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Fund Overview

Fund Size

Fund Size

₹2,673 Cr

Expense Ratio

Expense Ratio

0.84%

ISIN

ISIN

INF789F01QA4

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

19 Sep 2007

About this fund

UTI Short Term Income Fund Regular Growth is a Short Duration mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 16 years, 8 months and 30 days, having been launched on 19-Sep-07.
As of 14-Jun-24, it has a Net Asset Value (NAV) of ₹29.14, Assets Under Management (AUM) of 2673.12 Crores, and an expense ratio of 0.84%.
  • UTI Short Term Income Fund Regular Growth has given a CAGR return of 6.60% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 73.25% in debts, and 26.52% in cash & cash equivalents.
  • You can start investing in UTI Short Term Income Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.98%

+5.44% (Cat Avg.)

3 Years

+6.98%

+5.04% (Cat Avg.)

5 Years

+7.67%

+5.80% (Cat Avg.)

10 Years

+6.46%

+6.03% (Cat Avg.)

Since Inception

+6.60%

(Cat Avg.)

Portfolio Summaryas of 31st May 2024

Debt1,958.17 Cr73.25%
Others714.96 Cr26.75%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Net Current AssetsCash327.95 Cr12.27%
ICICI Bank Ltd.Bond - Corporate Bond236.04 Cr8.83%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond225.38 Cr8.43%
LIC Housing Finance LimitedBond - Corporate Bond224.37 Cr8.39%
Power Finance Corporation Ltd.Bond - Corporate Bond201.82 Cr7.55%
Small Industries Development Bank of IndiaBond - Corporate Bond200.2 Cr7.49%
Union Bank of IndiaBond - Gov't Agency Debt188.42 Cr7.05%
Rural Electrification Corporation LimitedBond - Corporate Bond157.16 Cr5.88%
182 DTB 29082024Bond - Gov't/Treasury147.53 Cr5.52%
Canara BankCash - CD/Time Deposit119.39 Cr4.47%
Kotak Mahindra Bank Ltd.Bond - Corporate Bond94.32 Cr3.53%
7.1% Govt Stock 2034Bond - Gov't/Treasury75.6 Cr2.83%
India Grid TRustBond - Corporate Bond74.95 Cr2.80%
Shriram Finance LimitedBond - Corporate Bond70.04 Cr2.62%
REC Ltd.Bond - Corporate Bond49.98 Cr1.87%
HDFC Bank LimitedBond - Corporate Bond49.77 Cr1.86%
HDFC Bank LimitedBond - Corporate Bond49.74 Cr1.86%
Muthoot Finance LimitedBond - Corporate Bond44.53 Cr1.67%
Tata Projects LimitedBond - Corporate Bond40.05 Cr1.50%
Indian Railway Finance Corporation LimitedBond - Corporate Bond25.1 Cr0.94%
TATA Motors Finance LimitedBond - Corporate Bond24.97 Cr0.93%
Summit Digitel Infrastructure LimitedBond - Corporate Bond24.65 Cr0.92%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit9.5 Cr0.36%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITSMutual Fund - Open End6.04 Cr0.23%
Clearing Corporation Of India Ltd. Std - MarginCash - Repurchase Agreement4.62 Cr0.17%
Rural Electrification Corporation LimitedBond - Corporate Bond1 Cr0.04%
08.19 RJ UDAY 2026Bond - Gov't Agency Debt0.01 Cr0.00%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond1,794.07 Cr67.12%
Cash327.95 Cr12.27%
Bond - Gov't/Treasury223.12 Cr8.35%
Bond - Gov't Agency Debt188.43 Cr7.05%
Cash - CD/Time Deposit128.89 Cr4.82%
Mutual Fund - Open End6.04 Cr0.23%
Cash - Repurchase Agreement4.62 Cr0.17%

Risk & Performance Ratios

Standard Deviation

This fund

2.58%

Cat. avg.

1.95%

Lower the better

Sharpe Ratio

This fund

0.52

Cat. avg.

-0.55

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.01

Higher the better

Fund Managers

SA

Sudhir Agarwal

Since October 2012

Additional Scheme Detailsas of 31st May 2024

ISININF789F01QA4Expense Ratio0.84%Exit LoadNo ChargesFund Size₹2,673 CrAge19 Sep 2007Lumpsum Minimum₹500Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Short Duration Debt A-II TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Short Duration Funds

Fund nameExpense RatioExit LoadFund size
1Y
Axis Short Term Fund Regular Growth

Moderate Risk

0.9%0.0%₹8006.89 Cr6.7%
Mirae Asset Short Term Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹336.44 Cr6.4%
Tata Short Term Bond Fund Regular Growth

Moderate Risk

1.2%0.0%₹2210.08 Cr6.3%
Bandhan Bond Fund - Short Term Plan Regular Growth

Moderate Risk

0.8%0.0%₹8759.17 Cr6.8%
Mirae Asset Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹336.44 Cr7.2%
ICICI Prudential Short Term Fund Regular Growth

