Tata Short Term Bond Fund Direct Growth

Fund Overview

Fund Size

₹2,926 Cr

Expense Ratio

0.37%

ISIN

INF277K01QR4

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

Tata Short Term Bond Fund Direct Growth is a Short Duration mutual fund schemes offered by Tata Mutual Fund. This fund has been in existence for 13 years, 9 months and 11 days, having been launched on 01-Jan-13.
As of 09-Oct-26, it has a Net Asset Value (NAV) of ₹56.51, Assets Under Management (AUM) of 2926.24 Crores, and an expense ratio of 0.37%.

Tata Short Term Bond Fund Direct Growth has given a CAGR return of 7.40% since inception.
The fund's asset allocation comprises around 0.00% in equities, 87.00% in debts, and 12.65% in cash & cash equivalents.
You can start investing in Tata Short Term Bond Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+4.78%

+4.38% (Cat Avg.)

3 Years

+7.23%

+6.99% (Cat Avg.)

5 Years

+6.33%

+6.22% (Cat Avg.)

10 Years

+6.38%

+6.04% (Cat Avg.)

Since Inception

+7.40%

— (Cat Avg.)

Portfolio Summaryas of 30th September 2026

Debt	₹2,545.95 Cr	87.00%
Others	₹380.29 Cr	13.00%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
** - Canara Bank - Cd - 10/02/2027	Cash	₹170.84 Cr	5.87%
Export Import Bank Of India	Bond - Corporate Bond	₹149.72 Cr	5.14%
Power Finance Corporation Limited	Bond - Corporate Bond	₹138.69 Cr	4.76%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹136.79 Cr	4.70%
Mindspace Business Parks Reit	Bond - Corporate Bond	₹124.62 Cr	4.28%
Rec Limited	Bond - Corporate Bond	₹124.04 Cr	4.26%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹117.96 Cr	4.05%
6.94% Govt Stock 2036	Bond - Gov't/Treasury	₹117.6 Cr	4.04%
Cash / Net Current Asset	Cash	₹110.61 Cr	3.80%
Bharti Telecom Limited	Bond - Corporate Bond	₹102.77 Cr	3.53%
7.32% Govt Stock 2030	Bond - Gov't/Treasury	₹101.56 Cr	3.49%
National Housing Bank	Bond - Corporate Bond	₹100.11 Cr	3.44%
Power Finance Corporation Limited	Bond - Corporate Bond	₹99.58 Cr	3.42%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹99.45 Cr	3.42%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹99.37 Cr	3.41%
Rec Limited	Bond - Corporate Bond	₹98.54 Cr	3.38%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹74.64 Cr	2.56%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹73.62 Cr	2.53%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹73.58 Cr	2.53%
Bank Of Baroda	Cash - CD/Time Deposit	₹72.88 Cr	2.50%
7.06% Govt Stock 2041	Bond - Gov't/Treasury	₹53.82 Cr	1.85%
6.77% Andhra Sgs 2031	Bond - Gov't/Treasury	₹53.39 Cr	1.83%
LIQUID GOLD SERIES 18	Bond - Asset Backed	₹50.46 Cr	1.73%
Nomura Capital (India) Pvt. Ltd.	Bond - Corporate Bond	₹50.12 Cr	1.72%
Jamnagar Utilities & Power Private Limited	Bond - Corporate Bond	₹49.98 Cr	1.72%
** 07.67 % Rec Ltd - 30/09/2031	Bond - Corporate Bond	₹49.95 Cr	1.72%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹49.72 Cr	1.71%
Bharti Telecom Limited	Bond - Corporate Bond	₹49.56 Cr	1.70%
Bajaj Finance Limited	Bond - Corporate Bond	₹49.42 Cr	1.70%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹49.17 Cr	1.69%
** 08.88 % Liquid Gold Series 24 Ptc Initiation Iifl Finance Ltd - 20/11/20	Bond - Asset Backed	₹35.39 Cr	1.22%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹24.95 Cr	0.86%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹24.81 Cr	0.85%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹24.61 Cr	0.85%
6.76% Maharashtra Sgs 2037	Bond - Gov't/Treasury	₹23.9 Cr	0.82%
Mindspace Business Parks Reit	Bond - Corporate Bond	₹19.53 Cr	0.67%
INDIA UNIVERSAL TRUST AL2	Bond - Asset Backed	₹16.72 Cr	0.57%
I) Repo	Cash - Repurchase Agreement	₹13.76 Cr	0.47%
Sbimf Aif - Cat I (Cdmdf)27/10/2038	Mutual Fund - Unspecified	₹10.1 Cr	0.35%
SANSAR JUNE 2024 TRUST	Bond - Asset Backed	₹8.2 Cr	0.28%
INDIA UNIVERSAL TRUST AL1	Bond - Asset Backed	₹7.74 Cr	0.27%
Tata Nifty SDL P AAA PSU B1227 Dir Gr	Mutual Fund - Open End	₹6.65 Cr	0.23%
7.64% Gujarat Sgs 2031	Bond - Gov't/Treasury	₹2.92 Cr	0.10%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹2,055.28 Cr	70.58%
Bond - Gov't/Treasury	₹353.19 Cr	12.13%
Cash	₹281.45 Cr	9.67%
Bond - Asset Backed	₹118.5 Cr	4.07%
Cash - CD/Time Deposit	₹72.88 Cr	2.50%
Cash - Repurchase Agreement	₹13.76 Cr	0.47%
Mutual Fund - Unspecified	₹10.1 Cr	0.35%
Mutual Fund - Open End	₹6.65 Cr	0.23%

