Mirae Asset Savings Fund Regular Growth

Fund Overview

Fund Size

₹1,838 Cr

Expense Ratio

0.85%

ISIN

INF769K01846

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

05 Mar 2008

About this fund

Mirae Asset Savings Fund Regular Growth is a Low Duration mutual fund schemes offered by Mirae Asset India Mutual Fund. This fund has been in existence for 17 years, 4 months and 9 days, having been launched on 05-Mar-08.
As of 31-Oct-19, it has a Net Asset Value (NAV) of ₹1963.07, Assets Under Management (AUM) of 1838.28 Crores, and an expense ratio of 0.85%.

Mirae Asset Savings Fund Regular Growth has given a CAGR return of 5.96% since inception.
The fund's asset allocation comprises around 0.00% in equities, 66.67% in debts, and 33.11% in cash & cash equivalents.
You can start investing in Mirae Asset Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.08%

+7.75% (Cat Avg.)

3 Years

+6.33%

+7.09% (Cat Avg.)

5 Years

+6.58%

+5.83% (Cat Avg.)

10 Years

+6.70%

+5.86% (Cat Avg.)

Since Inception

+5.96%

— (Cat Avg.)

Portfolio Summaryas of 30th June 2025

Debt	₹1,225.56 Cr	66.67%
Others	₹612.73 Cr	33.33%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
India (Republic of)	Bond - Short-term Government Bills	₹96.1 Cr	6.14%
364 DTB 23-Oct-2025	Bond - Gov't/Treasury	₹73.75 Cr	4.71%
Rec Limited	Bond - Corporate Bond	₹55.55 Cr	3.55%
Treps	Cash - Repurchase Agreement	₹53.2 Cr	3.40%
Union Bank Of India	Cash - CD/Time Deposit	₹48.41 Cr	3.09%
Ultratech Cement Limited	Bond - Corporate Bond	₹45.53 Cr	2.91%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹40.66 Cr	2.60%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹40.27 Cr	2.57%
HDFC Bank Limited	Cash - CD/Time Deposit	₹38.98 Cr	2.49%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹38.65 Cr	2.47%
Net Receivables / (Payables)	Cash - Collateral	₹31.25 Cr	2.00%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹30.29 Cr	1.94%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹30.15 Cr	1.93%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹30.13 Cr	1.93%
Axis Bank Ltd.	Bond - Corporate Bond	₹29.18 Cr	1.86%
Kotak Mahindra Bank Limited	Cash - CD/Time Deposit	₹29.03 Cr	1.85%
Bajaj Finance Limited	Bond - Corporate Bond	₹28.89 Cr	1.85%
Hdb Financial Services Limited	Bond - Corporate Bond	₹27.22 Cr	1.74%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹25.25 Cr	1.61%
6.99% Govt Stock 2026	Bond - Gov't/Treasury	₹25.25 Cr	1.61%
Rec Limited	Bond - Corporate Bond	₹25.01 Cr	1.60%
Indostar Capital Finance Limited	Bond - Corporate Bond	₹24.95 Cr	1.59%
Angel Broking Limited	Cash - Commercial Paper	₹24.55 Cr	1.57%
Export Import Bank Of India **	Cash - Commercial Paper	₹24.53 Cr	1.57%
Axis Bank Limited	Cash - CD/Time Deposit	₹24.45 Cr	1.56%
Kotak Mahindra Bank Limited	Cash - CD/Time Deposit	₹24.06 Cr	1.54%
HDFC Bank Limited	Cash - CD/Time Deposit	₹24.02 Cr	1.53%
Birla Group Holdings Private Limited	Cash - Commercial Paper	₹24.01 Cr	1.53%
Motilal Oswal Financial Services Limited	Cash - Commercial Paper	₹23.97 Cr	1.53%
Punjab National Bank (18/03/2026)	Cash - CD/Time Deposit	₹23.94 Cr	1.53%
