TrustMF Short Term Fund Direct Growth

Fund Overview

Fund Size

₹113 Cr

Expense Ratio

0.23%

ISIN

INF0GCD01370

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

09 Aug 2021

About this fund

TrustMF Short Term Fund Direct Growth is a Short Duration mutual fund schemes offered by Trust Mutual Fund. This fund has been in existence for 3 years, 10 months and 17 days, having been launched on 09-Aug-21.
As of 24-Jun-25, it has a Net Asset Value (NAV) of ₹1279.00, Assets Under Management (AUM) of 112.92 Crores, and an expense ratio of 0.23%.

TrustMF Short Term Fund Direct Growth has given a CAGR return of 6.55% since inception.
The fund's asset allocation comprises around 0.00% in equities, 91.83% in debts, and 7.93% in cash & cash equivalents.
You can start investing in TrustMF Short Term Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+9.50%

+9.30% (Cat Avg.)

3 Years

+7.76%

+7.76% (Cat Avg.)

Since Inception

+6.55%

— (Cat Avg.)

Portfolio Summaryas of 15th June 2025

Debt	₹103.69 Cr	91.83%
Others	₹9.23 Cr	8.17%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹11.24 Cr	8.77%
Export Import Bank Of India	Bond - Corporate Bond	₹10.21 Cr	7.97%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹10.21 Cr	7.97%
Power Finance Corporation Limited	Bond - Corporate Bond	₹10.17 Cr	7.94%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹10.17 Cr	7.94%
Bajaj Finance Limited	Bond - Corporate Bond	₹10.15 Cr	7.93%
7.1% Govt Stock 2034	Bond - Gov't/Treasury	₹9.94 Cr	7.76%
Power Grid Corporation Of India Limited	Bond - Corporate Bond	₹9.13 Cr	7.13%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹8.96 Cr	7.00%
Treps	Cash - Repurchase Agreement	₹5.46 Cr	4.26%
7.32% Govt Stock 2030	Bond - Gov't/Treasury	₹5.27 Cr	4.12%
6.75% Govt Stock 2029	Bond - Gov't/Treasury	₹5.15 Cr	4.02%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹5.13 Cr	4.01%
National Housing Bank	Bond - Corporate Bond	₹5.11 Cr	3.99%
7.18% Govt Stock 2033	Bond - Gov't/Treasury	₹4.2 Cr	3.28%
Net Current Assets	Cash	₹3.43 Cr	2.68%
7.04% Govt Stock 2029	Bond - Gov't/Treasury	₹2.59 Cr	2.02%
Axis Bank Limited	Cash - CD/Time Deposit	₹0.96 Cr	0.75%
Investment in Corporate Debt Market Development Fund (CDMDF)$$	Mutual Fund - Open End	₹0.32 Cr	0.25%
91 Days Tbill Red 19-06-2025	Bond - Gov't/Treasury	₹0.3 Cr	0.23%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹90.48 Cr	70.63%
Bond - Gov't/Treasury	₹27.45 Cr	21.43%
Cash - Repurchase Agreement	₹5.46 Cr	4.26%
Cash	₹3.43 Cr	2.68%
Cash - CD/Time Deposit	₹0.96 Cr	0.75%
Mutual Fund - Open End	₹0.32 Cr	0.25%