Risk & Performance Ratios

Fund Managers

Amit Somani

Since June 2025

Dhawal Joshi

Since June 2026

Additional Scheme Detailsas of 30th September 2026

ISIN

INF277K01QR4

Expense Ratio

0.37%

Exit Load

No Charges

Fund Size

₹2,926 Cr

Age

13 years 9 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Short Duration Debt A-II TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Short Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
JioBlackRock Short Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹112.31 Cr	-
Franklin India Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹263.20 Cr	-
Franklin India Short Term Fund Regular Growth Moderate Risk	0.9%	0.0%	₹263.20 Cr	-
JioBlackRock Short Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹112.31 Cr	-
Union Short Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹112.31 Cr	4.5%
Union Short Duration Fund Regular Growth Moderate Risk	0.8%	0.0%	₹112.31 Cr	4.1%
HSBC Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹3869.86 Cr	4.8%
Groww Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹95.13 Cr	5.2%
Groww Short Duration Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹95.13 Cr	4.4%
Invesco India Short Term Fund Direct Growth Moderate Risk	0.4%	0.0%	₹575.31 Cr	4.5%
ICICI Prudential Short Term Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹19402.65 Cr	5.6%
Sundaram Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹178.26 Cr	5.2%
Bandhan Bond Fund - Short Term Plan Direct Growth Moderate Risk	0.4%	0.0%	₹8730.74 Cr	5.8%
Nippon India Short Term Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹6556.84 Cr	5.1%
Kotak Bond Fund Short Term Plan Direct Growth Moderate Risk	0.4%	0.0%	₹14436.48 Cr	4.9%
LIC MF Short Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹124.04 Cr	5.1%
LIC MF Short Duration Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹124.04 Cr	4.2%
Canara Robeco Short Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹281.69 Cr	4.3%
SBI Short Term Debt Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹13434.75 Cr	4.2%
Bank of India S/T Income Regular Growth Low to Moderate Risk	1.2%	0.0%	₹260.16 Cr	4.2%
Baroda BNP Paribas Short Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹430.51 Cr	4.4%
JM Short Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹81.56 Cr	4.8%
JM Short Duration Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹81.56 Cr	4.1%
Invesco India Short Term Fund Regular Growth Moderate Risk	1.1%	0.0%	₹575.31 Cr	3.8%
Axis Short Term Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹7501.02 Cr	5.4%
UTI Short Term Income Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹1794.19 Cr	4.8%
HDFC Short Term Debt Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹14486.07 Cr	5.0%
Aditya Birla Sun Life Short Term Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹5782.05 Cr	5.2%
Bank of India S/T Income Direct Growth Low to Moderate Risk	0.5%	0.0%	₹260.16 Cr	4.8%
Baroda BNP Paribas Short Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹430.51 Cr	5.1%
SBI Short Term Debt Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹13434.75 Cr	4.7%
Tata Short Term Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹2926.24 Cr	4.8%
Canara Robeco Short Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹281.69 Cr	5.0%
DSP Short Term Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹3235.41 Cr	4.6%
PGIM India Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹27.94 Cr	6.7%
HSBC Short Duration Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹3869.86 Cr	4.4%
UTI Short Term Income Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹1794.19 Cr	4.3%
TrustMF Short Term Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹63.17 Cr	4.4%
TrustMF Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹63.17 Cr	4.9%
Aditya Birla Sun Life Short Term Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹5782.05 Cr	4.5%
Kotak Bond Fund Short Term Plan Regular Growth Moderate Risk	1.1%	0.0%	₹14436.48 Cr	4.1%
Sundaram Short Duration Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹178.26 Cr	4.7%
DSP Short Term Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹3235.41 Cr	3.9%
PGIM India Short Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹27.94 Cr	6.1%
HDFC Short Term Debt Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹14486.07 Cr	4.7%
Nippon India Short Term Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹6556.84 Cr	4.5%
Mahindra Manulife Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹81.27 Cr	5.4%
Mahindra Manulife Short Duration Fund Regular Growth Low to Moderate Risk	1.2%	0.0%	₹81.27 Cr	4.4%
ICICI Prudential Short Term Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹19402.65 Cr	4.9%
Mirae Asset Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹518.14 Cr	4.5%