Export Import Bank Of India	Bond - Corporate Bond	₹23.5 Cr	1.50%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹22.39 Cr	1.43%
HDFC Bank Limited	Bond - Corporate Bond	₹21.16 Cr	1.35%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹20.25 Cr	1.29%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹20.22 Cr	1.29%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹20.18 Cr	1.29%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹20.07 Cr	1.28%
Canara Bank	Cash - CD/Time Deposit	₹19.45 Cr	1.24%
Birla Group Holdings Private Limited	Cash - Commercial Paper	₹18.83 Cr	1.20%
Mindspace Business Parks Reit	Bond - Corporate Bond	₹18.15 Cr	1.16%
Muthoot Finance Limited	Bond - Corporate Bond	₹17.29 Cr	1.10%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹17.1 Cr	1.09%
National Housing Bank	Bond - Corporate Bond	₹15.31 Cr	0.98%
Godrej Industries Limited	Bond - Corporate Bond	₹15.31 Cr	0.98%
Power Finance Corporation Limited	Bond - Corporate Bond	₹15.17 Cr	0.97%
Hdb Financial Services Limited	Bond - Corporate Bond	₹15.14 Cr	0.97%
HDFC Credila Financial Services Private Limited	Cash - Commercial Paper	₹14.6 Cr	0.93%
Export Import Bank Of India	Bond - Corporate Bond	₹13.18 Cr	0.84%
Canara Bank	Cash - CD/Time Deposit	₹12.62 Cr	0.81%
Indian Bank	Bond - Gov't Agency Debt	₹11.49 Cr	0.73%
Power Finance Corporation Limited	Bond - Corporate Bond	₹11.06 Cr	0.71%
Power Finance Corporation Limited	Bond - Corporate Bond	₹10.31 Cr	0.66%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹10.27 Cr	0.66%
India Infrastructure Finance Company Limited	Bond - Corporate Bond	₹10.17 Cr	0.65%
Rec Limited	Bond - Corporate Bond	₹10.13 Cr	0.65%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹10.08 Cr	0.64%
Indostar Capital Finance Limited	Bond - Corporate Bond	₹10.05 Cr	0.64%
Indostar Capital Finance Limited	Bond - Corporate Bond	₹10.05 Cr	0.64%
Motilal Oswal Finvest Limited	Bond - Corporate Bond	₹10.03 Cr	0.64%
Bank of Baroda	Bond - Corporate Bond	₹9.83 Cr	0.63%
Power Finance Corporation Limited	Bond - Corporate Bond	₹8.09 Cr	0.52%
7.37% Govt Stock 2028	Bond - Gov't/Treasury	₹5.21 Cr	0.33%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹5.1 Cr	0.33%
Muthoot Finance Limited	Bond - Corporate Bond	₹5.04 Cr	0.32%
Power Finance Corporation Limited	Bond - Corporate Bond	₹5.01 Cr	0.32%
Muthoot Finance Limited	Bond - Corporate Bond	₹5.01 Cr	0.32%
Cholamandalam Investment & Finance Co Ltd.	Cash - Commercial Paper	₹4.7 Cr	0.30%
Corporate Debt Market Development Fund - Class A2#	Mutual Fund - Open End	₹3.47 Cr	0.22%
Kotak Mahindra Prime Limited	Bond - Corporate Bond	₹3.02 Cr	0.19%
07.75 KA Sdl 2027	Bond - Gov't/Treasury	₹2.57 Cr	0.16%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹1.51 Cr	0.10%
Rec Limited	Bond - Corporate Bond	₹1.02 Cr	0.06%
HDFC Bank Limited	Bond - Corporate Bond	₹1.01 Cr	0.06%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹844.29 Cr	53.94%
Cash - CD/Time Deposit	₹283.61 Cr	18.12%
Cash - Commercial Paper	₹135.19 Cr	8.64%
Bond - Gov't/Treasury	₹106.78 Cr	6.82%
Bond - Short-term Government Bills	₹96.1 Cr	6.14%
Cash - Repurchase Agreement	₹53.2 Cr	3.40%
Cash - Collateral	₹31.25 Cr	2.00%
Bond - Gov't Agency Debt	₹11.49 Cr	0.73%
Mutual Fund - Open End	₹3.47 Cr	0.22%