Risk & Performance Ratios

Fund Managers

Jalpan Shah

Since June 2024

Neeraj Jain

Since April 2024

Additional Scheme Detailsas of 15th June 2025

ISIN

INF0GCD01370

Expense Ratio

0.23%

Exit Load

No Charges

Fund Size

₹113 Cr

Age

3 years 10 months

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Short Duration Debt A-II TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Short Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Union Short Duration Fund Direct Growth Low Risk	0.3%	0.0%	₹721.97 Cr	-
Union Short Duration Fund Regular Growth Low Risk	0.7%	0.0%	₹721.97 Cr	-
HSBC Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹3928.37 Cr	9.7%
Groww Short Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹71.52 Cr	9.7%
Groww Short Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹71.52 Cr	8.6%
Invesco India Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1240.00 Cr	9.7%
ICICI Prudential Short Term Fund Direct Growth Moderate Risk	0.5%	0.0%	₹21283.50 Cr	9.6%
Sundaram Short Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹214.18 Cr	9.7%
Bandhan Bond Fund - Short Term Plan Direct Growth Low to Moderate Risk	0.3%	0.0%	₹10116.37 Cr	9.9%
Nippon India Short Term Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹8154.86 Cr	10.1%
Kotak Bond Fund Short Term Plan Direct Growth Low to Moderate Risk	0.4%	0.0%	₹18428.66 Cr	9.8%
LIC MF Short Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹209.15 Cr	9.8%
LIC MF Short Duration Fund Regular Growth Low to Moderate Risk	1.3%	0.0%	₹209.15 Cr	8.8%
Canara Robeco Short Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹452.78 Cr	8.3%
SBI Short Term Debt Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹14733.18 Cr	9.2%
Bank of India S/T Income Regular Growth Low to Moderate Risk	1.0%	0.0%	₹145.41 Cr	10.1%
Baroda BNP Paribas Short Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹198.72 Cr	9.1%
JM Short Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹120.83 Cr	9.4%
JM Short Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹120.83 Cr	8.6%
Invesco India Short Term Fund Regular Growth Moderate Risk	1.1%	0.0%	₹1240.00 Cr	8.9%
Axis Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹9493.70 Cr	10.0%
UTI Short Term Income Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹2822.27 Cr	9.4%
HDFC Short Term Debt Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹15485.82 Cr	9.7%
Aditya Birla Sun Life Short Term Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹10963.47 Cr	9.8%
Bank of India S/T Income Direct Growth Low to Moderate Risk	0.5%	0.0%	₹145.41 Cr	10.8%
Baroda BNP Paribas Short Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹198.72 Cr	9.9%
SBI Short Term Debt Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹14733.18 Cr	9.7%
Tata Short Term Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹3685.20 Cr	9.3%
Canara Robeco Short Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹452.78 Cr	8.9%
DSP Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹3749.34 Cr	9.7%
PGIM India Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹27.94 Cr	6.7%
HSBC Short Duration Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹3928.37 Cr	9.2%
UTI Short Term Income Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹2822.27 Cr	8.9%
TrustMF Short Term Fund Regular Growth Moderate Risk	0.7%	0.0%	₹112.92 Cr	8.9%
TrustMF Short Term Fund Direct Growth Moderate Risk	0.2%	0.0%	₹112.92 Cr	9.5%
Aditya Birla Sun Life Short Term Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹10963.47 Cr	9.1%
Kotak Bond Fund Short Term Plan Regular Growth Low to Moderate Risk	1.1%	0.0%	₹18428.66 Cr	9.0%
Sundaram Short Duration Fund Regular Growth Moderate Risk	0.9%	0.0%	₹214.18 Cr	9.1%
DSP Short Term Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹3749.34 Cr	9.1%
PGIM India Short Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹27.94 Cr	6.1%
HDFC Short Term Debt Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹15485.82 Cr	9.3%
Nippon India Short Term Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹8154.86 Cr	9.5%
Mahindra Manulife Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹77.63 Cr	9.8%
Mahindra Manulife Short Duration Fund Regular Growth Low to Moderate Risk	1.3%	0.0%	₹77.63 Cr	8.7%
ICICI Prudential Short Term Fund Regular Growth Moderate Risk	1.0%	0.0%	₹21283.50 Cr	9.0%
Mirae Asset Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1056.03 Cr	9.9%
Bandhan Bond Fund - Short Term Plan Regular Growth Low to Moderate Risk	0.8%	0.0%	₹10116.37 Cr	9.3%
Tata Short Term Bond Fund Regular Growth Moderate Risk	1.2%	0.0%	₹3685.20 Cr	8.4%
Mirae Asset Short Term Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹1056.03 Cr	9.0%
Axis Short Term Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹9493.70 Cr	9.5%

About the AMC

Trust Mutual Fund

+91 2262746000

https://www.trustmf.com/

Total AUM

₹1,346 Cr

Address

801, 8th Floor, G Block, Naman Center, Bandra Kurla Complex, Mumbai, 400051

Other Funds by Trust Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
TrustMF Fixed Maturity Plan - Series II (1196 Days) Direct Growth High Risk	-	0.0%	₹58.60 Cr	9.3%
TrustMF Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹110.09 Cr	9.2%
TRUSTMF Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹78.60 Cr	6.4%
TrustMF Short Term Fund Direct Growth Moderate Risk	0.2%	0.0%	₹112.92 Cr	9.5%
TrustMF Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹764.49 Cr	7.2%
TRUSTMF Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹110.48 Cr	8.0%
TrustMF Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹43.38 Cr	9.1%

Risk Level

Your principal amount will be at Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of TrustMF Short Term Fund Direct Growth?

The NAV of TrustMF Short Term Fund Direct Growth, as of 24-Jun-2025, is ₹1279.00.

What are the returns of TrustMF Short Term Fund Direct Growth?

The fund has generated 9.50% over the last 1 year and 7.76% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of TrustMF Short Term Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 91.83% in bonds, and 7.93% in cash and cash equivalents.

Who manages the TrustMF Short Term Fund Direct Growth?

The fund managers responsible for TrustMF Short Term Fund Direct Growth are:-

Jalpan Shah
Neeraj Jain

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹113 Cr

Expense Ratio

0.23%

ISIN

INF0GCD01370

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

09 Aug 2021

Risk Level

Your principal amount will be at Moderate Risk