About the AMC

Tata Mutual Fund

+91 22 6657 8282

https://www.tatamutualfund.com/

Total AUM

₹2,41,427 Cr

Address

Mafatlal Centre, 9th Floor, Mumbai, 400 021

Other Funds by Tata Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Tata CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Multi Sector Passive FOF Direct Growth Very High Risk	0.3%	0.0%	₹78.12 Cr	-
Titanium Equity Long-Short Fund Direct Growth Very High Risk	1.5%	1.0%	₹275.64 Cr	-
Tata BSE Multicap Consumption 50 30 20 Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹42.49 Cr	-
Titanium Hybrid Long-Short Fund Direct Growth Very High Risk	1.0%	1.0%	₹587.04 Cr	-
Tata Nifty Next 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹125.42 Cr	0.1%
Tata Nifty Midcap 150 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹332.44 Cr	-0.0%
Tata Income Plus Arbitrage Active FOF Direct Growth Moderate Risk	0.1%	0.0%	₹271.97 Cr	5.3%
Tata BSE Quality Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹57.28 Cr	-4.5%
Tata Fixed Maturity Plan Series 61 Scheme D 91 Days Direct Growth Low to Moderate Risk	0.1%	0.0%	₹209.75 Cr	-
Tata BSE Select Business Groups Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹225.25 Cr	-6.2%
Tata India Innovation Fund Direct Growth Very High Risk	0.9%	0.0%	₹1345.73 Cr	-0.8%
Tata Nifty Capital Markets Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹979.60 Cr	17.7%
Tata Nifty200 Alpha 30 Index Fund Direct Growth Very High Risk	0.8%	0.0%	₹213.28 Cr	-0.5%
Tata Nifty India Tourism Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹263.95 Cr	-16.1%
Tata Fixed Maturity Plan Series 61 Scheme C 91 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
TATA Nifty500 Multicap India Manufacturing 50:30:20 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹140.79 Cr	-0.2%
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹76.96 Cr	-4.4%
Tata Nifty Financial Services Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹70.96 Cr	-6.3%
Tata Nifty Auto Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹109.14 Cr	-6.0%
Tata Nifty MidSmall Healthcare Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹219.09 Cr	13.3%
Tata Nifty Realty Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹63.80 Cr	-9.0%
Tata Fixed Maturity Plan Series 61 Scheme A - 91 Days Direct Growth Low to Moderate Risk	0.1%	-	-	-
Tata Fixed Maturity Plan Series 61 Scheme B 364 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Silver ETF Fund of Fund Direct Growth Very High Risk	0.2%	0.0%	₹1094.20 Cr	26.0%
Tata Gold ETF Fund of Fund Direct Growth High Risk	0.2%	0.0%	₹1540.09 Cr	20.0%