Risk & Performance Ratios

Fund Managers

Basant Bafna

Since February 2024

Additional Scheme Detailsas of 30th June 2025

ISIN

INF769K01846

Expense Ratio

0.85%

Exit Load

No Charges

Fund Size

₹1,838 Cr

Age

17 years 4 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

NIFTY Low Duration Debt TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Low Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Union Low Duration Fund Regular Growth Low to Moderate Risk	-	0.0%	-	-
Union Low Duration Fund Direct Growth Low to Moderate Risk	-	0.0%	-	-
Edelweiss Low Duration Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹556.57 Cr	-
Edelweiss Low Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹556.57 Cr	-
Franklin India Low Duration Fund Regular Growth Moderate Risk	0.9%	0.0%	₹307.20 Cr	-
Franklin India Low Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹307.20 Cr	-
HSBC Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹644.29 Cr	9.9%
LIC MF Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1688.82 Cr	8.4%
Mirae Asset Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1838.28 Cr	8.5%
Invesco India Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1620.86 Cr	8.3%
Kotak Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹12943.62 Cr	8.7%
Sundaram Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹367.63 Cr	8.6%
Bandhan Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹6931.41 Cr	8.2%
Nippon India Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹7725.73 Cr	8.6%
JM Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹237.99 Cr	8.4%
SBI Magnum Low Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹14824.17 Cr	7.8%
Axis Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹5444.28 Cr	8.2%
DSP Low Duration Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹5592.41 Cr	7.9%
JM Low Duration Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹237.99 Cr	7.9%
Nippon India Low Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹7725.73 Cr	8.0%
Invesco India Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹1620.86 Cr	7.3%
PGIM India Low Duration Fund Regular Growth Low to Moderate Risk	1.2%	0.0%	₹93.31 Cr	6.3%
UTI - Treasury Advantage Fund Regular Growth Moderate Risk	0.4%	0.0%	₹3001.64 Cr	8.3%
DSP Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹5592.41 Cr	8.3%
HSBC Low Duration Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹644.29 Cr	9.3%
UTI - Treasury Advantage Fund Direct Growth Moderate Risk	0.4%	0.0%	₹3001.64 Cr	8.4%
Axis Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹5444.28 Cr	8.6%
Aditya BSL Low Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹12396.21 Cr	8.5%
Baroda BNP Paribas Low Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹261.79 Cr	8.4%
ICICI Prudential Savings Fund Direct Growth Moderate Risk	0.4%	0.0%	₹25546.71 Cr	8.5%
Canara Robeco Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1342.26 Cr	8.3%
SBI Magnum Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹14824.17 Cr	8.4%
Tata Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹3163.92 Cr	8.3%
PGIM India Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹93.31 Cr	7.2%
HDFC Low Duration Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹22354.40 Cr	8.6%
Aditya BSL Low Duration Fund Regular Growth Moderate Risk	1.2%	0.0%	₹12396.21 Cr	7.7%
LIC MF Low Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹1688.82 Cr	7.6%
Baroda BNP Paribas Low Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹261.79 Cr	7.6%
Sundaram Low Duration Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹367.63 Cr	7.8%
ICICI Prudential Savings Fund Regular Growth Moderate Risk	0.5%	0.0%	₹25546.71 Cr	8.4%
Canara Robeco Savings Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹1342.26 Cr	7.9%
Bandhan Low Duration Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹6931.41 Cr	7.9%
HDFC Low Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹22354.40 Cr	8.0%
Mirae Asset Savings Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹1838.28 Cr	7.1%
Kotak Low Duration Fund Regular Growth Low to Moderate Risk	1.2%	0.0%	₹12943.62 Cr	7.9%
Tata Treasury Advantage Fund Regular Growth Low to Moderate Risk	0.6%	0.0%	₹3163.92 Cr	8.0%
Mahindra Manulife Low Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹637.63 Cr	7.6%
Mahindra Manulife Low Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹637.63 Cr	8.5%