Moderate Risk

1.1%0.0%₹18252.31 Cr7.3%
Mahindra Manulife Short Duration Fund Regular Growth

Moderate Risk

1.3%0.0%₹51.08 Cr6.6%
Mahindra Manulife Short Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹51.08 Cr7.6%
Nippon India Short Term Fund Regular Growth

Moderate Risk

0.9%0.0%₹5511.40 Cr6.8%
HDFC Short Term Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹13055.75 Cr7.3%

About the AMC

Total AUM

₹2,86,304 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
UTI Innovation Fund Direct Growth

Very High Risk

0.9%1.0%₹622.20 Cr-
UTI Fixed Income Interval Fund Annual Plan I Direct Growth

Low Risk

-0.0%₹20.40 Cr6.9%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth

Low to Moderate Risk

-0.0%-7.1%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth

Low to Moderate Risk

-0.0%-7.0%
UTI FIIF Ser 2 Qt Interval V Direct Growth

Low Risk

-1.0%₹4.80 Cr6.9%
UTI Fixed Income Interval Fund Quarterly I Direct Growth

Low Risk

-0.0%₹10.46 Cr7.1%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth

Moderate Risk

-1.0%₹11.46 Cr7.2%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth

Low to Moderate Risk

-0.0%-10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth

Low to Moderate Risk

-0.0%--
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth

Moderate Risk

---7.1%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth

Low to Moderate Risk

-0.0%₹13.38 Cr6.8%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth

Moderate Risk

-0.0%-7.0%
UTI Floater Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1394.29 Cr7.3%
UTI Nifty 500 Value 50 Index Fund Direct Growth

Very High Risk

0.6%0.0%₹308.39 Cr93.8%
UTI Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.2%0.0%₹895.64 Cr6.7%
UTI Focused Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹2564.64 Cr37.6%
UTI Silver ETF Fund of Fund Direct Growth

Very High Risk

0.1%1.0%₹27.60 Cr22.7%
UTI Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹6276.71 Cr72.8%
UTI Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹6064.84 Cr6.8%
UTI Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹3856.33 Cr7.2%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹202.42 Cr42.9%
UTI Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹5258.55 Cr8.6%
UTI Small Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹3773.05 Cr40.9%
UTI Ultra Short Term Fund Direct Growth

Moderate Risk

0.4%0.0%₹2514.62 Cr7.5%
UTI Credit Risk Fund Direct Growth

Moderately High risk

0.9%1.0%₹389.99 Cr7.4%
UTI Dividend Yield Fund Direct Growth

Very High Risk

1.4%1.0%₹3776.13 Cr51.3%
UTI Banking and Financial Services Fund Direct Growth

Very High Risk

1.2%1.0%₹1056.18 Cr26.5%
UTI Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹581.37 Cr7.8%
UTI Hybrid Equity Fund Direct Growth

Very High Risk

1.3%1.0%₹5511.93 Cr34.3%
UTI Long Term Equity Fund Direct Growth

Very High Risk

0.8%0.0%₹3625.70 Cr35.1%
UTI Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹23972.31 Cr21.5%
UTI Bond Fund Direct Growth

Moderate Risk

1.2%0.0%₹300.38 Cr6.3%
UTI Liquid Fund Cash Plan Direct Growth

Moderate Risk

0.2%0.0%₹28028.74 Cr7.4%
UTI Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹621.38 Cr7.6%
UTI India Consumer Fund Direct Growth

Very High Risk

1.6%1.0%₹602.97 Cr37.3%
UTI Infrastructure Fund Direct Growth

Very High Risk

1.8%1.0%₹2287.67 Cr60.6%
UTI MNC Fund Direct Growth

Very High Risk

1.1%1.0%₹2863.72 Cr37.3%
UTI Master Share Unit Scheme Direct Growth

Very High Risk

0.8%1.0%₹12365.73 Cr29.2%
UTI Regular Savings Fund Direct Growth

Moderately High risk

1.2%1.0%₹1588.20 Cr15.1%
UTI Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹14121.21 Cr7.6%
UTI Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹10682.52 Cr45.2%
UTI Value Opportunities Fund Direct Growth

Very High Risk

1.1%1.0%₹9125.24 Cr44.8%
UTI Healthcare Fund Direct Growth

Very High Risk

1.3%1.0%₹938.43 Cr52.9%
UTI Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹16924.52 Cr26.3%
UTI Transportation & Logistics Fund Direct Growth

Very High Risk

0.8%1.0%₹3435.05 Cr64.9%
UTI Short Term Income Fund Direct Growth

Moderate Risk

0.4%0.0%₹2673.12 Cr7.6%
UTI - Treasury Advantage Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2455.66 Cr7.3%
UTI Multi Asset Fund Direct Growth

High Risk

1.1%1.0%₹2026.51 Cr38.7%
UTI Core Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹3085.86 Cr51.5%
UTI Medium Term Fund Direct Growth

Moderate Risk

0.9%1.0%₹40.06 Cr6.9%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of UTI Short Term Income Fund Regular Growth, as of 14-Jun-2024, is ₹29.14.
The fund has generated 6.98% over the last 1 year and 6.98% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 73.25% in bonds, and 26.52% in cash and cash equivalents.
The fund managers responsible for UTI Short Term Income Fund Regular Growth are:-
  1. Sudhir Agarwal