Tata Fixed Maturity Plan Series 56 Scheme G Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Fixed Maturity Plan Series 56 Scheme H Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Fixed Maturity Series E Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Balanced Advantage Fund Direct Growth Very High Risk	0.7%	0.0%	₹8538.57 Cr	-1.7%
Tata Ultra Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹6494.54 Cr	7.0%
Tata Business Cycle Fund Direct Growth Very High Risk	0.9%	0.0%	₹2602.35 Cr	-4.1%
Tata Nifty India Digital ETF Fund of Fund Direct Growth Very High Risk	0.1%	1.0%	₹117.33 Cr	-11.0%
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60: 40 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹645.23 Cr	5.2%
Tata Floating Rate Fund Direct Growth Moderate Risk	0.3%	0.0%	₹113.85 Cr	5.8%
Tata Small Cap Fund Direct Growth Very High Risk	0.5%	0.0%	₹13093.88 Cr	-1.4%
Tata Large & Mid Cap Fund Direct Growth Very High Risk	0.8%	0.0%	₹7679.32 Cr	-9.1%
Tata Mid Cap Growth Fund Direct Growth Very High Risk	0.9%	0.0%	₹6240.29 Cr	1.0%
Tata Hybrid Equity Fund Direct Growth Very High Risk	1.3%	0.0%	₹4069.01 Cr	-3.8%
Tata Ethical Fund Direct Growth Very High Risk	0.8%	0.0%	₹3860.81 Cr	-9.8%
Tata Gilt Securities Fund Direct Growth Moderate Risk	0.3%	0.0%	₹777.33 Cr	1.0%
Tata Equity P/E Fund Direct Growth Very High Risk	1.1%	0.0%	₹8655.69 Cr	-3.2%
Tata Infrastructure Fund Direct Growth Very High Risk	1.2%	0.0%	₹2021.88 Cr	0.5%
Tata Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹2870.93 Cr	6.3%
Tata Money Market Fund Direct Growth Moderate Risk	0.2%	0.0%	₹34511.28 Cr	6.7%
Tata Equity Savings Fund Direct Growth Moderate Risk	0.6%	0.0%	₹284.62 Cr	7.5%
Tata Young Citizens Fund Direct Growth Very High Risk	1.8%	1.0%	₹331.18 Cr	-11.9%
Tata Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹32369.99 Cr	6.5%
Tata Large Cap Fund Direct Growth Very High Risk	1.2%	0.0%	₹2764.89 Cr	-6.0%
Tata Retirement Savings Moderate Fund Direct Growth Very High Risk	0.8%	1.0%	₹2251.23 Cr	2.0%

Risk Level

Your principal amount will be at Moderate Risk

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What is the current NAV of Tata Short Term Bond Fund Direct Growth?

The NAV of Tata Short Term Bond Fund Direct Growth, as of 09-Oct-2026, is ₹56.51.

What are the returns of Tata Short Term Bond Fund Direct Growth?

The fund has generated 4.78% over the last 1 year and 7.23% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Tata Short Term Bond Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 87.00% in bonds, and 12.65% in cash and cash equivalents.

Who manages the Tata Short Term Bond Fund Direct Growth?

The fund managers responsible for Tata Short Term Bond Fund Direct Growth are:-

Amit Somani
Dhawal Joshi

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Tata Short Term Bond Fund Direct Growth

Fund Overview