Tata Short Term Bond Fund Regular Growth
DebtShort DurationModerate Risk
Regular
NAV (13-Sep-24)
₹45.080.06%1D
Returns (Since Inception)
7.05%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹2,441 Cr
Expense Ratio
1.18%
ISIN
INF277K01972
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
08 Aug 2002
About this fund
Tata Short Term Bond Fund Regular Growth is a Short Duration mutual fund schemes offered by Tata Mutual Fund. This fund has been in existence for 22 years, 1 months and 8 days, having been launched on 08-Aug-02.
As of 13-Sep-24, it has a Net Asset Value (NAV) of ₹45.08, Assets Under Management (AUM) of 2441.00 Crores, and an expense ratio of 1.18%.
As of 13-Sep-24, it has a Net Asset Value (NAV) of ₹45.08, Assets Under Management (AUM) of 2441.00 Crores, and an expense ratio of 1.18%.
- Tata Short Term Bond Fund Regular Growth has given a CAGR return of 7.05% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 92.84% in debts, and 6.93% in cash & cash equivalents.
- You can start investing in Tata Short Term Bond Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.25%
+7.19% (Cat Avg.)
3 Years
+5.13%
+5.71% (Cat Avg.)
5 Years
+5.85%
+6.16% (Cat Avg.)
10 Years
+6.23%
+6.20% (Cat Avg.)
Since Inception
+7.05%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2024
| Debt | ₹2,266.15 Cr | 92.84% |
| Others | ₹174.84 Cr | 7.16% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹189.08 Cr | 7.75% |
| 7.32% Govt Stock 2030 | Bond - Gov't/Treasury | ₹138.33 Cr | 5.67% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹109.53 Cr | 4.49% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹74.89 Cr | 3.07% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹74.85 Cr | 3.07% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹74.62 Cr | 3.06% |
| Jamnagar Utilities & Power Private Limited | Bond - Corporate Bond | ₹73.04 Cr | 2.99% |
| Cash / Net Current Asset | Cash | ₹66.91 Cr | 2.74% |
| 7.17% Govt Stock 2030 | Bond - Gov't/Treasury | ₹66.01 Cr | 2.70% |
| Gujarat (Government of) 7.64% | Bond - Sub-sovereign Government Debt | ₹65.36 Cr | 2.68% |
| National Housing Bank | Bond - Corporate Bond | ₹65.23 Cr | 2.67% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹50.2 Cr | 2.06% |
| Export-Import Bank of India | Bond - Gov't Agency Debt | ₹50.12 Cr | 2.05% |
| LIC Housing Finance Ltd. | Bond - Corporate Bond | ₹50.09 Cr | 2.05% |
| Nomura Capital India Private Limited | Bond - Corporate Bond | ₹50.06 Cr | 2.05% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹50.03 Cr | 2.05% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹49.92 Cr | 2.05% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹49.9 Cr | 2.04% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹49.89 Cr | 2.04% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹49.53 Cr | 2.03% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹49.48 Cr | 2.03% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹48.7 Cr | 2.00% |
| Indinfravit Trust | Bond - Corporate Bond | ₹48.62 Cr | 1.99% |
| Sundaram Finance Limited | Bond - Corporate Bond | ₹44.79 Cr | 1.84% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹39.82 Cr | 1.63% |
| 7.02% Govt Stock 2031 | Bond - Gov't/Treasury | ₹38.82 Cr | 1.59% |
| Power Finance Corp Ltd. | Bond - Corporate Bond | ₹25.18 Cr | 1.03% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹25.15 Cr | 1.03% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.08 Cr | 1.03% |
| REC Ltd. | Bond - Corporate Bond | ₹25.08 Cr | 1.03% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹25.07 Cr | 1.03% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.07 Cr | 1.03% |
| Tata Capital Limited | Bond - Corporate Bond | ₹25.05 Cr | 1.03% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹25.04 Cr | 1.03% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹25.03 Cr | 1.03% |
| Kotak Mahindra Investments Limited | Bond - Corporate Bond | ₹25.01 Cr | 1.02% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹24.99 Cr | 1.02% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹24.98 Cr | 1.02% |
| Maharashtra (Government of) 7.21% | Bond - Sub-sovereign Government Debt | ₹24.98 Cr | 1.02% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹24.96 Cr | 1.02% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹24.95 Cr | 1.02% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹24.94 Cr | 1.02% |
| Tata Capital Financial Services Limited | Bond - Corporate Bond | ₹24.91 Cr | 1.02% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹24.89 Cr | 1.02% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹24.85 Cr | 1.02% |
| Maharashtra (Government of) 7.45% | Bond - Sub-sovereign Government Debt | ₹20.36 Cr | 0.83% |
| 7.1% Govt Stock 2029 | Bond - Gov't/Treasury | ₹20.24 Cr | 0.83% |
| Power Finance Corporation Ltd. | Bond - Corporate Bond | ₹19.93 Cr | 0.82% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹19.93 Cr | 0.82% |
| Avaada Solarise Energy Private Limited | Bond - Corporate Bond | ₹17.72 Cr | 0.73% |
| 7.38% Govt Stock 2027 | Bond - Gov't/Treasury | ₹13.96 Cr | 0.57% |