About the AMC

Mirae Asset India Mutual Fund

022-6780 0300

https://www.miraeassetmf.co.in/

Total AUM

₹2,03,677 Cr

Address

Unit No. 606, 6th Floor, Mumbai, 400 098

Other Funds by Mirae Asset India Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Mirae Asset CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct Growth Low to Moderate Risk	-	0.0%	-	-
Mirae Asset Income plus Arbitrage Active FOF Direct Growth Moderately High risk	-	0.0%	-	-
Mirae Asset BSE 200 Equal Weight ETF Fund of Fund Direct Growth Very High Risk	0.4%	0.0%	₹8.98 Cr	-
Mirae Asset BSE Select IPO ETF Fund of Fund Direct Growth Very High Risk	0.4%	0.0%	₹9.66 Cr	-
Mirae Asset Multi Asset Allocation Fund Direct Growth High Risk	0.4%	1.0%	₹1991.37 Cr	11.4%
Mirae Asset Great Consumer Fund Direct Growth Very High Risk	0.4%	1.0%	₹4224.05 Cr	1.6%
Mirae Asset Cash Management Direct Growth Low to Moderate Risk	0.1%	0.0%	₹14285.45 Cr	7.2%
Mirae Asset Emerging Bluechip Direct Growth Very High Risk	0.6%	1.0%	₹39459.25 Cr	2.6%
Mirae Asset Large Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹39530.24 Cr	5.2%
Mirae Asset Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1838.28 Cr	8.5%
Mirae Asset Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹2555.64 Cr	8.4%
Mirae Asset Focused Fund Direct Growth Very High Risk	0.6%	1.0%	₹7926.73 Cr	7.6%
Mirae Asset Dynamic Bond Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹120.63 Cr	9.0%
Mirae Asset NYSE FANG+ ETF Fund of Fund Direct Growth Very High Risk	0.7%	0.0%	₹1924.67 Cr	50.0%
Mirae Asset Hybrid Equity Fund Direct Growth Very High Risk	0.4%	1.0%	₹9057.55 Cr	6.8%
Mirae Asset Equity Allocator Fund of Fund Direct Growth Very High Risk	0.2%	0.0%	₹937.78 Cr	1.6%
Mirae Asset Nifty 100 ESG Sector Leaders Fund of Fund Direct Growth Very High Risk	0.5%	0.0%	₹100.33 Cr	3.9%
Mirae Asset S&P 500 Top 50 ETF Fund of Fund Direct Growth Very High Risk	0.7%	0.0%	₹612.06 Cr	28.0%
Mirae Asset Nifty SDL Jun 2027 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹639.80 Cr	9.0%
Mirae Asset Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1747.82 Cr	8.1%
Mirae Asset Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2814.74 Cr	6.2%
Mirae Asset Banking and Financial Services Fund Direct Growth Very High Risk	0.6%	1.0%	₹1998.29 Cr	12.1%
Mirae Asset Multicap Fund Direct Growth Very High Risk	0.4%	1.0%	₹3709.61 Cr	6.0%
Mirae Asset Nifty India Manufacturing ETF Fund of Fund Direct Growth Very High Risk	0.6%	0.0%	₹112.75 Cr	-3.6%
Mirae Asset Tax Saver Fund Direct Growth Very High Risk	0.6%	0.0%	₹25567.42 Cr	5.7%
Mirae Asset Nifty SDL Jun 2028 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹73.82 Cr	9.9%
Mirae Asset Corporate Bond Fund Direct Growth Moderate Risk	0.2%	0.0%	₹44.41 Cr	9.6%
Mirae Asset Hang Seng TECH ETF Fund of Fund Direct Growth Very High Risk	0.6%	0.0%	₹87.28 Cr	55.3%
Mirae Asset Equity Savings Fund Direct Growth Moderately High risk	0.4%	1.0%	₹1442.49 Cr	8.8%
Mirae Asset Banking and PSU Debt Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹47.74 Cr	9.4%
Mirae Asset Global X Artificial Intelligence & Technology ETF Fund of Fund Direct Growth Very High Risk	0.9%	1.0%	₹313.74 Cr	21.7%
Mirae Asset Global Electric & Autonomous Vehicles ETFs Fund of Fund Direct Growth Very High Risk	2.0%	1.0%	₹47.42 Cr	4.6%
Mirae Asset Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹1371.22 Cr	6.4%
Mirae Asset Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1056.03 Cr	9.8%
Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹243.68 Cr	11.0%
Mirae Asset Nifty AAA PSU Bond Plus SDL Apr 2026 50:50 Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹87.46 Cr	8.1%
Mirae Asset Healthcare Fund Direct Growth Very High Risk	0.5%	1.0%	₹2690.55 Cr	15.1%
Mirae Asset Arbitrage Fund Direct Growth Low Risk	0.1%	0.0%	₹3363.76 Cr	7.5%
Mirae Asset Midcap Fund Direct Growth Very High Risk	0.6%	1.0%	₹16336.65 Cr	3.6%
Mirae Asset Balanced Advantage Fund Direct Growth Moderately High risk	0.7%	1.0%	₹1854.08 Cr	7.6%

Risk Level

Your principal amount will be at Low to Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of Mirae Asset Savings Fund Regular Growth?

The NAV of Mirae Asset Savings Fund Regular Growth, as of 31-Oct-2019, is ₹1963.07.

What are the returns of Mirae Asset Savings Fund Regular Growth?

The fund has generated 7.08% over the last 1 year and 6.33% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Mirae Asset Savings Fund Regular Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 66.67% in bonds, and 33.11% in cash and cash equivalents.

Who manages the Mirae Asset Savings Fund Regular Growth?

The fund managers responsible for Mirae Asset Savings Fund Regular Growth are:-

Basant Bafna

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹1,838 Cr

Expense Ratio

0.85%

ISIN

INF769K01846

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

05 Mar 2008

Risk Level

Your principal amount will be at Low to Moderate Risk