cr5.0%
Tata Large & Mid Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹8546.14 Cr3.5%
Tata Mid Cap Growth Fund Direct Growth

Very High Risk

0.7%1.0%₹4701.47 Cr-1.6%
Tata Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹4073.65 Cr3.9%
Tata Ethical Fund Direct Growth

Very High Risk

0.7%0.0%₹3456.33 Cr-3.5%
Tata Gilt Securities Fund Direct Growth

Moderate Risk

0.3%0.0%₹1159.06 Cr10.2%
Tata Equity P/E Fund Direct Growth

Very High Risk

0.8%1.0%₹8506.38 Cr0.1%
Tata Infrastructure Fund Direct Growth

Very High Risk

1.1%0.0%₹2227.35 Cr-13.0%
Tata Treasury Advantage Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹3126.53 Cr8.4%
Tata Money Market Fund Direct Growth

Moderate Risk

0.1%0.0%₹31975.32 Cr8.4%
Tata Equity Savings Fund Direct Growth

Moderate Risk

0.5%0.0%₹264.80 Cr8.0%
Tata Young Citizens Fund Direct Growth

Very High Risk

2.1%1.0%₹365.79 Cr4.1%
Tata Liquid Fund Direct Growth

Moderate Risk

0.2%0.0%₹18156.15 Cr7.3%
Tata Large Cap Fund Direct Growth

Very High Risk

1.0%1.0%₹2610.97 Cr2.5%
Tata Retirement Savings Moderate Fund Direct Growth

Very High Risk

0.6%1.0%₹2151.11 Cr8.0%
Tata Retirement Savings Conservative Fund Direct Growth

High Risk

1.0%1.0%₹177.53 Cr7.1%
Tata Short Term Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹3269.17 Cr9.5%
Tata Retirement Savings Progressive Fund Direct Growth

Very High Risk

0.5%1.0%₹2082.94 Cr6.8%
Tata Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹4023.68 Cr9.8%
Tata India Consumer Fund Direct Growth

Very High Risk

0.7%0.0%₹2378.60 Cr4.9%
Tata Digital India Fund Direct Growth

Very High Risk

0.4%0.0%₹11688.32 Cr13.3%
Tata Banking & Financial Services Fund Direct Growth

Very High Risk

0.5%0.0%₹2796.92 Cr16.5%
Tata Resources & Energy Fund Direct Growth

Very High Risk

0.5%0.0%₹1117.63 Cr1.5%
Tata India Pharma & Healthcare Fund Direct Growth

Very High Risk

0.6%0.0%₹1231.67 Cr13.7%
TATA Nifty G-SEC Dec 2029 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹185.33 Cr10.8%
Tata Multi Asset Opportunities Fund Direct Growth

Very High Risk

0.4%1.0%₹3795.12 Cr8.7%
Tata Flexi Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹3262.92 Cr9.5%
Tata Dividend Yield Fund Direct Growth

Very High Risk

0.6%1.0%₹960.20 Cr-0.8%
Tata Housing Opportunities Fund Direct Growth

Very High Risk

0.7%1.0%₹533.91 Cr-4.5%
Tata Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹14982.22 Cr7.8%
Tata Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹207.53 Cr7.0%
Tata Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹5130.22 Cr6.5%
Tata Nifty Midcap 150 Momentum 50 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹908.54 Cr-3.0%
Tata CRISIL IBX Gilt Index-April 2026 Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹950.03 Cr8.0%
Tata Multicap Fund Direct Growth

Very High Risk

0.4%1.0%₹3069.43 Cr-1.2%
Tata Treasury Advantage Fund Segregated Portfolio 1 Direct Growth

Low to Moderate Risk

-0.0%-154.6%
Tata Medium Term Fund Segregated Portfolio 1 Direct Growth

Moderate Risk

-1.0%-187.2%
Tata Corporate Bond Fund Segregated Portfolio 1 Direct Growth

Moderate Risk

-0.0%-116.5%
TATA Nifty G-Sec Dec 2026 Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹92.83 Cr8.7%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of Tata Banking & Financial Services Fund Direct Growth, as of 18-Jun-2025, is ₹50.13.
The fund has generated 16.54% over the last 1 year and 27.82% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 95.72% in equities, 0.00% in bonds, and 4.28% in cash and cash equivalents.
The fund managers responsible for Tata Banking & Financial Services Fund Direct Growth are:-
  1. Amey Sathe