| Fermi Solarfarms Private Limited | Bond - Corporate Bond | ₹11.69 Cr | 0.48% |
| Clean Sustainable Energy Private Limited | Bond - Corporate Bond | ₹11.34 Cr | 0.46% |
| 07.49 MH Sdl 2036 | Bond - Gov't/Treasury | ₹10.82 Cr | 0.44% |
| 7.34% Govt Stock 2064 | Bond - Gov't/Treasury | ₹10.41 Cr | 0.43% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹10.09 Cr | 0.41% |
| 07.19 GJ Sdl 2027 | Bond - Gov't/Treasury | ₹10.04 Cr | 0.41% |
| Avaada Sataramh Private Limited | Bond - Corporate Bond | ₹8.92 Cr | 0.37% |
| SBIMF AIF - CAT II (CDMDF)27/10/2038 | Mutual Fund - Open End | ₹5.79 Cr | 0.24% |
| Tata Nifty SDL P AAA PSU B1227 Dir Gr | Mutual Fund - Open End | ₹5.78 Cr | 0.24% |
| 07.63 MH Sdl 2036 | Bond - Gov't/Treasury | ₹5.15 Cr | 0.21% |
| 07.44 Tn SDL 2034 | Bond - Gov't/Treasury | ₹5.08 Cr | 0.21% |
| Tamil Nadu (Government of) 7.44% | Bond - Sub-sovereign Government Debt | ₹5.08 Cr | 0.21% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹4.99 Cr | 0.20% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹4.95 Cr | 0.20% |
| 7.27% Govt Stock 2026 | Bond - Gov't/Treasury | ₹4.84 Cr | 0.20% |
| 07.62 UP Gs 2034 | Bond - Gov't/Treasury | ₹4.62 Cr | 0.19% |
| Maharashtra (Government of) 7.63% | Bond - Sub-sovereign Government Debt | ₹4.11 Cr | 0.17% |
| (C) Treps | Cash - Repurchase Agreement | ₹3.3 Cr | 0.14% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹2.62 Cr | 0.11% |
| Tamil Nadu (Government of) 7.42% | Bond - Sub-sovereign Government Debt | ₹2.03 Cr | 0.08% |
| 5.79% Govt Stock 2030 | Bond - Gov't/Treasury | ₹1.95 Cr | 0.08% |
| 5.77% Govt Stock 2030 | Bond - Gov't/Treasury | ₹0.58 Cr | 0.02% |
| 07.70 MH Sdl 2034 | Bond - Gov't/Treasury | ₹0.52 Cr | 0.02% |
| 6.19% Govt Stock 2034 | Bond - Gov't/Treasury | ₹0.37 Cr | 0.01% |
| National Highways Authority Of India | Bond - Corporate Bond | ₹0.31 Cr | 0.01% |
| 7.26% Govt Stock 2029 | Bond - Gov't/Treasury | ₹0.26 Cr | 0.01% |
| 6.54% Govt Stock 2032 | Bond - Gov't/Treasury | ₹0.19 Cr | 0.01% |
| 08.18 Tn SDL 2028 | Bond - Gov't/Treasury | ₹0 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹1,494.98 Cr | 61.24% |
| Bond - Gov't/Treasury | ₹643.51 Cr | 26.36% |
| Bond - Sub-sovereign Government Debt | ₹121.91 Cr | 4.99% |
| Cash | ₹66.91 Cr | 2.74% |
| Bond - Gov't Agency Debt | ₹50.12 Cr | 2.05% |
| Cash - CD/Time Deposit | ₹48.7 Cr | 2.00% |
| Mutual Fund - Open End | ₹11.57 Cr | 0.47% |
| Cash - Repurchase Agreement | ₹3.3 Cr | 0.14% |
Risk & Performance Ratios
Standard Deviation
This fund
1.15%
Cat. avg.
1.77%
Lower the better
Sharpe Ratio
This fund
-0.85
Cat. avg.
-0.47
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.02
Higher the better
Fund Managers
MN
Murthy Nagarajan
Since April 2017
AS
Abhishek Sonthalia
Since February 2020
Additional Scheme Detailsas of 31st August 2024
ISIN | INF277K01972 | Expense Ratio | 1.18% | Exit Load | No Charges | Fund Size | ₹2,441 Cr | Age | 08 Aug 2002 | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Short Duration Debt A-II TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Short Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Axis Short Term Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹9120.74 Cr | 7.7% |
| Mirae Asset Short Term Fund Regular Growth Low to Moderate Risk | 1.1% | 0.0% | ₹339.54 Cr | 7.2% |
| Tata Short Term Bond Fund Regular Growth Moderate Risk | 1.2% | 0.0% | ₹2441.00 Cr | 7.3% |
| Bandhan Bond Fund - Short Term Plan Regular Growth Moderate Risk | 0.8% | 0.0% | ₹8908.66 Cr | 7.9% |
| Mirae Asset Short Term Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹339.54 Cr | 8.1% |
| ICICI Prudential Short Term Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹19611.12 Cr | 7.7% |
| Mahindra Manulife Short Duration Fund Regular Growth Moderate Risk | 1.3% | 0.0% | ₹63.68 Cr | 7.5% |
| Mahindra Manulife Short Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹63.68 Cr | 8.5% |
| Nippon India Short Term Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹6974.03 Cr | 7.7% |
| HDFC Short Term Debt Fund Regular Growth Moderate Risk | 0.7% | 0.0% | ₹14105.19 Cr | 8.0% |
About the AMC
Total AUM
₹1,76,658 Cr
Address
Mafatlal Centre, 9th Floor, Mumbai, 400 021
Other Funds by Tata Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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We're here to help.
What is the current NAV of Tata Short Term Bond Fund Regular Growth?
The NAV of Tata Short Term Bond Fund Regular Growth, as of 13-Sep-2024, is ₹45.08.
What are the returns of Tata Short Term Bond Fund Regular Growth?
The fund has generated 7.25% over the last 1 year and 5.13% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Tata Short Term Bond Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 92.84% in bonds, and 6.93% in cash and cash equivalents.
Who manages the Tata Short Term Bond Fund Regular Growth?
The fund managers responsible for Tata Short Term Bond Fund Regular Growth are:-
- Murthy Nagarajan
- Abhishek Sonthalia
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.